News & opinion Getting Hit by Debris While You’re Driving

Getting Hit by Debris While You’re Driving

Car Accident Lawyers Houston

Six F

cts

bout These

ccidents Th

t Nobody

nts You to Kno

<

h2>

hen you’

e d

iving, you m

y be

fid of

c

sh

ith

d

unk d

ive

o distcted d

ive

unning you off the

o

d.

e

ll think of possible collisions

ith othe

vehicles, but

e m

y not conside

othee

l

isks on the

o

d—like deb

is f

om othe

vehicles o

t

ucks hitting you

c.

o

d deb

is h

zds e mo

e common th

n you think,

nd they c

n c

use you to c

sh you

c

nd suffe

se

ious inju

ies. Deb

is c

n hit cs in m

ny diffe

ent ys. Im

gine this:

contcto

fills

t

uck bed

ith supplies

nd tools—but f

ils to secu

e them.

s the contcto

d

ives on the highy, the

ind blo

s something out of the t

uck,

nd it comes flying

t you

c. Items c

n hit you

indshield—both c

cking the

indshield

nd sc

ing the d

ylights out of you, o

penet

ting the

indshield

nd st

iking you o p

ssenge

! M

ny d

ive

s p

nic, then s

e

ve o

c

sh.

He

e e

fe

things th

t nobody—othe

d

ive

s, t

ucking comp

nies, o

insu

nce comp

nies (including you

o

n!)—nts to tell you. ong>F

CT #1:<

st

ong> These cl

ims

e ve

y complex,

nd you’ll need the help of

n expe

ienced l

fi

m to p

ev

il.

e h

ve mo

e th

n 20 yes’ expe

ience in de

ling

ith deb

is-

el

ted

ccidents.

e kno

the l

s

nd

ll the “t

icks of the tde,”

nd

e kno

ho

to

in these c

ses fo

ou

clients. If you

e

e in

n

ccident c

used by deb

is, c

ll us

ight not 800-898-4877 o

<

h

ef=”https://c

inju

yvictims.com

cont

ct-us

“>cont

ct us by clicking HE

E > to discuss you

c

se fo

f

ee.

Ho

C

go Comes Loose

ong>F

CT #2: ong> Fl

tbed t

ucks e

m

joisk

hen it comes to deb

is coming loose. These <

h

ef="https:

/c

inju

yvictims.com

se

vices

houston-t

uck-

ccident-l

ye

“>t

ucks<> c

y l

ge o

k

dly sh

ped items such

s lumbe

o

m

chine

y.

hen someone doesn't p

ope

ly secu

e items, they c

n f

ll off

nd hit othe

vehicles. P

ope

c

go lo

ding

nd secu

ity e so impo

t

nt th

t the Fede

l Moto

C

ie

S

fety

dministtion (FMCS

) sets specific

egul

tions fo

ho

to do it. Not eve

yone follo

s the

egul

tions, ho

eve

. You often he

bout lumbend const

uction equipment f

lling off

fl

tbed t

uck

nd c

using

m

jo

csh involving m

ny c

s.

ong>F

CT #2.5: ong> Othe

vehicles c

n

llo

deb

is to fly loose, too. M

ny cs

nd SUVs fe

tu

e bike

cks, c

go c

ie

s,

nd othe

equipment.

bike ck th

t m

lfunctions on imp

ope

ly secu

ed bike c

n come off the c

nd c

sh into c

s behind it.

hile

e don’t think of bike

cks

s pticully d

nge

ous items, people c

n suffe

se

ious inju

ies if

bike comes loose.

ho’s

esponsible?

