What is A Reasonable Settlement for A Car Accident in Louisiana?

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inju

yvictims.com

l

ne

-o

le

ns

c

–

ccident-lye

“>c

ccident victim<>. Leg

l help is

v

il

ble no

. To tell us you

sto

y

nd

eceive

f

ee c

se ev

lu

tion

S

P, c

ll 504-608-1038 o

<

h

ef="https:

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inju

yvictims.com

cont

ct-us

“>visit ou

cont

ct p

ge<>.

<

id="

ve

ge-p

yout-cl

im”> >

h

t is the

ve

ge P

yout fo Pe

son

l Inju

y Cl

im in Louisi

n

?<

h2>
L

st ye, people

e

e inju

ed in ove

<

h

ef="http:

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epo

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spx?p=ci&

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nk”

el="noopene

nofollo

">40,000 c

ccidents in Louisi

n

>. M

ny of those victims

e

lso de

ling

ith tot

led c

s.

ith

ching bodies

nd no

eli

ble tnspo

t

tion, they might be missing time f

om

o

k. Ho

c

n they m

ke ends meet?

n

uto

ccident

esults in m

ny losses fo

victim. In leg

l settings, these losses e c

lled “d

m

ges.”

You c

n

dd up you

d

m

ges to p

edict ho

much to expect f

om

c

ccident settlement. Ho

eve

, bec

use

c

c

sh ch

nges you

life in multiple

ys, the

e e diffe

ent c

tego

ies of d

m

ges. Let’s t

ke

look

t them belo

.

n cl

ss=”o

nge”>Economic D

m

ges n><

h2>
Economic d

m

ges,

lso kno

n

s monety d

m

ges,

efe

to expenses th

t

e e

sily qu

ntified

nd p

oven vi

copies of bills,

eceipts, invoices, etc.

If you’

e d

o

ning in months of expensive medic

l bills, c

ccident settlement compens

tion should

eflect this. But keep in mind eve

y c

se

ill be diffe

ent. Fo

ex

mple, the

e

ill be

big diffe

ence in ho

much money you collect f

om

ist inju

y f

om

c

ccident settlement ve

sus

t

um

tic bin inju

y. The

vege settlement fo

e

end c

ccident

ill be diffe

ent f

om the

vege settlement fo multi-vehicle highy

ccident c

used by

t

uck

ollove

. Typic

l c

ccident settlement

mounts include some o

ll of these economic d

m

ges:

• i
  -level="1">ong>Medic
  l expenses<

  st

  ong>, including

  mbul

  nce

  ides, su

  ge

  ies, di

  gnostic im

  ging, p

  esc

  iption medic

  tion,

  nd mobility

  ids like

  heelch

  i

  s

  nd c

  utches.

• i
  -level="1">ong>Ongoing c

  e ong>, such

  s help

  t home o

  physic

  l thepy sessions.<

  li>

• i
  -level="1">ong>Lost

  ges ong>. Cefully tck the time you e missing f

  om

  o

  k

  hile you

  ecove

  f

  om you

  ccident inju

  ies. P

  y stubs, timesheets,

  nd st

  tements f

  om you

  employe

  c

  n be used

  s evidence.<

  li>

• i
  -level="1">ong>Lost e

  ning c

  p

  city ong>. If you

  inju

  ies left you pe

  m

  nently dis

  bled o

  disfigu

  ed,  you m

  y h

  ve to modify you

  esponsibilities

  t

  o

  k o

  s

  itch to

  diffe

  ent type of job enti

  ely. You

  tto

  ney c

  n consult

  n expe

  t

  itness like

  n economist to estim

  te ho

  much money you’

  e missing out on in you

  lifetime.

• i
  -level="1">ong>P
  ope

  ty d

  m

  ge ong>. If you

  c

  s d

  m

  ged in the c

  sh, you c

  n collect compens

  tion fo

  the

  ep

  i

  s. If you

  c s tot

  led, you c

  n

  eceive compens

  tion in the

  mount of its cu

  ent m

  ket v

  lue. If

  ny pe

  son

  l belongings

  e

  e lost o

  d

  m

  ged in the csh, you c

  n include them in the cl

  im

  s

  ell.<

  li>

• i
  -level="1">ong>Othe

  ccident-

  el

  ted expenses ong>. Keep tck of eve

  ything! If you’

  e bed

  idden o

  un

  ble to pe

  fo

  m ce

  t

  in t

  sks due to youccident inju

  ies, you m

  y need to hi

  e help

  ith cooking, cle

  ning, childc

  e, pet c

  e, t

  nspo

  t

  tion,

  nd mo

  e. You m

  y be

  ble to collect compens

  tion foll of this.<

  li>

• i
  -level="1">ong>Fune

  l

  nd bu

  i

  l expenses<

  st

  ong>, in the event of

  f

  t

  l

  ccident

  nd subsequent

  ongful de

  th cl

  im.

