News & opinion How Do You Negotiate A Car Accident Settlement Without A Lawyer in New Orleans?

How Do You Negotiate A Car Accident Settlement Without A Lawyer in New Orleans?

How Do You Negotiate A Car Accident Settlement Without A Lawyer in New Orleans
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ccident Lye

s, Ne

O

le

ns Office<

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ong> 400 Poyds To

e

Poyds St Suite 1975 Ne

O

le

ns, L

70130<

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epo

ts.

spx?y

=2021&

mp;

pt=

1&

mp;p=ci” t

get=”_bl

nk"

el=”noopene

nofollo

“>c

c

shes > e

ch ye

.

ith numbe

s like these, the

e’s

ch

nce you m

y one d

y find you

self t

ying to negoti

te

c

ccident settlement.

he

e do you st

t? Do you

e

lly need

lye

, o

c

n you h

ndle the insunce cl

im by you

self?

hile you

e

ble to

ep

esent you

self in settlement negoti

tions o c

ccident inju

y lsuit, it's usu

lly mo

e benefici

l to hi

e

l

ye

. On this p

ge

e’ll she det

ils of the c

ccident settlement p

ocess so you kno

h

t to expect

nd ho

to <

h

ef="https:

/c

inju

yvictims.com

settle-ne

-o

le

ns-pe

son

l-inju

y-c

se-timeline

“>settle

c

se in Ne

O

le

ns<>. Let’s stt

ith some b

sics.
ss=”“mytoc””>

T

ble of Contents<

h2>

  • <
    h

    ef=”#dete

    mining-li

    bility”>Dete

    mining C

    ccident Li

    bility<><

    li>

  • <
    h

    ef=”#five-mist

    kes-

    void”>5 Mist

    kes to

    void

    fte C

    ccident ><

    li>

  • <
    h

    ef=”#d

    m

    ges”>Ne

    O

    le

    ns C

    ccident D

    m

    ges ><

    li>

  • <
    h

    ef=”#th

    ee-ys-settle-cl

    im”>3

    ys to Settle

    C

    ccident Cl

    im<><

    li>

  • <
    h

    ef=”#leg

    l-help">

    h

    t

    Ne

    O

    le

    ns C

    ccident L

    ye

    C

    n Do fo

    You<><

    li>

  • <
    h

    ef=”#f

    ee-ev

    lu

    tion-ne-you">F

    ee C

    se Ev

    lu

    tions f

    om L

    ye

    s Ne You<><

    li>

<

id="dete

mining-li

bility"><>Dete

mining C

ccident Li

bility

In o

de

to pu

sue compens

tion

fte

you get hu

t in

n

ccident, you h

ve to p

ove th

t the othe

d

ive

s

t f

ult.

hen dete

mining li

bility in

c

ccident c

se, the

e

e fou

m

in f

cts you must p

ove:

  1. i

    -level="1">ong>Duty of c

    e ong>: The othe

    d

    ive

    o

    ed

    duty of c

    e to eve

    yone

    ith

    hom they shed the

    o

    d. This me

    ns they

    e

    e expected to beh

    ve

    e

    son

    bly

    nd tion

    lly behind the

    heel in o

    de

    to p

    otect the

    ellbeing of those ound them.<

    li>

  2. i

    -level="1">ong>B

    e

    ch of duty ong>: The

    t-f

    ult pty viol

    ted the duty of c

    e by beh

    ving

    ecklessly o

    negligently (fo

    ex

    mple, speeding o

    d

    iving

    hile d

    unk o

    dist

    cted.)

  3. i

    -level="1">ong>C

    us

    tion ong>: The negligent beh

    vio

    c

    used someone else to get hu

    t.<

    li>

  4. i

    -level="1">ong>D

    m

    ges ong>: The inju

    ed victim(s) suffe

    ed losses

    s

    esult of the b

    e

    ch of the duty of c

    e.

ong>Note<

st

ong>: The “bu

den of p

oof” is on the inju

ed victim,

lso kno

n

s the pl

intiff. This me

ns it’s up to the victim (

nd thei

lye

) to p

ove

ll fou

elements of negligence by p

esenting suppo

ting evidence.

5 Steps to T

ke

fte C

ccident

The

fte

m

th of

c

ccident is st

essful

nd often ch

otic, but the

e e some impo

t

nt steps you need to t

ke in o

de

to p

otect youights

nd inc

e

se you

ch

nces of collecting compens

tion. He

e’s

h

t ou

Ne

O

le

ns c

ccident lye

s

ecommend:
  1. -level=”1″> ong>C

    ll 911 ong>. You should

    l

    ys p

    io

    itize he

    lth

    nd s

    fety.

    fte

    moving

    y f

    om oncoming tffic, check

    ll d

    ive

    s

    nd p

    ssenge

    s fo

    inju

    ies

    nd c

    ll 911. Even if you don’t think you need eme

    gency c

    e, you still

    nt to c

    ll the police

    nd h

    ve them c

    e

    te

    n

    ccident

    epo

    t.

    ddition

    lly, <

    h

    ef="https:

    /c

    inju

    yvictims.com

    hit-

    un-guide-ne

    -o

    le

    ns-c

    ccident-lye

    s/”>Louisi

    n

    l

    >

    equi

    es you to

    epo

    t

    ny

    ccident th

    t

    esults in inju

    y, de

    th, o

    mo

    e th

    n $500 of p

    ope

    ty d

    m

    ge.

