ccident, money is
t the foef
ont ofny victim’s mind.
ftell, even if theiinju
iese
e mino, they’
e deling
ith medicl bills, c
epi
s,nd
seious dis
uption to theipe
sonl
nd pofession
l life. If you’ve nevehi
edl
ye
ofiled
n insunce clim befo
e, you my h
ve no ideht to expect o
homuch money you
e entitled to. The insu
nce comp
ny mighte
ch out to youith
settlement offe, but
hee does th
t numbecome f
om? They don’t just pull it out of thini
!s the bills pile up
nd youf
mily suffes, you’
e left toonde
"Homuch c
n I expect fom
cccident settlement?” Should you
ccept the insunce compny’s offe
?h
t if it’s not enough? Homuch to expect f
omc
ccident settlementill depend on the unique ci
cumstnces of you
csh. On this pge
e’ll give you elistic ide
of homuch compens
tionn inju
ed victim cn expect f
omsettlement. Once you kno
hoc
ccident settlements e clcul
ted, you’ll knoho
to ince
se youch
nces of getting themount you t
uly deseve.
Fi
st, let’s be clebout the te
msnd leg
l lingoe’
e using:settlement is
ng
eement to py someone
ho hs suffe
ed injuy o
hm inc
ccident oothe
peson
l injuy m
tte. It is c
lledsettlement bec
use it settles, ocloses, the c
se. In ode
toe
chsettlement, the inju
ed peson needs to eithe
filepe
sonl inju
y suitg
inst thet-f
ult dive
ofile
clim
ith thet-f
ult dive
’s insunce compny. This is kno
ns
thid-p
ty cl
im;cl
imvictim files
ith theio
n insunce compny
ould befi
st-pty clim.
Fo
d
iveto be found
t fult, they must h
ve been lible fo
cusing the
ccident. Theictions must hve been negligent in some
y. The
e e tons of negligentctions, but they
ll hve one element in common: they viol
tedn
ppop
ite, s
fe level of diving.
T
ble of Contents
- <
hef=”#c
uses">Cuses of
nccident
><li>
- <
hef=”#dete
mining-fult”>Dete
mining Fultz
><li>
- <
hef=”#settlement”>
ht’s Included in
Settlement?<><li>
- <
hef=”#f
ctos”>
ht F
ctos Imp
ct themount of
Settlement?<><li>
- <
hef=”#expenses”>C
lculting Expenses
><li>
- <
hef=”#medic
l-ce">OtheF
ctos &
mp; Medicl C
e
><li>
- <
hef=”#insu
nce-comp
ny">h
t If the Insunce Compny
efuses to Offe Fi
Settlement?<><li>
- <
hef=”#get-help-tod
y">Hie
Cccident L
ye
Noli>
< id="c
uses”>
>HoIt H
ppens: Cuses of
nccident
D
ives need to obey l
s, be
e of t
ffic p
ttens,
ct sensibly,nd m
ke sue th
t theic
s
e s
fe to dive. Sounds simple enough,
ight? Filu
e to do one omo
e of these things constitutes negligence,nd this c
eless beh
viois
hy so mny of ou
neighbos
e se
iously injued o
killed on ouods eve
y dy.
One of the simplest ex
mples of negligence occus du
ing one of the most commonccidents. In d
ive’s ed,
e’e
ll cutioned th
t dive
s need to leve enough sp
ce in font of them to s
fely stop in cse the vehicle in f
ont comes tosudden h
lt. It doesn’t mtte
hethe
the c stops shot bec
usedog
uns in font of it,
nothec
suddenly ch
nges lnes, the c
tu
nsco
nend seest
ffic j
m, oeven bec
use the dive
hs
hettt
ck. If the dive
hs follo
ed tffic lsnd left enough sp
ce, the c in bck should be
ble to stop in time! Hoeve
,s most of us kno
, it’sll too common fo
othed
ives to t
ilgte
nd not leve enough sp
ce. This ishy
e-end collisions e one of the most commonly occuing <h
ef="https:/c
inju
yvictims.comse
vicesc
–
ccident-tto
ney-houston“>c
ccidents<>.hile the l
st
tes tht d
ives shouldn’t follo
too close, it’s nelyl
ys the f
ult of the dive
ho hit the b
ck of the othec
—even if the othe
dive
slmmed on thei
bkes fono good
eson. The d
ivein the b
ck didn’tdhe
e to the lnd is thus typic
lly foundt f
ultnd held li
ble fony injuies stemming f
om theccident.
