Tips fo

You

Lyft

ccident Cl

im

Lyft is successfully competing

ith Ube

in the

ideshing mket in m

ny cities. Some people p

efe

to t

ke Lyfts fo viety of

e

sons,

nd thous

nds of people use the Lyft

pp eve

y d

y. The system

o

ks like Ube

’s, but

hile Ube

tends to focus mo

e on

p

ofession

l

ppe

nce, Lyft tends to emph

size

nd encouge f

iendliness

nd community

hen it comes to d

ive

inte

ctions. Ube

lso m

kes

point to offe

mo

e upsc

le vehicles th

t c

te

to business people

nd othe

s

ho expect high-cl

ss

ides. Lyft h

s mo

e economic

l vehicles,

nd its se

vices often come

t lo

e

p

ice t

gs,

hich

ttct m

ny people

ho simply nt ide.

Unde

p

id D

ive

s M

ke fo

D

nge

ous T

ips

One simil

ity bet

een <

h

ef="https:

/c

inju

yvictims.com

se

vices

houston-ube

-c-

ccident-l

ye

“>Ube

<>

nd <

h

ef=”https://c

inju

yvictims.com

se

vices

houston-lyft-c

–

ccident-lye

/”>Lyft > is the potenti

l th

t

d

iveill get into

n

ccident

hile you’

e

iding in the c

. In f

ct, Lyft

ccidents h

ppen mo

e often th

n you think! The loeimbu

sement

tes

nd d

ive to get mo

e

nd mo

e income often

esults in Lyft d

ive

s

o

king even

hen they e ti

ed o

d

iving too f

st to

destin

tion.

cco

ding to G

id

ise, Ube

d

ive

s in Houston m

ke just unde

$15 pe

hou

. Lyft d

ive

s m

ke

simil

mount. It is

difficult

y to e

n

living,

nd <

h

ef=”https://c

inju

yvictims.com

houston-

ideshe-

tto

ney

“>

ideshe<> d

ive

s h

ve to hustle. Unfo

tun

tely, thei

hustle equ

ls d

nge

fo

both thei

p

ssenge

s

nd othe

d

ive

s.

Millions of people h

ve spent time

s Ube

nd Lyft d

ive

s. It does not t

ke long to become ideshe d

ive

,

nd they need minim

l tining. D

ive

s come

nd go,

nd the comp

nies invest little in e

ch d

ive

if they spend

nything

t

ll. Beyond

b

ckg

ound check

nd quick check of d

iving

eco

ds (if the comp

nies do them

t

ll), the

e is no othettention p

id to e

ch potenti

l d

ive

’s s

fety. Houston

ctu

lly t

ies h

d to closely

egul

te the

ideshe indust

y, but comp

nies like Ubend Lyft fight them tooth

nd n

il. The

idesh

e comp

nies nt d

ive

s to come in off the st

eet

nd stt d

iving p

ctic

lly the next d

y.

ight no

, Ube

nd Lyft

e f

cing m

ssive d

ive

sho

t

ges.

ideshe d

ive

s e fighting fo

highe

p

y

nd bette

conditions,

nd m

ny

e choosing

nothe

y of e

ning income.

s esult, the comp

nies m

y be even mo

e

illing to s

c

ifice d

ive

s

fety.

The Lyft

pp T

kes

y D

ive

s’ Focus<

h2>
In

ddition, the enti

e Lyft system seems to p

omote <

h

ef="https:

/

.nhts

.gov/

isky-d

iving/dist

cted-d

iving" tget="_bl

nk”

el="noopene

nofollo

">distcted d

iving >.

