News & opinion How Will My Family Be Taken Care of After a Truck Accident?

How Will My Family Be Taken Care of After a Truck Accident?

Truck Accident Family Care

T

uck

ccidents c

n le

ve you suffe

ing f

om dev

st

ting, life-

lte

ing inju

ies: spin

l co

d inju

ies, t

um

tic bin inju

ies,

mput

tions,

nd multiple b

oken bones, just to n

me

fe

.

h

t’s

o

se, e

ch ye

,<

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el="noopene

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"> mo

e th

n 4,000 people<> die in t

uck

ccidents. If you suffe

seve

e inju

ies o

die in

t

uck

ccident, ho

ill you

f

mily su

vive?

ho

ill t

ke c

e of them if you’

e inc

p

cit

ted o

gone due to

negligent t

uck d

ive

? Unde

st

nding the

esou

ces

t you

dispos

l c

n help p

ovide you

ith pe

ce of mind. To le

n mo

e

bout you

c

ses options spe

k

ith

<

h

ef="https:

/c

inju

yvictims.com

se

vices

t

uck-

ccident-l

ye

“>t

uck

ccident l

ye

<> tod

y.

Filing

Pe

son

l Inju

y Cl

im

fte

T

uck

ccident

ith Inju

ies

fte t

uck

ccident, you m

y be f

ced

ith subst

nti

l bills

nd expenses. Not only th

t, you m

y not be

ble to

etu

n to

o

k follo

ing youccident. If you

e

e the b

e

d

inne

of you

f

mily, losing th

t income could le

ve them stnded

ithout

lifebo

t.

t

uck

ccident cl

im c

n help p

y the bills

ssoci

ted

ith the t

uck

ccident

nd

epl

ce you

lost ges

nd lost e

ning potenti

l. T

uck d

ive

s must c

y much highe

<

h

ef=”https://

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ci

lt

uckinsu

ncehq.com/

h

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e-inte

st

te-t

ucking-insunce-

equi

ements" tget="_bl

nk”

el="noopene

nofollo

no

efe

e

"> insunce minimums<>, including both bodily inju

y

nd p

ope

ty d

m

ge covege, th

n d

ive

s of p

ssenge

vehicles. D

ive

s of vehicles th

t

eigh less th

n 10,001 lbs must c

y $300,000 in cove

ge,

hile d

ive

s of vehicles th

t,

hen combined

ith thei

f

eight,

eigh 10,001 pounds o

mo

e must c

y

minimum of $750,000 in insunce covege. This vit

l insu

nce cove

ge

ill help p

ovide fo

you

f

mily fin

nci

lly in the event of

t

uck

ccident.

The funds you

eceive follo

ing you

ccident, ho

eve

,

ill vy b

sed on you

expenses follo

ing the

ccident.

hen putting togethe

t

uck

ccident cl

ims, most l

ye

s include:
  • ong>Medic

    l expenses f

    om the

    ccident<

    st

    ong>. You

    medic

    l expenses begin

    hen you

    eceive

    mbul

    nce tnspo

    t f

    om the scene of the

    ccident to the hospit

    l. Unfo

    tun

    tely,

    mbul

    nce expenses often

    ep

    esent

    me

    e d

    op in the bucket comp

    ed to

    ll the expenses you

    ill f

    ce follo

    ing you

    ccident. You m

    y

    lso need to conside

    the cost of hospit

    liz

    tion, sc

    ns

    nd tests, su

    gic

    l t

    e

    tment,

    st

    y in

    long-te

    m ce f

    cility,

    nd thepy

    fte

    youccident, including occup

    tion

    l thepy, physic

    l the

    py,

    nd psychologic

    l the

    py. You c

    n

    lso include medic

    l equipment

    nd needed modific

    tions to you

    home, like

    idened doo

    ys o

    heelch

    i

    mps, in you

    t

    uck

    ccident cl

    im.