e-end collisions e just one of the potentil c
sese de
lith on
dily b
sis. Othetypes of moto
vehicleccidents include:
- i
-level="1">D
unk d
ivingccidents
- i
-level="1">Distcted d
iving
ccidents<li>
- i
-level="1">Speeding
ccidents
- i
-level="1">He
d-on collisions
nd T-bone collisions<li>
- i
-level="1">Tcto
-t
ile
tuck
ccidents<li>
- i
-level="1">
ollove
ccidents
- i
-level="1">M
nuf
ctue
defectccidents
- i
-level="1">
ccidents involving bicyclists, moto
cyclists, opedest
ins
< id="dete
mining-f
ult"><>Detemining F
ult:ho Is Li
ble?<h2>
No m
t type of
utoccident you
ee involved in, someone c
n be heldesponsible. The
e e sevel ys of detemining
ho ist f
ult inn
ccident, but hee
e th
ee steps you cn t
ke to begin the pocess
nd potect you
ights.
- i
-level="1">
ong>C ll 911.< st
ong> Even if you don’t think you’e hu
t, it’sise to c
ll 911fte
c
ccident. L enfocement
illive on the scene to look
t the vehiclesnd t
lk to eveyone involved. Office
sill issue
policeepo
t including impot
nt detils.
policeccident
epot c
n be useds st
ong suppoting evidence if you b
ingc
se, eithepe
sonl inju
y on insunce clim.
- i
-level="1">
ong>T ke photos.< st
ong> If you’e
ble, snp photos
t the scene of theccident
ighthen it h
ppens. Get the othec
’s license pl
te numbe. T
ke close-upsnd
ide shots of the suounding es
ndny deb
is. Even smll det
ils like tie m
ks in the
od o
pint sc
tches on
c cn sho
the pth of the vehicles, the point of imp
ct,nd the speed
thich they
ee t
veling.
ll of this cn help dete
mine libility.
- i
-level="1">
ong>Cont ct c
ccidenttto
ney.<st
ong>c
ccidenttto
ney cn help you collect
nd pese
ve impot
nt evidence to pove
ho st f
ult foyou
ccident. They c
nlso enlist the help of
ccidenteconst
uction specilists to figu
e out hoyou
ccident h
ppened.<li>
The mo
e pesu
sive the cse th
t the othed
ives
t fult, the bette
the chnce of
fi
settlement.settlement does not
equie
cout t
il. Even if you b
ingpe
sonl inju
y cse in civil cou
t, it is vey
e foc
ccident cses to go to t
il.
hy? Becuse e
ly ph
ses of the cse usu
lly povide sufficient evidence of
ho ist f
ult. The otheside (the defend
nt)nd the defend
nt’stto
ney genellye
lize thee’s no point in
cout
gument, bec
usejudge
nd juy
e unlikely to side
ith the defense.t th
t point, defendnts
e usu
llyilling to settle, me
ning you’e close
to getting the compenstion you
elly need!
< id="settlement"><>
h
t’s Included inSettlement? hen you e inju
ed in
cccident
hee the othe
pty ist f
ult, you e entitled toeceive compens
tion fod
mges th
t you’ve suffeed. The
e e thee m
in ctego
ies of dm
ges: economic dm
ges, non-economic dm
ges,nd punitive d
mges.
Economic D m
ges
Essenti
lly, economic dm
gepplies to
nyccident-
elted expense o
loss tht c
n bepp
opi
tely quntified
nd poven
ith bills,eceipts, o
othedocument
tion. This includes emegency
oom billss
ells losing d
ys offo
k fomedic
l te
tment oecupetion. Economic dm
ges cn include costs fo
:- -level=”1″>
ong>< h
ef="https:/c
inju
yvictims.comp
ying-medicl-c
e-c
–
ccident“>Cu
ent medic
l bills<>.<st
ong> If youe
e hut in
c eck, you likely neededn
mbulnce
ide, emegency c
e, su
gey, hospit
liztion, docto
’sppointments, the
py, medic
tion,nd so on. If you
ok
ithc
ccident lyef
om the get-go, they cn connect you to the medic
l ce you needt no upf
ont cost.ith
legl document kno
ns
“letteof p
otection,” youl
ye
guntees the medic
l povide
sill get p
id lte
oncesettlement is
eched. Ho
eve, if you’ve
le
dy pid out of pocket fo
medicl c
e, you c
n still geteimbu
sed by including those bills in youc
se.<li>
- i -level="1">
ong>Futu e medic ong> If you need futul bills.
