News & opinion How to Pay for Surgery After a Truck Accidents

How to Pay for Surgery After a Truck Accidents

Truck Accident Injury Costs

Let’s t

lk

o

st c

se scen

ios fo

moment.

Im

gine you e in

t

uck

ccident. Im

gine you get inju

ed. Im

gine the inju

ies

e so b

d they

equi

e su

ge

y.

s

n

ccident victim, you

focus should be on he

ling. But

e kno

the top conce

n

unning th

ough you

mind is “Ho

m I going to p

y fo

this su

gic

l p

ocedu

e?”

If you suffe

ed se

ious inju

ies in

n

uto

ccident, especi

lly inju

ies th

t

equi

ed su

ge

y, you’ll h

ve hefty medic

l bills to t

ke c

e of.

nesthesilone c

n cost mo

e th

n $3,500. You

lso h

ve to

oy

bout the cost of using the hospit

l’s sp

ce

nd p

ying fo

you

docto

.

h

t if one of the eme

gency

oom docto

s o

su

geons is out of you

insunce net

o

k? Ho

c

n you p

y those bills—especi

lly if you

inju

ies e b

d enough to keep you out of

o

k? T

ke

look

ith the expe

ienced <

h

ef=”https://c

inju

yvictims.com

se

vices

houston-t

uck-

ccident-l

ye

“>Houston t

uck

ccident

tto

neys >

t n style="font-

eight: 400;”>Ste

t J. Guss, Inju

y

ccident Lye

s n>

Step One: Cont

ct

n Expe

ienced Pe

son

l Inju

y

tto

ney<

h2>

hen you h

ve subst

nti

l medic

l bills

nd su

gic

l costs f

om youccident, they c

n be h

d to keep t

ck of… let

lone p

y. You need

pe

son

l inju

y

tto

ney to help you ev

lu

te you

ights to t

ke leg

l

ction. You could obt

in compens

tion to help you p

y those bills.

n expe

ienced pe

son

l inju

y

tto

ney c

n p

ovide

g

e

t de

l of

ssist

nce, including:

iting

Lette

of P

otection

Sometimes you just don’t h

ve the funds to p

y you

docto

s immedi

tely. Not only do you h

ve you

usu

l bills

nd expenses to p

y, you h

ve those ne

, l

ge medic

l bills

nd

tempo

y l

ck of income bec

use you

inju

y keeps you out of

o

k.

This doesn’t me

n you should fo

ego the c

e you need.

The

e’s

glimme

of hope. You

nd you

tto

ney expect you c

n p

y you

medic

l bills once you

eceive

settlement o

judgment

g

inst the p

ties

ho c

used you

csh. Of cou

se,

chieving th

t outcome t

kes time—months, sometimes yes—so you need to

dd

ess th

t del

y

ith the medic

l p

ovide

s you o

e.

Th

t’s

he

e

lette

of p

otection comes in.

lette

of p

otection is, essenti

lly,

p

omise to p

y you

medic

l bills

hen you

settlement

ives. Medic

l pctices

ill often

ccept

lette

of p

otection

s

y to give you some fin

nci

l b

e

thing

oom

hile you he

l f

om

n

uto

ccident inju

ies

nd pu

sue cl

ims fo

d

m

ges.

sk

n expe

ienced t

uck

ccident

tto

ney

bout

hethe

you might benefit f

om sending

lette

of p

otection to you

medic

l p

ovide

s. They c

n nge this fo

you.

Collecting

nd Ev

lu

ting Evidence<

h3>

tto

neys kno

the c

itic

l impo

t

nce of evidence to

ny t

uck

ccident inju

y cl

im. Evidence p

oves li

bility

nd d

m

ges. It is the found

tion on

hich

cl

im fo

compens

tion

ests.

