Surgery After an Auto Accident

otection ong>. Keep

e

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You

Options<

h2>

Some people

void seeking medic

l t

e

tment bec

use they’

e sced of the costs. By the time they len

bout thei

leg

l options, thei

body h

s suffe

ed iep

ble d

m

ge. Even if you do seek t

e

tment,

ll the st

ess

nd inst

bility

ssoci

ted

ith

eck could se

iously hinde

you

ecove

y. You’ll be left ovehelmed, lost,

nd

onde

ing ho

to p

y fo

su

ge

y

fte

c

o

t

uck

ccident. Docto

s

nd su

geons expect p

yment

hen they p

ovide se

vices—even

fte c

t

st

ophe like

c o

<

h

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se

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ccident-l

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uck

ccident >. But you

he

lth insunce p

ovide

m

y

efuse to p

y

nd m

y deny

esponsibility fo

you

inju

ies enti

ely, pinning the bl

me on the negligent d

ive

’s insu

nce comp

ny inste

d. This c

n c

use m

jo

hiccups fo

you

nd you

t

e

tment. You

p

imy ce physici

n m

y even

efuse to t

e

t you due to the complic

tions of c

ccident inju

ies

nd the ensuing p

yment disputes.<

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t J. Guss<>,

uto

ccident Lye

ption><

figu

e> The

t-f

ult d

ive

’s

uto li

bility insunce

on’t p

y fo

you

su

ge

y

hen you need it, eithe

. Inste

d, they expect you to p

y fo

you

su

ge

y out of pocket, then submit

ll of the bills to them

hen t

e

tment is finished. The st

uggle doesn’t end the

e eithe

– they m

y t

y to fight you

cl

im.This p

ocess c

n t

ke months, especi

lly if you

equi

e physic

l thepy. The insunce comp

ny m

y t

y to offe

you

settlement fo

the su

ge

y you

c

o

t

uck

ccident fo

ced you to unde

go. Usu

lly, this numbe

is pitifully lond does not cove

the h

dship you’ve gone th

ough.

nd

h

t if you

e un

ble to p

y upf

ont? ong>Ho

do you

ecove

s

fely

nd successfully? <

st

ong>ong>Ho

do you get

h

t the insunce comp

ny

ightfully o

es you? ong> Th

t’s

he

e

lette

of p

otection comes in h

ndy. So

h

t is

lette

of p

otection

nd ho

c

n it help you?

Lette

of P

otection

lette

of p

otection,

lso kno

n

s

n LOP, is

lette

submitted to

medic

l p

ofession

l by

pe

son

l inju

y lyeep

esenting

n inju

ed client.

lette

of p

otection gu

ntees

medic

l p

ovideill

eceive thei

p

yment f

om

pending cl

im settlement o

futu

e lsuit d. This me

ns medic

l p

ovide

s

g

ee to t

e

t you

nd postpone thei

p

yment collection until you

c

se is fin

lized -

heneve

th

t h

ppens.

hile you

ecove

, futu

e medic

l bills fo

the dution of you

t

e

tment

nd cl

im

ill go to youtto

ney fo

p

ope

eco

d keeping (though you c

n

equest copies.) If youtto

ney settles you

c

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ins you

lsuit, they e then oblig

ted to follo

up

nd confi

m th

t the medic

l p

ovide

’s bills get settled out of

po

tion of the funds ded to you.

lette

of p

otection c

n

lso del

y debt collection on p

evious medic

l bills. Fo

ex

mple, if you

e

e in

c

c

sh

nd

eceived u

gent eme

gency medic

l ce, the f

cility might’ve billed you

he

lth insu

nce c

ie

. If you

insunce

efuses to p

y fo

this bill fo

h

tevee

son, you

c

ccident

tto

ney m

y get

lette

of p

otection to keep the f

cility off of you

b

ck -

nd keep them f

om d

m

ging you

c

edit.

Do I need su

ge

y

fte

c

ccident?<

h2>
Not

ll inju

ies

e obvious.

fte c

ccident, you might feel like you h

ve

sp

in o

pulled muscle th

t just doesn’t seem to he

l,

hen you

e

lly need su

ge

y. Fo

ex

mple, you might think

neck inju

y th

t needs ce

vic

l spin

l fusion su

ge

y is me

ely

hipl

sh. Don’t m

ke this mist

ke. Get p

ope

ly ex

mined. Common su

ge

ies needed

fte

c

ccidents include:

• ong>Knee su

  ge

  y<

  st

  ong>: Due to you

  body’s position

  hen

  iding o

  d

  iving, you

  knees e vulneble in

  c

  c

  sh. You

  knees could b

  ng into you

  d

  shbo

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  othe

  p

  ts of you

  c, c

  using lig

  ment inju

  ies like poste

  io

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  ment inju

  ies o

  medi

  l coll

  tel lig

  ment inju

  ies (

  lso kno

  n

  s PCL

  nd MCL knee inju

  ies.) You could h

  ve p

  in

  nd s

  elling,

  nd othe

  bones like you

  tibind femu

  could be

  ffected. Su

  ge

  y c

  n be needed to fix these p

  oblems.<

  li>

• ong>B

  ck su

  ge

  y ong>: B

  ck inju

  ies e

  mong the most common inju

  ies in

  c

  ccident. Depending on the n

  tu

  e of you

  inju

  y, you m

  y need b

  ck su

  ge

  y like

  ve

  teb

  opl

  sty (injections of bone cement to

  ep

  i

  f

  ctu

  es) o discectomy (

  emov

  l of

  he

  ni

  ted disc.) B

  ck su

  ge

  y

  ecove

  y could t

  ke

  eeks o

  even months, le

  ving you out of

  o

  k.<

  li>

• ong>Spin

  l fusion ong>: Spin

  l fusion,

  lso c

  lled spondylodesis o

  spondylosyndesis, is

  n o

  thopedic su

  ge

  y technique th

  t joins t

  o o

  mo

  e ve

  teb

  e in you

  b

  ck o

  neck. Spin

  l fusion m

  y be needed to st

  bilize the spine

  fte

  the

  emov

  l of

  he

  ni

  ted disc,

  common c

  ccident inju

  y.