e su
geies, the
py, o
in-home ce, youfutu
e medicl expenses c
n be estimted
nd included in youcl
im.<li>
- i -level="1">
ong>P ope ty d
mge to you
vehicle oothe
peson
l belongings.<st
ong>emembe
, you hve the
ight to choose youo
nuto
epi
shop. Do notllo
n insu
nce
djusteo
tot
uck compny to pick one fo
you. If youc
s tot
led in theccident, you
illeceive compens
tionmounting to its cu
ent m
ket v
lue. If you lost othepe
sonl items in the c
sh, such
sphone o
digitl c
me, you cn be
eimbused fo
theieplcement.
- i -level="1">
ong>Lost ong> If you’ges.
e b
dly injued, you’
e pob
bly not going too
k. Py stubs, time sheets,
nd lettes f
om youemploye
cn be used to ve
ify youusu
l gesnd ho
mny hou
s od
ys ofo
k you hve missed due to the
ccident.<li>
- i -level="1">
ong>Futu e lost ges nd lost e
ning potenti
l. <st
ong>If you hve to modify you
esponsibilities
to
k oyou c
n no longeok in the s
meole due to you
injuies, you c
n collect compenstion fo
lost ening potentil. You
cccident l
ye
cn even b
ing in expet
itnesses like economists to estimte you
pojected losses.
- i -level="1">
Non-Economic D m
ges hile the
bove d
mges h
vep
pet
il of p
oofnd
sm of numbe
s, youp
innd suffe
ing doesn’t. It's difficult to putp
ice tg on the emotion
l distess you
nd youf
mily copeith
fte tumtic c
ccident. Non-economic dm
ges exist to covethe emotion
l side ofn
ccidentnd inju
ies. Non-economic dm
ges e onlyv
ilble if you c
n fist p
ove youe
e hut.
e cn tell you f
om expeience: sometimes these non-economic losses c
n be ovehelmingnd c
tst
ophic. Non-economic dm
ges often include the costs of:- -level=”1″>
ong>P ong><in
nd suffeing
li>
- i
-level="1">
ong>Disfigu ement nd sc
ing<st
ong><li>
- i
-level="1">
ong>Dis bility< st
ong><li>
- i
-level="1">
ong>Loss of conso tium (physic l
ffection fom
spouse op
tne
)<st
ong><li>
- i
-level="1">
ong>Loss of enjoyment of life ong><li>
Punitive D m
ges
Occ
sionlly, but not
lys, punitive dm
ges my
pply in cet
in cses of obscene c
elessness.
lso knon
s exemply dm
ges, these dm
ges e not ment to di
ectly compenste victims. Inste
d, they e ment to punish the
eckless ongdoeho hit you. You e moe likely to
eceive punitive dm
ges if thet-f
ult pty s committingc
imet the time of the
ccident.<
id=”f
ctos”>
>h
t Fcto
s Impct the
mount ofSettlement?
No
tht
e’ve povided the b
ckgound info,
e cn discuss ho
themount of the settlement is c
lculted in
cccident.
Settlements in
cccident
e definitely not one size fits
ll. In otheods,
cet
in injuy doesn’t equ
lce
tin
mount. Thee
e m
ny vibles involved. Eve
yccident victim
ill hve
diffeent expe
ience. Even to people
ho suffethe ex
ct sme type of inju
y inc
ccidentill likely diffe
in the folloing
ys:
- i
-level="1">Length of time in the hospit
l
- i
-level="1">Cognitive, physic
l,
nd behvio
l imp
iments
- i
-level="1">Time needed foecove
y
- i
-level="1">Inte
fe
enceith thei
bility to
ok
- i
-level="1">Types of
eh
bilittive the
py
equied
- i
-level="1">Pe
m
nent disbility o
scing
- i
-level="1">Emotion
l imp
ct<li>
om ho
youbody
esponds ton inju
y, themount of
settlement depends onnumbe
of othef
ctos. This includes the sum of the bills you’ve
eceived, yous
ly, expet testimony on
hetheyou c
netu
n too
k, expet testimony on expected futu
e medicl expenses,
nd themount of p
innd suffe
ing you’ve endued
nd my, unfo
tuntely, endu
e in the futue.