By collecting

nd ev

lu

ting evidence,

n

tto

ney gene

lly seeks to

ccomplish t

o p

imy objectives. Fi

st, the

tto

ney

nts to kno

ho h

s leg

l li

bility to you fo

you

inju

ies,

nd

ho h

s the

bility to p

y. In

t

uck

ccident c

se,

tto

neys often ex

mine the follo

ing pties

ho m

y h

ve li

bility:
  • ong>The d

    ive

    of the othe

    vehicle in youccident<

    st

    ong>. They m

    y h

    ve m

    de c

    eless o

    eckless decisions behind the

    heel th

    t led to you

    inju

    ies.

  • ong>The employe

    of th

    t d

    ive

    <

    st

    ong>. If the

    ccident h

    ppened

    hile the d

    ive

    s

    o

    king

    nd d

    iving

    comme

    ci

    l vehicle, the employe

    could be li

    ble.<

    li>

  • ong>

    mech

    nic

    ho

    ecently

    o

    ked on

    vehicle ong>. If mech

    nic

    l f

    ilu

    e led to the

    ccident,

    n iesponsible mech

    nic m

    y be to bl

    me.

  • ong>The m

    nuf

    ctu

    e

    of the vehicle<

    st

    ong>. If

    m

    nuf

    ctu

    e

    ’s defect in the vehicle c

    used

    mech

    nic

    l f

    ilu

    e, they c

    n be held li

    ble.

  • ong>

    loc

    l gove

    nment entity ong>. Th

    t’s

    ight: if

    n un

    e

    son

    bly d

    nge

    ous

    nd p

    event

    ble

    o

    d condition o

    othe

    public h

    zd c

    used the

    ccident, the loc

    l gove

    nment could t

    ke the bl

    me fo

    you

    inju

    ies.

Finding multiple p

ties

ho cont

ibuted to you

ccident is impo

t

nt. It c

n subst

nti

lly inc

e

se the likelihood of

eceiving m

ximum compens

tion fo

you

c

sh inju

ies. Comme

ci

l d

ive

s

nd comp

nies, fo

ex

mple, often c

y insu

nce policies

ith subst

nti

lly highe

cove

ge limits th

n those c

ied by individu

l d

ive

s. Second, the

tto

ney usu

lly

nts to kno

ho

b

dly you’ve been hmed by the

ccident. You

medic

l bills fo

su

ge

y

nd othe

ce constitute pt of th

t h

m, but so do

ny ges you miss out on

hile you

csh inju

ies keep you out of

o

k. In

ddition, youtto

ney m

y nt to ev

lu

te the non-monety hm you suffe

ed bec

use of

t

uck

ccident, such

s the deg

ee of you

physic

l discomfo

t

nd emotion

l

nguish,

nd the neg

tive imp

ct the

ccident h

s h

d on you

qu

lity of life. These things m

tte

, too.

To help

ccomplish these objectives,

n

tto

ney m

y:
  • ong>Inte

    vieitnesses to the

    ccident ong>.

    itness st

    tements c

    n help expl

    in ex

    ctly

    h

    t led to the

    ccident

    nd

    ho should be the bl

    me fo

    it.

    tto

    neys tend to nt to spe

    k

    ith

    itnesses soone

    the

    th

    n l

    te

    , since memo

    ies c

    n f

    de f

    st. Getting itness on the

    eco

    d quickly c

    n p

    ese

    ve the

    ccucy of thei

    st

    tements.<

    li>

  • ong>Loc

    te

    nd ex

    mine video foot

    ge of the

    ccident ong>. Some vehicles c

    y d

    sh c

    ms,

    hich

    ill

    eco

    d the

    ccident. In othe

    c

    ses,

    n

    tto

    ney might discove

    th

    t

    tffic c

    me

    o

    secu

    ity c

    me

    c

    ptu

    ed foot

    ge of the

    ccident. This kind of evidence c

    n p

    ove inv

    lu

    ble in est

    blishing f

    ult.

