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So, you h

ve suffe

ed inju

ies

nd losses in

c

ccident. Some people

e telling you th

t you should <

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ef="https:

/c

inju

yvictims.comhen-to-get-

-c

ccident-lye

/”>c

ll

l

ye

ight

y<>,

hile othe

s e s

ying it’s not

o

th it. The insu

nce comp

ny of the

t-f

ult d

ive

is giving you

h

d time

nd doesn’t nt to p

y you the

mount you’

e

equesting fo

you

losses. You decide th

t you p

ob

bly need the help of

n <

h

ef="https:

/c

inju

yvictims.com

l

ye

s-

ho-de

l-

ith-c

ccidents

“>expe

ienced c

ccident l

ye

<>, but you h

ve m

ny questions

bout leg

l

ep

esent

tion.

The follo

ing e only some of the m

ny questions you m

y h

ve once you decide you likely need

<

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ef="https:

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inju

yvictims.com

se

vices

c

ccident-

tto

ney-houston

“>c

ccident

tto

ney<>.

Do I

e

lly Need

L

ye

fo

My C

ccident Cl

im?

Fi

st,

e’ll st

t by s

ying th

t no one NEEDS

lye

to file

n insunce cl

im o

even

pe

son

l inju

y lsuit. The l doesn’t eveequi

e

pe

son to h

ve

ep

esent

tion,

nd you

l

ys h

ve the

bility to

ep

esent you

self. Ho

eve

, it’s not

l

ys

good ide

to do so.

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Pe

son

l inju

y cl

ims c

n be su

p

isingly long

nd complic

ted

ff

i

s,

nd insunce comp

nies often employ

nd tin

djuste

s

nd l

ye

s to p

otect thei

inte

ests f

om c

ccident victims. Yes, you

e

d th

t

ight—l

ge insu

nce comp

nies

nd thei

leg

l te

ms

im to p

otect thei

bottom lines f

om people suffe

ing f

om inju

ies

nd f

cing extensive losses!

hile this m

y seem h

d to believe, you only need to file

c

ccident cl

im to len th

t these comp

nies pl

y h

db

ll

ith inju

ed cl

im

nts,

nd it’s

ise fo

you to h

ve

l

ye

ho

on’t hesit

te to pl

y hdb

ll in

etu

n.

If

nothe

d

ive

c

used you

c

sh

nd you

inju

ies, th

t d

ive

’s insu

nce comp

ny

ill

ssign

n

djustend m

ybe even

lye

to h

ndle

nd defend

g

inst you

cl

im. This me

ns th

t you m

y h

ve to de

l

ith diffe

ent p

ofession

ls

hose go

l is to m

ke you

cl

im go

y fos little money

s possible,

nd

ho h

ve m

ny t

ctics to do so. H

ving

n expe

ienced c

ccident

tto

ney on you

side levels th

t pl

ying field. In sho

t, if you’ve expe

ienced

ny p

oblems

ith

n insu

nce comp

ny, it’s

sign th

t h

ving

lyeill be highly impo

t

nt in you

c

se.

C

n

Lyeefe

l Se

vice Help Me?<

h2>
The

e e m

ny so-c

lled lyeefe

l se

vices

c

oss the United St

tes th

t cl

im to help c

ccident victims like you

self find the

ight leg

l

ssist

nce.

hile some e

eli

ble

nd m

y even be <

h

ef="http:

/

.d

ll

sb.o

g/l

ye

efe

lse

vice”>sponso

ed by

St

te B,<> othe

s don’t

lys h

ve the best inte

ests of c

ccident victims in mind.

In p

ticul

, l

ye

efe

l se

vices th

t

dve

tise he

vily on

dio o

TV, m

y not be the best choice. These se

vices often collect <

h

ef="https:

/c

inju

yvictims.com

cost-of-c

ccident-lye

/”>fees f

om

tto

neys<> to be pt of the

efe

l net

o

k,

nd they don’t select l

ye

s b

sed on expe

ience o

skill. These se

vices

lso often p

tne

ith chi

opcto

s o

othe

medic

l p

ovide

s

ho p

ovide se

vices

nd then t

ke p

yment di

ectly f

om you

settlement. Once you p

y youtto

ney

nd the

ecommended p

ovide

, you likely

ill h

ve nothing left ove

fo

you

othe

losses.

hen you c

ll one of these se

vices, you m

y feel like you lose cont

ol ove

you

c

se

nd you

futu

e quickly. M

ny p

ofession

ls in these net

o

ks h

ve thei

o

n (

nd e

ch othe

’s) inte

ests in mind inste

d of the inte

ests of thei

c

ccident clients. It’s often

bette

ide

to do you

o

n

esech

nd select

lye

nd you

medic

l p

ovide

s—b

sed on you

o

n instincts.