  2. i

    -level="1">ong>Exch

    nge info

    m

    tion<

    st

    ong>. T

    ke note of the d

    te, time, loc

    tion, d

    ive

    s’ n

    mes, d

    ive

    s license info, c insunce info, license pl

    te numbe

    s,

    nd m

    ke

    nd model of

    ll vehicles involved.<

    li>

  3. i

    -level="1">ong>Collect evidence ong>. This is the most impo

    t

    nt step! Use you

    phone to t

    ke photos of

    ll vehicles, d

    m

    ge, st

    eet signs, lights,

    o

    d deb

    is, ti

    e mks, inju

    ies, etc. If the

    e e

    itnesses, get thei

    cont

    ct info. Thei

    testimony could help you l

    te

    .<

    li>

  4. i

    -level="1">ong>C

    ll you

    c

    insu

    nce comp

    ny<

    st

    ong>. Tell them you've been in

    n

    ccident

    nd p

    ovide them

    ith the info

    m

    tion you collected. Give them nothing but the f

    cts. Don't t

    y to guess o

    specul

    te.

  5. i

    -level="1">ong>Consult

    loc

    l c

    ccident lye

    ong>. To get info

    med

    bout you

    leg

    l options, set up

    f

    ee c

    se ev

    lu

    tion f

    om

    Ne

    O

    le

    ns c

    ccident l

    ye

    .

    hethe

    you hi

    e them o

    not, thei

    input du

    ing this consult

    tion c

    n be

    g

    e

    t help

    s you pl

    n you

    next steps!<

    li>

<

id="five-mist

kes-

void"><>5 Mist

kes to

void

fte

C

ccident<

h2>

hen h

ndling

c

ccident insu

nce cl

im, one ong move could p

event you f

om collecting compens

tion. He

e’s

h

t you need to

void:

  1. i

    -level="1">ong>Neve

    filing

    cl

    im<

    st

    ong>. M

    ybe you don’t

    nt to de

    l

    ith

    ll the p

    pe

    o

    k, o

    m

    ybe you’

    e just

    ve

    y fo

    giving pe

    son

    nd don’t nt the othe

    d

    ive

    to get in t

    ouble.

    e get it. Ho

    eve

    , you should

    lys c

    ll you

    c insunce comp

    ny

    nd the othe

    d

    ive

    ’s c

    insu

    nce comp

    ny to

    epo

    t

    n

    ccident

    nd st

    t

    cl

    im. If you don’t, you could miss out on thous

    nds of dolls you

    nd you

    f

    mily need.

  2. i

    -level="1">ong>Missing de

    dlines<

    st

    ong>. Did you kno

    the

    e e de

    dlines fo

    filing c

    ccident l

    suits?

    cco

    ding to <

    h

    ef=”http://legis.l

    .gov

    Legis/L

    .

    spx?d=110515">Louisi

    n

    Civil Code t. 3492<>, the <

    h

    ef="https:

    /c

    inju

    yvictims.com

    louisi

    n

    -pe

    son

    l-inju

    y-st

    tute-of-limit

    tions

    “>Louisi

    n

    st

    tute of limit

    tions > fo

    c

    ccidents is one ye f

    om the d

    te of the

    ccident. If you miss this de

    dline, you

    c

    se m

    y be dismissed enti

    ely.<

    li>

  3. i

    -level="1">ong>Missing evidence ong>.

    e kno

    it’s e

    sy to ove

    look the little things in the ch

    os th

    t follo

    s

    c csh, but you need to suppo

    t you

    cl

    ims

    ith st

    ong evidence f

    om multiple sou

    ces.

    side f

    om photos, you need to keep t

    ck of medic

    l

    eco

    ds,

    eceipts, lost income,

    ccident

    epo

    ts,

    nd mo

    e.<

    li>

  4. i

    -level="1">ong>Giving

    eco

    ded st

    tement ong>. Neve

    give

    eco

    ded st

    tement to the insu

    nce comp

    ny! You e unde

    no leg

    l oblig

    tion to p

    ovide eco

    ded st

    tement

    bout you

    c

    ccident o

    you

    inju

    ies,

    nd they’

    e only

    sking bec

    use they’

    e hoping to

    e

    ponize you

    o

    ds

    g

    inst you in o

    de

    to

    educe you

    settlement. They ‘ll even t

    y to bl

    me you fo

    you

    o

    n inju

    ies! tch

    h

    t you s

    y in othe

    sp

    ces, too.

    hen docto

    s, the

    pists, l

    ye

    s, o

    insu

    nce

    djuste

    s

    sk you

    bout you

    p

    in levels, be t

    nsp

    ent. Don’t vent on soci

    l medi

    o

    othe

    public fo

    ums

    bout you

    ccident.

