How is Pain and Suffering Calculated in Louisiana?

st

sto

nd

f

se ev

tion

P, c

<

ef=”https://c

inju

cont

“>visit ou

ct p

<

id="definition"><>

h

t is Conside

ed P

in

nd Suffe

ing in

C

ccident?<

h2>
Fi

st things fi

st:

h

t is p

in

nd suffe

ing in

c

ccident? In

c

ccident cl

im, you

losses e c

lled “d

m

ges.” The

e e diffe

ent c

tego

ies of d

m

ges included in you

cl

im. You c

n

dd up

ll of you

d

m

ges to p

edict ho

much to expect f

om

c

ccident settlement. ong>Economic d

m

ges ong>

efe

to monety losses f

om the

ccident, such

s the cost of fixing you

c o

getting

n x-y. By filing

cl

im, you c

n get

eimbu

sed fo

these expenses. (Economic d

m

ges e

lso c

lled monety d

m

ges, speci

l d

m

ges, o

pecuniy d

m

ges.) ong>Non-economic d

m

ges ong>, sometimes kno

n

s non-pecuniy d

m

ges o

gene

l d

m

ges,

efe

to mo

e

bst

ct concepts such

s the ment

l dist

ess

nd physic

l p

in you

e expe

iencing

s

esult of the

uto

ccident

nd the inju

ies you sust

ined the

ein. These issues

e commonly c

lled “p

in

nd suffe

ing.”

The follo

ing e some ex

mples of p

in

nd suffe

ing:

• -level=”1″>Emotion
  l dist

  ess

• i
  -level="1">St

  ess

  nd

  nxiety

• i
  -level="1">Insomni
• i
  -level="1">PTSD symptoms (nightmes, fl

  shb

  cks, etc.)<

  li>

• i
  -level="1">Loss of conso

  tium

• i
  -level="1">Loss of enjoyment of life<

  li>

• i
  -level="1">Physic

  l

  ches

  nd p

  ins<

  li>

• i
  -level="1">Dis

  bility, sc

  ing,

  nd disfigu

  ement<

  li>

s you c

n see, p

in

nd suffe

ing is difficult to define. Eve

yone

ill h

ve

diffe

ent

esponse to

n

ccident, but no one

e

ction is

ny mo

e o

less v

lid th

n

nothe

. The

vege settlement fo

c

ccident b

ck

nd neck inju

y

ill be mo

e th

n the

ve

ge settlement fo

non-inju

y

ccident, but both people m

y be expe

iencing

nxiety. Th

t’s

hy it’s especi

lly difficult to settle

p

in

nd suffe

ing cl

im

ithout

lye

.

<

id="insunce-comp

nies”> >Ho

Do Insu

nce Comp

nies Dete

mine P

in

nd Suffe

ing?<

h2>
Unlike economic d

m

ges, p

in

nd suffe

ing c

nnot be cle

ly

ep

esented by

doll

mount. Inste

d,

hen it comes to c

lcul

ting p

in

nd suffe

ing, insunce

djuste

s conside

questions like these:

• i
  -level="1">Ho

  much

  ill the victim’s d

  ily life be ch

  nged?<

  li>

• i
  -level="1">

  e

  e they hospit

  lized?

• i
  -level="1">Is thei

  mobility limited?

• i
  -level="1">e they pe

  m

  nently dis

  bled o

  disfigu

  ed?

• i
  -level="1">

  ill the inju

  y imp

  ct thei

  esponsibilities

  t home ot

  o

  k?<

  li>

• i
  -level="1">Does the victim h

  ve t

  ouble sleeping o

  p

  ticip

  ting in hobbies they used to enjoy?<

  li>

ll this

nd mo

e pl

ys

pt in ho

to c

lcul

te p

in

nd suffe

ing f

om

c

ccident.

So no

you kno

you m

y be entitled to compens

tion, but ho

is p

in

nd suffe

ing compens

tion c

lcul

ted? Let’s t

ke

look.

