If you've tched
ny television in the l
st tenty ye
s, ch
nces e you've seensmooth-t
lking English gecko o comicl c
vemn
dvising you to mke the s
itch to GEICO c insunce. Thnks to bo
sting one of the lgest insuncedve
tising budgets in the United Sttes, GEICO—sho
t fo“Gove
nment Employees Insunce Compny”—h
s soed to success. It is nothe second-l
gest
uto insunce povide
in the county
ith moe th
n 15 million dive
ss policyholde
s. If you’e in
csh, thee’s
vey good ch
nce tht you’ll be filing
clim
ith GEICO. Hoeve
, you need to knoht t
icks to look out foto
void unfi
te
tment! If you need to filecl
imith GEICO, c
lln
ccident l fim th
t hs successfully settled thous
nds <i>of cl
imsith GEICO in the p
stnd h
s insidekno
ledge of hothis comp
ny hndles thei
clims. Ste
t J. Guss, Injuy
ccident Lyes is
ntion
l l fim b
sed in Houstonith multiple offices
ound the count
y.e
lsoo
kith
ffilite l
fi
ms in most sttes th
t she oufocus
nd dediction to excellence.
No m
e you
e loc
ted,e c
n help you, so cll o
contct us no
.e
e open, fo
fee, 24 hou
sd
y, seven dys
eek,
t 800-898-4877. Cll o
CONTCT US NO
by [<h
ef="https:/c
inju
yvictims.comcont
ct-us“>CLICKING HE
E<>] to submit youc
se foevie.
The insu
nce
djustem
y ty to discou
ge you f
om hiing
lyeby s
ying itill be expensive o
complicted. Don’t be fooled:
hen you hie us, you o
e usbsolutely nothing up f
ontnd nothing
tll unless
ein you
cse! Bec
usee
ok on
contingency fee bsis,
e do not get pid until YOU get p
id.l
ye
’sssist
nce cn often st
emline you
clim
nd <i>get you
substnti
lly lgesettlement.
Belo
,e’ll let you in on seven sec
ets tht c
n help you del
ithGEICO c
ccident clim. Don’t miss out on the compens
tion you deseve!
SEC ET #1—NEVE
GIVE THEM
ECO
DED STTEMENT!
These d
ys, it’slmost st
ndd pocedu
e foinsu
nce
djustes to
sk you tons
equestions o
give ecoded st
tementbout you
ccident. Ho
eve, you
e not oblig
ted to complyith these
equests. In fct, you
tto
neyill st
onglydvise
ginst it!
hen it comes toeco
ded sttements, even the sm
llest comment could be tisted
nd usedg
inst you. Foex
mple, you could politely sy th
t you e feeling “fine,” even though you e stuggling
ith pin e
ch dy. The GEICO insu
nce
djustec
n tke you
simple politeesponse
nd use it to gue tht you don’t dese
veny p
yment fop
innd suffe
ing since you feel “fine.” It’s esy fo
n
djusteto t
kesingle
od o
ns
eout of context to t
y toeduce o
deny youcl
im, so don’tisk
cck in youdefenses. You c
n diect
ll communiction to you
tto
ney insted.
ndjuste
cn
lso use ecoded phone c
ll to pessu
e you to hstily
gee to settle the cl
imight
y. They might pomise to
void delys
nd pio
itize youcl
im, so longs you p
omise toccept the initi
l offe.