  5. i

    -level="1">ong>Going

    ithout leg

    l

    ep

    esent

    tion<

    st

    ong>.

    fte

    eck, the othe

    d

    ive

    o

    thei

    insunce comp

    ny m

    y t

    y convincing you th

    t involving

    l

    ye

    is

    b

    d move. They’ll cl

    im

    lye

    is too expensive o

    ill only complic

    te the p

    ocess. Don’t get t

    ken

    dv

    nt

    ge of! St

    ong leg

    l

    dvoc

    cy is

    h

    t you need,

    nd

    e

    e he

    e to p

    ovide it. Even if you don’t hi

    e

    l

    ye

    , you should

    t le

    st get

    f

    ee c

    se ev

    lu

    tion to le

    n

    bout the options

    v

    il

    ble to you.

<

id="d

m

ges"><>Ne

O

le

ns C

ccident D

m

ges<

h2>
Eve

y ye, <

h

ef="http:

/d

tepo

ts.lsu.edu/

epo

ts.

spx?y

=2021&

mp;

pt=

28&

mp;p=ci” t

get=”_bl

nk"

el=”noopene

nofollo

“>Louisi

n

c

ccident inju

ies > cost hund

eds of thous

nds of dolls. M

ny inju

ed victims e

lso feeling st

essed out, de

ling

ith

uto

ep

i

s

nd missing time f

om

o

k.

ll of these losses

nd expenses e kno

n

s “d

m

ges,”

nd c

ccident settlements exist to compens

te victims fo

thei

d

m

ges.

h

t expenses c

n you include in

c

ccident cl

im?

n cl

ss=”o

nge”>Economic D

m

ges n><

h2>
Economic d

m

ges,

lso

efe

ed to

s monety d

m

ges, e expenses you c

n e

sily qu

ntify

nd p

ove

ith copies of bills,

eceipts, invoices, etc.

Typic

l c

ccident settlement

mounts include some oll of these economic d

m

ges:
  • -level=”1″> ong>Medic

    l expenses ong> including su

    ge

    y, physic

    l the

    py, medic

    tion, x-ys,

    nd much mo

    e.<

    li>

  • i

    -level="1">ong>Lost

    ges ong> if you missed time f

    om

    o

    k going to docto

    ppointments o

    ecove

    ing f

    om you

    ccident inju

    ies.<

    li>

  • i

    -level="1">ong>Lost e

    ning c

    p

    city ong> if you’

    e no longe

    ble to pe

    fo

    m the s

    me job.<

    li>

  • i

    -level="1"><

    h

    ef="https:

    /c

    inju

    yvictims.como

    th-getting-l

    ye

    -fo

    -mino

    -c-

    ccident-louisi

    n

    /”> ong>P

    ope

    ty d

    m

    ge<

    st

    ong><> to you

    c

    o

    othe

    belongings.

  • i

    -level="1">ong>Fune

    l

    nd bu

    i

    l costs<

    st

    ong> in the event of

    <

    h

    ef=”https://c

    inju

    yvictims.com

    l

    ne

    -o

    le

    ns

    ongful-de

    th-lye

    /”>f

    t

    l Ne

    O

    le

    ns c

    ccident >

    nd

    ongful de

    th cl

    im.<

    li>

n cl

ss=”o

nge”>Non-Economic D

m

ges n><

h2>
In

c

ccident settlement, p

in

nd suffe

ing m

tte

s, too.

hile these h

dships

e mo

e “

bst

ct”

nd difficult to document, they c

n still be included in you

fin

l c

ccident settlement. Ex

mples of non-economic d

m

ges include:

  • ong>P

    in

    nd suffe

    ing ong><

    li>

  • ong>Loss of conso

    tium ong><

    li>

  • ong>Loss of enjoyment of life<

    st

    ong><

    li>

  • ong>Dis

    bility, sc

    ing,

    nd disfigu

    ement<

    st

    ong><

    li>

  • ong>Dist

    ess, dep

    ession,

    nxiety,

    nd othe

    <

    h

    ef=”https://c

    inju

    yvictims.com

    c

    ccident-ptsd

    “>PTSD symptoms ><

    st

    ong><

    li>

The

e e

fe

diffe

ent methods used to <

h

ef=”https://c

inju

yvictims.com

p

in-suffe

ing-c

lcul

ted-louisi

n

/”>c

lcul

te p

in

nd suffe

ing fo c

ccident >. In Louisi

n

, the “d

ily

te method” is most popul

.

