Let’s t
lko
st cse scen
ios fo
moment.
Im
gine you e int
uckccident. Im
gine you get injued. Im
gine the injuies
e so b
d theyequi
e suge
y.s
nccident victim, you
focus should be on heling. But
e knothe top conce
nunning th
ough youmind is “Ho
m I going to p
y fothis su
gicl p
ocedue?”
If you suffe
ed seious inju
ies inn
utoccident, especi
lly injuies th
tequi
ed suge
y, you’ll hve hefty medic
l bills to tke c
e of.
nesthesilone cn cost mo
e thn $3,500. You
lso hve to
oybout the cost of using the hospit
l’s spce
nd pying fo
youdocto
.h
t if one of the emegency
oom doctos o
sugeons is out of you
insunce neto
k? Hoc
n you py those bills—especi
lly if youinju
ies e bd enough to keep you out of
ok? T
kelook
ith the expeienced <
hef=”https://c
inju
yvictims.comse
viceshouston-t
uck-ccident-l
ye
“>Houston t
uckccident
ttoneys >
t eight: 400;”>Ste y s
Step One: Cont
ct
n Expeienced Pe
sonl Inju
ytto
ney<h2>
hen you hve subst
ntil medic
l billsnd su
gicl costs f
om youccident, they cn be h
d to keep t
ck of… let
lone py. You need
peson
l injuy
ttoney to help you ev
lute you
ights to t
ke legl
ction. You could obtin compens
tion to help you py those bills.
n expeienced pe
sonl inju
ytto
ney cn p
ovideg
et de
l ofssist
nce, including:iting
Lette
of Potection
Sometimes you just don’t h
ve the funds to py you
doctos immedi
tely. Not only do you hve you
usul bills
nd expenses to py, you h
ve those ne, l
ge medic
l billsnd
tempoy l
ck of income becuse you
injuy keeps you out of
ok.
This doesn’t me
n you should foego the c
e you need.
The
e’sglimme
of hope. Yound you
tto
ney expect you cn p
y youmedic
l bills once youeceive
settlement ojudgment
ginst the p
ties
ho cused you
csh. Of couse,
chieving tht outcome t
kes time—months, sometimes yes—so you need todd
ess tht del
yith the medic
l povide
s you oe.
Th
t’she
elette
of potection comes in.
letteof p
otection is, essentilly,
pomise to p
y youmedic
l billshen you
settlementives. Medic
l pcticesill often
cceptlette
of potection
sy to give you some fin
ncil b
ething
oomhile you he
l fom
nuto
ccident injuies
nd pusue cl
ims fod
mges.
skn expe
ienced tuck
ccidenttto
neybout
hetheyou might benefit f
om sendinglette
of potection to you
medicl p
ovides. They c
n nge this foyou.
Collecting nd Ev
lu
ting Evidence<h3>
ttoneys kno
the citic
l impot
nce of evidence tony t
uckccident inju
y clim. Evidence p
oves libility
nd dm
ges. It is the foundtion on
hichcl
im focompens
tionests.
By collecting
nd evlu
ting evidence,n
ttoney gene
lly seeks to
ccomplish to p
imy objectives. Fist, the
ttoney
nts to kno
ho h
s legl li
bility to you foyou
injuies,
ndho h
s thebility to p
y. Int
uckccident c
se,tto
neys often exmine the follo
ing ptiesho m
y hve li
bility:of the othe
vehicle in youccident<st
ong>. They my h
ve mde c
eless o
eckless decisions behind the
heel tht led to you
injuies.
ong>The employe of th
t dive
<st
ong>. If theccident h
ppenedhile the d
ives
oking
nd diving
commeci
l vehicle, the employecould be li
ble.<li>
ong> mech
nicho
ecentlyo
ked onvehicle ong>. If mech
nic
l filu
e led to theccident,
n iesponsible mechnic m
y be to blme.
ong>The m nuf
ctue
of the vehicle<st
ong>. Ifm
nufctu
e’s defect in the vehicle c
usedmech
nicl f
ilue, they c
n be held lible.
ong> loc
l govenment entity ong>. Th
t’s
ight: ifn un
eson
bly dnge
ousnd p
eventble
od condition o
othepublic h
zd cused the
ccident, the locl gove
nment could tke the bl
me foyou
injuies.
