How to Get the Most Money From a Car Accident - Stewart J. Guss, Attorney At Law

(Hint: <
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C
ccident L

ye
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h2>
No one

nts to im
gine themselves getting into
c
ccident, but it’s
possibility you h
ve to be p
ep

ed fo
.
cco
ding to ecent
epo
t
ele
sed by Esunce,
pp
oxim
tely<
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“> 77% of d
ive
s h
ve been involved in
t le
st one c
ccident >. On
ve

ge,
d
ive

ill file
n insunce cl
im fo
d
m
ge
el
ted to
c
ccident
bout once eve
y 18 yes. This me
ns th
t the ne
16-ye

-old d
ive
s on the
o
d tod
y c
n expect to h
ve
t le
st one
ccident by the time they’
e 34,
nd st
nd
good ch
nce of getting into th
ee to fou

ccidents in thei
lifetimes. But
hy do c
ccidents h
ppen? Some of the most common c
uses of these
ccidents include:

<
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hich is
f
cto
in 31% of teen
ge d
ive
f
t
lities
nd is the most <
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use of t

ffic-
el
ted f
t
lities > foll
ge g
oups.<
li>

<
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lcohol imp
i
ment >,
hich
esults in mo
e th
n 10,000 f
t
lities
ye

.

<
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gg
essive d
iving p

ctices >,
hich cont
ibute to
bout h
lf of
ll t

ffic
ccidents.<
li>

<
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e
the
conditions >,
hich

e involved in
bout 22% of
ll t

ffic
ccidents.<
li>

<
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">D
ive
eo
>,
hich is
f
cto
in hopping 90% of cshes.<
li>

If you get hu
t in
n
ccident c
used by someone else’s negligence o

ecklessness, you h
ve
ights. Get info
med
bout the leg
l options
v
il
ble to you. Fo
ex
mple,
skilled lye
c
n help you
ecove
compens
tion fo
you
expenses
s
ell
s fo
you
p
in
nd suffe
ing.

Ho
eve
, ex
ctly ho
much money you c
n hope to
eceive depends on

ide v

iety of f
cto
s. He
e e some of the steps you c
n t
ke to ensu
e you get the most money possible fo
you
c
ccident inju
ies.

Hi
e
L

ye
<
h2>
It’s no su
p
ise th
t this is ou
top
ecommend
tion – but it’s the t
uth! The most
eli
ble y to get money f
om
c
ccident is to hi
e
l

ye
. Pe
son
l inju
y l

ye
s h
ve the <
h
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inju
yvictims.com
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–
ccident-lye
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get=”_bl
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el=”noopene
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e
">expe
tise
nd kno
ledge > to help csh victims get eve
y penny they dese
ve. They spend thei
d
ys negoti
ting
ith insunce comp
nies, dueling
ith defense lye
s,
nd investig
ting the
hy’s
nd ho
’s of moto
vehicle
ccidents. They’
e dedic
ted to seeing thei
clients get compens
ted fo
the physic
l, emotion
l,
nd fin
nci
l inju
ies

eckless d
ive
c
used. Think you <
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n’t
ffo
d
lye
> fo
you
c
ccident c
se? Think
g
in! C
ccident inju
y lye
s
ep
esent clients on
<
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–
ccident-lye
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">contingency fee<> b
sis. This me
ns clients p
y nothing upf
ont. Inste
d, l

ye
s get p
id
pe
cent
ge of the settlement money. The mo
e money they get you, the mo
e they get fo
themselves,
hich
o
ks out nicely fo
eve
yone. Hi
ing
n expe
ienced c
ccident inju
y l

ye
is the single smtest decision you c
n m
ke
fte

c
ccident. They’ll equip you
ith the <
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ccident-leg
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">kno
ledge
nd
esou
ces you need<>, guide you th
ough the leg
l p
ocess,
nd set you on the
ight t

ck fo

s
tisf
cto
y settlement. But ho
do they do this?

