Surgeries After a Car Accident Could Cost You

C

ccidents

ccount fo

bout 50,000 de

ths e

ch ye

. Even the most mild

ccidents c

n send shock

ves th

ough the eve

yd

y lives of moto

ists

ffected by them. Believe it o

not,

simple fende

bende

c

n send you to the hospit

l! In o

de

to m

ke

complete

ecove

y, m

ny c

ccident inju

ies

equi

e su

ge

y. Su

ge

ies

nd theifte

m

th c

n cost you

lot of time…

nd money. If someone else’s c

eless o

eckless

ctions c

used

c

ccident th

t inju

ed you, you shouldn’t h

ve to p

y fo

the su

ge

ies you need to he

l.

In this blog post,

e discuss some common su

ge

ies you might need

fte

getting hu

t in

c

ccident,

h

t they might cost you,

nd ho

you c

n m

ke su

e the pe

son

t f

ult fo

youccident p

ys fo

them. Len mo

e f

om the expe

ienced <

h

ef=”https://c

inju

yvictims.com

se

vices

c

–

ccident-

tto

ney-houston

“>Houston c

ccident

tto

neys<>

t Ste

t J. Guss,

tto

ney

t L

.

Common Su

ge

ies Needed

fte C

ccident

C

ccident de

ths inc

e

se in the United St

tes nely eve

y ye

,

nd <

h

ef="https:

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yf

cts.nsc.o

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moto

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ends

de

ths-

nd-

tes/” t

get=”_bl

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el=”noopene

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efee

“>

me

ic

ns d

ive ove

th

ee billion miles e

ch ye<>.

ith numbe

s like th

t,

ccidents e unfo

tun

tely inevit

ble.

me

ic

ns collectively spend ove

<

h

ef=”https://

.cdc.gov

vit

lsigns

c

sh-inju

ies

index.html” t

get=”_bl

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el=”noopene

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efee

“>one million d

ys in the hospit

l e

ch ye<>

ecove

ing f

om c

ccident inju

ies. M

ny of those inju

ies

equi

e su

ge

y to co

ect. Fo

ex

mple:

Knee Inju

ies<

h3>
Knee inju

ies e

common consequence of c

ccidents. In

ny given c

sh,

pe

son’s knees c

n sl

m into the d

shbod o

get t

isted in unn

tu

l di

ections. The

esulting d

m

ge to the bones, lig

ments,

nd c

til

ge in the knee often

equi

es su

ge

y to fix.

fte

su

ge

y, knee inju

ies

lso often

equi

e months o

ye

s of

eh

bilit

tion

nd physic

l thepy. If you need

knee

epl

cement,<

h

ef=”https://

.he

lthline.com/he

lth

tot

l-knee-

epl

cement-su

ge

y

unde

st

nding-costs#1″ t

get=”_bl

nk"

el=”noopene

nofollo

no

efee

“> the

vege cost fo

th

t su

ge

y is

bout $50,000 >. Th

t’s not pocket ch

nge - m

ny people

ill need help to p

y fo

th

t su

ge

y,

nd

e kno

ho

to get it.

Spin

l Inju

ies

Collisions exe

t ext

eme fo

ces on cs

nd the hum

n bodies inside them. Vehicle occup

nts get th

o

n, bounced,

nd jolted ound,

hich c

n le

d to se

ious inju

ies to thei

spin

l columns

nd the delic

te spin

l co

ds inside them.

Discs c

n

uptu

e. Ve

teb

e c

n cck. These inju

ies f

equently

equi

e su

ge

y to fix

nd ye

s of

eh

bilit

tion

fte

d. Victims m

y st

uggle

ith ch

onic p

in fo

the

est of thei

lives. In se

ious c

ses, victims m

y need eme

gency su

ge

y to

elieve p

essu

e

nd s

elling th

t could c

use p

lysis by

<

h

ef="https:

/c

inju

yvictims.com

sust

ined-spin

l-co

d-inju

y-houston-c

n-

ecove

-compens

tion/”>spin

l co

d inju

y<>. The

epo

ted costs

ssoci

ted

ith spin

l su

ge

y <

h

ef="https:

/

olte

sklu

e

.com/comp

ny

ne

s

oom/ne

s

2015/09/big-diffe

ences-in-u.s.-he

lthc

e-costs-fo

-fixing-b

ck-p

in.html">vy

idely >, but

outinely c

eep into tens of thous

nds of doll

s.

