How Do You Negotiate A Car Accident Settlement Without A Lawyer in New Orleans?

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el=”noopene

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“>c

c

shes > e

ch ye

.

ith numbe

s like these, the

e’s

ch

nce you m

y one d

y find you

self t

ying to negoti

te

c

ccident settlement.

he

e do you st

t? Do you

e

lly need

lye

, o

c

n you h

ndle the insunce cl

im by you

self?

hile you

e

ble to

ep

esent you

self in settlement negoti

tions o c

ccident inju

y lsuit, it's usu

lly mo

e benefici

l to hi

e

l

ye

. On this p

ge

e’ll she det

ils of the c

ccident settlement p

ocess so you kno

h

t to expect

nd ho

to <

h

ef="https:

/c

inju

yvictims.com

settle-ne

-o

le

ns-pe

son

l-inju

y-c

se-timeline

“>settle

c

se in Ne

O

le

ns<>. Let’s stt

ith some b

sics.

<

id="dete

mining-li

bility"><>Dete

mining C

ccident Li

bility

In o

de

to pu

sue compens

tion

fte

you get hu

t in

n

ccident, you h

ve to p

ove th

t the othe

d

ive

s

t f

ult.

hen dete

mining li

bility in

c

ccident c

se, the

e

e fou

m

in f

cts you must p

ove:

1. i
   -level="1">ong>Duty of c

   e ong>: The othe

   d

   ive

   o

   ed

   duty of c

   e to eve

   yone

   ith

   hom they shed the

   o

   d. This me

   ns they

   e

   e expected to beh

   ve

   e

   son

   bly

   nd tion

   lly behind the

   heel in o

   de

   to p

   otect the

   ellbeing of those ound them.<

   li>

2. i
   -level="1">ong>B
   e

   ch of duty ong>: The

   t-f

   ult pty viol

   ted the duty of c

   e by beh

   ving

   ecklessly o

   negligently (fo

   ex

   mple, speeding o

   d

   iving

   hile d

   unk o

   dist

   cted.)

3. i
   -level="1">ong>C
   us

   tion ong>: The negligent beh

   vio

   c

   used someone else to get hu

   t.<

   li>

4. i
   -level="1">ong>D
   m

   ges ong>: The inju

   ed victim(s) suffe

   ed losses

   s

   esult of the b

   e

   ch of the duty of c

   e.

ong>Note<

st

ong>: The “bu

den of p

oof” is on the inju

ed victim,

lso kno

n

s the pl

intiff. This me

ns it’s up to the victim (

nd thei

lye

) to p

ove

ll fou

elements of negligence by p

esenting suppo

ting evidence.

5 Steps to T

ke

fte C

ccident

The

fte

m

th of

c

ccident is st

essful

nd often ch

otic, but the

e e some impo

t

nt steps you need to t

ke in o

de

to p

otect youights

nd inc

e

se you

ch

nces of collecting compens

tion. He

e’s

h

t ou

Ne

O

le

ns c

ccident lye

s

ecommend:

1. -level=”1″> ong>C

   ll 911 ong>. You should

   l

   ys p

   io

   itize he

   lth

   nd s

   fety.

   fte

   moving

   y f

   om oncoming tffic, check

   ll d

   ive

   s

   nd p

   ssenge

   s fo

   inju

   ies

   nd c

   ll 911. Even if you don’t think you need eme

   gency c

   e, you still

   nt to c

   ll the police

   nd h

   ve them c

   e

   te

   n

   ccident

   epo

   t.

   ddition

   lly, <

   h

   ef="https:

   /c

   inju

   yvictims.com

   hit-

   un-guide-ne

   -o

   le

   ns-c

   –

   ccident-lye

   s/”>Louisi

   n

   l

   >

   equi

   es you to

   epo

   t

   ny

   ccident th

   t

   esults in inju

   y, de

   th, o

   mo

   e th

   n $500 of p

   ope

   ty d

   m

   ge.

2. i
   -level="1">ong>Exch
   nge info

   m

   tion<

   st

   ong>. T

   ke note of the d

   te, time, loc

   tion, d

   ive

   s’ n

   mes, d

   ive

   s license info, c insunce info, license pl

   te numbe

   s,

   nd m

   ke

   nd model of

   ll vehicles involved.<

   li>

3. i
   -level="1">ong>Collect evidence ong>. This is the most impo

   t

   nt step! Use you

   phone to t

   ke photos of

   ll vehicles, d

   m

   ge, st

   eet signs, lights,

   o

   d deb

   is, ti

   e mks, inju

   ies, etc. If the

   e e

   itnesses, get thei

   cont

   ct info. Thei

   testimony could help you l

   te

   .<

   li>

4. i
   -level="1">ong>C
   ll you

   c

   insu

   nce comp

   ny<

   st

   ong>. Tell them you've been in

   n

   ccident

   nd p

   ovide them

   ith the info

   m

   tion you collected. Give them nothing but the f

   cts. Don't t

   y to guess o

   specul

   te.

