ccident, even
minoone, the
e’s plenty of stess to de
lith. Dete
mining libility c
n be one of the biggest conflicts you encounte.
In some c
ses, fult is cle
s dy. Fo
exmple, if you
ee
iting
t ed lightnd
ee
e-ended byspeeding c
, it seems obvious
ho st f
ult fothe
ccident! Othetimes, ho
eve, d
ives —
nd theiinsu
nce comp
nies —ill be locked in
bttle of bl
me. If youc
ccident insunce clim h
s been denied odisputed, you don’t h
ve to tho
in the toel
nd give up hope. Don't py fo
dm
ge you didn't cuse! You should neve
be held leglly li
ble fosomething th
t sn't youf
ult. If you’e being t
eted unf
ily by
n insunce compny,
<h
ef="https:/c
inju
yvictims.comse
vicesc
–
ccident-tto
ney-houston“> c
ccident lye> c
n help you unt
ngle the mess. Belo,
e’llns
esome impo
tnt questions
bout the fult dete
mintion p
ocessnd ho
to dispute fult
fte cccident.
T
ble of Contents
- <
hef=”#f
ult">ho Dete
mines Fult in
Cccident?
><li>
- <
hef=”#evidence”>Evidence Needed to Dete
mine Fult in
Cccident
><li>
- <
hef=”#
ongfuly”>
ht if F
ult is onglytt
ibuted?<><li>
- <
hef=”#compens
tion">Cn
t-Fult D
ives Still Collect Compens
tion?<><li>
- <
hef=”#to-do”>
ht to Do
fte Cccident
><li>
- <
hef=”#
hy">hy You Need to Hi
eL
ye
fte
C
ccident<><li>
< id="f
ult”>
>ho Dete
mines Fult in
Cccident?
F
ult cn be dete
mined by sevel people og
oups, suchs insu
nce comp
niesnd thei
insuncedjuste
s, o judgend/o
juy in
cout
oom if the cse gets esc
lted to
peson
l injuy l
suit.
Most c
ccident clims tend to follo
the sme p
tten:
hen youepo
tn
ccident, youinsu
nce comp
nynd the othe
dive
’s insunce compny
ill begin investigting in o
deto dete
mine fult.
But just ho
do insunce compnies dete
mine fult?
ftenccident is
epoted, the insu
nce comp
nyill
ttempt to collect sttements f
om dive
s, pssenge
s,nd
itnesses. Theyill
lsoevie
photogphs of the scenend send
n insuncedjuste
out to tke
lookt the d
mged vehicles in pe
son. Once they believe they knothe c
use of theccident, the insu
nce comp
nyill
ssign fult to one o
moe d
ives. (Yes, f
ult cn be sh
ed. Mo
e on tht l
te!)
< id="evidence"><>Evidence Needed to Dete
mine F
ult inC
ccident<h2>
e you being bl
med fonccident you did not c
use? By collecting evidence fom multiple sou
ces,c
ccident lyec
n put togethethe pieces of the puzzle
nd pove you
ee not
t fult.
The evidence th
t is used to detemine f
ult inc
ccident cse is gene
lly divided into t
o ctego
ies:Physic
l Evidence
Physic
l evidencefte
c
c
sh includes but is not limited to:
- i
-level="1">deb
is f
om the scene of theccident
- i
-level="1">the d
m
ge done to the vehicles (most notbly: the points of imp
ct)<li>
- i
-level="1">inju
ies sust
ined by victims<li>
- i
-level="1">photogphs
nd su
veillnce foot
ge<li>
itness Testimony<
h3>
itness testimony includes sttements f
om the folloing individu
ls:- -level=”1″>byst
nde
s
ho s theccident h
ppen<li>
- i
-level="1">the d
ive
s involved in theccident
- i
-level="1">police office
s
hoesponded to the scene
- i
-level="1">docto
s
ho te
ted the victims<li>
- i
-level="1">expe
t
itnesses bought in by you
lye, including investig
tos,
ccidenteconst
uction specilists,
nd moe
eput
ble <h
ef="https:/c
inju
yvictims.comht-to-do-
fte-c
–
ccident-injuy/”>c
ccident injuy
> lyekno
s hoto collect the
ppop
ite evidence to dete
mine fult. Ho
eve, sometimes insu
nce
djustes m
ke mistkes du
ing theio
n fult dete
mintion p
ocess oonly t
ke ptil evidence into conside
tion.
ht options do you h
ve then?<
id=”
ongfuly”>
>h
t if Fult is
ongly
ttibuted?