B

ck inju

ies c

n inflict ext

eme physic

l

nd emotion

l p

in,

ith fin

nci

l p

in to m

tch.<

h

ef="https:

/

jph.

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public

tions.o

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doi/10.2105/

JPH.2018.304901?eType=Em

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stContent&

mp;

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el="noopene

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no

efe

e

"> Ove

h

lf

million

me

ic

ns<> file fo

pe

son

l b

nk

uptcy p

otection e

ch ye

bec

use they c

n’t p

y thei

medic

l bills. Do not become

st

tistic!

o

k

ith

t

usted c

ccident inju

y

tto

ney

ho c

n help you

void fin

nci

l

uin

nd m

ximize you

fin

nci

l

ecove

y.

Tum

tic B

in Inju

ies<

h3>
T

um

tic bin inju

ies, usu

lly

efe

ed to

s TBIs, e

ll too common in c

ccidents. Concussions

ep

esent the mildest fo

m of

TBI,

hile mo

e seve

e c

ses

esult in pe

m

nent imp

i

ments

nd dis

bilities. These inju

ies occuhen someone suffe

s

blo

o

jolt to the he

d in

c csh. Some bin inju

ies

esult f

om di

ect d

m

ge to bin tissue. They c

n

o

sen, ho

eve

,

hen bleeding

nd s

elling e involved. Eme

gency su

ge

y c

n

elieve those conditions

nd minimize the hm done by

b

in inju

y, but it c

n cost <

h

ef=”https://he

lth.costhelpe

.com/b

in-su

ge

y.html” t

get=”_bl

nk"

el=”noopene

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no

efee

“>tens of thous

nds of dolls<>. Long te

m c

e

fte su

ge

y m

y

lso be necessy.

B

oken Bones

C

ccidents commonly le

ve vehicle occup

nts

ith b

oken bones.

hile m

ny bone b

e

ks he

l

ith

el

tively stightfod medic

l c

e, mo

e complex fctu

es m

y

equi

e su

ge

y

nd impl

nt

tion of h

d

e to st

bilize

nd

ep

i

the

ccident victim’s bone. These su

ge

ies <

h

ef="https:

/

.ncbi.nlm.nih.gov

pubmed/29908931″ t

get=”_bl

nk"

el=”noopene

nofollo

no

efee

“>cost thous

nds of dolls<>, inflicting

n economic toll th

t c

n double o

t

iple

hen

f

ctu

e

equi

es multiple su

ge

ies to fix.

Inte

n

l Inju

ies

Inte

n

l inju

ies e often

mong the most seve

e

nd d

nge

ous inju

ies

pe

son c

n sust

in in

c

ccident.

uptu

ed o

g

ns, coll

psed lungs, inte

n

l bleeding,

nd othe

types of inte

n

l inju

ies

equi

e extensive su

gic

l inte

vention costing tens of thous

nds of dolls o

mo

e. M

ny inte

n

l inju

ies

lso le

d to long-te

m he

lth complic

tions th

t fu

the

dd to

p

tient’s medic

l costs.

P

ying fo

Expensive Medic

l P

ocedu

es

ecove

ing f

om c

ccident inju

ies is not

p

ocess you nt to

ush. You’

e bound to miss

o

k

hile

ecupeting.

se

ious inju

y could even le

ve you out of

o

k indefinitely, o

m

y m

ke it impossible fo

you to do the s

me job you did befo

e the

ccident.

This puts you in

p

ec

ious position: st

ing

t

mount

in of medic

l bills

hile youese

ves of p

id time off e dined

nd you

c

sh flo

slo

s to

t

ickle.

The l

, ho

eve

, c

n help in situ

tions just like you

s.

e c

n

ll

g

ee th

t

c

ccident should not b

nk

upt

pe

son

ho h

d no f

ult in c

using the csh in the fi

st pl

ce. Th

t’s

hy,

ith the help of

skilled c

ccident inju

y

tto

ney, victims of c

ccidents c

n t

ke leg

l

ction to obt

in p

yment f

om the

t-f

ult pties. D

m

ges

v

il

ble

ill vy f

om c

se to c

se, but they

lmost

l

ys include the di

ect economic costs of

ccident inju

ies, like medic

l expenses

nd lost ges. Of cou

se, l

suits don’t h

ppen ove

night. In the me

ntime, you m

y need to find

ys to cove

some of you

costs of medic

l ce. Fo

m

ny people, p

ying fo

he

lth c

e

fte c

ccident becomes

m

tte

of figu

ing out

hich insunce policy m

y cove

necessy p

ocedu

es. These m

y include:

• ong>Pe

  son

  l inju

  y p

  otection (PIP) insunce<

  st

  ong>. Depending on the st

  te

  he

  e you live, you

  <

  h

  ef="https:

  /

  .tdi.tex

  s.gov/pubs/consume

  cb020.html”>

  uto insunce<> policy m

  y include PIP cove

  ge th

  t insu

  es you fo

  the costs of you

  o

  n inju

  ies in

  c

  ccident. If you o

  n o

  d

  ive

  vehicle,

  PIP policy m

  y se

  ve

  s you

  p

  im

  y insu

  nce to p

  y fo

  medic

  l ce up to

  specified limit.

• ong>He

  lth insu

  nce ong>.

  ccident victims

  ho c

  y he

  lth insunce m

  y

  lso count on th

  t insu

  nce to cove

  some of the costs of he

  lthc

  e

  fte c

  ccident. This le

  ves them subject to co-p

  ys, deductibles,

  nd covege limits, of cou

  se.

• ong>

  o

  ke

  s’ compens

  tion insunce<

  st

  ong>. If you

  c

  ccident h

  ppened

  hile you

  e

  e

  t

  o

  k, then <

  h

  ef=”https://

  .tdi.tex

  s.gov/

  c

  index.html”>

  o

  ke

  s’ compens

  tion insu

  nce > c

  n cove

  the costs of cing fo

  you

  inju

  ies.

If you h

ve insunce to cove

the cost of you

medic

l c

e

fte c

ccident

nd you t

ke leg

l

ction fo

d

m

ges, you

insu

nce c

ieill h

ve the

ight to get

eimbu

sed fony p

yments it m

kes fo

you in the me

ntime. T

lk to

n expe

ienced c

ccident lye

to le

n mo

e

bout ho

insunce c

n p

y fo

medic

l ce

hile you

it to

esolve

leg

l cl

im.

Insu

nce Settlement D

nge

s

He

e’s

n impo

t

nt tip: Do not confuse the

v

il

bility of you

o

n insunce covege

ith someone else’s insu

nce offe

ing to p

y fo

you

c

e.

If the othe

d

ive

’s insunce comp

ny

e

ches out to you

fte

you

c

ccident, be c

eful! This insu

nce comp

ny is not on you

side. If they offe

to settle, th

t me

ns only one thing: The pe

son

ho pu

ch

sed insunce f

om th

t comp

ny p

ob

bly h

s leg

l li

bility to you,

nd the insu

nce comp

ny nts to get out f

om unde

th

t li

bility fos little money

s possible.

Di

ect settlement offe

s like this

eflect

t

icky insunce t

ctic. The insu

ee

lly hopes you need the money no

,

nd th

t you

ill jump

t

ny settlement

mount it offe

s.

Don’t f

ll p

ey to this t

ctic!  Don’t get t

ken

dv

nt

ge of. 

g

eeing to

settlement me

ns giving up youight to t

ke fu

the

leg

l

ction. Do not give up those

ights fo

che

p. Inste

d,

o

k

ith

n

tto

ney

ho c

n ev

lu

te the full

mount of money you dese

ve to

eceive fo

you

c

ccident inju

ies (including the costs of su

ge

ies),

nd

ho h

s the skill

nd expe

ience to negoti

te

f

i

settlement

ith insunce comp

nies

nd defense

tto

neys.

Six Steps to T

ke

fte C

ccident

The steps you t

ke immedi

tely

fte

you

c

ccident c

n pl

y

n impo

t

nt

ole in you

bility to

ecove

compens

tion f

om the

t-f

ult p

ty. Follo

these steps to p

otect you

he

lth,

ellbeing,

nd leg

l

ights:

1. ong>C

   ll 911. ong> This m

   y seem obvious, but it’s impo

   t

   nt enough to emph

   size.

   l

   ys c

   ll 911

   fte

   c

   ccident so police

   nd eme

   gency medic

   l pe

   sonnel c

   n

   espond to the scene. This se

   ves the pu

   pose of m

   king su

   e youccident gets

   epo

   ted to the p

   ope

   utho

   ities, csh

   epo

   ts get c

   e

   ted,

   nd you h

   ve immedi

   te

   ccess to potenti

   lly life-s

   ving medic

   l c

   e fo

   you

   inju

   ies.<

   li>

2. ong>T

   ke pictu

   es<

   st

   ong>. If it is s

   fe fo

   you to move ound the

   ccident scene, t

   ke

   s m

   ny pictu

   es of the scene

   s possible, including im

   ges of the vehicles, the

   o

   d su

   f

   ce,

   nd the suounding e

   .