5. i
   -level="1">ong>Consult
   loc

   l c

   ccident lye

   ong>. To get info

   med

   bout you

   leg

   l options, set up

   f

   ee c

   se ev

   lu

   tion f

   om

   Ne

   O

   le

   ns c

   ccident l

   ye

   .

   hethe

   you hi

   e them o

   not, thei

   input du

   ing this consult

   tion c

   n be

   g

   e

   t help

   s you pl

   n you

   next steps!<

   li>

<

id="five-mist

kes-

void"><>5 Mist

kes to

void

fte

C

ccident<

h2>

hen h

ndling

c

ccident insu

nce cl

im, one ong move could p

event you f

om collecting compens

tion. He

e’s

h

t you need to

void:

1. i
   -level="1">ong>Neve
   filing

   cl

   im<

   st

   ong>. M

   ybe you don’t

   nt to de

   l

   ith

   ll the p

   pe

   o

   k, o

   m

   ybe you’

   e just

   ve

   y fo

   giving pe

   son

   nd don’t nt the othe

   d

   ive

   to get in t

   ouble.

   e get it. Ho

   eve

   , you should

   lys c

   ll you

   c insunce comp

   ny

   nd the othe

   d

   ive

   ’s c

   insu

   nce comp

   ny to

   epo

   t

   n

   ccident

   nd st

   t

   cl

   im. If you don’t, you could miss out on thous

   nds of dolls you

   nd you

   f

   mily need.

2. i
   -level="1">ong>Missing de
   dlines<

   st

   ong>. Did you kno

   the

   e e de

   dlines fo

   filing c

   ccident l

   suits?

   cco

   ding to <

   h

   ef=”http://legis.l

   .gov

   Legis/L

   .

   spx?d=110515">Louisi

   n

   Civil Code t. 3492<>, the <

   h

   ef="https:

   /c

   inju

   yvictims.com

   louisi

   n

   -pe

   son

   l-inju

   y-st

   tute-of-limit

   tions

   “>Louisi

   n

   st

   tute of limit

   tions > fo

   c

   ccidents is one ye f

   om the d

   te of the

   ccident. If you miss this de

   dline, you

   c

   se m

   y be dismissed enti

   ely.<

   li>

3. i
   -level="1">ong>Missing evidence ong>.

   e kno

   it’s e

   sy to ove

   look the little things in the ch

   os th

   t follo

   s

   c csh, but you need to suppo

   t you

   cl

   ims

   ith st

   ong evidence f

   om multiple sou

   ces.

   side f

   om photos, you need to keep t

   ck of medic

   l

   eco

   ds,

   eceipts, lost income,

   ccident

   epo

   ts,

   nd mo

   e.<

   li>

4. i
   -level="1">ong>Giving

   eco

   ded st

   tement ong>. Neve

   give

   eco

   ded st

   tement to the insu

   nce comp

   ny! You e unde

   no leg

   l oblig

   tion to p

   ovide eco

   ded st

   tement

   bout you

   c

   ccident o

   you

   inju

   ies,

   nd they’

   e only

   sking bec

   use they’

   e hoping to

   e

   ponize you

   o

   ds

   g

   inst you in o

   de

   to

   educe you

   settlement. They ‘ll even t

   y to bl

   me you fo

   you

   o

   n inju

   ies! tch

   h

   t you s

   y in othe

   sp

   ces, too.

   hen docto

   s, the

   pists, l

   ye

   s, o

   insu

   nce

   djuste

   s

   sk you

   bout you

   p

   in levels, be t

   nsp

   ent. Don’t vent on soci

   l medi

   o

   othe

   public fo

   ums

   bout you

   ccident.

5. i
   -level="1">ong>Going
   ithout leg

   l

   ep

   esent

   tion<

   st

   ong>.

   fte

   eck, the othe

   d

   ive

   o

   thei

   insunce comp

   ny m

   y t

   y convincing you th

   t involving

   l

   ye

   is

   b

   d move. They’ll cl

   im

   lye

   is too expensive o

   ill only complic

   te the p

   ocess. Don’t get t

   ken

   dv

   nt

   ge of! St

   ong leg

   l

   dvoc

   cy is

   h

   t you need,

   nd

   e

   e he

   e to p

   ovide it. Even if you don’t hi

   e

   l

   ye

   , you should

   t le

   st get

   f

   ee c

   se ev

   lu

   tion to le

   n

   bout the options

   v

   il

   ble to you.