n cl

ss=”o

nge”>Non-Economic D

m

ges n><

h2>
In

c

ccident settlement, p

in

nd suffe

ing is just

s v

lid

s the bills you’ve been getting in the m

il. <

h

ef="https:

/c

inju

yvictims.com

p

in-suffe

ing-c

lcul

ted-louisi

n

/”>C

lcul

ting p

in &

mp; suffe

ing<> c

n be difficult. It’s h

d to put

p

ice on “

bstct” losses like these, but they c

n still be included in you

fin

l c

ccident settlement. Ex

mples include:

• ong>P

  in

  nd suffe

  ing ong><

  li>

• ong>Emotion

  l tu

  moil

  nd

  nxiety<

  st

  ong><

  li>

• ong>PTSD symptoms <

  st

  ong>(nightmes, fl

  shb

  cks, etc.)<

  li>

• ong>Loss of conso

  tium ong><

  li>

• ong>Loss of enjoyment of life<

  st

  ong><

  li>

• ong>Dis

  bility, sc

  ing,

  nd disfigu

  ement<

  st

  ong><

  li>

n cl

ss=”o

nge”>Punitive D

m

ges n><

h2>
Sometimes

efeed to

s exempl

y d

m

ges, punitive d

m

ges exist to di

ectly punish

nd pen

lize the

eckless d

iveho c

used you

ccident.

ong>Note<

st

ong>: Punitive d

m

ges e ong>not ong>

v

il

ble in eve

y c

se. They

ill only

pply to c

ses involving ext

eme negligence

nd

illful end

nge

ment. Fo

ex

mple, pe

<

h

ef="https:

/l

.justi

.com

codes/louisi

n

/2011/cc/cc2315-4/” t

get=”_bl

nk"

el=”noopene

nofollo

“>Louisi

n

Civil Code

ticle 2315.4 >, in Louisi

n

d

unk d

iving

ccident victims m

y be eligible to collect punitive d

m

ges. (

cco

ding to d

t

compiled by Louisi

n

St

te Unive

sity, the

e

e

e ove

<

h

ef="http:

/d

tepo

ts.lsu.edu/cob

d

shbod.

spx” t

get=”_bl

nk"

el=”noopene

nofollo

“> 17,000 D

I c

ses in Louisi

n

> in 2019

lone; Jeffe

son pish

nd E

st B

ton

ouge

e

e the biggest offende

s.)

hen they'

e

ll

dded togethe

, these d

m

ges

ill

ep

esent

h

t is

f

i

settlement fo c

ccident.

Eve

y c

se is diffe

ent,

nd only

c

ccident l

ye

kno

s ho

to get the m

ximum settlement f

om you

c

ccident. By cefully tcking you

expenses

nd consulting

ith expe

t

itnesses,

lye

c

n let you knoh

t is

f

i

settlement fo c

ccident.

<

id="

void-mist

kes"><>Mist

kes to

void

hen Dem

nding

C

ccident Settlement<

h2>
Eve

yone m

kes mist

kes, but one misstep

fte

c

ccident could c

use you to miss out on thous

nds of dolls! He

e’s

h

t you need to

void:

n cl

ss="onge">Not Stting

Cl

im<

sp

n><

h2>
M

ny of us

e

e t

ught it’s best to “fo

give

nd fo

get,” but

c

ccident is no time to t

ke ch

nces! Sometimes

n

t-f

ult d

iveill

pologize to you

t the scene of the

ccident

nd beg you not to

epo

t it. They might offe

you c

sh o

s

y they h

ve connections

t

body shop. Don’t

ccept this.

l

ys c

ll you

c

insu

nce comp

ny

nd the othe

d

ive

’s c insunce comp

ny to

epo

t the

ccident

nd st

t

cl

im, even

ith <

h

ef="https:

/c

inju

yvictims.como

th-getting-l

ye

-fo

-mino

-c-

ccident-louisi

n

/”>mino

c

ccidents in Louisi

n

>.

n cl

ss="onge">Missing Evidence<

sp

n><

h2>
The immedi

te

fte

m

th of

c

ccident is ove

helming

nd f

ightening. You

top p

io

ity should be the he

lth

nd s

fety of you

self, you

p

ssenge

s,

nd

nyone else involved in the

ccident. Ho

eve

, once eve

yone is

ccounted fo

, the

e e some things you c

n do to st

engthen you

c

se

nd help dete

mine li

bility. Besides exch

nging b

sic cont

ct info

m

tion

nd insu

nce info

m

tion

ith the othe

d

ive

(s), use you

phone to t

ke photos of thei

license pl

te

nd multiple

ngles of the

ccident scene. These photos c

n be v

lu

ble evidence fo

you

cl

im!

n cl

ss="onge">Giving eco

ded St

tement<

sp

n><

h2>

ften

ccident, insu

nce

djuste

s

ill c

ll you

nd t

y to p

essu

e you into giving

eco

ded st

tement. This is

t

ick,

nd you don’t h

ve to comply! They

ill

ttempt to t

ist youo

ds

nd use them

g

inst you in o

de

to

educe you

settlement

mount.