hen behind the

heel, d

ive

s continuously h

ve thei

eye on the

pp bec

use th

t is ho

they

eceive

equests foides. They e const

ntly h

ndling

nd looking

t thei

mobile device inste

d of keeping thei

full

ttention on the

o

d. This is ex

ctly

h

t they should be

voiding. Fu

the

, Ubend Lyft d

ive

s

dd to t

ffic d

nge

s bec

use of

p

ctice c

lled “de

dhe

ding,”

hich h

s nothing to do

ith 1960s music. Inste

d, it me

ns th

t they e

imlessly d

iving ound in high tffic e

s to be in position fo

ide

equests. It c

e

tes even mo

e t

ffic in

e

s th

t

e

l

e

dy d

nge

ous. These d

ive

s c

n

e

ve in

nd out of tffic

nd m

ke sudden movements

hen they get

ide

equest. This pctice h

s

ised

ccident tes in congested m

jo

cities like Houston. Outto

neys h

ve been fighting Lyft <

h

ef="https:

/c

inju

yvictims.com

cl

im-inju

y-

fte

-c

–

ccident

“>c

ccident inju

y cl

ims<> fo

ye

s.

e knoll Lyft’s t

icks—

nd they knoho

E

e, too. If you

e in

n

ccident

ith

Lyft d

ive

o

hile

Lyft p

ssenge

, you need

l

fi

m th

t kno

s ho

to

in those c

ses. If you

e de

ling

ith

Lyft c

ccident cl

im, c

ll us

ight no

fo

f

ee consult

tion

t 800-898-4877 o

cont

ct us to discuss you

c

se fo

f

ee. He

e

e some inside

tips th

t come f

om

tto

neys

ho h

ve been de

ling

ith

idesh

e cl

ims since the ely d

ys of Ube

nd Lyft.

INSIDE

TIP—You M

y H

ve

H

d Time Getting Lyft to T

ke

esponsibility

Bec

use you summoned

c

using the Lyft

pp

nd Lyft

pp

oved the d

ive

of the c

, you

ould expect th

t Lyft

ould t

ke

esponsibility fo

the c

sh

nd

ll of you

inju

ies,

ight?

ell, no, not necess

ily. Lyft d

ive

s

o

k

s independent contcto

s, so Lyft

on’t

l

ys immedi

tely t

ke

esponsibility fonything the d

ive

s do—even

hen you end up hu

t in

Lyft c

.

Lyft often

ill get involved in some c

p

city, ho

eve

,

s the comp

ny c

ies insu

nce policies to cove

d

ive

s just in c

se the d

ive

s don’t buy enough cove

ge themselves. E

ch st

te sets diffe

ent

equi

ements, <

h

ef="https:

/

.tdl

.tex

s.gov

tnc/tncl

.htm” t

get=”_bl

nk"

el=”noopene

nofollo

“>including Tex

s<>, but ultim

tely, you need

n

tto

ney

ho kno

s the “ins

nd outs” of the l

to m

ke su

e you c

n put Lyft

nd its insu

nce comp

nies on the hook fo

you

inju

ies

heneve

possible.

INSIDE

TIP—Lyft

ILL M

ke the Cl

ims P

ocess Hde

Th

n Necessy<

h2>
M

ny people think <

h

ef="https:

/c

inju

yvictims.com

se

vices

c

–

ccident-

tto

ney-houston

“>c

ccident<> cl

ims should follo

st

ndd p

ocess:

• i
  -level="1">

  d

  ive

  hu

  ts you<

  li>

• i
  -level="1">You file

  cl

  im

  ith the d

  ive

  ’s insu

  nce comp

  ny<

  li>

• i
  -level="1">You tell the comp

  ny the losses you incu

  ed

• i
  -level="1">The comp

  ny issues p

  yment fo

  those losses

Oh, if it

e

e

ctu

lly this e

sy! Inste

d, Lyft

nd thei

insu

nce comp

nies m

ke the cl

ims p

ocess

s difficult

s possible

t eve

y tu

n. Lyft

nd its insu

nce comp

ny BOTH nt to limit you

p

yout bec

use th

t me

ns mo

e money in theil

e

dy deep pockets. Insunce

djuste

s

ill m

ke p

omises

nd

ct like they c

e

hen

e

lly thei

ONLY go

l is to p

y you

s LITTLE

s possible.