<

id="d

m

ges"><>Ne

O

le

ns C

ccident D

m

ges<

h2>
Eve

y ye, <

h

ef="http:

/d

tepo

ts.lsu.edu/

epo

ts.

spx?y

=2021&

mp;

pt=

28&

mp;p=ci” t

get=”_bl

nk"

el=”noopene

nofollo

“>Louisi

n

c

ccident inju

ies > cost hund

eds of thous

nds of dolls. M

ny inju

ed victims e

lso feeling st

essed out, de

ling

ith

uto

ep

i

s

nd missing time f

om

o

k.

ll of these losses

nd expenses e kno

n

s “d

m

ges,”

nd c

ccident settlements exist to compens

te victims fo

thei

d

m

ges.

h

t expenses c

n you include in

c

ccident cl

im?

n cl

ss=”o

nge”>Economic D

m

ges n><

h2>
Economic d

m

ges,

lso

efe

ed to

s monety d

m

ges, e expenses you c

n e

sily qu

ntify

nd p

ove

ith copies of bills,

eceipts, invoices, etc.

Typic

l c

ccident settlement

mounts include some oll of these economic d

m

ges:

• -level=”1″> ong>Medic

  l expenses ong> including su

  ge

  y, physic

  l the

  py, medic

  tion, x-ys,

  nd much mo

  e.<

  li>

• i
  -level="1">ong>Lost

  ges ong> if you missed time f

  om

  o

  k going to docto

  ppointments o

  ecove

  ing f

  om you

  ccident inju

  ies.<

  li>

• i
  -level="1">ong>Lost e

  ning c

  p

  city ong> if you’

  e no longe

  ble to pe

  fo

  m the s

  me job.<

  li>

• i
  -level="1"><

  h

  ef="https:

  /c

  inju

  yvictims.como

  th-getting-l

  ye

  -fo

  -mino

  -c-

  ccident-louisi

  n

  /”> ong>P

  ope

  ty d

  m

  ge<

  st

  ong><> to you

  c

  o

  othe

  belongings.

• i
  -level="1">ong>Fune

  l

  nd bu

  i

  l costs<

  st

  ong> in the event of

  <

  h

  ef=”https://c

  inju

  yvictims.com

  l

  ne

  -o

  le

  ns

  ongful-de

  th-lye

  /”>f

  t

  l Ne

  O

  le

  ns c

  ccident >

  nd

  ongful de

  th cl

  im.<

  li>

n cl

ss=”o

nge”>Non-Economic D

m

ges n><

h2>
In

c

ccident settlement, p

in

nd suffe

ing m

tte

s, too.

hile these h

dships

e mo

e “

bst

ct”

nd difficult to document, they c

n still be included in you

fin

l c

ccident settlement. Ex

mples of non-economic d

m

ges include:

• ong>P

  in

  nd suffe

  ing ong><

  li>

• ong>Loss of conso

  tium ong><

  li>

• ong>Loss of enjoyment of life<

  st

  ong><

  li>

• ong>Dis

  bility, sc

  ing,

  nd disfigu

  ement<

  st

  ong><

  li>

• ong>Dist

  ess, dep

  ession,

  nxiety,

  nd othe

  <

  h

  ef=”https://c

  inju

  yvictims.com

  c

  –

  ccident-ptsd

  “>PTSD symptoms ><

  st

  ong><

  li>

The

e e

fe

diffe

ent methods used to <

h

ef=”https://c

inju

yvictims.com

p

in-suffe

ing-c

lcul

ted-louisi

n

/”>c

lcul

te p

in

nd suffe

ing fo c

ccident >. In Louisi

n

, the “d

ily

te method” is most popul

.

n cl

ss=”o

nge”>Punitive D

m

ges n><

h2>

lso kno

n

s exemply d

m

ges, punitive d

m

ges e me

nt to punish

nd pen

lize the

eckless d

ive

ho c

used youccident. Think of them

s

fine. Punitive d

m

ges en’t

v

il

ble in eve

y c

se. They

ill only

pply to c

ses involving ext

eme negligence

nd

illful end

nge

ment. Fo

ex

mple, in

cco

d

nce

ith <

h

ef=”https://l

.justi

.com

codes/louisi

n

/2011/cc/cc2315-4/” t

get=”_bl

nk"

el=”noopene

nofollo

“>Louisi

n

Civil Code

ticle 2315.4 >, Louisi

n

d

unk d

iving

ccident victims m

y be eligible to collect punitive d

m

ges. Once they’

e

ll

dded up, these d

m

ges

ill

ep

esent

h

t is

f

i

settlement fo

c

ccident cl

im.