Finding multiple p
ties
ho contibuted to you
ccident is impo
tnt. It c
n substnti
lly ince
se the likelihood ofeceiving m
ximum compenstion fo
youc
sh inju
ies. Commeci
l dive
snd comp
nies, foex
mple, often cy insu
nce policies
ith substnti
lly highecove
ge limits th
n those cied by individu
l dive
s. Second, thetto
ney usully
nts to kno
hob
dly you’ve been hmed by theccident. You
medicl bills fo
suge
ynd othe
ce constitute pt of tht h
m, but so do
ny ges you miss out onhile you
csh injuies keep you out of
ok. In
ddition, youttoney m
y nt to evlu
te the non-monety hm you suffeed bec
use oft
uckccident, such
s the degee of you
physicl discomfo
tnd emotion
lnguish,
nd the negtive imp
ct theccident h
s hd on you
qulity of life. These things m
tte, too.
To help
ccomplish these objectives,n
ttoney m
y:ccident ong>.
itness st
tements cn help expl
in exctly
ht led to the
ccidentnd
ho should be the blme fo
it.tto
neys tend to nt to spek
ithitnesses soone
theth
n lte
, since memoies c
n fde f
st. Getting itness on theeco
d quickly cn p
eseve the
ccucy of theist
tements.<li>
ong>Loc te
nd exmine video foot
ge of theccident ong>. Some vehicles c
y d
sh cms,
hichill
ecod the
ccident. In othec
ses,n
ttoney might discove
tht
tffic cme
o
secu
ity cme
c
ptued foot
ge of theccident. This kind of evidence c
n pove inv
luble in est
blishing fult.
ong>Consult ith
n expet
itness<st
ong>. Often,n expe
titness c
n povide
nddition
l pespective th
till help identify ex
ctlyh
t elements led to youccidentnd,
s esult,h
t pty bes libility fo
theccident. Expe
ts cn
lso helpn
ttoney ev
lute the scope of h
m
client hs suffe
ed. They cn do this by p
edicting the client’s futue medic
l needs oc
lculting the v
lue of ges the injuy
ill cuse the client to lose ove
time.<li>
cting on You
Beh
lf<h3>
ntto
ney seves
s youepesent
tivehen de
lingith insu
nce comp
niesnd defense
ttoneys,
ndith the cou
t system. They my eng
geith
ll thee ove
the couse of the c
se, including:n initi
l settlement offef
om the insunce compny. E
ly on
fteyou
ccident—sometimes even befo
e you hve you
fist su
gey, if it’s not
n emegency—you m
yeceive
settlement offef
om the othep
ty’s insu
nce comp
ny. Bened: this offe
ely
epesents the full
mount you deseve fo
youinju
ies. Insted, this is the insu
nce comp
ny’sttempt
t limiting its finnci
lesponsibility by t
ying to tempt you intoccepting less money th
n youe
lly need to py fo
yousu
gey
nd otheexpenses
ssocited
ith theccident.
Do not
ccept this offeithout tlking to
ntto
ney.n expe
ienced tuck
ccident injuy
ttoney sees the big pictu
e. They cn ev
lute
settlement offenddvise you
s tohethe
it fits youimmedi
tend long-te
m finnci
l needs. Sometimes, simply knoing th
t you hve
ntto
ney on youside
ill encouge the insunce compny to m
kebette
offe.