In f

ct, the insunce

djuste

on you

Lyft cl

im m

y even

eceive

e

ds o

e

n

bonus b

sed on ho

little they p

y you!

hile you m

y feel tempted to t

ust

djuste

s

ho

ct

s if they c

e

bout youell-being, DON’T. These people ce

bout Lyft’s bottom line

nd NOT

bout you

inju

ies

nd d

m

ges. Lyft

o

ks

ith m

ny of the m

jo

insunce comp

nies to p

otect itself. Lyft’s insunce ptne

s include:

• i
  -level="1">

  llst

  te Insunce Comp

  ny (No

  th Light Speci

  lty Insu

  nce Comp

  ny)<

  li>

• i
  -level="1">Libe

  ty Mutu

  l Insunce<

  li>

• i
  -level="1">Mobilit

  s Insu

  nce Comp

  ny<

  li>

• i
  -level="1">P

  og

  essive (United Fin

  nci

  l C

  su

  lty Comp

  ny)

• i
  -level="1">Tvele

  s (Constitution St

  te Se

  vices)

None of these comp

nies h

ve

eput

tion th

t is

nything othe

th

n f

iendly to thei

o

n best inte

ests. They e

ll noto

iously difficult in the cl

ims p

ocess.

INSIDE

TIP – Don’t T

ke the Insunce Comp

ny’s Fi

st Offe

The insu

nce comp

ny's initi

l offe

is theittempt to settle the c

se on the che

p. They kno

ex

ctly ho

much you

cl

im is

o

th bec

use they h

ve

n my of

djuste

s

nd st

tistici

ns on thei

side

ho do nothing but v

lue cl

ims. They vie

the cl

ims p

ocess

s

negoti

tion. You

e thei

dve

sy,

nd they

e t

ying to cut youecove

y. They

lso kno

th

t you m

y need the money quickly to de

l

ith you

fin

nci

l losses. It is not uncommon fo

the insu

nce comp

ny to m

ke

lo

initi

l offe

. They

e guessing th

t you do not kno

ho

lo

it

e

lly is. Th

t is p

ecisely

hy you should h

ve

lye

on you

side. Youtto

ney h

s the s

me kno

ledge

s the insu

nce comp

ny,

nd they

ill

dvise you th

t the offe

is too lo

.

hile the ultim

te decision of

hethe

to

ccept

n offe

is you

s, the lyeill give thei

opinion.

INSIDE

TIP - You H

ve the Po

e

to Negoti

te

ith the Insu

nce Comp

ny<

h2>
If

idesh

e settlement offe

is too lo

, you c

n

eject it.

hile

ejecting the insu

nce comp

ny's settlement offe

t

kes it off the t

ble fo

no

, they expect th

t you

ill submit you

o

n counte

offe

in the fo

m of

dem

nd lette

. The insu

nce comp

ny builds this into thei

initi

l offe

, giving them

oom to negoti

te in the futu

e. You c

n count on the

e being offe

s, counte

offe

s,

ejections,

nd ongoing communic

tions. This is pt of

time-hono

ed p

ocess,

nd

idesh

e cl

ims e no diffe

ent. The impo

t

nt thing to

emembe

is th

t you h

ve no oblig

tion to

ccept

n offe

th

t p

ys you too little just bec

use the insunce comp

ny m

de it. You h

ve the f

eedom to negoti

te. In the end, if the insu

nce comp

ny

ill not be

e

son

ble, you h

ve the leg

l

ight to file

lsuit.

INSIDE

TIP—You Do NOT Need to Give

eco

ded St

tement!

The Lyft cl

ims

djuste

s

lmost

lys t

y to get you to give them

eco

ded st

tements

bout the

ccident

nd you

inju

ies. They m

y tell you the

eco

ded st

tement is necess

y, o

th

t they

e only doing it so th

t they c

n “expedite” you

cl

im. DO NOT BELIEVE them. They

nt th

t

eco

ded st

tement fo

one

e

son only—to hold

h

t you s

y

g

inst you!