hen you’e st
ing
tg
oing pile of bills
fteyou
ccident, settling the cl
ims soon
s possible my seem like the best ide
, but tke it f
om us: it’s not. Somedjuste
s my tell you th
t the l entitles them to ecoded st
tement oth
t giving them ecoded st
tement is necessy to <h
ef="https:/c
inju
yvictims.comho
-do-houston-c-ccident-settlements-
ok/”>settle you
clim
>. This is not the cse. Unless you initi
te litigtion, the insu
edoes not h
ve theight to dem
nd ecoded conve
stion,
nd you hve the
ight toefuse. It is impo
tnt to kno
youights thoughout eve
y step of the insunce clim p
ocess, lest you get tken
dvnt
ge of.s
ithny insu
nce cl
im, you nevent to go into
clim
ith GEICO on youo
n. You deseve the suppo
t ofn expe
ienced legl te
m. Thnks to thei
commeci
ls, most peoplessume th
t GEICO isconsume
-fiendly comp
ny… but GEICO didn’tccumul
te ove<
hef=”https://
.geico.comboutco
potefin
ncil-info
mtion/” t
get=”_bl
nk"el=”noopene
noefe
e
nofollo“>$44 billion in
ssets<> by geneously p
ying vlid cl
ims. On the conty, GEICO is
un by she
d business executivesho kno
hoto m
kep
ofit—nd p
y themselves hndsomely. In one
ecent ye, theve
ge GEICO executive m
de <h
ef="https:/
.compbly.com/comp
niesgeico/executive-s
lies">$230,152<>,nd <
hef=”https://investo
plce.com/2012/03/be
kshie-h
thy-jobs-s
ly-en-buffett” t
get=”_bl
nk"el=”noopene
noefe
e
nofollo“>its CEO m
de $12.4 million<>! Mking enough p
ofit to sustin these s
ly levelsnd p
d theidvetising budget necessit
teseducing the p
youts to deseving cl
imnts like you.
lso, be e tht GEICO
djustes m
yeco
d youithout even
sking fist!
hile you my
ssume this isg
inst the l, it my shock you to le
n th
t in mny st
tes, only one pty needs to knobout ecoding to m
ke it lful. This mens th
t you could think youe
e simplyns
eing questions info
mlly
hen ine
lity, thedjuste
eco
ded you. This bings us to ou
next Secet of GEICO …
SEC ET #2—BE CEFUL
H
T YOU SY TO
DJUSTES! lys be c
utious
nd mindful ofh
t you sy to
djustes. It is
ise to keep youesponses tominimum o
diect
ll communiction to you
cccident l
ye
. Soonfte
c
sh
ithGEICO policyholde
, you cn bet
ndjuste
ill st
t c
lling. They’llttempt to p
y into viousspects of you
ccident, but you should only p
ovide themith the b
sics, suchs you
on pe
sonl identifying info
mtion
nd the timend pl
ce of the csh. On the otheh
nd, thee
e m
ny things you should NOT<b> discuss
ith thedjuste
t this st
ge of the clim! Topics to
void discussing include the folloing:
- i
-level="1">Ho
the
ccident hppened
ndh
t youe
e doing in the time befoe the c
sh
- i
-level="1">You
medic
l dignosis
nd te
tment<li>
- i
-level="1">You
medic
l expenses thus f<li>
- i
-level="1">The time you h
d to miss f
omo
k<li>
- i
-level="1">Ho
you
injuies m
yffect you
life, including youd
ilyctivities,
ece
tionl
ctivities, pin levels,
nd genel suffeing f
om youinju
ies<li>
n be definitively p
oven by the evidence youc
ccident lyecollects, so don’t t
y to guess osh
e
ny infom
tion pem
tuely.
hen you’e t
lkingbout
ny of thebove topics
ith thedjuste
, thee’s
chnce you
ill sy something in
ccute tht they c
n tist
ound
nd useg
inst youcl
im. This is especilly impo
tnt since you don’t kno
if you’e being
ecoded.
Fo
exmple, im
gine you've only missed to d
ys ofo
kt the time of the c
ll, but you find out lte
tht you need
suge
y tht keeps you bed
idden fo month. Thedjuste
ill
ttempt to cite youcl
im of only missing to d
ys ofo
k, even though tht isn’t the t
uth!hile you m
y think thee’s no h
m in telling you
side of the stoy to
n insuncedjuste
, bee they’
e on the lookout fonymmunition
ginst you. If possible, they
illepu
pose youods in o
deto limit you
settlement offe. You m
y think it’sude to
efuse tons
equestions, but it is you
legl
ight,nd it is in you
best inteest! If
GEICOdjuste
ties to eng
ge you inconve
stion
bout youccidentnd inju
ies, politely declinet this time. Then, immedi
tely cll
ntto
neyho kno
sh
t to sy
ndh
t not to sy du
ingn insu
nce cl
im. Oul
ye
s knoho
impot
nt it is to tchh
t you sy to
djustes.