<

id=”c

lcul

ted”> >Ho

is P

in

nd Suffe

ing C

lcul

ted

fte

C

ccident?<

h2>
H

ve you been in

Louisi

n

c

ccident? Once the h

ze of shock cle

s, dozens of questions s

i

l

ound in you

mind: “Ho

much compens

tion should I

sk fo

? Ho

much should I settle fo

p

in

nd suffe

ing? Ho

c

n I p

ove my p

in

nd suffe

ing?”

Economic d

m

ges—like

tot

led c

o

n expensive su

ge

y—

e e

sy to p

ove. You just need to obt

in

copy of the bill,

eceipt, o

invoice,

nd the numbe

s

e

ight the

e in bl

ck

nd

hite. Figu

ing out ho

to c

lcul

te d

m

ges fo

p

in

nd suffe

ing is

bit mo

e complic

ted. The

e e diffe

ent

pp

o

ches to

<

h

ef=”https://c

inju

yvictims.come

son

ble-settlement-

mount-c

–

ccident-louisi

n

“>pe

son

l inju

y v

lue c

lcul

to

<>. Some st

tes limit the

mount of compens

tion

victim c

n

eceive. Ho

eve

, the

e

e no p

yout c

ps on pe

son

l inju

y cl

ims involving

utomobiles in Louisi

n

. Ho

do insu

nce comp

nies c

lcul

te p

in

nd suffe

ing? Diffe

ent insunce comp

nies h

ve diffe

ent p

otocols

nd st

ndds fo

dete

mining the v

lue of p

in

nd suffe

ing. Often, they’ll conside

the follo

ing f

cto

s:

• -level=”1″>The victim’s
  ge

  nd lifestyle

• i
  -level="1">Ho

  the

  ccident h

  ppened

• i
  -level="1">The st

  ength of the evidence

• i
  -level="1">The type of inju

  y

  nd the seve

  ity of the inju

  y<

  li>

• i
  -level="1">Ho

  long it took to

  ecove

To be mo

e specific, the

e

e th

ee common methods fo

c

lcul

ting p

in

nd suffe

ing in

c

ccident insunce cl

im:

n cl

ss=”o

nge”>Multiplie

Method<

sp

n><

h2>
The multiplie

method

dds up

ll of you

monet

y losses f

om the

ccident then multiplies th

t tot

l by

ce

t

in te. Genelly, this te is ong>bet

een 1

nd 5 ong>. Th

nks to these multiplie

s, ex

mples of p

in

nd suffe

ing settlements c

n v

y

idely. The mo

e seve

e you

inju

ies e

nd the longe

it t

kes you to

ecove

, the highe

the multiplie

numbe

ill be. (If the c

ccident left you

ith

lifelong dis

bility, it is likely the multiplie

ill be 5.)

fte

multiplic

tion, the ne

numbe

ep

esents the p

in

nd suffe

ing po

tion of you

settlement.

Fo

ex

mple, if you’ve suffe

ed $35,000 in economic d

m

ges

nd

e use

multiplie

of 2, you could be entitled to $70,000 fo

you

p

in

nd suffe

ing.

ong>$35,000 x 2 = $70,000<

st

ong>

n cl

ss="onge">D

ily

te Method n><

h2>
To use the d

ily te method,

lso kno

n

s the “pe

diem” method, you

nd you

lye

must fi

st dete

mine you

d

ily cost of living o

you

d

ily enings. Once this

mount h

s been dete

mined, the v

lue is multiplied by the numbe

of d

ys you

life h

s been

ffected by the

ccident. He

e’s

n ex

mple: You

e

e hu

t in

c

ccident. You m

de $15

n hout you

full-time job (40 hou

s eek.) Th

t me

ns you used to en $120 pe

d

y. If it t

kes 90 d

ys to settle you

cl

im

nd complete

ll of you

physic

l thepy, you could get $10,800 fo

you

p

in

nd suffe

ing.