G
the
Evidence

To p

ove li

bility

nd d

ges in

ccident c

se, l

s need evidence. You c

n help g

the

t evidence even befo

e you hi

e you

. Collecting b

sic info

tion

t the scene of the

ccident c

n be

huge help fo

you

se. M

ke su

e to get the follo

ing info:

Othe
d
ive
’s n
me
nd cont
ct info
M
ke, model,
nd license pl
te numbe
of the othe
vehicle(s) involved<
li>
N
me of the othe
d
ive
’s insu

nce comp
ny
nd the policy numbe
<
li>
Photos/video of
ll d
m
ge involved in the c
ccident, including
ll vehicles,
o
d su
f
ce,
nd su

ounding

e
<
li>
N
mes
nd cont
ct info
m
tion of
ny
itnesses to the
ccident
N
mes
nd b
dge numbe
s of
ny police office
s
ho
espond to the scene

You c

lso help build you

se even

fte

you le

ve the

ccident scene by keeping

ll documents

eco

ds th

te in

y to you

ccident, including:

Medic
l
epo
ts
nd bills
Insu

nce st
tements<
li>
The
ep
i
bill fo
you
vehicle<
li>
copy of the police
epo
t f
om the
ccident<
li>
Invoices
nd
eceipts fo

ll inju
y-
el
ted expenses, such
s the cost of medic
tion, mobility
ids, o

ccessible home
enov
tions
eco
ds f
om you
employe

bout
ny insunce covege, missed
o
k,
nd you
te of p
y

The

e’s simply no such thing

s “too much evidence.” The info

tion you g

thet

ccident scene

nd in the d

ys,

eeks, o

even months

fte

the

ccident

ll help youtto

ney st

engthen you

se.

Seek Medic
l
ttention
ight
y<
h2>
nothe
y you c
n help youtto
ney get the most money f
om you
c
ccident is by getting
medic
l ex
m
ight
y
fte c
ccident, no m
tteh
t.

M
ny people
efuse medic
l t
e
tment
t the scene of
c
ccident bec
use they don’t “feel hu
t.” Don’t be one of those people! Just bec
use you feel ok
y does not me
n th
t you

e, in f
ct, “ok
y.” It m
y come
s
su
p
ise, but m
ny f
t
l o
se
iously life-
lte
ing c
ccident inju
ies do not p
esent symptoms immedi
tely.
docto
, ho
eve
, c
n spot these inju
ies
nd begin t
e
ting them immedi
tely, quite possibly s
ving you
life. Let
n EMT check you ovet the
ccident, t
ke ide in
n
mbul
nce if the EMT
ecommends it,
nd
lys go see youegul docto
no l
te
th
n the next d
y fo

full
nd tho
ough ex
min
tion.

Getting p
ompt medic
l c

e is not only impo
t
nt fo
youellbeing it
lso helps you
nd you
l

ye
get you the most money f
om the
ccident. By
eceiving t
e
tment
ight
fte

n
ccident, you c
e
te medic
l
eco
ds th
t sho
the obvious connection bet
een the csh
nd you
inju
ies. These medic
l
eco
ds c
n help p
ove you
inju
ies
nd ho
much money you needed to t
e
t them.

epo
t the
ccident
nd Check You
Cove

ge

Most st

tes leg

lly

equi

e d

ive

s in c

ccidents to

t the scene

nd to exch

nge info

tion.

ddition

lly, most st

tes

equi

e d

ive

s to<

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ccident

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“>

epo

t the

ccident<> to loc

l police

ithin

sho

t pe

iod of time, especi

lly if the

ccident inju

ed o

killed someone. Fo

the s

ke of eve

yone involved, st

y put

fte c

ccident until fi

esponde

s sho

up to p

ovide

nd t

epo

t. You might

lso need to

epo

t the

ccident to youuto insunce comp

ny. Most insu

nce policies

equi

e you to notify you

bout

cove

ccident o

othe

event

ithin

tively sho

mount of time. F

iling to do so could le

d to the insunce comp

ejecting you

im enti

ely. Check you

policy o

consult you

lye

the

guid

nce.

( ong>One thing to

emembe

ong>

hen on the phone

ith

ny insu

nce comp

esent

tive, do not s

nything th

t someone could mist

ccept

nce of bl

me fo

the c

ccident, not even “I should h

ve seen him coming” o

“He c

me out of no

e.” Stick to the f

cts only.)

Keep You

ccident Off Soci
l Medi

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p-im

ge-44887

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ccident Lye

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idth="368" height="245"

nt to sh

e memes

ith you

iends on soci

l medi

? Go

d. nt to post pictu

es of you

t? By

ll me

ns, knock you

self out! But

teve

you do, do not st

t t

eeting

bout you

ccident o

posting

bout ho

much fun you e h

ving in the d

ys,

eeks,

nd months

fte

you got inju

ed in th

ccident.

The unfo

tun

te t

uth is insunce comp

nies

nd defense

tto

neys look fony

son

ll not to p

y you the money you dese

ve. Soci

l medi

posts c

n be thei

ce in the hole.