n cl

ss=”o

nge”>Punitive D

m

ges n><

h2>

lso kno

n

s exemply d

m

ges, punitive d

m

ges e me

nt to punish

nd pen

lize the

eckless d

ive

ho c

used youccident. Think of them

s

fine. Punitive d

m

ges en’t

v

il

ble in eve

y c

se. They

ill only

pply to c

ses involving ext

eme negligence

nd

illful end

nge

ment. Fo

ex

mple, in

cco

d

nce

ith <

h

ef=”https://l

.justi

.com

codes/louisi

n

/2011/cc/cc2315-4/” t

get=”_bl

nk"

el=”noopene

nofollo

“>Louisi

n

Civil Code

ticle 2315.4 >, Louisi

n

d

unk d

iving

ccident victims m

y be eligible to collect punitive d

m

ges. Once they’

e

ll

dded up, these d

m

ges

ill

ep

esent

h

t is

f

i

settlement fo

c

ccident cl

im.

Keep in mind eve

y c

se

ill be diffe

ent. Fo

ex

mple, the

e

ill be

big diffe

ence in the settlement fo

hipl

sh f

om

c

ccident ve

sus

t

um

tic bin inju

y o

mput

tion.

n cl

ss="onge">C

n P

ssenge

s Collect C

ccident D

m

ges?<

sp

n><

h2>

bsolutely. P

ssenge

s e often eligible to collect compens

tion

fte c

ccident, even if the d

ive

of the vehicle they

e

e

iding in s

t f

ult.

<

id=”th

ee-ys-settle-cl

im”> >3 ys to Settle

C

ccident Cl

im

He

e’s hyme to

emembe

: ong>The fi

st offe

is usu

lly the

o

st offe

. ong> Insunce comp

nies

e not on you

side. They nt to gud thei

p

ofits

nd

void p

ying you the money you need. In f

ct, they use nume

ous sne

ky t

icks to diminish, dev

lue, o

dismiss cl

ims f

om c

ccident victims. It depends on

hich c

insu

nce comp

ny you’

e de

ling

ith. They m

y dodge you

c

lls

nd st

ll,

dopt

hsh "t

ke it o

le

ve it”

ttitude to intimid

te you, o

p

essu

e you to settle p

em

tu

ely.

You might not kno

ho

much money you’

e entitled to, but it’s ou

job to find out!

He

e e th

ee common

ys to settle

c

ccident cl

im.

n cl

ss="onge">Negoti

ting

C

ccident Settlement n><

h2>

fte c

ccident,

n insunce

djuste

f

om the othe

d

ive

’s insunce comp

ny

ill investig

te you

cl

im to

ssess you

d

m

ges.

fte

you <

h

ef=”https://c

inju

yvictims.com

c

ses-louisi

n

-pe

son

l-inju

y-l

ye

s-h

ndle/”>file

cl

im >

nd complete you

medic

l t

e

tments, you must submit

dem

nd lette

to the

t-f

ult pty’s insunce.

dem

nd lette

decl

es ho

much money you e dem

nding f

om the c

ccident settlement. This numbe

should

eflect the tot

l of

ll the d

m

ges mentioned

bove. Photos, medic

l

eco

ds, bills, p

y stubs,

itness testimony,

nd mo

e c

n be used

s suppo

ting evidence. Next, the

t-f

ult pty’s insunce

ill

ccept you

dem

nds

nd give you the money you

sked fo

, o

mo

e commonly, they’ll

eject you

dem

nds

nd m

ke

counte

offe

.

t this point, you c

n negoti

te

ith them. You

ill submit

settlement p

ck

ge to the insu

nce comp

ny.

settlement p

ck

ge includes evidence

nd p

oof of you

suffe

ing

s

ell

s

summ

y of you

expenses. If li

bility is disputed, you

ill h

ve to p

ovide mo

e p

oof th

t the

ccident sn't you

f

ult. If you

ccept

n offe

, you

e

equi

ed to sign

ele

se p

eventing you f

om

ny futu

e compens

tion. This is ho

most c

ccident cl

ims settle. Ho

eve

, m

ny victims

e t

icked into settling fo

offe

s th

t

e f

too lo

. It’s

good ide

to h

ve

c

ccident l

ye

evie

ny offe

you

eceive.

hile

l

ye

c

n negoti

te on you

beh

lf, the fin

l choice to

ccept oeject

n offe

is

l

ys left up to you.

n cl

ss=”o

nge”>Medi

tion

bit

tion n><

h2>
If negoti

tions e

t

stubbo

n st

ndstill,

n unbi

sed medi

to

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