e cn h
ndlell communic
tionsith GEICO to m
ke sue th
t nothing detiment
l goes on theeco
d. Potect you
ights, p
otect youcl
im,nd
eceive the money you need by contcting ou
officeight no
t 800-898-4877 o
submit youcl
im foev
lution no
by <h
ef="https:/c
inju
yvictims.comcont
ct-us/”>CLICKING HE
E<>.SEC
ET #3—YOU
MEDICL BILLS M
Y NOT MTTE
!<b> hen you submit you
medic
l bills to GEICO, you pob
bly expect tht they
ill simplydd up the tot
lsnd offe
p
yment tht cove
s them. Hoeve
, GEICO is one of mny comp
nies tht often igno
es thectu
l dollmounts of you
medicl expenses
nd insted
eplces the tot
lith
ht they c
ll “usul
nd customy chges.” “Usul
nd customy chges” mens th
t GEICO bings in thei
on medic
l pofession
ls to decidehethe
onot you
expensese
e usul
nd customy fothe type of t
etments you
eceived in the eyou
eceived the te
tment. Thesessessments m
y be bised,
nd GEICO my
ccuse yound/o
youdocto
of exgge
ting. They
ill bse
settlement offeon thei
neestim
tedmount—even if it is much less th
n youctu
lly<i> o
e on youbills.
If this seems unf
i, th
t’s becuse it is! GEICO should not be
ble to decide homuch you
te
tment should hve cost. If you
doctothought specific types of t
etment
ee necess
y, you should feel comfo
tble
eceiving tht t
etment
nd confident tht the insu
nce comp
nyill cove
the costs. Compnies like GEICO shouldn’t m
keccident victims hesit
te to get the te
tment they need, feing the insunce compny m
y discount the costs. Luckily, theight l
fi
m knos ho
to get theight p
oof. Youc
ccident lyec
n pesent subst
ntil evidence th
t youexpenses
ee in line
ith usul
nd customy medicl p
ctices in you
egion
nd gue tht you dese
ve the fullmount cove
ed.e st
nd up fothe
ights of injued victims like you,
nde believe you should be
ble to folloyou
docto’s o
des, get the t
etment you need,
nd hve GEICO cove
youmedic
l expenses. It’s only fi
! Stet J. Guss, Inju
yccident L
ye
s knoth
t youmedic
l bills mtte
, even if GEICO clims othe
ise.
eill
lys fight fofull compens
tion foyou
cuent medicl bills,
sell
s foyou
futue medic
l expenses.SEC
ET #4—YOU
CLIM IS P
OBBLY
OTH MO
E THN YOU THINK! fte c
ccident, you m
y think you don’t need help clcul
ting the vlue of you
clim.
ftell, thee’s
ppe
til fom the docto
, theuto shop,
nd othes. The numbe
s eight the
e in blck
ndhite! M
ny people tke thei
medicl bills,
dd them to theic
epi
bills,nd then submit th
tmount to GEICO. Ho
eve, this is often
much<i> lo
emount thn you should
ctully be seeking.
In
elity, c
lculting d
mges
fte cccident is
complicted t
sk tht
equies
lot moe th
ndding you
bills. The folloing
e some
dditionl losses th
t outtoneys kno
hoto
ccutely clcul
te to ensue you
eceive the fullmount you dese
ve!- -level=”1″>Futu
e medic
l expenses – You
injuies don’t m
giclly he
l once you settle youinsu
nce cl
im. You my need ongoing medic
l te
tment, oyou m
y be copingith ch
onic pin fo
theest of you
life. Mny c
ccident victims must continue to undego t
etment o
thepy fomonths o
yesfte
c
sh. In some situ
tions, it’s betteto put
clim on hold until you complete
ll <i>of you
medicl t
etment, though this isn’t
lys possible. Legl cl
ims hve de
dlines clled st
tutes of limittions,
nd you don’t nt toisk losing you
ight to file
lsuit. In these cses, in o
deto meet the de
dline,e c
n estimte you
futue medic
l expensesnd seek p
yment fothem even if you h
ven’t yeteceived the t
etment o
the bills. Thnks to the help of expe
titnesses, economists,
nd medicl p
ovides,
e cn
ccutely detemine ho
much you might hve to p
y foyou
futue t
etment.