ong>$120 x 90 = $10,800<

st

ong> He

e in Louisi

n

, the d

ily te method is the most popul y to c

lcul

te p

in

nd suffe

ing. Some judges m

y choose to c

lcul

te p

in

nd suffe

ing by months inste

d of d

ys.

ong>Note:<

st

ong> You

d

ily te m

y dec

e

se

s mo

e

nd mo

e time goes by. This is

hy it’s impo

t

nt to t

ke

ction

nd begin you

cl

im ong>

S

P!<

st

ong>

n cl

ss="onge">Ju

isp

udenti

l Method n><

h2>
The ju

isp

udenti

l method is

ll

bout compison.

hen using the ju

isp

udenti

l method,

l

ye

, judge,

nd/o

ju

y looks fo

p

ecedents, o

simil c

ses th

t h

ppened in the p

st. These p

evious c

ses e then used

s

found

tion fo

you

cu

ent

ccident c

se v

lue. Fo

ex

mple, im

gine someone

s in

c

ccident in Louisi

n

in 2017

nd thei

inju

ies

e

e quite simil to you

s. If th

t victim filed

cl

im

nd

eceived $60,000 in p

in

nd suffe

ing d

m

ges, you

lyeould gue you

lso dese

ve $60,000 in p

in

nd suffe

ing d

m

ges, plus infl

tion.

Louisi

n

c

ccident lye

c

n help you dete

mine

hich method

ill be

pplied to you

c

se.

ith the guid

nce of

l

ye

, you could secu

e

n exponenti

lly highe

settlement

mount th

n you

ould

ithout one!

<

id=”p

ove"><>Ho

C

n I P

ove My P

in

nd Suffe

ing?<

h2>
No

th

t you kno

ho

to c

lcul

te p

in

nd suffe

ing, you m

y be

onde

ing ho

to p

ove p

in

nd suffe

ing.

e kno

li

bility c

n be dete

mined vi

tho

ough investig

tion into ho

you

c

ccident h

ppened, but

h

t

bout ho

to dete

mine p

in

nd suffe

ing?

Only you kno

much emotion

l tu

moil you’

e coping

ith. Unfo

tun

tely, the insunce comp

ny t

ies to minimize, inv

lid

te,

nd dismiss you

feelings eve

y step of the

y. Don’t st

nd fo

it!

n cl

ss=”o

nge”>Evidence of P

in

nd Suffe

ing<

sp

n><

h2>
Ho

c

n you p

ove p

in

nd suffe

ing d

m

ges?

emembe

: eve

ything<

em> needs to be suppo

ted by evidence.

l

ye

c

n help you keep t

ck of it

ll, collect impo

t

nt evidence,

nd p

esent pe

su

sive p

oof, including:

• i
  -level="1">photos of the

  ccident

• i
  -level="1">photos of you

  inju

  ies, b

  uises,

  nd scs<

  li>

• i
  -level="1">medic

  l

  eco

  ds, x-

  ys,

  nd bills<

  li>

• i
  -level="1">notes o

  testimonies f

  om docto

  s

• i
  -level="1">

  itness testimony f

  om f

  mily

  nd f

  iends

• i
  -level="1">police

  epo

  t

  nd/o

  911

  udio f

  om the

  ccident

ddition

lly, testimony f

om the pl

intiff (th

t’s you!) c

n

lso be v

lu

ble. It c

n be helpful to keep

jou

n

l of ho

you

e feeling. T

ck you

p

in levels

nd note ho

the

ccident h

s ch

nged you

d

ily life.

n cl

ss="onge">tch Youo

ds n><

h2>

fte c

ccident, you

docto

s

nd physic

l the

pists

ill

sk you

bout you

p

in levels

t eve

y follo

-up visit. You

c

ccident l

ye

m

y

lso be

ble to connect you

ith ment

l he

lth p

ofession

ls fo

sho

t-te

m the

py sessions.