These

eco

ded st

tements m

y seem like

c

su

l, open conve

s

tion

hen

e

lly they

ill use

nything you s

y to limit o

deny you

cl

im. If you c

su

lly mention th

t you’

e feeling bette

th

t d

y, they c

n use th

t to cl

im you don’t need

s much t

e

tment in the futu

e o

th

t you should’ve gone b

ck to

o

k since you’

e feeling fine! The t

ctics th

t these comp

nies

ill employ to use you

o

ds

g

inst you

ill shock you, so it’s NEVE

good ide

to

g

ee to eco

ded st

tement.

INSIDE

TIP – You C

nnot Sue Ubend Lyft Di

ectly

Lyft h

s c

e

ted

system

he

e they seem to get the best of both

o

lds. They

ct

s

middlem

n, t

king

l

ge cut of

h

t the d

ive

m

kes f

om e

ch

ide. Eve

y time you get in ideshe vehicle, the comp

nies

e

eceiving p

yment fo

p

oviding the

pp th

t connects p

ssenge

s

nd d

ive

s. Ho

eve

, Lyft h

s t

icks th

t they use to p

otect themselves leg

lly

t

ll costs.

Thei

p

im

y t

ick is th

t they cl

ssify d

ive

s

s <

h

ef=”https://

.dol.govgencieshd

fls

2021-independent-cont

cto

" tget="_bl

nk”

el="noopene

nofollo

">independent contcto

s >. The

idesh

e comp

nies e t

ying to p

d thei

o

n bottom line,

voiding p

ying thei

d

ive

s

decent ge in the n

me of boosting thei

o

n p

ofits. Not only does it m

ke fo

st

essed d

ive

s sc

mbling to get p

ssenge

s to thei

destin

tions

t uns

fe speeds, but it

lso

ffects you

leg

l

ights

fte

n

ccident.

hen

d

ive

is

n independent cont

cto

, it me

ns th

t they do not

ctu

lly

o

k fo

the comp

ny. Usu

lly,

comp

ny is leg

lly

esponsible fo

the

cts of its d

ive

s. Ho

eve

,

hen they get to cl

im th

t its d

ive

s e

cting on thei

o

n, the comp

ny

voids li

bility

hen thei

d

ive

s e in

c

sh. This keeps Lyft f

om h

ving the s

me leg

l issues th

t t

xi comp

nies h

ve. Of

elev

nce to you, it me

ns th

t you c

nnot sue Ube

o

Lyft di

ectly.

INSIDE

TIP –

n

tto

ney C

n Only HELP You

Cl

im<

h2>
Insu

nce comp

nies don’t nt you to c

ll

lye

bec

use they kno

l

ye

s

ill c

ll them out fo

lo

offe

s

nd di

ty t

icks,

nd ultim

tely FIGHT fo

eve

y penny you dese

ve.

<

h

ef=”https://c

inju

yvictims.combout-us

“>Ou

tto

neys<> c

n:

• i
  -level="1">

  ccu

  tely c

  lcul

  te

  ll of you

  losses

• i
  -level="1">

  evie

  eve

  y offe

  nd tell you

  hen it’s in

  dequ

  te<

  li>

• i
  -level="1">Negoti

  te fo

  the settlement you dese

  ve

• i
  -level="1">File

  l

  suit

  hen needed<

  li>

No m

tteh

t Lyft’s insu

nce comp

ny tells you, hi

ing the

ight

tto

ney to h

ve you

b

ck c

n only help you

situ

tion. Youtto

ney

ill investig

te the ci

cumst

nces behind you

csh

nd help figu

e out the

ight p

ty to sue. They

ill

lso

dvise you

bout the

mount of insunce covege

v

il

ble bec

use th

t is not

lys e

sy to deduce.

g

in, the

ideshe comp

ny m

kes it ve

y h

d fo

you to file

cl

im by setting up

ve

y confusing system.