The “dem
nd.”t some point,
ntto
ney usully sends
“demnd” to the p
ty o
ptiesho h
ve legl li
bility foyou
injuies. This c
n tke the fo
m oflette
diectly to th
t pty, its insue
, oits defense l
ye
, oit m
y tke the fo
m ofcou
t filing tht initi
tesl
suit fo
dm
ges.chment_28041″
i
-descibedby=”c
ption-tt
chment-28041" style="idth: 250px” cl
ss="p-c
ptionlign
ight">ge-28041″ title=”Pe
sonl Inju
ytto
ney, Stet J. Guss” s
c="https:/c
inju
yvictims.comp-contentuplo
ds2019/08/c
–
ccident-lye-300×295.jpg”
lt="Stet J. Guss”
idth="250" height="247"> ption- chment-28041″ cl p-c h /c inju ou m/ste “>Ste uck tto figc figu ges of negoti fte nding compens beh tto s ies of discussions ep tives of the leg ble p ty to discuss the me cl nd the eceive. Sometimes, to ill help f te those discussions. Often, these negoti ill le f hich you se the p ty f bility to you in exch yment of money. Cou nnot ch g settlement, c ill p i n expe uck is ep ed to squ e off in cou ve the skills esou ep t t l in to nd ju ctly ve m tion. These e just some of the se n ney c ovide fo n inju uck y c ent, ole m y. Ho , in ses, neys fo ccident victims h pose in mind: to esent the inju ests to vo ble fin l outcome possible. In othe o s k to m e you c y fo ge o: Consult You ny
Next to tto he ny m ovide one of the most impo nt tools ying medic fte ct you lth insu nce comp t h ppened. (They m ve e om you l p , too.) You m in the ci nces of the insu nce comp y nt to kno ho c cont nd ho ecove tion f leg ble p ty fo inju nd expenses, you lth insu nce comp y h ight to get sed fo id on you lf th leg nism c og n ney c in ho o the il. Confi cove ge. M e int of thei lth insu nce until they need it. t does you ctu ? You m sk ys : ies tion docto -up visits ble medic nd mobility li> li>
You should sk ho ill some e l the py ecove om you ge ex nies ovide t of visits to l the pist e m this info tion upf n m med decisions medic get you son y p tes, d s must c son y p ves im y cove ge to p medic nd dis el fte n ccident. You p bly kno hethe not you c n ney c le PIP insu nce c to you ccident in you compens ee: T Medic ovide bout P h2> geon kno ying fo ge lly unexpected su y – c ove difficult fo ve ge hile you geon s costs to conside ying l y fo ff t office up unning, you geon o gic m o ith you on fees if you c fin l needs tions d of time. (This is e lette otection, discussed ndy.) The e you cStep T
ge
liz
ith you
l thepy<Step Th
You
l to see
ht p
ogms exist to helpith c
e ong>. M
ny hospit
ls hve p
ogms tht
ill help covesome o
ll of the cost of you
medicl c
e, especi
lly if you fll into
lo-income c
tegoy o
hve inju
ies tht
illequi
e long-tem t
etment
nd ce. Contct the hospit
l to len moe
bouth
t pog
ms the hospit
l hs
vil
ble. If you cn
it to h
ve yousu
gey, you m
y choose to contct mo
e thn one loc
l hospitl
nd get quotes to find the most cost-effective plce to h
ve yousu
gey. Keep in mind th
t even if you tlk to the hospit
l, you my
lso need to get in touchith medic
l povide
s if they send you septe bills.
p
yment ngement oinst
llment pln ong>. M
ny medic
l povide
s, including hospitls,
ill not send youbill to collections
s longs you m
kegood f
ith effot to continue m
king pyments to
d it. Mke
ngements th
till
lloyou to m
ke pyments, even sm
ll pyments, to
d yousu
gey e
ch month. This cn help b
idge the gp bet
een the pocedu
end you
bility to p
y. You my need to cont
ct ech p
ovideyou o
e in ode
to estblish these p
yment ngements.<li>
De
lingith the complic
ted pyment
ngements
fte sugic
l pocedu
e cn c
use consideble stess
nd hdship fonyone. Ptients
ho hve suffe
ed sevee inju
ies hve enough to juggle
ith mn
ging theiecoveies.
If you need help h
ndling the tsks
ssocited
ith pying you
medicl bills, especi
lly seeking compenstion f
om the pty tht c
used youinju
ies, <h
ef="https:/c
inju
yvictims.comcont
ct-us“>cont
ct<>n expe
ienced <h
ef="https:/c
inju
yvictims.com“>pe
sonl inju
ytto
ney<>s soon
s possible. You might not knoht you’
e entitled to, but it’s oujob to!
