News & opinion What is A Reasonable Settlement for A Car Accident in Louisiana?

What is A Reasonable Settlement for A Car Accident in Louisiana?

What is A Reasonable Settlement for A Car Accident in Louisiana
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if

me>

/c

inju

yvictims.com

l

ne

-o

le

ns

c

ccident-lye

“>c

ccident victim<>. Leg

l help is

v

il

ble no

. To tell us you

sto

y

nd

eceive

f

ee c

se ev

lu

tion

S

P, c

ll 504-608-1038 o

<

h

ef="https:

/c

inju

yvictims.com

cont

ct-us

“>visit ou

cont

ct p

ge<>.
ss=”“mytoc””>

T

ble of Contents<

h2>

  • <
    h

    ef=”#

    vege-p

    yout-cl

    im">

    ve

    ge cl

    im p

    yout ><

    li>

  • <
    h

    ef=”#

    void-mist

    kes”>Mist

    kes to

    void ><

    li>

  • <
    h

    ef=”#settlement-p

    ocess">Settlement p

    ocess ><

    li>

  • <
    h

    ef=”#f

    q">F

    Q ><

    li>

  • <
    h

    ef=”#m

    ximize-offe

    “>M

    ximize

    settlement offe

    <><

    li>

<

id="

ve

ge-p

yout-cl

im”> >

h

t is the

ve

ge P

yout fo Pe

son

l Inju

y Cl

im in Louisi

n

?<

h2>
L

st ye, people

e

e inju

ed in ove

<

h

ef="http:

/d

tepo

ts.lsu.edu/

epo

ts.

spx?p=ci&

mp;y

=2020&

mp;

pt=C2" tget="_bl

nk”

el="noopene

nofollo

">40,000 c

ccidents in Louisi

n

>. M

ny of those victims

e

lso de

ling

ith tot

led c

s.

ith

ching bodies

nd no

eli

ble tnspo

t

tion, they might be missing time f

om

o

k. Ho

c

n they m

ke ends meet?

n

uto

ccident

esults in m

ny losses fo

victim. In leg

l settings, these losses e c

lled “d

m

ges.”

You c

n

dd up you

d

m

ges to p

edict ho

much to expect f

om

c

ccident settlement. Ho

eve

, bec

use

c

c

sh ch

nges you

life in multiple

ys, the

e e diffe

ent c

tego

ies of d

m

ges. Let’s t

ke

look

t them belo

.

n cl

ss=”o

nge”>Economic D

m

ges n><

h2>
Economic d

m

ges,

lso kno

n

s monety d

m

ges,

efe

to expenses th

t

e e

sily qu

ntified

nd p

oven vi

copies of bills,

eceipts, invoices, etc.

If you’

e d

o

ning in months of expensive medic

l bills, c

ccident settlement compens

tion should

eflect this. But keep in mind eve

y c

se

ill be diffe

ent. Fo

ex

mple, the

e

ill be

big diffe

ence in ho

much money you collect f

om

ist inju

y f

om

c

ccident settlement ve

sus

t

um

tic bin inju

y. The

vege settlement fo

e

end c

ccident

ill be diffe

ent f

om the

vege settlement fo multi-vehicle highy

ccident c

used by

t

uck

ollove

. Typic

l c

ccident settlement

mounts include some o

ll of these economic d

m

ges:

  • i

    -level="1">ong>Medic

    l expenses<

    st

    ong>, including

    mbul

    nce

    ides, su

    ge

    ies, di

    gnostic im

    ging, p

    esc

    iption medic

    tion,

    nd mobility

    ids like

    heelch

    i

    s

    nd c

    utches.

  • i

    -level="1">ong>Ongoing c

    e ong>, such

    s help

    t home o

    physic

    l thepy sessions.<

    li>

  • i

    -level="1">ong>Lost

    ges ong>. Cefully tck the time you e missing f

    om

    o

    k

    hile you

    ecove

    f

    om you

    ccident inju

    ies. P

    y stubs, timesheets,

    nd st

    tements f

    om you

    employe

    c

    n be used

    s evidence.<

    li>

  • i

    -level="1">ong>Lost e

    ning c

    p

    city ong>. If you

    inju

    ies left you pe

    m

    nently dis

    bled o

    disfigu

    ed,  you m

    y h

    ve to modify you

    esponsibilities

    t

    o

    k o

    s

    itch to

    diffe

    ent type of job enti

    ely. You

    tto

    ney c

    n consult

    n expe

    t

    itness like

    n economist to estim

    te ho

    much money you’

    e missing out on in you

    lifetime.