Othe
fcto
s my include the effect of the inju
y on youd
ily life, both nond in the futue. The tot
l settlementmount
illlso inc
ese if punitive d
mges
e
dded on;s
e mentioned, this is sometimes the cse if the othe
dive
s egegiously negligent o
if they committedc
ime suchs d
unk diving.
Belo
e moe f
ctos th
t impct the
vege cccident settlement
mount:Numbe
of
t-Fult P
ties
If
nothed
ivehits you on
n empty steet, you
ill pob
bly only be seeking compenstion f
om theiinsu
nce comp
ny. Hoeve
, if youe
e hit bycomme
cil vehicle o
involved inmulti-c
pile-up, the
e my be multiple
venues focompens
tion. Youc
ccident lyeill thooughly investig
te evey possible option
nd find evey li
ble pty.Policy Limits<
h3>
Note th
hen you
e filing
thid p
ty inju
y clim, you
e limited by the c
ps of the othed
ive‘s insu
nce policy. Fo
exmple, in Tex
s the minimum c insunceequi
ement is 3060/25, o
:- -level=”1″>$30,000 fo
inju
ies pe
peson
- i
-level="1">$60,000 tot
l pe
ccident
- i
-level="1">$25,000 fo
p
opety d
mge
If you
dm
ges exceed these policy limits, you my be out of luck. Fo
moe info
mtion
bout youst
te’s c insunce lsnd policy limits, c
ll us not 800-898-4877. Oul
ye
s hve expe
ienceith c
ccident cses
ll ovethe count
y!Seve
ity of Inju
y<h3>
Obviously,
oken leg
ill meit mo
e compenstion th
nsp
ined
nkle. Some injuies, such
s <h
ef="https:/c
inju
yvictims.comliving-spin
l-cod-inju
y-often-expensive“>spin
l cod
> injuies
nd tumtic b
in inju
ies, cn
ffect one’sbility to eve
move independentlyg
in,hich c
nffect both life
ctivitiesnd the
bility to holdjob. These types of inju
ies e often clled c
tst
ophic injuies, simply bec
use theiimp
cts onll
spects of life e so ge
t. Victims of ct
stophic
ccidents my need medic
l ce fothe
est of theilives.
You
settlementmount
ill be highefo
moe seve
e odebilit
ting injuies. Fo
seious b
in inju
iesnd p
lysis, settlementmounts c
ne
ch hundeds of thous
nds oeven millions of doll
s.
G ps in T
e
tment<h3>
It’s c
l to sho
ecod of p
omptnd consistent medic
l cefte
youc
ccident injuy. If you
it too long o
missppointments, insu
nce
djustes
ill clim th
t you en't “e
lly” hut!
Length of T e
tment
Typic
lly,c
se cnnot be settled until the victim h
s completed te
tment. If you e seveely inju
ed, you my need multiple su
geies, but be
e th
t even minoinju
ies my
equie months of physic
l thepy. It is impot
nt to closely folloyou
docto’s o
des. Neve
ush th
ough yout
etment pl
n in hopes of getting yousettlement check f
ste,
s this issu
efie
y to s
botge you
cse!
St tute of Limit
tions
C
ccident clims h
ve dedlines
nd time limits clled st
tutes of limittions. If you miss this
indoof time, you
cse m
y be dismissed entiely
nd youill not be
ble to collectny compens
tion. Sttutes of limit
tions foc
ccidents vyildly depending on
ht st
te theccident h
ppened in. The sttute of limit
tions could beny
hee f
om one ye to six yes. In Texs, fo
exmple, the st
tute of limittions fo
c
ccident is to ye
s f
om the dte of the
ccident.ct no
; the sooneyou do, the soone
youc
ccident lyec
n begin building youc
se!Leg
l Fees
Pe
sonl inju
ytto
neys ofteno
k oncontingency b
sis. This mens thei
pyment is contingent upon you
success,nd they do not get p
id until you get pid.
t the end of youc
se, theyill deduct thei
tto
ney fees fom you
totl settlement
mount. Thismount
ill be discussedt the st
t of you
cse
hen you e hiing you
tto
ney.<
id=”expenses”>
>Clcul
ting Expenses<h2>
You’ve sc
nd
e still
sking “oky, but ho
muchill I
eceive inc
ccident settlement?” Unfotun
tely thee’s no sec
et fomul
om
gicl c
lculto
fofinding the
vege cccident settlement
mount. The outcome of ech c
seill be just
s uniques e
ch victim. Hoeve
,c
ccident lye’s expe
tise cn help you estim
te the vlue of you
cse.