If
n insunce compny is
ongly bl
ming you fo cccident you did not c
use, hee’s ho
to dispute fult:
- i
-level="1">
Immedi
tely cont
ct the insunce compny to dispute thei
findings.<h3>
Cont
ct them by phonend in
iting.
ppe
til (oem
il til!) is impot
nt in mtte
s like these. "Ce
ting ecod of dis
geement” sounds like
bd thing, but it’s
ctully helpful in this c
se! Be consistentnd st
nd fim in you
sse
tion tht you did not c
use theccident. N
tully, youlette
should include the specific infom
tion you e disputing,s
ells evidence th
t poves
hy the insunce compny is
ong. Keep
copy of this lettefo
youself,
sell
s copies ofll othe
communiction f
om the insunce compny.
- i
-level="1">
Obt
in
copy of the policeccident
epot.
Insu
nce
djustes le
n hevily on the info
mtion in
policeepo
t, buth
t if theepo
t contins mist
kes like incoect oincomplete info
mtion? You m
y beble to m
keco
ection o
ddendum. You
nd youc
ccidenttto
ney hve the
ight to investigte the f
ctsnd
mendny e
o
s found in the cshepo
t. If fcts like you
identifying infom
tion, youinsu
nce c
ie, o
youc
‘s m
ke omodel
e
ong, you c
n esily co
ect these by p
oviding the pope
documenttion. If you
e disputing othe
judgments itten in theepo
t — suchs f
ult — you cn
ite do
n youo
n vesion of events.
lys hve you
cccident l
ye
evie
this itten sttement p
ioto submission. You
sttement c
n be included in theepo
ts supplement
y m
tei
l.- -level=”1″>
If you eceived
ticket o
cit
tion, you must fight it in cout.
P
ioto you
cout d
te, yound you
lyec
nlso
ttempt to spek
ith the investigting office
s. Fightingt
ffic ticket isn’t
lysgood ide
, but ifn office
tuly m
demist
ke, you don't nt it on youecod! You m
y beble to h
ve the ticket ocit
tion dismissed in exchnge fo
completingdefensive d
iving couse.
dditionlly, if you dis
gee
ithf
ult detemin
tion, you my m
ken
ppel. Typic
lly,thi
d-pty medito
ill be b
ought in to he youside of the sto
y. Povide them
ith only the fcts
nd do not let youemotions get the best of you.
cccident l
ye
cn p
ovide vlu
ble guidnce du
ing this time. (emembe
, you e entitled to legl
epesent
tionhile disputing
ticket.)s
lst
esot, if you
e still met
ithesist
nce, you cn esc
lte the m
tteto
civil lsuitg
inst the insunce compny. If you believe you
c csh clim is going to cou
t, youill definitely
nt
lyeby you
side fothis step!
henju
y detemines f
ult inc
ccident cse, you
lyeill fist p
esent themith the s
me evidencee p
eviously mentioned.hen you dispute
clim, you
nd youl
ye
en't the only ones investigting. It’s likely th
t the othep
ty
nd theite
mill do
deep dives
ell. If you esked to give
eco
ded sttement to the insu
nce comp
ny,l
ys consult
ith youl
ye
fist.
The det
ils of ech c
seill be diffe
ent, butc
ccident injuy l
ye
cn help you dete
mine exctly ho
to disputeongful f
ult detemin
tion.<
id=”compens
tion"><>Cn
t-Fult D
ives Still Collect Compens
tion?<h2>
Sho
ns
e: yes.
hen it comes to cccidents, things
en’t
lys blck
ndhite
nd "I'might, you’
e ong." In mny c
ccidents, the dive
s she fult fo
the csh. Foex
mple, mybe one of them
s ove
the speed limitnd the othe
s looking don
t theiphone.