  • i

    -level="1">ong>P

    ope

    ty d

    m

    ge ong>. If you

    c

    s d

    m

    ged in the c

    sh, you c

    n collect compens

    tion fo

    the

    ep

    i

    s. If you

    c s tot

    led, you c

    n

    eceive compens

    tion in the

    mount of its cu

    ent m

    ket v

    lue. If

    ny pe

    son

    l belongings

    e

    e lost o

    d

    m

    ged in the csh, you c

    n include them in the cl

    im

    s

    ell.<

    li>

  • i

    -level="1">ong>Othe

    ccident-

    el

    ted expenses ong>. Keep tck of eve

    ything! If you’

    e bed

    idden o

    un

    ble to pe

    fo

    m ce

    t

    in t

    sks due to youccident inju

    ies, you m

    y need to hi

    e help

    ith cooking, cle

    ning, childc

    e, pet c

    e, t

    nspo

    t

    tion,

    nd mo

    e. You m

    y be

    ble to collect compens

    tion foll of this.<

    li>

  • i

    -level="1">ong>Fune

    l

    nd bu

    i

    l expenses<

    st

    ong>, in the event of

    f

    t

    l

    ccident

    nd subsequent

    ongful de

    th cl

    im.

n cl

ss=”o

nge”>Non-Economic D

m

ges n><

h2>
In

c

ccident settlement, p

in

nd suffe

ing is just

s v

lid

s the bills you’ve been getting in the m

il. <

h

ef="https:

/c

inju

yvictims.com

p

in-suffe

ing-c

lcul

ted-louisi

n

/”>C

lcul

ting p

in &

mp; suffe

ing<> c

n be difficult. It’s h

d to put

p

ice on “

bstct” losses like these, but they c

n still be included in you

fin

l c

ccident settlement. Ex

mples include:

  • ong>P

    in

    nd suffe

    ing ong><

    li>

  • ong>Emotion

    l tu

    moil

    nd

    nxiety<

    st

    ong><

    li>

  • ong>PTSD symptoms <

    st

    ong>(nightmes, fl

    shb

    cks, etc.)<

    li>

  • ong>Loss of conso

    tium ong><

    li>

  • ong>Loss of enjoyment of life<

    st

    ong><

    li>

  • ong>Dis

    bility, sc

    ing,

    nd disfigu

    ement<

    st

    ong><

    li>

n cl

ss=”o

nge”>Punitive D

m

ges n><

h2>
Sometimes

efeed to

s exempl

y d

m

ges, punitive d

m

ges exist to di

ectly punish

nd pen

lize the

eckless d

iveho c

used you

ccident.

ong>Note<

st

ong>: Punitive d

m

ges e ong>not ong>

v

il

ble in eve

y c

se. They

ill only

pply to c

ses involving ext

eme negligence

nd

illful end

nge

ment. Fo

ex

mple, pe

<

h

ef="https:

/l

.justi

.com

codes/louisi

n

/2011/cc/cc2315-4/” t

get=”_bl

nk"

el=”noopene

nofollo

“>Louisi

n

Civil Code

ticle 2315.4 >, in Louisi

n

d

unk d

iving

ccident victims m

y be eligible to collect punitive d

m

ges. (

cco

ding to d

t

compiled by Louisi

n

St

te Unive

sity, the

e

e

e ove

<

h

ef="http:

/d

tepo

ts.lsu.edu/cob

d

shbod.

spx” t

get=”_bl

nk"

el=”noopene

nofollo

“> 17,000 D

I c

ses in Louisi

n

> in 2019

lone; Jeffe

son pish

nd E

st B

ton

ouge

e

e the biggest offende

s.)

hen they'

e

ll

dded togethe

, these d

m

ges

ill

ep

esent

h

t is

f

i

settlement fo c

ccident.

Eve

y c

se is diffe

ent,

nd only

c

ccident l

ye

kno

s ho

to get the m

ximum settlement f

om you

c

ccident. By cefully tcking you

expenses

nd consulting

ith expe

t

itnesses,

lye

c

n let you knoh

t is

f

i

settlement fo c

ccident.

<

id="

void-mist

kes"><>Mist

kes to

void

hen Dem

nding

C

ccident Settlement<

h2>
Eve

yone m

kes mist

kes, but one misstep

fte

c

ccident could c

use you to miss out on thous

nds of dolls! He

e’s

h

t you need to

void:

n cl

ss="onge">Not Stting

Cl

im<

sp

n><

h2>
M

ny of us

e

e t

ught it’s best to “fo

give

nd fo

get,” but

c

ccident is no time to t

ke ch

nces! Sometimes

n

t-f

ult d

iveill

pologize to you

t the scene of the

ccident

nd beg you not to

epo

t it. They might offe

you c

sh o

s

y they h

ve connections

t

body shop. Don’t

ccept this.

l

ys c

ll you

c

insu

nce comp

ny

nd the othe

d

ive

’s c insunce comp

ny to

epo

t the

ccident

nd st

t

cl

im, even

ith <

h

ef="https:

/c

inju

yvictims.como

th-getting-l

ye

-fo

-mino

-c-

ccident-louisi

n

/”>mino

c

ccidents in Louisi

n

>.

n cl

ss="onge">Missing Evidence<

sp

n><

h2>
The immedi

te

fte

m

th of

c

ccident is ove

helming

nd f

ightening. You

top p

io

ity should be the he

lth

nd s

fety of you

self, you

p

ssenge

s,

nd

nyone else involved in the

ccident. Ho

eve

, once eve

yone is

ccounted fo

, the

e e some things you c

n do to st

engthen you

c

se

nd help dete

mine li

bility. Besides exch

nging b

sic cont

ct info

m

tion

nd insu

nce info

m

tion

ith the othe

d

ive

(s), use you

phone to t

ke photos of thei

license pl

te

nd multiple

ngles of the

ccident scene. These photos c

n be v

lu

ble evidence fo

you

cl

im!

n cl

ss="onge">Giving eco

ded St

tement<

sp

n><

h2>

ften

ccident, insu

nce

djuste

s

ill c

ll you

nd t

y to p

essu

e you into giving

eco

ded st

tement. This is

t

ick,

nd you don’t h

ve to comply! They

ill

ttempt to t

ist youo

ds

nd use them

g

inst you in o

de

to

educe you

settlement

mount.

You

e unde

no leg

l oblig

tion to p

ovide

eco

ded st

tement

bout you

c

ccident. Kno

you

ights,

nd don’t b

ck do

n.

n cl

ss="onge">Going

ithout Leg

l

ep

esent

tion n><

h2>

fte eck, the othe

d

ive

o

thei

insu

nce comp

ny might tell you involving

l

ye

is

b

d ide

. They cl

im

l

ye

ill cost money o

complic

te the enti

e p

ocess.

Don’t f

ll fo

it. St

ong leg

l

dvoc

cy is

h

t you need

ight no

.

pe

son

l inju

y l

fi

m h

ndles it

ll.

n expe

ienced Louisi

n

c

ccident l

ye

ill kno

ho

to

ite

settlement lette

fo

c

ccident, ho

to negoti

te

c

ccident settlement, ho

to counte

c

ccident settlement ve

b

lly,

nd best of

ll, ho

to get you mo

e money!

<

id="settlement-p

ocess”> >The C

ccident Inju

y Settlement P

ocess

e nt you to knoh

t to expect, eve

y step of the y. Belo

e the ph

ses of

typic

l pe

son

l inju

y cl

im.
  1. -level=”1″> ong>Fi

    st Consult

    tion<

    st

    ong>:

    pe

    son

    l inju

    y lye

    meets

    ith you—vi

    tu

    lly o

    in pe

    son—fo f

    ee c

    se ev

    lu

    tion. You

    ns

    e

    questions

    bout the

    ccident, you

    inju

    ies, you

    expenses,

    nd mo

    e. If you both nt to move fod

    ith

    cl

    im, you

    ill be

    sked to sign

    et

    ineg

    eement.

  2. i

    -level="1">ong>Filing You

    Cl

    im ong>: You

    pe

    son

    l inju

    y lyee

    ches out to insu

    nce comp

    nies

    nd

    ny otheelev

    nt p

    ties to let them kno

    you h

    ve leg

    l

    ep

    esent

    tion.

    e m

    ke phone c

    lls

    nd send lette

    s to

    epo

    t youccident

    nd offici

    lly file you

    cl

    im.<

    li>

  3. i

    -level="1">ong>Medic

    l T

    e

    tment<

    st

    ong>: You

    he

    lth is ou

    fi

    st p

    io

    ity. Even if you

    eceived eme

    gency t

    e

    tment

    t the scene of the

    ccident, you m

    y need

    ddition

    l medic

    l ce o

    physic

    l thepy.

    e c

    n connect you to p

    ovide

    s

    t no upf

    ont cost.<

    li>

  4. i

    -level="1">ong>Evidence Collection ong>: You

    c

    ccident lyeill collect photos, police

    epo

    ts,

    itness testimonies, su

    veill

    nce foot

    ge,

    nd much mo

    e to build you

    c

    se.

    e’ll

    lso enlist the help of investig

    to

    s

    nd expe

    ts like csh

    econst

    uction speci

    lists if necess

    y.