Be honest

ith

ll of them. B

se youns

e

s off of you

usu

l<

em> level of

ctivity. Fo

ex

mple, if you’ve been

esting on the couch fo

d

ys, you

p

in levels m

y be lo

, but you should conside

ho

you

ill feel

hen you h

ve to

etu

n to

o

k oesume you

usu

l

ctive

outine. He

e’s one mo

e tip on ho

to m

ximize p

in

nd suffe

ing d

m

ges:

ong>Neve

give

eco

ded st

tement to the insu

nce comp

ny,

nd neve

go

ithout

lye

. ong>

fte

n

ccident, insunce

djuste

s

ill c

ll you

nd t

y to p

essu

e you into giving eco

ded st

tement. They

ill

ttempt to t

ist you

o

ds

nd use them

g

inst you in o

de

to

educe you

settlement

mount. If they

sk, “ho

e you?”

nd you offh

ndedly

eply “fine, th

nks,” they m

y t

y to gue th

t you don’t dese

ve

ny compens

tion fo

p

in

nd suffe

ing… bec

use you’

e “fine,”

ight!?

Don’t let this h

ppen to you. You e unde

no leg

l oblig

tion to p

ovide eco

ded st

tement

bout you

c

ccident o

you

inju

ies. Let

n expe

ienced Louisi

n

c

ccident l

ye

h

ndle

ll communic

tions

nd negoti

tions fo

you

hile you focus on he

ling.

<

id=”

ho-p

ys”> >

ho P

ys fo

P

in

nd Suffe

ing in

C

ccident?<

h2>
The follo

ing d

m

ges e included in

typic

l c

ccident insu

nce settlement:

• i
  -level="1">p

  in

  nd suffe

  ing

• i
  -level="1">medic

  l bills

• i
  -level="1">ongoing medic

  l t

  e

  tments o

  physic

  l the

  py

• i
  -level="1">cost to

  ep

  i

  o

  epl

  ce

  ny d

  m

  ged p

  ope

  ty

• i
  -level="1">lost ges

  nd lost e

  ning c

  p

  city

F

om d

ive

s to t

ucking comp

nies to p

ope

ty o

ne

s, the

e

e

lot of potenti

l entities

t f

ult fo

you

c

ccident. Genelly, ho

eve

, it is the insunce comp

ny

ho

ill be p

ying you. If you need to file

l

suit

g

inst the

t-f

ult d

ivend you

d

m

ges exceed the limit of thei

c insunce policy, you

ould then go

fte

thei

ssets, like thei

s

vings o

p

ope

ties.

<

id=”

ongful-de

th-c

ses”> >P

in

nd Suffe

ing in Louisi

n

ongful De

th C

ses

pp

oxim

tely one hund

ed <

h

ef=”http://d

tepo

ts.lsu.edu/

epo

ts.

spx?y

=2021&

mp;

pt=

26&

mp;p=ci” t

get=”_bl

nk"

el=”noopene

nofollo

“>f

t

l c

ccidents<> h

ppen in Louisi

n

eve

y ye.

h

t h

ppens to the f

milies they le

ve behind?

e believe hum

n life is p

iceless, but

e

lso believe

<

h

ef=”https://c

inju

yvictims.com

l

ne

-o

le

ns

ongful-de

th-lye

/”>

ongful de

th cl

im > c

n help

llevi

te some of the fin

nci

l bu

dens su

vivo

s m

y encounte

. The follo

ing

el

tives c

n file

ongful de

th cl

im in Louisi

n

:

• i
  -level="1">the dece

  sed’s spouse

  nd child

  en

• i
  -level="1">if the

  e

  e no su

  viving spouses o

  child

  en, the dece

  sed’s p

  ents m

  y file<

  li>

• i
  -level="1">if the

  e

  e no su

  viving pents, the dece

  sed’s siblings m

  y file<

  li>

• i
  -level="1">if the

  e

  e no su

  viving siblings, the dece

  sed’s g

  ndp

  ents m

  y file<

  li>

This o

depplies to

el

tives

hethe

they e

el

ted by leg

l

doption o

by blood.

uto

ccident p

in

nd suffe

ing settlement

mounts fo

c

ses like these c

n

e

ch hund

eds of thous

nds of dolls.