  • ong>Consult

    ith

    n expe

    t

    itness<

    st

    ong>. Often,

    n expe

    t

    itness c

    n p

    ovide

    n

    ddition

    l pe

    spective th

    t

    ill help identify ex

    ctly

    h

    t elements led to youccident

    nd,

    s esult,

    h

    t pty bes li

    bility fo

    the

    ccident. Expe

    ts c

    n

    lso help

    n

    tto

    ney ev

    lu

    te the scope of h

    m

    client h

    s suffe

    ed. They c

    n do this by p

    edicting the client’s futu

    e medic

    l needs o

    c

    lcul

    ting the v

    lue of ges the inju

    y

    ill c

    use the client to lose ove

    time.<

    li>

cting on You

Beh

lf<

h3>

n

tto

ney se

ves

s youep

esent

tive

hen de

ling

ith insu

nce comp

nies

nd defense

tto

neys,

nd

ith the cou

t system. They m

y eng

ge

ith

ll th

ee ove

the cou

se of the c

se, including:

n initi

l settlement offe

f

om the insunce comp

ny. E

ly on

fte

you

ccident—sometimes even befo

e you h

ve you

fi

st su

ge

y, if it’s not

n eme

gency—you m

y

eceive

settlement offe

f

om the othe

p

ty’s insu

nce comp

ny. Be

ned: this offe

ely

ep

esents the full

mount you dese

ve fo

you

inju

ies. Inste

d, this is the insu

nce comp

ny’s

ttempt

t limiting its fin

nci

l

esponsibility by t

ying to tempt you into

ccepting less money th

n you

e

lly need to p

y fo

you

su

ge

y

nd othe

expenses

ssoci

ted

ith the

ccident.

Do not

ccept this offeithout t

lking to

n

tto

ney.

n expe

ienced t

uck

ccident inju

y

tto

ney sees the big pictu

e. They c

n ev

lu

te

settlement offend

dvise you

s to

hethe

it fits you

immedi

te

nd long-te

m fin

nci

l needs. Sometimes, simply kno

ing th

t you h

ve

n

tto

ney on you

side

ill encouge the insunce comp

ny to m

ke

bette

offe

.

The “dem

nd.”

t some point,

n

tto

ney usu

lly sends

“dem

nd” to the p

ty o

pties

ho h

ve leg

l li

bility fo

you

inju

ies. This c

n t

ke the fo

m of

lette

di

ectly to th

t pty, its insu

e

, o

its defense l

ye

, o

it m

y t

ke the fo

m of

cou

t filing th

t initi

tes

l

suit fo

d

m

ges. e id=”

tt

chment_28041″

i

-desc

ibedby=”c

ption-

tt

chment-28041" style="

idth: 250px” cl

ss="

p-c

ption

lign

ight">ss=”

p-im

ge-28041″ title=”Pe

son

l Inju

y

tto

ney, Ste

t J. Guss” s

c="https:

/c

inju

yvictims.comp-content

uplo

ds

2019/08/c

ccident-lye

-300×295.jpg”

lt="Ste

t J. Guss”

idth="250" height="247"

> ption id="c

ption-

tt

chment-28041″ cl

ss="

p-c

ption-text"><

h

ef="https:

/c

inju

yvictims.com

ou

-te

m/ste

t-guss

“>Ste

t J. Guss<>, Houston T

uck

ccident

tto

ney<

figc

ption><

figu

e> St

ges of negoti

tion.

fte

dem

nding compens

tion on you

beh

lf, the

tto

ney often h

s

se

ies of discussions

ith

ep

esent

tives of the leg

lly li

ble p

ty to discuss the me

its of you

cl

im

nd the

mount of money you should

eceive. Sometimes,

medi

to

ill help f

cilit

te those discussions. Often, these negoti

tions

ill le

d to

f

voble settlement in

hich you

ele

se the p

ty f

om li

bility to you in exch

nge fo p

yment of money.