  5. i

    -level="1">ong>Lette

    of Dem

    nd ong>:

    fte

    you complete youecommended cou

    se of medic

    l t

    e

    tment,

    e obt

    in copies of you

    medic

    l

    eco

    ds, bills,

    nd p

    y

    oll info

    m

    tion to dete

    mine you

    tot

    l expenses

    nd lost

    ges.

    e include these in the lette

    of dem

    nd

    e send to the

    t-f

    ult p

    ty’s insu

    nce.

    emembe

    , fo

    the most

    ccu

    te estim

    te

    nd best ch

    nce

    t

    s

    tisf

    cto

    y settlement,

    ll medic

    l t

    e

    tment

    ecommend

    tions must be closely follo

    ed. This m

    y t

    ke multiple months. The

    t-f

    ult pty

    ill then

    ccept oeject this dem

    nd, o

    m

    ke

    counte

    offe

    .<

    li>

  6. i

    -level="1">ong>Offe

    s &

    mp; Negoti

    tions<

    st

    ong>. If you

    eceive

    counte

    offe

    , you

    l

    ye

    ill begin negoti

    ting you

    settlement.

    e’ll upd

    te you eve

    y step of the y. Once you

    nd the

    t-f

    ult p

    ty’s insu

    nce comp

    ny

    g

    ee on

    settlement

    mount, you

    ill be

    equi

    ed to sign

    ele

    se

    hich p

    events you f

    om seeking

    ny futu

    e compens

    tion. (Befo

    e you

    g

    ee to

    settlement

    mount,

    lys consult

    ith you

    pe

    son

    l inju

    y

    tto

    ney.) Next, you

    c

    ccident l

    ye

    ill submit

    settlement p

    ck

    ge to the insunce comp

    ny. This p

    ck

    ge includes evidence

    nd p

    oof of you

    suffe

    ing

    s

    ell

    s

    summ

    y of you

    expenses.<

    li>

  7. i

    -level="1">ong>Filing

    Lsuit<

    st

    ong>. If

    f

    i

    settlement c

    nnot be

    e

    ched, you c

    n file

    lsuit.

    hile the m

    jo

    ity of pe

    son

    l inju

    y cl

    ims

    e settled

    ithout

    t

    i

    l, ou

    te

    m is

    lys p

    ep

    ed to go to cou

    t

    nd fight fo

    you. The lsuit begins

    ith

    document c

    lled

    compl

    int,

    hich identifies the pl

    intiff

    nd the defend

    nt

    nd outlines the cl

    im. The compl

    int

    lso includes

    dem

    nd fo

    judgment,

    sking th

    t the defend

    nt p

    y d

    m

    ges. The defend

    nt

    ill

    eceive

    cou

    t summons

    nd must

    espond to the compl

    int document

    ith

    document kno

    n

    s

    n

    ns

    e

    ,

    he

    ein they

    dmit o

    deny f

    ult.

  8. i

    -level="1">ong>Discove

    y &

    mp; Medi

    tion<

    st

    ong>. The discove

    y pe

    iod is the p

    e-t

    i

    l ph

    se in

    l

    suit

    he

    e both sides investig

    te the f

    cts of the c

    se. (You

    l

    ye

    l

    e

    dy p

    eped fo

    this du

    ing the “evidence collection” pe

    iod!)

    neutl medi

    to

    m

    y step in

    nd

    ttempt to f

    cilit

    te

    s

    tisf

    cto

    y settlement. If medi

    tion does not

    o

    k, the c

    se goes to t

    i

    l.

  9. i

    -level="1">ong>T

    i

    l ong>.

    t t

    i

    l, both sides p

    esent evidence

    nd

    gue thei

    c

    se in f

    ont of

    judge

    nd ju

    y.

    decision

    ill be m

    de, f

    ult

    ill be dete

    mined,

    nd compens

    tion

    ill be ded. (In some c

    ses, the

    t-f

    ult p

    ty m

    y

    equest

    n

    ppe

    l,

    nd the ve

    dict

    ill be

    evie

    ed by

    highe

    cou

    t. This c

    n m

    ke you

    c

    se dg on longe

    .)

  10. i

    -level="1">ong>Settlement Check Disbu

    sement<

    st

    ong>.

    hethe

    you settled out of cou

    t o

    e

    e ded d

    m

    ges by

    judge, the

    e’s money coming you

    y!

    fte

    you

    l fi

    m deducts thei

    leg

    l fees

    nd settles you

    liens, you

    ill

    eceive you

    compens

    tion in the fo

    m of

    settlement check.

No

th

t you kno

the steps of the settlement p

ocess, you might h

ve

fe

mo

e questions. Let’s t

ckle them belo

.

<

id="f

q”> >Louisi

n

C

ccident Settlement F

Q<

h2>

n cl

ss=”o

nge”>Ho

Long Does it T

ke to Get

C

ccident Settlement Check? n><

h2>
The soone

you stt the p

ocess, the bette

.

ce

t

in time limit—kno

n

s the st

tute of limit

tions—

pplies to

ll c

ccident c

ses, but eve

y st

te h

s

diffe

ent time limit. The Louisi

n

st

tute of limit

tions fo

c

ccidents is ong>one ye

ong> f

om the d

y of the

ccident.

But once you st

t you

cl

im, ho

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