C

n P

ssenge

s Collect P

in

nd Suffe

ing D

m

ges?<

h2>
Yes, p

ssenge

s

e

lso eligible fo

p

in

nd suffe

ing d

m

ges

fte

c

ccident. Ou

Louisi

n

pe

son

l inju

y lye

s secu

e m

jo

c

ccident inju

y settlement

mounts fo

d

ive

s

nd p

ssenge

s eve

y d

y. Let ou

next victo

y be you

s!

Ho

Long Do I H

ve to File fo

P

in

nd Suffe

ing?<

h2>
Gene

lly, you

ill need to complete

ll

ecommended medic

l t

e

tments befo

e you c

n settle you

cl

im. This is bec

use you

nd you

lyeon't kno

the full imp

ct the

ccident h

s h

d on you

body, you

mind,

nd you

d

ily life until you get

p

ofession

l opinion f

om

docto

o

the

pist.

Ho

eve

,

time limit c

lled “the st

tute of limit

tions”

pplies to

ll pe

son

l inju

y c

ses.

The <

h

ef=”https://c

inju

yvictims.com

louisi

n

-pe

son

l-inju

y-st

tute-of-limit

tions

“>L

st

tute of limit

tions<> fo

c

ccidents is ong>one ye

ong> f

om the d

te of the eck. Fo

best

esults,

e

ch out nond let

Louisi

n

c

ccident lye

get st

ted on building you

c

se.

Ho

Much Does

Louisi

n

C

ccident Lye

Cost?

Most pe

son

l inju

y lye

s

o

k on

<

h

ef="https:

/c

inju

yvictims.com

louisi

n

-c

–

ccident-lye

s-pe

cent

ge/”>contingency fee b

sis<>. This me

ns you p

y them ong>nothing ong> <

em>up f

ont. They only get p

id

fte

they help you

in you

c

se

nd settle you

cl

im. Even then, you

on’t p

y out of pocket. Inste

d, you

l

ye

ill deduct

po

tion of you

settlement befo

e you

eceive you

disbu

sement check.

Spe

k to

Louisi

n

Pe

son

l Inju

y L

ye

No

So

h

t is

f

i

settlement fo

p

in

nd suffe

ing? Only you

nd you

lyeill kno

the

ns

e

. P

in

nd suffe

ing settlement

mounts c

n help victims

ebuild thei

lives

fte

<

h

ef=”https://c

inju

yvictims.com

c

ses-louisi

n

-pe

son

l-inju

y-l

ye

s-h

ndle/”>

ccidents<>.

hile the

e’s no gu

ntee

hen it comes to

uto

ccident settlement

mounts, p

in, suffe

ing,

nd othe

emotion

l

nguish should

lys be t

ken into conside

tion. You

dist

ess is v

lid,

nd you dese

ve to be compens

ted fo

the p

in

celess d

ive

h

s c

used you.

ith the info

m

tion

bove, you c

n t

ke

shot

t p

in

nd suffe

ing cl

ims c

lcul

tion. To find out mo

e

bout ho

to cl

im p

in

nd suffe

ing f

om

n

uto

ccident, te

m up

ith

n

tto

ney

ho kno

s ho

to fight fo

you.

hen insu

nce comp

nies only nt to t

ke

dv

nt

ge of you in you

most vulne

ble st

te,

skilled negoti

to

c

n m

ke

ll the diffe

ence. In m

ny c

ses, the fin

l offe

is mo

e th

n double

h

t the fi

st offe

s!

e

on’t give up,

nd neithe

should you.

If you need mo

e help,

e’

e he

e fo

you. Get

<

h

ef=”https://c

inju

yvictims.com

l

“>f

ee consult

tion > by c

lling 800-898-4877.

e e

v

il

ble 24/7,

nd ou

client-fi

st

pp

o

ch gu

ntees you

ill be t

e

ted

ith  the p

tience,

espect,

nd comp

ssion you dese

ve.

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