- i
-level="1">Lost enings <
b>– M
ny types of cccident inju
ies cn p
event you fom
oking, sometimes fo
months oeven ye
s! If you c
n’to
k, you cn’t e
n
livingnd p
y foyou
bsic expenses. Even
fehou
s of missedo
k due to docto’s visits o
physicl the
py c
n tho
ench into you
budget. This ishy it is c
iticl to seek compens
tion foyou
pst
nd futue lost income
s pt of youinsu
nce cl
im. Byevie
ing py stubs, time sheets,
nd sttements f
om youemploye
eg
ding the
ccident,e c
nccu
tely estim
te homuch
ok
nd income you hve missed
nd homuch you’ll h
ve to miss in the futue.
- i
-level="1">Miscell
neous expenses –
ccident injuies
nd theicomplic
tions cn sno
bll
nd tun you
dily life upside do
n. If youc
is tot
led, you my be p
ying foent
l oideshe sevices. If you’
e bedidden f
om youinju
ies, you my be p
ying fodditionl help
ith childce ocho
es. If you hd
vc
tion plnned
nd cn no longe
go, you my lose out on
ny non-efund
blei
fe, lodging, oothe
ngements youl
edy p
id fo.
ndh
t if you need toent medic
l equipment?ll of this
dds upnd c
n putm
jodent in you
bnk
ccount, but you deseve compens
tion fom the insu
nce comp
ny. Fotun
tely, these injuy-
elted costs m
y beecove
ble in
cccident insu
nce cl
im.dedic
ted peson
l injuy l
ye
ill conside
ll this
nd moe!
- i
-level="1">Non-economic losses<
b> –
fte cccident, you
emotionl p
innd suffe
ing e justs v
lids you
physicl inju
ies. Hoeve
, these types of lossesnd tu
moil cnnot be me
sued in te
ms of tditionl monet
y cost. C
lculting the v
lue of noneconomic loss fop
innd suffe
ing tkes
specificpp
och,
nd this is one type of loss tht GEICO f
equently disputes.<li>
Don’t b
ck don.
e cn see the big pictu
e of ho cccident h
s impcted you
life,nd
e cn help you fight fo
h
t’sight.
hen you spek
ithmembe
of ouleg
l tem,
e knothe questions to
sk to lenbout
ll <i>of you
losses,nd not just you
existing <h
ef="https:/c
inju
yvictims.comp
ying-medicl-c
e-c
–
ccident“>medic
l bills<>. If yousk fo
too littlehen you file you
clim, GEICO
on’t evegue
ith you! They’ll sty mum
nd theyon’t info
m you tht you p
obbly dese
ve moe due to you
injuies
nd finnci
l losses. Insted, GEICO
illllo
you toccept f
less th
n you neednd dese
ve, knoing you’ll h
ve to py out-of-pocket fo
theem
indeof you
losses. They e not on youside. They
lso knoth
t you cn’t come b
cknd
djust themount of you
clim
fteyou
le
dyccepted
settlement, so they’e
ll too hppy to h
ve youccept
settlement they knois much too lo
.ith ye
s of expe
ience stnding up
ginst GEICO,
e cn help you obt
in the compenstion you dese
ve. Cll us
ighty
t 800-898-4877 osubmit you
clim fo
evlu
tion noby <
hef=”https://c
inju
yvictims.comcont
ct-us/”>CLICKING HE
E<>.SEC
ET #5—THEY
NT YOU TO
CCEPT THE FIST OFFE
!<b>
This might not be
“secet,” since
lmost eveyone in negoti
tions nts the othep
ty to
ccept the fist offe
. Hoeve
, GEICOdjuste
so
k hd to mke su
e youccept the fi
st offeithoute
lizing it isb
d ide.
Often, the fi
st offeis the
ost offe
.n
djusteill mke the lo
est offepossible to p
otect theibottom line
nd hope tht you’ll f
ll foit. If you
ccept this looffe
, you ente leglly binding
geement th
t pevents you f
om seeking futhe
compenstion, no m
tteho
mny
ccident-el
ted hdships pop up lte
. Don’t get tken
dvnt
ge of! The folloing
e some
esons
hy you should neveccept
n offe
ithout fi
stevie
ing itith
lye:
- i
-level="1">The fi
st offe
is usully EXT
EMELY LO.
- i
-level="1">If you
ccept
n offefo
quick pyment, you m
y lte
e
lize youinju
iese
eo
se thn you thought
nd you my h
ve mny
dditionl expenses.