  • ong>Lost ges<

    st

    ong>. Ho

    much do you

    inju

    ies p

    event you f

    om

    o

    king? Lost

    ges c

    n

    dd up f

    st, especi

    lly if you

    o

    k in

    job th

    t does not p

    ovide sick time. Including you

    lost

    ges

    s pt of you

    cl

    im c

    n help you p

    ovide fo

    you

    f

    mily

    nd get b

    ck on you

    feet.<

    li>

  • ong>Lost ening potenti

    l ong>. If you

    inju

    ies pe

    m

    nently p

    event you f

    om

    etu

    ning to you

    fo

    me

    p

    ofession, you m

    y cl

    im lost ening potenti

    l

    s pt of you

    t

    uck

    ccident cl

    im. Seeking lost ening potenti

    l c

    n

    llo

    you to

    etu

    n to school, seek futu

    e ce

    tific

    tions, o

    simply p

    ovide fo

    you

    f

    mily

    s you p

    og

    ess th

    ough youecove

    y.

Othe

esou

ces

fte

T

uck

ccident

ith Inju

ies

hen you suffe

se

ious inju

ies in

t

uck

ccident, you m

y need immedi

te fin

nci

l

ssist

nce. Bills stt piling up in the blink of

n eye.

o

se, since you c

nnot

o

k, you m

y not h

ve c

sh coming in

t

ll.

h

t

esou

ces c

n help you p

ovide fo

you

f

mily?

Dis

bility

If you

t

uck

ccident le

ves you dis

bled,<

h

ef="https:

/

.ss

.gov/dis

bility

dis

bility.html" tget="_bl

nk”

el="noopene

nofollo

no

efe

e

"> filing fo

dis

bility<> is

v

lid y to obt

in despe

tely-needed funds. Dis

bility p

yments m

y not live up to you

p

evious income, but they c

n help. If you qu

lify fo

dis

bility, you m

y

lso qu

lify fo

st

te-sponso

ed insunce, including Medice o

Medic

id,

hich c

n help p

y

ny medic

l bills you m

y h

ve to de

l

ith in the futu

e.

You

He

lth Insunce<

h3>
If you h

ve p

iv

te o

employe

-sponso

ed he

lth insunce, it  c

n help offset m

ny of you

medic

l costs, p

eventing you f

om being th

t bu

den enti

ely on you

o

n.

Hospit

l-Sponso

ed Bill Fo

giveness P

og

ms

M

ny hospit

ls, especi

lly hospit

ls

tt

ched to loc

l unive

sities, offe

bill fo

giveness p

ogms th

t help p

ovide

id fo

p

tients

ho do not m

ke enough money on thei

o

n to cove

thei

medic

l expenses. If you

medic

l bills exceed

ce

t

in pe

cent

ge of you

income, the hospit

l m

y fo

give p

t o

ll of you

bills. Even if you t

ke

dv

nt

ge of these p

og

ms, you m

y still be

esponsibility fo

some expenses th

t go

long

ith you

ecove

y, including supplementy medic

l equipment o

se

vices p

ovided by thi

d p

ties.

Pe

son

l Inju

y P

otection Insu

nce

In some st

tes, d

ive

s must c

y pe

son

l inju

y p

otection insu

nce. These no-f

ult st

tes

equi

e e

ch d

ive

to t

ke fin

nci

l

esponsibility fo

thei

o

n medic

l bills up to the minimum

mount of PIP cove

ge, usu

lly

t le

st $10,000. In

ddition to p

oviding covege fo

medic

l bills follo

ing

n

ccident, pe

son

l inju

y p

otection insu

nce

lso cove

s lost

ges,

hich c

n help ensu

e th

t you c

n p

ovide fo

you

f

mily du

ing you

ecove

y.

etu

ning to

o

k<

h3>

cco

ding to the<

h

ef=”https://

.

d

.gov

” t

get=”_bl

nk"

el=”noopene

nofollo

no

efee

“>

me

ic

ns

ith Dis

bilities

ct >,

n employe

c

nnot disc

imin

te on the b

sis of you

dis

bilities, including dis

bilities

cqui

ed follo

ing

t

uck

ccident. You

employe

doesn’t h

ve to hold you

position fo

you indefinitely, no

does you

employe

h

ve to m

ke

job fo

you if you c

n no longe

pe

fo

m the t

sks the employe

o

igin

lly hi

ed you to pe

fo

m. In some c

ses, ho

eve

, employees—even employees

ith se

ious inju

ies—c

n

etu

n to

o

k

fte

thei

ccidents.