Ho

Do I M

ke Su

e I Find the

ight C

ccident

tto

ney?<

h2>

hen you decide to stt <

h

ef="https:

/c

inju

yvictims.com

good-c

ccident-lye

/”>looking fo

c

ccident lye

>, you

ill le

n quickly just ho

m

ny options the

e e out the

e.

hethe

you t

lk to f

iends o

conduct

Google se

ch, you c

n find m

ny options fo

pe

son

l inju

y l

fi

ms. Ho

do you kno

you found the best one fo

you

situ

tion?

Fi

st, don’t choose

l

ye

b

sed only on

billbod, TV, o

dio

dve

tisements,

s these

ds don’t give you

ny genuine insight into the qu

lity of the l

ye

. You shouldn’t even choose b

sed on the look of

n

tto

ney’s

ebsite.

nyone c

n p

y money fo p

ominent

d o fl

shy

ebsite, but this doesn’t tell you

bout the l

ye

’s expe

ience,

pp

o

ch, o

v

lues. You nt det

iled info

m

tion

bout ho l fi

m

ill h

ndle you

cl

im, including

hethe

they

ill push you to settle ely (i.e., they e

“settlement mill”) o

hethe

you’ll be de

ling

ith

n

tto

ney o

thei

p

leg

l

nd suppo

t st

ff.

good pl

ce to len

e

l info

m

tion is online

esou

ces, including leg

l di

ecto

ies.

e

d <

h

ef=”https://

.

vvo.com/”>client

evie

s on

vvo<>, see if the fi

m h

s

on

ny ds fo

le

de

ship in the pe

son

l inju

y field,

nd mo

e. It’s likely th

t people in the community h

ve itten

evie

s

bout the fi

m

nd these

evie

s c

n tell you

lot. You should

lso c

ll the l

fi

m di

ectly

nd

sk

list of questions you p

ep

ed. This c

n give you

bette

ide

of

lye

’s expe

ience, competence,

nd mo

e.

hile you c

n neve

be 100 pe

cent su

e you h

ve the ve

y best l

ye

v

il

ble fo

c

ccident cl

im, you should be confident in you

choice befo

e you sign

n

g

eement.

h

t C

n

C

ccident L

ye

Do fo

Me?

fte c csh, you c

n be in

di

e situ

tion. You m

y h

ve se

ious inju

ies to de

l

ith

s you

tch you

bills pile up. You need help getting b

ck on you

feet, but you don’t knoh

t type of help

lyeill

ctu

lly p

ovide. The follo

ing is only

s

mpling of things th

t

c

ccident

tto

ney c

n do fo

you:

  • Identify <
    h

    ef=”https://

    .l.co

    nell.edu/

    ex

    negligence”>negligent > pties

    ho should be li

    ble fo

    you

    losses (this c

    n be mo

    e th

    n one p

    ty)

  • C
    lcul

    te the full v

    lue of you

    losses

  • File
    n insunce cl

    im

    g

    inst the

    t-f

    ult d

    ive

    o

    comp

    ny

  • H
    ndle eve

    y step of you

    insunce cl

    im p

    ocess, including t

    lking to

    djuste

    s

    nd p

    oviding necess

    y documents

  • Negoti
    te fo

    the settlement you dese

    ve<

    li>

  • File
    nd h

    ndle

    pe

    son

    l inju

    y l

    suit

  • Expl
    in the l

    eg

    ding you

    c

    se

  • ns

    e

    questions you m

    y h

    ve

    bout the leg

    l p

    ocess

  • ep

    esent you in settlement negoti

    tions

    nd in cou

    t<

    li>

Ove

ll, the m

in thing you

l

ye

c

n do th

oughout you

c

se is to

dvoc

te fo

you

ights.

hethe

it’s on the phone

ith

n insu

nce

djuste

o

in f

ont of

ju

y in the cou

t

oom, you

lyeill

o

k to st

nd up fo

youights

nd m

ke su

e you get the outcome you dese

ve in you

c

se. You don’t h

ve to fight fo

you

o

n

ights

hen you h

ve the

ight

tto

ney on you

side.

Ho

Much Does it Cost to T

lk to

C

ccident

tto

ney?

The office of Ste

t J. Guss,

tto

ney

t L

lys offe

s

F

EE c

se ev

lu

tion to potenti

l clients.

e

ill listen to

h

t h

ppened to you,

ns

e

questions,

nd

dvise you

hethee believe you h

ve

possible c

se—

ll completely f

ee of ch

ge.

e kno

you don’t need

ny

ddition

l p

essu

e—

hethe

it’s emotion

l p

essu

e o

fin

nci

l p

essu

e. Th

t is

hy you neve

p

y

DIME to spe

k to us

nd ou

consult

tions

e f

ee f

om oblig

tion. You len

bout possible p

ths fo

you

c

se

ithout p

ying

nything out-of-pocket,

nd then c

n m

ke you

decision

hethe

to hi

e

n

tto

ney

t ou

fi

m.

h

t if I Don’t H

ve Money to P

y

Lye

?