“Oh look,” they’ll s

y, “she

ent c

mping

fte

the

ccident, so he

ck must not hu

t too b

dly! Oh,

nd he

e’s

pictu

e on Inst

gm of he

smiling in

t. Does th

t look like

n inju

ccident victim to you?”

You get the ide

. If you nt to get the most money f

om you

ccident, be

y of soci

l medi

emembe

the cl

ssic quote, “

nything you s

y c

ill be used

inst you.”

Neve
, Eve
, S
y “Yes” to
Settlement
ithout Fi
st T
lking to
L

ye
<
h2>

nt the most money f
om you
c
ccident c
se? Don’t settle fo
less th
n you dese
ve. Often,
hen victims fo
ego leg
l help
nd negoti
te
ith insunce comp
nies on thei
o
n, it’s
dis
ste
iting to h
ppen. You m
y not knoh
t you’
e o
ed o
ho
to m
ximize you
settlement, but it’s ou
job to! Insunce comp
nies
nd defense lye
s
ill t
y
lmost
nything to
void p
ying c
ccident victims the money they dese
ve. One cl
ssic t
ctic involves c
lling up
ccident victims
ight
fte
the
ccident—
ithin the fi
st 48 hou
s—
nd offe
ing
quick settlement to “m
ke things
ight.” Don’t f
ll fo
th
t t
ick. This numbe
is
l

ys pitifully lo
,
nd
ccepting it closes off you
options to seek mo
e l
te
. The s
me goes fo
negoti
ting one-on-one
ith the d
ive

ho hit you. M
ny celess d
ive
s
ill

nt to keep insu

nce
nd lye
s tot
lly out of the pictu
e. Of cou
se they nt to
void consequences,
eco
ds, o
inc
e
sed p
emiums. But if the othe
d
ive
offe
s you c
sh o
tells you kno
s someone
ho c
n fix you
c

fo
f
ee, don’t even ente
t
in this option. You could be left empty-h
nded
hen you need to p
y medic
l bills fo
you
c
ccident inju
ies th
t don’t pop up until much l
te
. ong>Bottom line: ong> Le
ve it to
n expe
ienced l

ye
to negoti
te on you
beh
lf.

P
tience P
ys Off

The v
st m
jo
ity of c
ccident inju
y c
ses settle out of cou
t. Ho
eve
, it often t
kes

hile fo

f
ind
e
son
ble settlement to develop. You
lye
h
s
lot of
o
k to do to build up you
c
se
nd p
int
pictu
e of ex
ctly ho
the
ccident h
s imp
cted you
life. They
ill eng
ge in negoti
tions
nd p
epe to t
ke
c
se to t
i
l if necess

y.
ll of this
o
k
nd time is
n investment in the v
lue of you
c
ccident cl
im,
nd c
n
esult in
big p
yout if you’
e p
tient enough. Eve
yone involved needs to h
ve
cle
nd tho
ough pictu
e of ho
much money
client needs
nd dese
ves.

In sho
t, getting
f
i
settlement o

successful ju
y ve
dict doesn’t h
ppen ove
night. L

ye
s fo
c
ccident victims f
equently unde
go multiple
ounds of negoti
tion befo
e
settlement is
e
ched. Often, the highest settlement offe
s do not m
te
i
lize until the pties h
ve p
eped to t
ke
c
se to t
i
l, o
even
fte

t
i
l h
s begun. P
tience is
vi
tue. It c
n be hd to “huy up
nd

it”
hen you’
e de
ling
ith insu

nce cl
ims, but the
o
k you
l

ye
does on you
beh
lf c
n p
y lge dividends if you see it th
ough ‘til the end.
emembe
,
t the end of the d
y, you cont
ol you
cl
im. Only you c
n
g
ee to
settlement, o
decide to
eject it
nd t
y you
luck
t t
i
l.
l

ye
’s job is to
dvise you
bout the best cou
se of
ction, but the fin
l decision
lys belongs to you. ong>Don’t settle fo
less th
n you dese
ve.<
st
ong> If you
e
e hu
t in
c
ccident c
used by someone else’s celessness, you not only dese
ve help, you’
e entitled to it. Cont
ct
n expe
ienced c
ccident inju
y
tto
ney tod
y to len mo
e
bout you
options.

G the Evidence

epo t the ccident nd Check You Cove ge

Keep You ccident Off Soci l Medi

P tience Pys Off

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G
the
Evidence

epo
t the
ccident
nd Check You
Cove

ge

Keep You

ccident Off Soci
l Medi

P
tience P
ys Off