You

employe

m

y:
  • ong>

    llo

    you to

    o

    k f

    om home<

    st

    ong>. Some jobs

    ill

    llo

    you to

    o

    k

    emotely follo

    ing

    n

    ccident to p

    io

    itize you

    ecove

    y. This me

    ns you c

    n

    o

    k f

    om the comfo

    t of you

    bed, couch, o

    f

    vo

    ite mch

    i

    o

    king f

    om home m

    y

    lso

    llo

    you to set

    mo

    e convenient schedule.

  • ong>

    llo

    you to

    etu

    n to

    o

    k

    ith limited duties ong>. Some employe

    s

    ill

    ccommod

    te you by ch

    nging you

    schedule o

    you

    esponsibilities

    t

    o

    k to fit youbilities. This could me

    n

    o

    king sho

    te

    shifts o

    in

    diffe

    ent deptment, pe

    m

    nently o

    tempo

    ily.<

    li>

  • ong>M

    ke modific

    tions o

    p

    ovide equipment to

    llo

    you to

    etu

    n to

    o

    k<

    st

    ong>. Sometimes,

    speci

    l ch

    i

    o

    desk c

    n m

    ke it possible fo

    you to complete youo

    k duties. Othe

    times, you m

    y need some

    ssistive equipment to m

    ke it possible to do you

    job. By

    o

    king

    ith you

    employe

    , you c

    n find

    ccessibility options th

    t

    llo

    you to

    etu

    n to

    o

    k.<

    li>

M

ny options c

n help you p

y the bills

hile you

ecove

f

om you

inju

ies even if you c

nnot

etu

n to

o

k on

full-time b

sis.

o

king

ith you

employe

, ho

eve

, c

n m

ke it e

sie

fo

you to p

ovide fo

you

f

mily du

ing youecove

y.

Filing

ongful De

th Cl

im If You Die in

T

uck

ccident

Bec

use of the lge size

nd he

vy

eight of big t

ucks, m

ny

ccidents

esult in de

th.

h

t h

ppens to you

f

mily if you die in

t

uck

ccident? Thei

fi

st line of defense is

<

h

ef=”https://c

inju

yvictims.com

se

vices

houston-

ongful-de

th-

tto

ney

“>

ongful de

th<> cl

im. Immedi

te f

mily membe

s—you

spouse, o

you

child

en if you do not h

ve

spouse—c

n file

ongful de

th cl

im to

eceive fin

nci

l compens

tion follo

ing you

de

th in

t

uck

ccident.

ongful de

th cl

im typic

lly includes:

ny medic

l expenses you

cqui

ed befo

e you

de

th. You do not h

ve to die du

ing the t

uck

ccident itself fo

you

f

mily membe

s to file

ongful de

th cl

im. They c

n file if you die of you

inju

ies, even if you die

eeks

fte

the

ccident itself. P

oviding covege fo

those medic

l expenses c

n t

ke the fin

nci

l bu

den  off of you

f

mily membe

s’ shoulde

s

fte

you

de

th.

The loss of you

income. If you p

ovided the p

imy sou

ce of income fo

you

f

mily, you

de

th in

t

uck

ccident c

n hit hd. You

g

ieving f

mily

ill be st

uggling to m

ke ends meet. Fo

tun

tely,

ongful de

th cl

im c

n help.

hile cl

iming lost income c

nnot p

ovide fo

you

f

mily fo

the

est of thei

lives, it c

n, in m

ny c

ses,

llo

you

child

en to g

o

enough to p

ovide fo

themselves, let them get old enough to go to school

hile you

spouse

o

ks, o

llo

you

spouse to pu

sue

ne

deg

ee o

ce

tific

tion to m

ke it e

sie

to

etu

n to

o

k.