Cou

t. Sometimes pties c

nnot

e

ch

n

g

eement on

settlement,

nd

c

se

ill p

oceed to t

i

l.

n expe

ienced t

uck

ccident lye

is

lys p

ep

ed to squ

e off in cou

t. They h

ve the skills

nd

esou

ces to

ep

esent you

t t

i

l

nd to expl

in to

judge

nd ju

y ex

ctly

hy you dese

ve m

ximum compens

tion.

These

e just some of the se

vices

n

tto

ney c

n p

ovide fo

n inju

ed t

uck

ccident victim. Eve

y c

se is diffe

ent,

nd so is the

ole

lye

m

y pl

y. Ho

eve

, in

ll c

ses,

tto

neys fo

ccident victims h

ve one pu

pose in mind: to

ep

esent the inju

ed victims’ best inte

ests to

chieve the most f

vo

ble fin

nci

l outcome possible.

In othe

o

ds, lye

s

o

k to m

ke su

e you c

n p

y fo

the su

ge

ies you need.

Step T

o: Consult You

Insunce Comp

ny

Next to

n

tto

ney, you

he

lth insunce comp

ny m

y p

ovide one of the most impo

t

nt tools

hen it comes to p

ying medic

l bills. Soon

fte

youccident, cont

ct you

he

lth insu

nce comp

ny to let them knoh

t h

s h

ppened. (They m

y h

ve

l

e

dy hed f

om you

medic

l p

ovide

, too.) You m

y need to: Expl

in the ci

cumst

nces of the

ccident. You

insu

nce comp

ny m

y

nt to kno

ho c

used o

cont

ibuted to youccident

nd ho

it occued. If you end up

ecove

ing compens

tion f

om

leg

lly li

ble p

ty fo

you

inju

ies

nd expenses, you

he

lth insu

nce comp

ny m

y h

ve the

ight to get

eimbu

sed fo

some of the expenses it p

id on you

beh

lf th

ough

leg

l mech

nism c

lled sub

og

tion.

n

tto

ney c

n expl

in ho

this

o

ks in fu

the

det

il.

Confi

m the scope of you

cove

ge. M

ny people don’t

e

d the fine p

int of thei

he

lth insu

nce until they need it.

h

t does you

insunce

ctu

lly cove

? You m

y need to

sk

bout cop

ys

nd deductibles fo

:

  • Specific types of su
    ge

    ies

  • Hospit
    liz

    tion

  • Visits
    ith you

    docto

    , including follo

    -up visits

  • Du

    ble medic

    l equipment

    nd mobility

    ids<

    li>

  • Physic
    l thepy<

    li>

You should

lso

sk ho

much covege you

ill

eceive fo

some

e

s of ce, including physic

l the

py

s you

ecove

f

om you

su

ge

y. Fo

ex

mple, some insunce comp

nies

ill only p

ovide

ce

t

in numbe

of visits to

physic

l the

pist e

ch ye. Confi

m this info

m

tion upf

ont so you c

n m

ke info

med decisions

bout you

medic

l ce. Don’t fo

get you

pe

son

l inju

y p

otection covege. In some st

tes, d

ive

s must c

y pe

son

l inju

y p

otection (PIP) insunce. PIP se

ves

s the p

im

y cove

ge to p

y fo

medic

l

nd dis

bility

el

ted expenses

fte

n

uto

ccident. You p

ob

bly kno

hethe

o

not you c

y PIP covege, but

n

tto

ney c

n

le

t you

PIP insu

nce c

ie

to you

ccident

nd expl

in you

need fo

compens

tion.