Most pe

son

l inju

y

tto

neys, including Ste

t J. Guss

nd

ll of ou

tto

neys, h

ndle c

ses on

contingency fee b

sis. This me

ns th

t

l

ye

ill not

eceive

ny compens

tion fo

thei

se

vices until they successfully <

h

ef=”https://c

inju

yvictims.com

need-l

ye

-

ecove

-c-

ccident/”>

ecove

compens

tion fo

you >. Most pe

son

l inju

y

tto

neys

ill not chge

n upf

ont

et

ine

fo

thei

se

vices,

nd m

ny

ill even cove

the costs of you

c

se in

dv

nce so you don’t h

ve to p

y

nything until you

eceive you

settlement.

St

te ls limit ho

much

lye

c

n chge on

contingency fee b

sis. In

ddition, the <

h

ef=”https://

.leg

lethicstex

s.com

Ethics-

esou

ces/

ules

Tex

s-Discipliny-

ules-of-P

ofession

l-Conduct/I–CLIENT-L

YE

-

EL

TIONSHIP

1-04-Fees-(

mended-Mch-1,-2005)">ethic

l

ules<> st

te th

t

ll fees, including contingency fees, must be

e

son

ble b

sed on the

o

k completed.

contingency fee is genelly t

ken

s

pe

cent

ge of the settlement you

eceive. If you don’t get

ny settlement o

d, the lye

doesn’t get

ny contingency fee. Diffe

ent l

ye

s chge diffe

ent pe

cent

ges of

settlement

s thei

contingency fee. These pe

cent

ges e often

ny

he

e f

om 30 to 45 pe

cent,

ith the indust

y st

ndd being ound 33 to 40 pe

cent. This me

ns th

t if you get

settlement fo

$30,000, the l

ye

m

y get $10,000

s thei

fee. Pe

cent

ges m

y be lo

e

if you

c

se gets

esolved in the insu

nce cl

im st

ge,

nd

ill likely be highe

is you

c

se goes to cou

t.

The

e e t

o m

in benefits fo

clients

hen it comes to contingency fees:
  • You don’t need to h

    ve ext

    money to hi

    e

    l

    ye

    to help you.

    fte

    c

    ccident, you m

    y

    l

    e

    dy be st

    essed

    bout fin

    nces,

    nd this shouldn’t eve

    me

    n you c

    n’t h

    ve the leg

    l help you need in you

    c

    ccident cl

    im.<

    li>

  • contingency fee

    ligns you

    inte

    ests

    ith you

    l

    ye

    ’s. If you

    l

    ye

    doesn’t get p

    yment fo

    you, they don’t get p

    yment eithe

    , so you e

    o

    king togethe

    to

    d

    common go

    l.<

    li>

My Inju

ies e

Lot to De

l

ith—Do I Need to C

ll

L

ye

ight No

?<

h2>
Even if you kno

you need the help of

l

ye

, doing the

ese

ch

nd m

king phone c

lls to t

lk to diffe

ent l fi

ms m

y seem like

d

unting t

sk.

ftell, you’

e

l

e

dy

ttending medic

l

ppointments, physic

l thepy,

nd picking up you

p

esc

iptions on egul b

sis. You

p

in c

n be

e

ing on you,

nd you

inju

ies e so exh

usting th

t you c

n’t even

o

k. You spend most of you

time t

ying to

ecove

physic

lly

nd t

ying to figu

e out ho

to p

y you

bills. The l

st thing you

nt to do is

dd something else to you

to-do list.

In

ddition, if you’ve neveo

ked

ith

l

ye

befo

e, c

lling

l

office c

n seem intimid

ting. You should kno

th

t c

ccident lye

s th

ive by helping people just like you,

nd you should neve

hesit

te to c

ll

l

fi

m bec

use you think they

ill be

ude o

condescending. If you get th

t

e

ction f

om

l

office, you should keep t

ying until you find the

ight fi

m

ho

ill t

e

t you

ith the

espect you dese

ve.

ll of this being s

id, it c

n still be hd to m

ke the fi

st move

nd hi

e

n

tto

ney. Ho

eve

, you should

e

lize th

t time is of the essence in this situ

tion. This is bec

use the

e

e time limits fo

filing

leg

l cl

im

fte c

ccident set out by l

. E

ch st

te h

s its o

n st

tute of limit

tions fo

pe

son

l inju

y cl

ims,

nd if you miss this de

dline, you likely miss you

oppo

tunity fony compens

tion. <

h

ef=”https://st

tutes.c

pitol.tex

s.gov

Docs/CP/htm/CP.16.htm”>Tex

s h

s

t

o-ye

st

tute of limit

tions fo

pe

son

l inju

y l

suits >,

nd th

t is NOT

lot of time. If you kno

you need

l

ye

,

ct now.

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