- i
-level="1">Once you
ccept
n offe, the settlement
geement includes
iveof you
ights to seek
dditionl money f
om thisccident, including expenses th
t continue to pile upfte
youg
ee to the settlement.<li>
- i
-level="1">GEICO
djuste
sill t
y to convince you tht s
iftlyccepting
n offeis in you
best inteest. This is seldom t
ue. Onlyn expe
iencedtto
ney cn
ppop
itely
ssess offes
nd povide kno
ledgeble
dvice bsed on the ev
lution of you
clim’s t
ue vlue.
Don’t t
ust GEICOdjuste
s. It could cost you dely. <b>Inste
d, discusshethe
settlement offe
is sufficientith
n expeienced
uto insunce clims
ttoney. Eve
y dy,
eevie
offes
nddvise clients.
e knohetheit’s time to
ccept, ohethee cn negoti
te fomo
e compenstion fo
yound you
fmily.
hy miss out on the money you need? Too mny c
ccident victims e fooled into believing the fist offe
is the finl offe
. GEICO fmes this offes “ll o
nothing,” so victims e left in the dk. They don’t knoth
t they cn continue to fight fo
highe
mount.
e’e he
e to tell you ouskilled negoti
tos
e
egullyble to get much highe
mounts th
n e oigin
lly offeed f
om GEICOnd othe
mjo
insue
s. Neveccept the fi
st offe
ithout consulting
ith us fist. It’s 100% F
EE!SEC
ET #6: GEICO’s T
ICKY Y TO JUSTIFY ITS LOB
LL OFFES
One thing you m
y nevesuspect is th
t GEICO my
ctully t
y to puch
se youhospit
l lien. This my sound like
good thingt fi
st, but GEICO buys liens fomuch less th
n they eo
th. GEICO then uses the puch
se pice
s the “tue”
mount of youbills—even though they
ee o
iginlly much highe
. Check out this exmple:
- i
-level="1">You o
ed $40,000 in medic
l debt<li>
- i
-level="1">GEICO pu
ch
sed youlien fo
$10,000<li>
- i
-level="1">The GEICO
djuste
nob
ses yousettlement offe
on the $10,000mount
If you go to cou
t, the juy only sees the $10,000 in bills,
nd likelyssumes you
injuies
ee less se
ious thn they
ee. This
esults in them ding you much less fop
innd suffe
ing.ithout
lye, the
e’s not much you cn do to fight this t
ctic. Oute
m of cccident l
ye
s knoho
to “countepunch”
nd fight foeve
y penny you deseve.
e’e open
IGHT NO, so c
ll ust 800-898-4877 o
submit youcl
im foev
lution no
by <h
ef="https:/c
inju
yvictims.comcont
ct-us/”>CLICKING HE
E<>.SEC
ET #7: YOU MIGHT H
VE TO FILEPE
SONL INJU
Y LSUIT<b>
M
ny peopleutom
ticlly
ssocite l
ye
sith fie
ce cout
oom debtes.
e knothe ide
of going to cout m
y seem stessful o
intimidting. Ho
eve, you must
elize th
t lsuits e necessy in some cccident c
ses to mke su
e you getll the compens
tion you neednd dese
ve.hile ou
tto
neys cn often negoti
teith GEICO to obt
inf
voble settlement offeout of cou
t, it’s notl
ys possible to
esolvec
se though
n insunce clim. This is common
hen the insue
is chllenging li
bility fothe c
sh o
hen
victim’s injuies
nd losses e pticully sevee. It is especi
lly impot
nt to get full<i> compens
tionhen the c
ccident cused life-ch
ngingnd pe
mnent inju
ies.hen GEICO
efuses to coopetend offe
pope
pyment, the next step m
y be to filepe
sonl inju
y lsuit in civil cout. Don’t
ssume tht filing
lsuit mens you’ll h
ve to go to ti
l, hoeve
. Outtoneys
egullye
ch pe-t
il settlements so you don’t h
ve to step foot incou
toom!
Still, the litig
tion pocess is complic
ted. You nt to hve
n expeienced litig
toho is fmili
ith youc
send
edy to file
cse
hen the need ises. The folloing is
(vey) b
ief ovevie
of the cccident litig
tion pocess you might expe
ience if GEICOefuses to t
et you f
ily. You
cccident l
ye
pticiptes in:
- i
-level="1">P
ep
ing
nd filingpe
susive compl
intithin the st
tute of limittions.