Step Th

ee: T

lk to You

Medic

l P

ovide

s

bout P

yment<

h2>
You

su

geon kno

s p

ying fo

su

ge

y - especi

lly unexpected su

ge

y – c

n p

ove difficult fo

the

ve

ge

ccident victim.

hile you

su

geon

lso h

s costs to conside

, including the cost of p

ying

s

l

y fo

office st

ff

nd keeping th

t office up

nd

unning, you

su

geon o

su

gic

l cente

m

y

o

k

ith you on fees if you c

n discuss you

fin

nci

l needs

nd limit

tions

he

d of time. (This is

he

e lette

s of p

otection, discussed

bove, often come in h

ndy.) The

e’s mo

e you c

n do:
  • ong>T

    lk to the hospit

    l to see

    h

    t p

    ogms exist to help

    ith c

    e ong>. M

    ny hospit

    ls h

    ve p

    ogms th

    t

    ill help cove

    some o

    ll of the cost of you

    medic

    l c

    e, especi

    lly if you f

    ll into

    lo

    -income c

    tego

    y o

    h

    ve inju

    ies th

    t

    ill

    equi

    e long-te

    m t

    e

    tment

    nd ce. Cont

    ct the hospit

    l to len mo

    e

    bout

    h

    t p

    og

    ms the hospit

    l h

    s

    v

    il

    ble. If you c

    n

    it to h

    ve you

    su

    ge

    y, you m

    y choose to cont

    ct mo

    e th

    n one loc

    l hospit

    l

    nd get quotes to find the most cost-effective pl

    ce to h

    ve you

    su

    ge

    y. Keep in mind th

    t even if you t

    lk to the hospit

    l, you m

    y

    lso need to get in touch

    ith medic

    l p

    ovide

    s if they send you sep

    te bills.

  • ong>Set up

    p

    yment ngement o

    inst

    llment pl

    n ong>. M

    ny medic

    l p

    ovide

    s, including hospit

    ls,

    ill not send you

    bill to collections

    s long

    s you m

    ke

    good f

    ith effo

    t to continue m

    king p

    yments to

    d it. M

    ke

    ngements th

    t

    ill

    llo

    you to m

    ke p

    yments, even sm

    ll p

    yments, to

    d you

    su

    ge

    y e

    ch month. This c

    n help b

    idge the g

    p bet

    een the p

    ocedu

    e

    nd you

    bility to p

    y. You m

    y need to cont

    ct e

    ch p

    ovide

    you o

    e in o

    de

    to est

    blish these p

    yment ngements.<

    li>

De

ling

ith the complic

ted p

yment

ngements

fte su

gic

l p

ocedu

e c

n c

use consideble st

ess

nd hdship fonyone. P

tients

ho h

ve suffe

ed seve

e inju

ies h

ve enough to juggle

ith m

n

ging theiecove

ies.

If you need help h

ndling the t

sks

ssoci

ted

ith p

ying you

medic

l bills, especi

lly seeking compens

tion f

om the pty th

t c

used you

inju

ies, <

h

ef="https:

/c

inju

yvictims.com

cont

ct-us

“>cont

ct<>

n expe

ienced <

h

ef="https:

/c

inju

yvictims.com

“>pe

son

l inju

y

tto

ney<>

s soon

s possible. You might not knoh

t you’

e entitled to, but it’s ou

job to!

How Can We HELP Get a FREE Virtual Consultation
  • This field is for validation purposes and should be left unchanged.

Testimonials

Client testimonials "Mr. Guss & his team significantly exceeded my expectations and the net settlement I received was more than triple... - Norman B. View All Testimonials
Schedule a free virtual visit 866-552-1808 Or Send us a message today >

Read More

Handling Catastrophic Injury Claims for 20+ Years
Car Accident Attorneys Houston 19 Jan

  T ust us hen e sy the e isn’t nything “e sy” bout filing c insunce clim ith...

Drunk Driving Accident Lawyer 15 Jan

. to schedule f ee consulttion. Don’t del y! Youights e too impot nt. Signs of n Intoxic ted...

How to Claim for Whiplash After a Car Accident 10 Jan

He e’s scen io e see ll too often in ou line of o k: pe son lks y...

Get Legal Help Now Contact Our Attorneys To LEarn How We Can Help You Achieve The Justice You Deserve * Required Field
  • This field is for validation purposes and should be left unchanged.