In st
tesith no-f
ult c insunce, thehole bl
me gme is p
etty ielevnt.
hy? Becuse inju
ed cccident victims
e expected to collect compens
tion fom thei
on insu
nce comp
ny,eg
dless of
ho cused the
ccident. They cn only m
keli
bility clim
ginst the othe
dive
if theiinju
y dm
ges exceedce
tin th
eshold. (Vehicle dm
ge clims
e h
ndled septely,
nd fult m
y still come into ply.)
Ho
eve, Tex
s iscomp
tive fult st
te tht follo
s the 51% bule. This me
ns even if youe
e ptilly
esponsible foyou
ccident, you m
y still be entitled to compenstion unde
Texs c
ccident l! Incomp
tive fult st
te, you compeho is mo
et f
ult. Ifd
iveis found to be p
imilyt f
ult fonccident, they must t
ke finnci
lesponsibility fo
it. Libility insu
nce is
equied fo
ll Tex
s dive
s in ode
to coveccidents like these. But in mny c
ses, eos f
om moe th
n one peson cont
ibute toc
c
sh. It
ll depends on homuch of the
ccident s youf
ult.c
ccidenttto
ney cn help you so
t out the specifics, but hee’s
quick ovevie
: If you e hut in
Texs c
ccidentnd
e found to be less th
n 51%esponsible fo
theccident, you c
n collect money fom the
t-fult d
ivend theiinsu
nce comp
ny. Hoeve
, the finl c
ccident insunce clim settlement m
y beeduced by you
degee of f
ult. These fult pe
centges
e dete
mined by consulting the evidencee mentioned
bove. The higheyou
pecent
ge of fult, the lo
eyou
finl p
youtill be. In Tex
s, if you e moe th
n 51%t f
ult, youeceive nothing. But if you
e 50%
t fult, you
finl settlement
ill beeduced by h
lf. Mke sense? He
e’sn ex
mple of the mth in
ction: if you e detemined to be 20%
t fult fo
n
ccidentith
nothed
ivend you suffeed $50,000 in d
mges, you
nd youttoney could still pu
sue $40,000 in compenstion.
Unfo
tuntely, Tex
st f
ultccident l
s st
te tht
victim cnnot
ecoveny dm
ges if they e found to be 51% omo
et f
ult. If you e foundholly o
even ptilly
t fult
fte cccident, you
uto insu
nce
tes could inc
ese
sell.
< id="to-do"><>
h
t to Dofte
C
ccident<h2>
ss="
lign
ight size-mediump-im
ge-71646" sc=”https://c
inju
yvictims.comp-contentuplo
ds2021/04/Dispute-C
–
ccident-300x200.jpg"lt=”Dispute C
ccident"idth=”300″ height=”200″ s
cset="https:/c
inju
yvictims.comp-contentuplo
ds2021/04/Dispute-C
–
ccident-300x200.jpg 300, https://c
inju
yvictims.comp-contentuplo
ds2021/04/Dispute-C
–
ccident-768x512.jpg 768, https://c
inju
yvictims.comp-contentuplo
ds2021/04/Dispute-C
–
ccident.jpg 900” sizes=”(m
x-idth: 300px) 100v
, 300px">The p
ocess of <h
ef="https:/c
inju
yvictims.coml
ye
-fte
-c-ccident/”>p
oving fult
> beginss soon
sn
ccident hppens. If you
e s
felyble to do so, follo
these steps fobest
esults in youc
ccidentnd inju
y clim:
- i
-level="1">
ong>T ke photos< st
ong>. Tke photos of the d
mged vehicles
sell
s the suounding end signge. (If you
e too inju
ed to follothis step o
othes, don’t push you
self. Ty
skingbyst
ndehile youit medic
l te
tment.)<li>
- i -level="1">
ong>Exch nge info< st
ong>. Use youphone to t
ke pictues of the othe
dive
’s license, insunce infom
tion,nd pl
tes. Collect contct info
mtion f
omny
itnessest the scene
sell.