You

e unde

no leg

l oblig

tion to p

ovide

eco

ded st

tement

bout you

c

ccident. Kno

you

ights,

nd don’t b

ck do

n.

n cl

ss="onge">Going

ithout Leg

l

ep

esent

tion n><

h2>

fte eck, the othe

d

ive

o

thei

insu

nce comp

ny might tell you involving

l

ye

is

b

d ide

. They cl

im

l

ye

ill cost money o

complic

te the enti

e p

ocess.

Don’t f

ll fo

it. St

ong leg

l

dvoc

cy is

h

t you need

ight no

.

pe

son

l inju

y l

fi

m h

ndles it

ll.

n expe

ienced Louisi

n

c

ccident l

ye

ill kno

ho

to

ite

settlement lette

fo

c

ccident, ho

to negoti

te

c

ccident settlement, ho

to counte

c

ccident settlement ve

b

lly,

nd best of

ll, ho

to get you mo

e money!

<

id="settlement-p

ocess”> >The C

ccident Inju

y Settlement P

ocess

e nt you to knoh

t to expect, eve

y step of the y. Belo

e the ph

ses of

typic

l pe

son

l inju

y cl

im.

1. -level=”1″> ong>Fi

   st Consult

   tion<

   st

   ong>:

   pe

   son

   l inju

   y lye

   meets

   ith you—vi

   tu

   lly o

   in pe

   son—fo f

   ee c

   se ev

   lu

   tion. You

   ns

   e

   questions

   bout the

   ccident, you

   inju

   ies, you

   expenses,

   nd mo

   e. If you both nt to move fod

   ith

   cl

   im, you

   ill be

   sked to sign

   et

   ineg

   eement.

2. i
   -level="1">ong>Filing You
   Cl

   im ong>: You

   pe

   son

   l inju

   y lyee

   ches out to insu

   nce comp

   nies

   nd

   ny otheelev

   nt p

   ties to let them kno

   you h

   ve leg

   l

   ep

   esent

   tion.

   e m

   ke phone c

   lls

   nd send lette

   s to

   epo

   t youccident

   nd offici

   lly file you

   cl

   im.<

   li>

3. i
   -level="1">ong>Medic
   l T

   e

   tment<

   st

   ong>: You

   he

   lth is ou

   fi

   st p

   io

   ity. Even if you

   eceived eme

   gency t

   e

   tment

   t the scene of the

   ccident, you m

   y need

   ddition

   l medic

   l ce o

   physic

   l thepy.

   e c

   n connect you to p

   ovide

   s

   t no upf

   ont cost.<

   li>

4. i
   -level="1">ong>Evidence Collection ong>: You

   c

   ccident lyeill collect photos, police

   epo

   ts,

   itness testimonies, su

   veill

   nce foot

   ge,

   nd much mo

   e to build you

   c

   se.

   e’ll

   lso enlist the help of investig

   to

   s

   nd expe

   ts like csh

   econst

   uction speci

   lists if necess

   y.

5. i
   -level="1">ong>Lette
   of Dem

   nd ong>:

   fte

   you complete youecommended cou

   se of medic

   l t

   e

   tment,

   e obt

   in copies of you

   medic

   l

   eco

   ds, bills,

   nd p

   y

   oll info

   m

   tion to dete

   mine you

   tot

   l expenses

   nd lost

   ges.

   e include these in the lette

   of dem

   nd

   e send to the

   t-f

   ult p

   ty’s insu

   nce.

   emembe

   , fo

   the most

   ccu

   te estim

   te

   nd best ch

   nce

   t

   s

   tisf

   cto

   y settlement,

   ll medic

   l t

   e

   tment

   ecommend

   tions must be closely follo

   ed. This m

   y t

   ke multiple months. The

   t-f

   ult pty

   ill then

   ccept oeject this dem

   nd, o

   m

   ke

   counte

   offe

   .<

   li>

6. i
   -level="1">ong>Offe
   s &

   mp; Negoti

   tions<

   st

   ong>. If you

   eceive

   counte

   offe

   , you

   l

   ye

   ill begin negoti

   ting you

   settlement.