3. ong>Spe

   k

   ith

   itnesses ong>. If you t

   ke note of

   nyone

   ho

   itnessed the

   ccident, t

   y to get thei

   n

   mes

   nd cont

   ct info

   m

   tion so youtto

   ney c

   n follo

   up

   ith them. Thei

   st

   tements c

   n help you

   ecove

   compens

   tion f

   om

   t-f

   ult p

   ties.

4. ong>Seek fu

   the

   medic

   l

   ttention<

   st

   ong>.

   fte

   you

   eceive medic

   l ce

   t the scene of the

   ccident,

   l

   ys

   lso follo

   up

   ith youegul docto

   . They c

   n ev

   lu

   te you fony hidden inju

   ies. Se

   ious inju

   ies – ones th

   t c

   n follo

   you fo

   the

   est of you

   life – might not p

   esent

   ny symptoms fo

   d

   ys. Don’t g

   mble

   ith you

   he

   lth! Seek follo

   -up ce.

   ddition

   lly, the medic

   l

   eco

   ds c

   e

   ted

   hen you see the docto

   c

   n become impo

   t

   nt evidence documenting you

   cl

   ims fo

   compens

   tion.<

   li>

5. ong>Keep

   pe

   son

   l inju

   y jou

   n

   l<

   st

   ong>.

   s you

   ecove

   f

   om you

   su

   ge

   y

   nd you

   othe

   inju

   ies, you m

   y

   ish you could just fo

   get

   bout the t

   um

   you h

   ve gone th

   ough.

   e unde

   st

   nd, but

   e

   lso find th

   t keeping

   jou

   n

   l of you

   he

   ling

   nd

   ecove

   y p

   ocess helps to put into

   o

   ds the p

   in

   nd difficulty th

   t you expe

   ience. Th

   t so

   t of

   eco

   d c

   n p

   ove ext

   emely v

   lu

   ble to youtto

   ney

   hen the time comes to seek compens

   tion fo

   the hm

   c

   ccident did to you

   nd you

   f

   mily.

6. ong><

   h

   ef="https:

   /c

   inju

   yvictims.com

   cont

   ct-us

   “>Cont

   ct<>

   c

   ccident inju

   y l

   ye

   <

   st

   ong>. Do not it to seek leg

   l

   dvice

   fte

   c

   ccident tu

   ns you

   life upside do

   n. The c

   itic

   l evidence you’ll need fo

   you

   c

   se gets mo

   e

   nd mo

   e difficult to collect

   s time p

   sses. P

   oving someone else’s li

   bility c

   n get hdend hde

   , especi

   lly

   he you’

   e on you

   o

   n. Get

   l

   ye

   o

   king fo

   you

   ight

   y to give you

   self the best shot

   t

   ecove

   ing eve

   y penny of compens

   tion you dese

   ve fo

   you

   inju

   ies.

Cont

ct

C

ccident Inju

y L

ye

fo

Mo

e Info

m

tion<

h2>
e id="

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ss=”

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ption

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ight”> ss="

p-im

ge-28041" title="Pe

son

l Inju

y

tto

ney, Ste

t J. Guss" s

c=”https://c

inju

yvictims.comp-content

uplo

ds

2019/08/c

–

ccident-lye

-300×295.jpg”

lt="Ste

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idth="250" height="247"

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chment-28041″ cl

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ption-text"><

h

ef="https:

/c

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yvictims.com

ou

-te

m/ste

t-guss

“>Ste

t J. Guss<>, Houston C

ccident

tto

ney ption><

figu

e> C

ccidents c

use inju

ies th

t inflict seve

e physic

l, emotion

l,

nd fin

nci

l p

in. Money c

nnot tu

n b

ck time o

e

se the discomfo

t you feel

hile you

ecove

f

om

su

ge

y, but it c

n p

y fo

you

ce,

epl

ce you

lost income,

nd give you the suppo

t you need to

etu

n to living you

life. To len mo

e

bout you

leg

l

ights

fte c

ccident inju

y needs su

ge

y,

e

ch out to

n expe

ienced c

ccident inju

y

tto

ney. They c

n

ns

e

you

questions

nd help you decide ho

to t

ke the fi

st step on the

o

d to justice.