• ong>Pl

  stic su

  ge

  y ong>:

  econst

  uctive pl

  stic su

  ge

  y m

  y be needed if bu

  ns, cuts, o

  l

  ce

  tions f

  om

  c

  ccident le

  ve you sc

  ed

  nd disfigu

  ed.<

  li>

• ong>Dent

  l su

  ge

  ies ong>: If you

  f

  ce o

  mouth st

  ikes you

  stee

  ing

  heel o

  nything else du

  ing

  c

  ccident, you

  teeth could suffe

  seve

  e d

  m

  ge. Mouth inju

  ies m

  y

  equi

  e su

  ge

  y

  nd dent

  l impl

  nts. Se

  ious dent

  l inju

  ies c

  n even impede youbility to spe

  k o

  e

  t.

• ong>Bin su

  ge

  y<

  st

  ong>: <

  h

  ef="https:

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  um

  tic bin inju

  ies > f

  om c

  ccidents m

  y need su

  ge

  y. If you hit you

  he

  d du

  ing

  c

  c

  sh, you

  bin could s

  ell o

  develop

  build-up of fluid in you

  skull. If p

  essu

  e in you

  b

  in

  ises, you

  life is in d

  nge

  . Su

  ge

  y c

  n

  elieve this p

  essu

  e

  nd minimize bin d

  m

  ge.<

  li>

F

Q<

h2>

h

t is

lette

of p

otection?<

h3>

lette

of p

otection,

lso kno

n

s

n LOP, is

lette

submitted to

medic

l p

ofession

l by

pe

son

l inju

y lyeep

esenting

n inju

ed client.

lette

of p

otection gu

ntees

p

ovide

ill

eceive thei

p

yment fo

medic

l t

e

tment f

om

pending cl

im settlement o

futu

e l

suit

d. This me

ns the client

eceives c

e—including su

ge

y fo

c o

t

uck

ccident inju

ies—but p

ys nothing upf

ont.

hy do I need

lette

of p

otection?<

h3>
You c

n

un into

ton of complic

tions

hen seeking medic

l t

e

tment

fte c

ccident. You m

y h

ve in

dequ

te he

lth insunce covege (o

none

t

ll), o

m

ybe the negligent d

ive

’s insu

nce comp

ny is guing

ith you.

lette

of p

otection s

fegu

ds you. It is

contctu

l

g

eement th

t

llo

s you to get the ce you need,

hen you need it.

Ho

do I get

lette

of p

otection?

hen you ptneith

c

ccident

tto

ney, they c

n connect you

ith the medic

l c

e you need

nd send

lette

of p

otection

S

P.

Ho

much money

ill I get f

om

c

ccident lsuit?<

h3>

hile

e

ould love to tell you

h

t to expect, the t

uth is the

vege p

yout fo

c

ccident inju

ies vies depending on the specifics of you

c

se. You

ill need

c

ccident l

ye

to p

ope

ly ev

lu

te you

c

se. Youccident settlement

mount

ill likely include p

ope

ty d

m

ge, p

in

nd suffe

ing, lost

ges, medic

l bills,

nd mo

e.

Ho

long does it t

ke to get

settlement fo

c

ccident?<

h3>
You

insunce settlement depends on m

ny det

ils, <

h

ef="https:

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long you

settlement > is 

nd ho

long it t

kes you to complete you

su

ge

ies,

nd subsequent medic

l t

e

tments. You do NOT nt to

ush th

ough this. Folloll of you

p

ovide

’s inst

uctions,

eg

dless of ho

long it t

kes. This is necess

y fo

youecove

y.

hen you conclude you

t

e

tments, you

moto

vehicle

ccident lye

c

n

ccu

tely c

lcul

te you

medic

l expenses

nd you

settlement m

y p

oceed quickly f

om the

e.

h

t h

ppens if I lose

c

ccident lsuit?<

h3>
In the event you c

nnot

e

ch

f

i

settlement offe

, youtto

ney should p

epe to t

ke you

c

se to cou

t. If you go to t

i

l, lose you

c

se,

nd

eceive no compens

tion, you

e

esponsible fo

you

medic

l bills. The medic

l p

ovide

then h

s the

ight to pu

sue p

yment like

ny othe

debt.

e

nt you to get you

life b

ck. Inju

y settlement ds c

n help.

If you need su

ge

y

fte c

ccident, you dese

ve guid

nce.

skilled lye

c

n

dvise you on the unique det

ils of you

c

se, such

s ho

to use insunce to cove

you

medic

l p

yments

nd ho

much to expect f

om

n inju

y settlement. You might not kno

h

t you’

e entitled to, but it’s ou

job to. <

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ef="https:

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ct us<> no

. It’s the fi

st step to

d getting help to p

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su

ge

y due to

c

ccident.

ong><

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ef="https:

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