Like

ny

ccident, you

nt to kno

hom you c

n hold li

ble fo

you

losses,

hich c

n include medic

l bills, lost income, p

ope

ty d

m

ge, p

in

nd suffe

ing,

nd mo

e.

ong>F

CT #3: ong> The d

ive

m

y be

t f

ult. Fi

st, obviously,

l

ys t

ke

look

t the d

ive

of the t

uck o

vehicle. Did th

t pe

son f

il to p

ope

ly secu

e the items th

t tu

ned into deb

is, o

d

ive e

tic

lly

nd c

use the items to come loose?

ns

e

s to these questions c

n indic

te d

ive

negligence. ong>F

CT #4: <

st

ong>Co

po

tions—like const

uction fi

ms o

t

ucking comp

nies—usu

lly o

n the vehicles th

t p

oduce flying deb

is. In m

ny c

ses, you c

n hold these comp

nies li

ble fo

the

ctions of employees

ho d

ove o

lo

ded the t

uck d

nge

ously. You need

n

tto

ney

ho kno

s

hen to hold co

potions li

ble,

s they usu

lly c

y lge insunce policies th

t c

n cove

you

losses mo

e e

sily. The fi

st step

fte

this type of

ccident is genelly to file

n insu

nce cl

im

ith the li

ble pty’s p

ovide

. ong>F

CT #5:<

st

ong>

s usu

l, you c

n bet th

t insunce

djuste

s

ill look fo

ny

y possible to limit you

p

yout—even if they

dmit li

bility!

djuste

s

ill s

y you c

n t

ust them to help you, but

e

lly, they’

e

illing to use

nything you s

y to

educe you

settlement offe

. They c

n

educe you

settlement by cl

iming:
  • -level=”1″>This

    ccident didn’t c

    use

    ll of you

    <

    h

    ef=”https://c

    inju

    yvictims.comh

    t-to-do-

    fte

    -c

    ccident-inju

    y/”>inju

    ies<><

    li>

  • i

    -level="1">You didn’t need

    ll the t

    e

    tments you

    eceived<

    li>

  • i

    -level="1">You could h

    ve

    etu

    ned to

    o

    k befo

    e you did<

    li>

  • i

    -level="1">You c

    n m

    ke

    living despite dis

    bling inju

    ies

  • i

    -level="1">You

    on’t need

    s much medic

    l t

    e

    tment in the futu

    e

    s you cl

    im<

    li>

  • i

    -level="1">You ex

    gge

    ted the p

    in

    nd suffe

    ing th

    t you felt

Just bec

use you cl

im

ce

t

in

mount of losses—even if you p

ovide evidence of you

losses—does not me

n th

t insu

nce comp

nies

ill

utom

tic

lly offe

you th

t

mount. They

ill

lmost

lys see if you’ll

ccept

lo

b

ll offe

fi

st—

nd it c

n t

ke skilled negoti

tions by

n expe

ienced

tto

ney to get them to inc

e

se settlement offe

s to the

mount you dese

ve.

In some c

ses,

n insu

nce policy

on’t cove

you

losses on insunce comp

ny

efuses to m

ke

e

son

ble offe

. In this situ

tion, you’ll need to file

pe

son

l inju

y l

suit. This complic

ted p

ocess c

lls fo pe

son

l inju

y

tto

ney

t Ste

t J. Guss, Inju

y

ccident L

ye

s,

ho

ill ze

lously fight fo

the compens

tion you dese

ve.

The D

ive

Often Doesn’t

e

lize

h

t H

ppened

ong>F

CT #6: ong> In m

ny of these

ccidents, d

ive

s m

y not even kno

th

t deb

is fle

off thei

vehicles

nd c

used inju

ies. If they just keep d

iving, you m

y not identify the d

ivet

ll, so you c

n’t hold th

t pe

son li

ble fo

you

losses.

ll hope is not lost, ho

eve

,

s you

uninsu

ed moto

ist policy should cove

losses in this type of

ccident. Even though it’s you

o

n policy doesn’t me

n the insu

nce comp

ny

ill m

ke it e

sy. You

o

n insu

eill

lso

nt to limit p

youts

hen possible—even though you p

y monthly p

emiums! If you think you m

y need to file

n uninsu

ed moto

ist cl

im, seek help f

om

n expe

ienced c

ccident lye

.

lyeill help you p

ove th

t

nothe

vehicle c

used you

ccident,

s

ell

s the extent of you

losses.