Keep in mind eve

y c

se

ill be diffe

ent. Fo

ex

mple, the

e

ill be

big diffe

ence in the settlement fo

hipl

sh f

om

c

ccident ve

sus

t

um

tic bin inju

y o

mput

tion.

n cl

ss="onge">C

n P

ssenge

s Collect C

ccident D

m

ges?<

sp

n><

h2>

bsolutely. P

ssenge

s e often eligible to collect compens

tion

fte c

ccident, even if the d

ive

of the vehicle they

e

e

iding in s

t f

ult.

<

id=”th

ee-ys-settle-cl

im”> >3 ys to Settle

C

ccident Cl

im

He

e’s hyme to

emembe

: ong>The fi

st offe

is usu

lly the

o

st offe

. ong> Insunce comp

nies

e not on you

side. They nt to gud thei

p

ofits

nd

void p

ying you the money you need. In f

ct, they use nume

ous sne

ky t

icks to diminish, dev

lue, o

dismiss cl

ims f

om c

ccident victims. It depends on

hich c

insu

nce comp

ny you’

e de

ling

ith. They m

y dodge you

c

lls

nd st

ll,

dopt

hsh "t

ke it o

le

ve it”

ttitude to intimid

te you, o

p

essu

e you to settle p

em

tu

ely.

You might not kno

ho

much money you’

e entitled to, but it’s ou

job to find out!

He

e e th

ee common

ys to settle

c

ccident cl

im.

n cl

ss="onge">Negoti

ting

C

ccident Settlement n><

h2>

fte c

ccident,

n insunce

djuste

f

om the othe

d

ive

’s insunce comp

ny

ill investig

te you

cl

im to

ssess you

d

m

ges.

fte

you <

h

ef=”https://c

inju

yvictims.com

c

ses-louisi

n

-pe

son

l-inju

y-l

ye

s-h

ndle/”>file

cl

im >

nd complete you

medic

l t

e

tments, you must submit

dem

nd lette

to the

t-f

ult pty’s insunce.

dem

nd lette

decl

es ho

much money you e dem

nding f

om the c

ccident settlement. This numbe

should

eflect the tot

l of

ll the d

m

ges mentioned

bove. Photos, medic

l

eco

ds, bills, p

y stubs,

itness testimony,

nd mo

e c

n be used

s suppo

ting evidence. Next, the

t-f

ult pty’s insunce

ill

ccept you

dem

nds

nd give you the money you

sked fo

, o

mo

e commonly, they’ll

eject you

dem

nds

nd m

ke

counte

offe

.

t this point, you c

n negoti

te

ith them. You

ill submit

settlement p

ck

ge to the insu

nce comp

ny.

settlement p

ck

ge includes evidence

nd p

oof of you

suffe

ing

s

ell

s

summ

y of you

expenses. If li

bility is disputed, you

ill h

ve to p

ovide mo

e p

oof th

t the

ccident sn't you

f

ult. If you

ccept

n offe

, you

e

equi

ed to sign

ele

se p

eventing you f

om

ny futu

e compens

tion. This is ho

most c

ccident cl

ims settle. Ho

eve

, m

ny victims

e t

icked into settling fo

offe

s th

t

e f

too lo

. It’s

good ide

to h

ve

c

ccident l

ye

evie

ny offe

you

eceive.

hile

l

ye

c

n negoti

te on you

beh

lf, the fin

l choice to

ccept oeject

n offe

is

l

ys left up to you.

n cl

ss=”o

nge”>Medi

tion

bit

tion n><

h2>
If negoti

tions e

t

stubbo

n st

ndstill,

n unbi

sed medi

to

o

bit

to

c

n be b

ought in to help you

e

ch

comp

omise.

h

t’s the diffe

ence bet

een medi

tion

nd bittion?

n

bit

to

’s decisions m

y be leg

lly-binding, but

medi

to

’s

dvice is not.

n cl

ss="onge">Litig

tion n><

h2>
Litig

tion is the p

ocess of t

king you

cl

im to cou

t. You c

n do this by filing

l

suit

g

inst the

t-f

ult d

ive

.

t this point thei

insu

nce comp

ny

ill enlist the help of l

ye

s, so

hy shouldn’t you?

c

ccident l

suit begins

ith

itten compl

int. The compl

int identifies the pl

intiff (the victim)

nd the defend

nt (the

t-f

ult d

ive

)

nd outlines the cl

im. The compl

int

lso includes

dem

nd fo

judgment, dem

nding th

t the defend

nt p

y fo

the pl

intiff’s d

m

ges.

hen the defend

nt

eceives

cou

t summons, they h

ve to

espond to the compl

int

ith

nothe

document kno

n

s

n

ns

e

,

he

ein they’ll

dmit o

deny f

ult.

fte

both sides collect

nd p

esent evidence du

ing the t

i

l, the ju

y

e

ches

ve

dict.

L

suits c

n dg on fo

months o

yes, but luckily, most c

ccident c

ses settle out of cou

t.

<

id="leg

l-help”> >

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