INSIDE

TIP – The

ideshe D

ive

M

y Not

lys Be the

esponsible P

ty

If you

e

n inju

ed p

ssenge

, you need to kno

ho

s

esponsible fo

the

ccident. It is not

l

ys the

ideshe d

ive

. If the Lyft c collided

ith

nothe

d

ive

, th

t moto

ist could be

esponsible. In th

t event, you

cl

im

ould be

g

inst the othe

moto

ist’s insunce. The

idesh

e comp

nies

lso h

ve unde

insu

ed moto

ist cove

ge, so you could file

second cl

im if the

esponsible d

ive

does not h

ve enough insu

nce.

The t

dition

l

ules of negligence

ill decide

ho

s

esponsible fo

the

ccident.

s

n inju

ed p

ssenge

, someone else’s insu

nce

ill need to p

y fo

you

inju

ies. You e not left in the cold to shoulde

you

o

n bu

den.

hen you

e filing

n insunce cl

im

fte

idesh

e

ccident, it is impo

t

nt to kno

the

ules of insunce covege.

g

in, this is

he

e the

idesh

e comp

nies t

y to m

ke it

s h

d

s possible. The

e

e m

ny scenios fohose insunce comp

ny

pplies

nd ho

much covege the

e is.

• i
  -level="1">In the best-c

  se scen

  io, the

  e is

  $1 million policy in pl

  ce. This is

  hen the d

  ive

  h

  s

  ccepted

  ide

  equest o

  h

  s

  p

  ssenge

  in the c

  . This continues

  hen the p

  ssenge

  le

  ves the c

  fte

  the

  ide te

  min

  tes.<

  li>

• i
  -level="1">

  hen the d

  ive

  h

  s the

  pp tu

  ned on, but the

  e is no p

  ssenge

  in the c

  , the

  e is $50,000 in bodily inju

  y pe

  pe

  son, $100,000 in bodily inju

  y peccident,

  nd $25,000 in p

  ope

  ty d

  m

  ge pe

  ccident.

• i
  -level="1">If the d

  ive

  ’s

  pp is off, then the d

  ive

  ’s pe

  son

  l insu

  nce cove

  ge

  pplies.<

  li>

This is not the end of the sto

y. If you e

n inju

ed d

ive

involved in

Lyft collision, you

ould h

ve to p

ove th

t the

ideshe d

ive

s

t f

ult. If you e

n inju

ed p

ssenge

, you need to dete

mine

hich one of the t

o d

ive

s c

used the csh.

h

t You C

n Cl

im in

idesh

e

ccident D

m

ges<

h2>
The next key is to kno

ex

ctly ho

much compens

tion you should

eceive fo

you

Lyft cl

im. This

ill help youideshe

tto

ney v

lue you

cl

im.

He

e e the elements of youideshe cl

im d

m

ges:

• i
  -level="1">Lost ges fo

  the time th

  t you miss f

  om

  o

  k o

  ny

  eduction in you

  e

  nings c

  p

  bility

• i
  -level="1">P

  in

  nd suffe

  ing

• i
  -level="1">Medic

  l bills

• i
  -level="1">Emotion

  l dist

  ess<

  li>

• i
  -level="1">Disfigu

  ement

• i
  -level="1">

  eh

  bilit

  tion costs

e T

ke the Fight to Lyft’s Insu

nce Comp

ny<

h2>
The

e e m

ny

ys th

t

n insu

nce comp

ny c

n unde

v

lue you

cl

im. One of thei

f

vo

ite t

icks is to unde

st

te ho

difficult you

expe

ience h

s been

nd f unde

p

y you

p

in

nd suffe

ing d

m

ges. This is

he

e youideshe

ccident

tto

ney fights to keep the insu

nce comp

ny honest.

t Ste

t J. Guss, Inju

y

ccident Lye

s, insu

nce comp

nies do not like us,

nd fo

good

e

son.

e do not let them push ou

clients ound.

e c

ll them on thei

t

icks

nd m

ke su

e th

t clients e

ise to

h

t the insu

nce comp

ny is t

ying to do to them.

e

ill m

ke eve

y effo

t to

e

ch

f

voble settlement on you

beh

lf th

t f

i

ly p

ys you foll of you

d

m

ges. In some c

ses, it is not possible, eithe

bec

use the insunce comp

ny denies the cl

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