The Insu

nce P

ocess C

n Be VE

Y Complic

ted

ong>F

CT #7: ong>You might not just be de

ling

ith one insunce comp

ny,

s you might need to file multiple cl

ims. De

ling

ith one insu

nce comp

ny is difficult enough

hen you must

lso de

l

ith se

ious inju

ies, medic

l

ppointments, missed

o

k, needing help

t home,

nd so much mo

e.

Ho

eve

, m

ny pties might she li

bility fo

the deb

is flying into you

c, such

s:

  • i

    -level="1">The d

    ive

    of the t

    uck o

    c<

    li>

  • i

    -level="1">The employe

    of the d

    ive
  • i

    -level="1">The c

    e

    th

    t secu

    ed the cgo o

    put the deb

    is in the t

    uck

  • i

    -level="1">The m

    nuf

    ctu

    e

    of cgo c

    ie

    s, bike cks, o

    othe

    equipment th

    t m

    lfunctions due to defects<

    li>

In these situ

tions, you

ould need to file insu

nce cl

ims

g

inst the insu

e

s of

ll p

ties th

t h

ve some deg

ee of li

bility.

hen

n inju

y completely dis

upts you

life, the l

st thing you need is seve

l insu

nce

djuste

s c

lling

nd em

iling. You shouldn’t h

ve to

oy

bout s

ying the ong thing du

ing e

ch communic

tion. Cont

ct ou

c

ccident lye

s

ight

y

fte

the

ccident so

e c

n stt h

ndling

ll communic

tions

ight f

om the ve

y stt.

Focus on you

physic

l

ecove

y,

nd let us focus on you

fin

nci

l

ecove

y!<

h3>
ong>F

CT #8: ong> The insunce comp

ny

ill t

y to

educe o

deny you

cl

im. M

ny people think th

t insu

nce comp

nies should

illingly

ite checks fo

losses bec

use policyholde

s p

y costly p

emiums to h

ve cove

ge. Yes, this is ho

it SHOULD

o

k, but it is

ely ho

it DOES

o

k. Inste

d, insu

nce comp

nies e out to m

ke p

ofits,

nd the numbe

one y they do this is by collecting p

emiums

nd p

ying out

s little

s possible on cl

ims.

hen this h

ppens, the insunce comp

nies

in,

nd inju

ed

ccident victims lose.

The

e e diffe

ent

ys th

t insunce comp

nies

o

k to t

ke

dv

nt

ge of cl

im

nts like you:

ong>Ch

llenging li

bility<

st

ong> -

s discussed, you m

y not kno

just

ho s

esponsible fo

objects o

deb

is flying off vehicles

nd hitting you

c. The insunce comp

ny

ill definitely t

y to use this to its

dv

nt

ge,

nd it

ill t

y to bl

me someone else. You might not kno

ho

you c

n best ch

llenge the insunce comp

ny’s cl

im th

t it should not be li

ble fo

you

d

m

ges. It c

n t

ke sophistic

ted evidence

nd guments to st

nd up fo

you

cl

im,

nd this is

hy you nt p

ofession

l leg

l help.

ong>Ch

llenging you

inju

ies

nd losses<

st

ong> - Even if the insunce comp

ny

dmits it should h

ve li

bility, th

t does not me

n th

t you

ill e

sily

eceive the

mount you need. The insu

nce comp

ny

ill likely gl

nce

t you

dem

nd lette

nd the d

m

ges you dese

ve, then the

djuste

ill conduct thei

o

n c

lcul

tions. These c

lcul

tions might even come f

om compute

soft

e th

t does not unde

st

nd hum

n p

in

nd suffe

ing f

om se

ious inju

ies.

hen you

eceive

n offe

th

t is f

too lo

, you might not knoh

t to do.

emembe

th

t this is common

nd expected

hen it comes to inju

y cl

ims,

nd you h

ve no oblig

tion to

ccept this offe

. In f

ct, this b

ings us to ou

next f

ct—

ong>F

CT #9: ong> You should neveccept

settlement offe

ithout

lye

’s

evie

. Insu

nce comp

nies love un

ep

esented cl

im

nts bec

use they hope th

t you

ill

ccept the fi

st offe

you

eceive. Some people

nt

check in thei

h

nd

s soon

s possible,

nd othe

s might not

e

lize they h

ve

nothe

option othe

th

n to

ccept the offe

.

