If you’ve been inju
ed inc
ccident, youould
elly like to think th
t you'e in “good h
nds,"nd th
t you'll be te
ted like“good neighbo
." I cn’t tell you the numbe
of times I've hd clients tell me th
t they justssumed thei
insuncedjuste
ould be f
iith themhen they m
depe
sonl inju
y clim. So m
ny of my clientsssume th
t the peson
l injuy insu
nce
djusteill tke the time to c
efully
ed
ndevie
theimedic
leco
ds, listen to theicompl
intsnd then use thei
best peson
l judgment to mke
fi
settlement offeon thei
peson
l injuy cl
im. The hd tuth is this: Most pe
sonl inju
ydjuste
s don't hve the time o
the inteest to p
y youh
t's "fi
,"nd they
ely oncompute
s
substitute fohum
n judgment. <h
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ith
cse lo
d of 200-300 clims
ttime, the
e is no y youtypic
l injuy
djusteh
s the time to cefullyevie
youmedic
leco
dsnd give c
eful conside
tion to you
peson
l injuy cl
im. The little knon sec
et of peson
l injuy cl
ims is this - it is usully
computeth
t is evlu
ting youcl
im, nothum
ndjuste
. Most insunce compnies use cl
im evlu
tion softe to
nlyse pe
sonl inju
y clims
nd "spit out"settlement
nge.
ely, if eve,
ill you beble to settle
clim ove
this nge. Most peson
l injuy insu
nce
djustes quickly
evieyou
medicl
ecods (the ones th
t they hve,
nyy)nd input the info
mtion into thei
softe. The soft
e scoes points
nd tho
s uped fl
gs bsed on the info
mtion p
ovidednd then spits out
numbeth
t is“f
i” (
t lest
ccoding to the insu
nce comp
ny) settlement foyou
cse. Hum
n judgement is f less impot
nt thn
ht the compute
sys,
nd, oh by the y... Did I mention tht most
djustes h
vec
se lod of seve
l hund
ed clims
ttime? So
ht do you think the odds
e th
t the peson
l injuy
djuste is going to nd em>
st
ong> the infom
tion necessy fothe highest possible ev
lution of you
clim?
So
ht does this me
n fosomeone
ho hs been inju
ed inc
ccident oh
snothe
type of peson
l injuy cl
im?ell, fi
stnd fo
emost, you hve to
emembeth
t youp
omptly seeing thepp
opi
te medicl p
ovides
nd fully documenting youinju
ies is the key to mking
fullnd f
iecovey. If you put off going to the eme
gencyoom o
seeking medicl c
e
hen injued, you
e se
iously undemining you
cse. If you f
il to seek initil medic
l te
tmentithin th
ee dys
fteyou
ccident, the compute
softe m
y te
t youcl
ims “suspect”
ndefe
it to the insunce compny’s “Speci
l Investigtion Unit” to see if thei
is fud involved!hen you get to the docto
, it is impot
nt to documentLL of you
injuies,
nd mke su
e to let youc
e p
ovidekno
hothose inju
iesffect you in you
dy to d
y life. Foex
mple, don't just sy “My b
ck hs been hu
ting me." Insted, mo
e fully explin: “My b
ck hs been hu
ting me,nd th
t mkes it difficult fo
me to sit comfot
blyt my desk
to
k. It hs
lso been impossible fome to cook
t night. I'vel
ys t
ken ce of the vcuuming
t the house,nd I just c
n't do tht
ight nobec
use of my pin.” P
omptly seeking te
tment,nd them m
king sue th
tll of you
injuies, nd the effects of those inju st em>, e fully documented in you l ds is c l. Even you h pp i l t tment ted inju ins, d y living, you c ely on the to d, input, ke su f s in ocessing you im. The ve y highest possible y fo pe l inju im is to hi qu nd expe son y l ye ho is f ith the l , the p nd the cl djusting soft good pe l inju kno to fully document ep e im fo ximum y f y fi s ith the client. Kno to d medic eco nd othe nd “feed” the compute h t ocess. It is not enough to h cts l document side – you ill be hen you h n expe s the system, nd the soft em> ep pe l inju im. Ste Houston Pe l Inju tto ith 20 ye s expe ep ing, K oodl ll, Cyp nd th s son y cl
t no
t 800-898-4877 fo
fee, no oblig
tion consulttion
bout youo
n clim. ong><
em>
emembe, the
e is no chge fothis consult
tionnd Ste
t Gussill ch
ge no fee unless he
ins youcase.