The loss of the se

vices you pe

fo

med fo

the f

mily. Sometimes, the se

vices you pe

fo

m fo

you

f

mily m

tte

just

s much

s o

mo

e th

n the funds you p

ovide th

ough you

job. Not only th

t, m

ny of those se

vices cost you

f

mily

subst

nti

l

mount to

epl

ce.

hen filing

ongful de

th cl

im, f

mily membe

s c

n include the costs of:
  • Childce<

    em>

  • Cooking
  • Cle
    ning<

    em>

  • Home
    nd yd m

    inten

    nce<

    em>


  • uto m

    inten

    nce<

    em>

  • C

    e fo

    senio

    loved one<

    em>

Loss of comp

nionship. In

ddition to fin

nci

l losses, you

f

mily membe

s

ill miss you

p

esence

nd youdvice.

hile nothing c

n compe to this p

iceless comp

nionship, they c

n be compens

ted fo

this g

ief

s p

t of

ongful de

th cl

im. Funel

nd bu

i

l expenses. Fune

ls c

n cost

subst

nti

l

mount of money, especi

lly if you did not pl

n

he

d.

hile fune

l

nd bu

i

l expenses do not

ep

esent

subst

nti

l

mount comped to you

lost income o

the loss of the se

vices you p

ovided fo

you

f

mily, kno

ing the t

uck d

ive

’s insu

nce comp

ny

ill p

y fo

those expenses c

n p

ovide you

ith pe

ce of mind.

Othe

esou

ces to Help You

F

mily<

h2>
e id="

tt

chment_42349" i

-desc

ibedby="c

ption-

tt

chment-42349″ style=”

idth: 159px" cl

ss=”

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ight”> ss="

p-im

ge-42349" title="Ste

t J. Guss” s

c="https:

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inju

yvictims.comp-content

uplo

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2020/02/Ste

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lt=”Houston inju

y

tto

ney"

idth=”159″ height=”183″ /> ption id="c

ption-

tt

chment-42349″ cl

ss="

p-c

ption-text">T

uck

ccident Lye

, <

h

ef=”https://c

inju

yvictims.com

ou

-te

m/ste

t-guss

“>Ste

t J. Guss<><

figc

ption><

figu

e> Follo

ing

t

uck

ccident, you

f

mily needs to m

ke up fo

the l

ck of you

income. Some

esou

ces

ill depend on you

othe

f

mily membe

s’ incomes

nd the

ge of you

child

en

t the time of you

de

th. Such

esou

ces m

y include:

  • ong>Soci

    l Secu

    ity<

    st

    ong>. Soci

    l Secu

    ity c

    n p

    ovide

    sou

    ce of funds fo

    you

    loved ones

    fte

    you

    de

    th. Su

    vivo

    s’ benefits c

    n help p

    ovide vit

    l fin

    nci

    l compens

    tion fo

    you

    loved ones

    fte

    you

    loss.

  • ong>Life insunce<

    st

    ong>. Check you

    life insu

    nce policy to see ho

    much covege it

    ill p

    ovide fo

    you

    f

    mily membe

    s follo

    ing you

    de

    th. You m

    y feel p

    otected by

    comp

    ny-sponso

    ed life insunce policy. Check

    ith you

    employe

    , ho

    eve

    , to see ho

    much covege you

    f

    mily

    eceives

    fte

    you

    de

    th. In m

    ny c

    ses, you m

    y find it p

    udent to t

    ke out

    pe

    son

    l life insu

    nce policy th

    t

    ill offe

    ddition

    l p

    otection fo

    you

    f

    mily membe

    s, especi

    lly if you h

    ve young child

    en o

    if you

    nd you

    st

    ff h

    ve signific

    nt debt.<

    li>

Being

ffected by

t

uck

ccident is

lys tgic.

hethe

you suffe

ed se

ious inju

ies th

t left you un

ble to

o

k o

you’ve lost

loved one, filing

t

uck

ccident o

ongful de

th cl

im c

n help p

ovide

g

e

t de

l of fin

nci

l

estitution

nd cove

m

ny of you

bills..

fte

the

ccident, cont

ct

n

tto

ney

s soon

s possible to begin the p

ocess of filing

t

uck

ccident cl

im, collecting evidence

bout the

ccident, negoti

ting

ith the insunce comp

ny,

nd

eceiving

ccess to mo

e

esou

ces th

t c

n help suppo

t you

f

mily du

ing this difficult time.

ct no

. They deserve it.

 

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