The f

ct is th

t if you

ccept

n offe

th

t is too lo

, you

ill lose out on the

est of the compens

tion you dese

ve.

s p

t of you

settlement

g

eement, you

ill h

ve to sign

ive

th

t t

kes

y you

ight to t

ke

ddition

l

ction fo

compens

tion stemming f

om this

ccident. This me

ns th

t

h

t you

ccept is

ll th

t you

ill get.

Too m

ny people miss out on

lot of compens

tion th

t they dese

ve bec

use they

ccept

settlement

ithout h

ving

lyeevie

it fi

st. Ou

c

ccident

tto

neys c

n

evie

you

losses

nd the settlement offe

nd help you decide

hethe

o

not the

mount offe

ed is

dequ

te. If not,

e c

n negoti

te

ith the insu

e

sevel times if needed to get you the full

mount you dese

ve. ong>F

CT #10:<

st

ong> In some c

ses, you might h

ve to file

pe

son

l inju

y lsuit to get

h

t you need to cove

you

losses. Insunce comp

nies might simply

efuse to offe

you

f

i

mount,

nd fo

tun

tely, you still h

ve othe

options. Youtto

ney c

n p

ep

e

nd file

pe

son

l inju

y compl

int

g

inst the li

ble pties in civil cou

t.

hile you might file this pe

son

l inju

y l

suit

g

inst the d

ive

, comp

ny, o

othe

negligent pties, the insunce comp

nies cove

ing the pties h

ve the duty to defend

g

inst such cl

ims. This me

ns you

ill f

ce off

g

inst the insu

nce comp

ny's leg

l te

m, so you need

l

ye

ho is

e

dy to st

nd up to them. The lsuit p

ocess h

s m

ny steps,

nd you

l

ye

s c

n

o

k to settle the c

se

long the

y. Often, once

n insunce comp

ny

e

lizes th

t you h

ve

st

ong c

se

nd th

t you

l

ye

is not b

cking do

n, its

ep

esent

tives

ill offe f

vo

ble settlement. You c

n

ccept the settlement if you

e h

ppy

ith it,

nd the c

se

ill

e

ch its

esolution.

Ho

eve

, some <

h

ef=”https://c

inju

yvictims.com

fi

st-pty-insunce

“>insu

nce comp

nies<> continue to offen insufficient

mount o

might even

efuse to

dmit li

bility. In these c

ses, you

l

ye

ill h

ve to

ep

esent you

t t

i

l. This me

ns the ju

y

ill he

ll evidence f

om both sides

nd decide

hethe

you dese

ve compens

tion

nd ho

much.

hile

e

ll p

efe

to

void

t

i

l,

e m

y need to go to cou

t to p

otect youights,

nd you

nt the

ight lyee

dy to litig

te you

c

se fo

you.

Lye

C

n Help You

C

se<

h2>

fte shocking

ccident, like h

ving deb

is fly off

nothe

vehicle

nd hit you, you m

y not kno

h

t to do. Should you hi

e

lye

? Is it too expensive? Ou

next f

cts belo

expl

in ho

l

ye

c

n help

ith you

deb

is

ccident c

se

nd

hy you should neveoy

bout the cost.

ong>F

CT #11: ong>

l

ye

kno

s

h

t evidence it t

kes to p

ove you

cl

im. P

oving li

bility c

n

equi

e evidence,

nd this is especi

lly t

ue

hen pties

nd thei

insu

e

s t

y to deny

esponsibility. Most people do not kno

ho

to g

the

o

collect evidence to p

ove thei

cl

ims th

t specific p

ties should cove

thei

losses.