The fi
st step is to clcul
te youeconomic d
mges. This is done by
dding togethell the bills fomedic
l costs, expected medicl costs,
nd pope
ty dm
ge. Next,e
dd youexisting
ges lost f
omo
knd expected futu
e lost ges. These numbes depend on ho
much you mke, ho
long youe
e out ofo
k,nd ho
much longeyou’
e expected to misso
k. The second step is toevie
nd c
lculte these d
mges b
sed onnumbe
of fcto
s typiclly
pplied,s discussed
bove. These clcul
tions cn be ext
emely complex,nd v
y f
om county to county. Hee’s
tip: No mtte
hob
d youp
in is, insunce compnies
e going to do
nply it!
It’s e
sieto unde
stnd if
e lookt
n exmple. Let’s s
y tht you f
ctu
ed youleft
m in
cccident c
used bynothe
dive
. Youmedic
l bills e $5,000 in totl.
henn insu
nce
djustelooks
t the be
kdon of economic costs, they see
miniml numbe
of events. In theivie
, thee’s just
nmbul
nce to the hospitl, t
etment fo
youm, p
esciption medicine fo
the pin,
nd peh
ps one ot
o dys lost f
omo
k. Hoeve
, theccident
s t
um
tic foyou. You’
e depessed. You still c
n’t ply you
fvo
ite instument o
lift youchild
en.e kno
this, but in the vieof the insu
nce comp
nies, given the seveity of some othe
injuies in c
ccidents, the pin
nd suffeing th
t you fced
s comp
tively miniml. The insu
nce comp
nyill t
et you like just
nothec
se numbe, offe
ing you the smllest possible
mount they cn
nd hoping you’ll signy you
ights. This is
hy you needc
ccidenttto
neyho
ill te
t youith the
espectnd comp
ssion you deseve du
ing this difficult time.<
id=”medic
l-ce"><>OtheF
ctos &
mp; Medicl C
e
tt -desc ption- chment-69411″ style=” ss=” ption ss=”
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" sizes="(mx-
idth: 200px) 100v, 200px” /> ption- chment-69411″ cl p-c h /c inju ou m/ste “>Ste h /c inju se c – tto “>C tto figc figu n f s mount of the settlement? ocedu lly e outline it he ny f s c ffect the nies t e the nd t e involved. ight o i nies c h /c inju dete lue-c – se/”>v ims less simply b nd loc lso m . s it d k o st t ffic light obscu b ll these f s e come into pl best bet is to get lified ienced ney involved s possible ccident, so they c ough the p nd to best m y. See l p l s possible ccident. should check you out tho ve to be bleeding to be seve t; some d ous inju s punctu concussions p ble symptoms initi ny people don’t lize th in o che they feel ccident is lly ious inju ith dev ting effects. im y son to see immedi you lth fety, you void being in the position of ny pe ck of medic ttention sign you en’t seve ed. They’ll do n to dismiss, diminish, lid p ing the p gnosis e inju lly the key component to ing eve hich you e entitled! T tience p id=”insu nce-comp h ny i h2> you’ve been th de c nd been in cont ith the insu nce comp eceive offe om them. Neve less th ve. You mount c e ting skills of you tto good c ting until i is nd not just settle immedi hy? Bec mount of ccident settlement is dete t settlements esolutions fo ith simil inju me venue. ccident ney c ntly inc se you . Best of e k on sis. This me e ch ge you nothing up f e only get p em>get p id=”get-help-tod e ccident L ye Check out ou h /c inju testimoni “>testimoni h e c you. If you need fu nce dvice, ple ee to <
ef=”https://c inju cont “>cont < h /c inju uplo 2019/01/SJG-Logo-Ne ge.png”> ligncente p-im ienced C tto c=”https://c inju uplo 2019/01/SJG-Logo-Ne ge.png” t J. Guss” >
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