- i
-level="1">Discove
y,
hich involves getting evidence fom the defend
nt(s) videpositions
nd ittenequests.
- i
-level="1">Filing motions
ith the cou
tnd
ttending motion heings.<li>
- i
-level="1">Eng
ging in ongoing settlement negoti
tions thoughout the enti
e pe-t
il p
ocess.<li>
- i
-level="1">
ep
esenting yout t
il if settlement negoti
tions e not successful.<li>
One impo
tnt f
ct toemembe
: even though you’ll filel
suit
ginst the li
ble dive
, GEICOill su
ely be pying the judgment up to the policy limits. Fo
thise
son, GEICOill h
ve to use itsesou
ces to defendg
inst the lsuits
ell. Too mny l
fi
ms tke the e
sy y out. Theyim to convince c
ccident victims toccept
hteve
settlement they cn get f
om the insunce compny to p
event the need fony futhe
o
k. They ntquick “open
nd shut cse.” These fi
ms e often clled “settlement mills”
nd they oftenesult in in
dequte compens
tion foclients.
eon’t st
nd fothis. Ou
tem consists of skilled litig
tos
ho only nt the best foou
clients, even if it mens esc
lting
clim to civil cou
t. Ougo
ls e yougo
ls,nd
victoy fo
you isvicto
y fous!
Sometimes, just h
ving theight
epesent
tiont the beginning of
clim c
n shoGEICO th
t you e seious
bout filingl
suit
hen needed. Insunce compnies h
veo
kedith ou
lyes befo
e,nd they kno
e
on’t hesitte to file
civil clim to st
nd up foou
clients’ights. This c
n shothem th
t you men business
nd cn give you leve
ge
ight fom the st
t. Hi
ingl
ye
my even encou
ge the GEICO
djusteto offe
h
t you deseve
ithout the need fo lsuit. Oun
tionl
eputtion fo
plying h
db
llith insu
nce comp
nies like GEICO often helps toesolve cl
ims fste
nd mo
e efficiently foou
clients!Cont
ct
nuto
ccidenttto
neyho Kno
s <b><
hef=”https://c
inju
yvictims.comse
vicesc
–
ccident-tto
ney-houston“>Ho
to Hndle You
GEICO Clim
>!<b>
Ove
ll, eve
y <h
ef="https:/c
inju
yvictims.comtx/tex
s-c-ccident-l
ye
s“>c
ccident victim<> should be e tht
uto insunce compnies like GEICO pl
y mind gmes
nd use ticks to limit thei
libility
nd ince
se theibottom lines. The insu
nce cl
ims pocess is
ely stightfodnd,
ithout theight leg
lep
esenttion, it c
n be chllenging. Don’t get stuck
ith unstisf
ctoy
esults. Seek legl
ssistnce
ight fom the st
t of the p
ocess,nd don’t t
ke onny mo
e stess th
n you hve to.
The n
tionlly-
ecognized tem of
ttoneys
nd <h
ef="https:/c
inju
yvictims.comou
-tem/”>leg
l pofession
ls<>t Ste
t J. Guss, Injuy
ccident Lyes,
e
uthlesshen it comes to t
king on insunce clims—including those
ith GEICO. Fomo
e thn 20 ye
s,
e hve stepped up fo
ouclients, b
inging the knoledge necess
y to p
otect theiights both duing the insu
nce p
ocessnd in the cou
toom.
If you’
e deling
ith unfi
te
tment fom GEICO
fteyou
cccident, you’
e notlone. Ou
fim is he
e to help you get theelief you need. C
ll nofo
isk-fee consult
tionnd le
n mo
ebout you
options. Best ofll, since
e tke
ll of oupe
sonl inju
y cses on
contingent fee bsis, you
ill not oe us
DIME unlesse
in youc
se. You hve nothing to lose,
nd eveything to g
in.e’
ev
ilble 24/7 to discuss you
cse ev
lution, so c
ll us tody
t 800-898-4877 ocont
ct us noby <
hef=”https://c
inju
yvictims.comcont
ct-us/”>CLICKING HE
E<>. <div>