The good ne

s is th

t

n expe

ienced c

ccident

tto

ney

ill kno

h

t evidence you need.

e h

ve the

esou

ces to collect

ll types of evidence, including

itness testimony, video foot

ge, documents

nd

eco

ds,

nd mo

e.

e c

n p

esent this evidence in the most pe

su

sive

y possible to p

esent you

st

ongest c

se—

hethe

di

ectly to the insunce comp

ny in settlement negoti

tions ot

ju

y t

i

l.

hile

e g

the

evidence

nd build you

c

se, follo

you

t

e

tment

nd

ecove

y pl

n. This t

kes st

ess off of you, kno

ing th

t you h

ve someone you c

n t

ust to pu

sue you

fin

nci

l

ecove

y fo

you.

ong>F

CT #12: ong>

l

ye

kno

s ho

to negoti

te

highe

settlement.

s

e mentioned

bove, insunce comp

nies h

ve one go

l in mind – to limit you

p

yout. Expect th

t

n initi

l settlement offeill f

ll f

belo

the

mount you dem

nded fo

you

d

m

ges, even if you

sked fo

completely

e

son

ble d

m

ges. M

ny people stop in thei

t

cks

hen they see the fi

st offe

,

s it is so much lo

e

th

n they expected.

hile it is

lys possible to negoti

te

ith the insunce

djuste

fo highe

settlement, you might not kno

ho

to go

bout doing so. If you h

ve neve

negoti

ted

n insunce offe

befo

e, you might not knoh

t

guments to m

ke. This is

he

e you

c

ccident lye

comes in.

e kno

ho

to negoti

te

ith insunce comp

nies

nd m

ke the c

se fo

you

full compens

tion. Le

ve the negoti

ting to us,

nd you continue to m

ke su

e th

t you

inju

ies

e

ecove

ing p

ope

ly.

ong>F

CT #13: ong> It costs you nothing to hi

e

c

ccident l

ye

. Too m

ny people t

y to h

ndle thei

o

n insu

nce cl

ims bec

use they believe th

t

l

ye

ill be too expensive.

tching television

nd movies c

n m

ke you believe th

t the

e is no y you c

n

ffo

d

n

tto

ney’s exo

bit

nt hou

ly fees. Ho

eve

, c

ccident c

ses do not

o

k like most c

ses you see on TV. Pe

son

l inju

y

tto

neys h

ndle c

ses on

contingency b

sis. This me

ns:
  • -level=”1″>

    e p

    ovide completely f

    ee c

    se ev

    lu

    tions

    nd

    ill

    dvise you

    hethe

    you h

    ve

    v

    lid cl

    im,

    ns

    e

    you

    questions,

    nd expl

    in the pe

    son

    l inju

    y p

    ocess to you

    t

    bsolutely no cost<

    li>

  • i

    -level="1">If you choose us to

    ep

    esent you,

    e ch

    ge nothing upf

    ont<

    li>

  • i

    -level="1">

    e f

    ont

    ll costs of you

    investig

    tion, insu

    nce cl

    im,

    nd l

    suit if needed

  • i

    -level="1">If

    e

    e unsuccessful in

    ecove

    ing compens

    tion fo

    you,

    e do not

    sk fo

    dime f

    om you,

    nd you o

    e us nothing<

    li>

  • i

    -level="1">If

    e

    e successful in

    ecove

    ing compens

    tion fo

    you,

    e t

    ke

    pe

    cent

    ge of you

    settlement

    s ou

    fees

  • i

    -level="1">The fees come di

    ectly f

    om the settlement,

    nd you neve

    h

    ve to come up

    ith

    ny funds out of you

    o

    n pocket to p

    y us<

    li>

The

e

lity is th

t

nyone c

n

ffo

d

c

ccident lye

to help them

fte

they suffe

d

m

ge

nd inju

ies f

om deb

is hitting thei

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