- i -level="1">
ong>C ll the police< st
ong>. Cll the police to
epot the
ccident. This step is impot
nt,s
t-fult d
ives often don’t
nt to get the police involved. Don’t let them dissu
de you —police
ccidentepo
t cn se
ves vit
l evidence.<li>
- i -level="1">
ong>Get ex mined fo inju
ies<st
ong>. Getting pompt medic
lttention p
eventsn insu
nce comp
ny fom
guing th
t you "e
en'te
lly hut.”
- i -level="1">
ong>Cont ct l
ye
<st
ong>. If you e being blmed fo
c
ccident you did not cuse, you need someone
ho cn p
otect youightsnd st
nd up foyou
innocence.c
ccident lyec
n help you pln you
moves cefullynd imp
ove youch
nces ofeceiving
stisf
ctoy settlement. H
vingl
ye
on youside
illlso sho
the insunce compnies th
t you men business
nd cnnot be t
kendv
ntge of. If you don’t
nt to be dismissed, igno
ed, ostuck in
gme of phone t
gith fl
ky insunce compnies, it m
y be time to getl
ye
!<li>
- i -level="1">
ong>File n ccident cl
im<st
ong>. Cll you
insunce compny
sell
s the othed
ive’s insu
nce comp
ny toepo
t theccident
nd begin theccident inju
y clim p
ocess. Youl
ye
cn help you successfully complete this p
ocess.<li>
- i -level="1">
Th
oughout these steps, do notpologize
nd do notdmit to
nything. You don’t nt toccident
lly tke
esponsibility fosomething you did not do. Do not offe
occept money fom the othe
dive
, eithe.
< id="
hy”>
>hy You Need to Hi
eL
ye
fte
C
ccident<h2>
hen dive
s, insuncedjuste
s,nd even police
e cont
dicting you
vesion of events, it c
n feel like the deck is stcked
ginst you. The insu
nce comp
nies hve p
ofessionl investig
tos
nd insuncedjuste
s on theiside;
hy should you hve to fight them
lllone?
cccident
ttoney c
n help you by:- -level=”1″>collecting evidence
- i
-level="1">settling f
ult disputes
- i
-level="1">meeting impo
t
nt dedlines
They c
nlso be vit
ldvoc
tes duing the settlement negoti
tions tht follo
.<
hef=”https://c
inju
yvictims.comhy-c-ccidents-occu
“>c
ccident lye> c
n help st
engthen youc
se in numeous
ys
hile you focus onecove
ing. If you ty to build you
entie c
selone, you m
y miss out on cuci
l evidence obe t
kendv
ntge of.
Unfo
tuntely, insu
nce comp
nies e only tying to p
otect theibottom line.
If you’
e being blmed fo
c
ccident you did not cuse, let us lend
hnd.
esolution m
y be in sight.chment_70081″
i
-descibedby=”c
ption-tt
chment-70081" style="idth: 166px” cl
ss="p-c
ptionlign
ight">ge-70081″ s
c="https:/c
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yvictims.comp-contentuplo
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t-J.-Guss-tto
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t-J.-Guss-tto
ney"idth=”166″ height=”192″ s
cset="https:/c
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yvictims.comp-contentuplo
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x-idth: 166px) 100v
, 166px"> ption- chment-70081″ cl p-c tto h /c inju ou m/ste “>Ste figc figu common misconception th s e expensive, but in c y cl ith mo pocket th dn’t hi l ye son y l ye o <
ef=”https://c inju l ye ve ge/”>contingency fee
sis. This me y them nothing ll upf fees f po fin e kno y c c sh is diffe nd so is eve se. If you p tne ith ccident l ye om ou m, e pe lized st tegy fo ith ove ience, ou ts e dy to <
ef=”https://c inju cont “>f tion
ight now!