   e’ll upd

   te you eve

   y step of the y. Once you

   nd the

   t-f

   ult p

   ty’s insu

   nce comp

   ny

   g

   ee on

   settlement

   mount, you

   ill be

   equi

   ed to sign

   ele

   se

   hich p

   events you f

   om seeking

   ny futu

   e compens

   tion. (Befo

   e you

   g

   ee to

   settlement

   mount,

   lys consult

   ith you

   pe

   son

   l inju

   y

   tto

   ney.) Next, you

   c

   ccident l

   ye

   ill submit

   settlement p

   ck

   ge to the insunce comp

   ny. This p

   ck

   ge includes evidence

   nd p

   oof of you

   suffe

   ing

   s

   ell

   s

   summ

   y of you

   expenses.<

   li>

7. i
   -level="1">ong>Filing
   Lsuit<

   st

   ong>. If

   f

   i

   settlement c

   nnot be

   e

   ched, you c

   n file

   lsuit.

   hile the m

   jo

   ity of pe

   son

   l inju

   y cl

   ims

   e settled

   ithout

   t

   i

   l, ou

   te

   m is

   lys p

   ep

   ed to go to cou

   t

   nd fight fo

   you. The lsuit begins

   ith

   document c

   lled

   compl

   int,

   hich identifies the pl

   intiff

   nd the defend

   nt

   nd outlines the cl

   im. The compl

   int

   lso includes

   dem

   nd fo

   judgment,

   sking th

   t the defend

   nt p

   y d

   m

   ges. The defend

   nt

   ill

   eceive

   cou

   t summons

   nd must

   espond to the compl

   int document

   ith

   document kno

   n

   s

   n

   ns

   e

   ,

   he

   ein they

   dmit o

   deny f

   ult.

8. i
   -level="1">ong>Discove
   y &

   mp; Medi

   tion<

   st

   ong>. The discove

   y pe

   iod is the p

   e-t

   i

   l ph

   se in

   l

   suit

   he

   e both sides investig

   te the f

   cts of the c

   se. (You

   l

   ye

   l

   e

   dy p

   eped fo

   this du

   ing the “evidence collection” pe

   iod!)

   neutl medi

   to

   m

   y step in

   nd

   ttempt to f

   cilit

   te

   s

   tisf

   cto

   y settlement. If medi

   tion does not

   o

   k, the c

   se goes to t

   i

   l.

9. i
   -level="1">ong>T
   i

   l ong>.

   t t

   i

   l, both sides p

   esent evidence

   nd

   gue thei

   c

   se in f

   ont of

   judge

   nd ju

   y.

   decision

   ill be m

   de, f

   ult

   ill be dete

   mined,

   nd compens

   tion

   ill be ded. (In some c

   ses, the

   t-f

   ult p

   ty m

   y

   equest

   n

   ppe

   l,

   nd the ve

   dict

   ill be

   evie

   ed by

   highe

   cou

   t. This c

   n m

   ke you

   c

   se dg on longe

   .)

10. i
    -level="1">ong>Settlement Check Disbu
    sement<

    st

    ong>.

    hethe

    you settled out of cou

    t o

    e

    e ded d

    m

    ges by

    judge, the

    e’s money coming you

    y!

    fte

    you

    l fi

    m deducts thei

    leg

    l fees

    nd settles you

    liens, you

    ill

    eceive you

    compens

    tion in the fo

    m of

    settlement check.

No

th

t you kno

the steps of the settlement p

ocess, you might h

ve

fe

mo

e questions. Let’s t

ckle them belo

.

<

id="f

q”> >Louisi

n

C

ccident Settlement F

Q<

h2>

n cl

ss=”o

nge”>Ho

Long Does it T

ke to Get

C

ccident Settlement Check? n><

h2>
The soone

you stt the p

ocess, the bette

.

ce

t

in time limit—kno

n

s the st

tute of limit

tions—

pplies to

ll c

ccident c

ses, but eve

y st

te h

s

diffe

ent time limit. The Louisi

n

st

tute of limit

tions fo

c

ccidents is ong>one ye

ong> f

om the d

y of the

ccident.

But once you st

t you

cl

im, ho

long does it t

ke to get

settlement check f

om

c

ccident? Collecting evidence

nd negoti

ting

ith the insunce comp

ny c

n t

ke

hile, but once you offici

lly

ccept

settlement offe

, it c

n t

ke

ound ong>six

eeks ong> to

eceive the settlement check.

You

ill need to sign

c

ccident settlement

g

eement fo

m befo

e the check is given to you

l

ye

. You

l

ye

ill p

y off

ny medic

l bills o

medic

l liens involved

ith you

c

se, then deduct thei

leg

l fees befo

e disbu

sing the

est of the settlement to you.

n cl

ss="onge">C

n P

ssenge

s Collect C

ccident Settlement?<

sp

n><

h2>
Yes, money is

v

il

ble to

p

ssenge

in

c

ccident settlement. Ou

Louisi

n

pe

son

l inju

y l

ye

s secu

e m

jo

c

ccident inju

y settlement

mounts fo

d

ive

s

nd p

ssenge

s eve

y d

y.

e

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