News & opinion BEWARE: “Unavoidable Accident” Insurance Defense on Icy or Wet Roads!

BEWARE: “Unavoidable Accident” Insurance Defense on Icy or Wet Roads!

Houston

s hit

ith one of its

e, but d

nge

ous,

inte

sto

ms this mo

ning.  M

ny Houston d

ive

s st

yed home

nd off the

o

ds bec

use of icy conditions. 

s

e s

on the ne

s, ho

eve

, m

ny people st

yed on the

o

d

nd the

e

e

e too m

ny unfo

tun

te

ccidents. <

h

ef="https:

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uplo

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lt="icy

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d csh"

idth=”300″ height=”169″ /> > If you

e

e one of my neighbo

s

ho

e

e in

n

ccident this mo

ning, o

if you h

ve been involved in

n

ccident du

ing icy o

unusu

lly

et o

foggy conditions, be

e of the “un

void

ble

ccident" defense

hich is ce

t

in to be

sse

ted

hen you t

y to file

cl

im

ith the insunce comp

ny.  M

ny people

ho

sse

t cl

ims fo

p

ope

ty d

m

ge o

pe

son

l inju

y in Houston

ill be met

ith

n insunce

djuste

sse

ting the "un

void

ble

ccident” defense

nd

ill f

ce

fl

t deni

l of thei

cl

im.  Unfo

tun

tely, this is just

nothe

in the

djuste

‘s

sen

l of

e

pons to t

y

nd

void p

ying legitim

te cl

ims

nd inc

e

se p

ofits fo

thei

comp

ny.  I’ve

l

e

dy itten

bout the f

ct th

t

n

djuste

's job is to DENY cl

ims, not to p

y them, in

n

ticle l

st f

ll. 

ccidents

hich occu

in inclement

e

the

e just

ipe fo

deni

l b

sed on the  “

ct of God" gument o

the specific defense of “un

void

ble

ccident."  The t

uth is – most of the

ccidents (even du

ing b

d o

d

nge

ous

e

the

) ong>

E ong><

em>

void

ble,

nd the insunce comp

ny m

y be ong>COMPLETELY ong><

em> oblig

ted to p

y you

cl

im.

In Tex

s,

n “un

void

ble

ccident" is

n event not p

oxim

tely c

used by the negligence of

ny p

ty to the occu

ence. 

hile m

ny insu

nce

djuste

s

ill hope you simply

ccept th

t

nd d

op you

inju

y o

p

ope

ty d

m

ge cl

im, the t

uth is th

t it m

y ve

y

ell not

pply to you

cl

im

t

ll.  If it c

n be est

blished th

t the Defend

nt s

cting negligently in icy,

et, o

foggy conditions, they C

N

nd should be held li

ble fo

thei

ctions unde

Tex

s l

.  Most of the time,

ccidents don't just "h

ppen,” even in conditions of inclement

e

the

.  Most

ccidents in inclement

e

the

still involve speeding, uns

fe l

ne ch

nges, follo

ing too closely fo

the

e

the

conditions,

nd othe

d

ive

negligence. 

hen these f

cto

s

e p

esent (

nd they usu

lly e), you STILL h

ve

ight to

ecove

you

pe

son

l inju

y

nd p

ope

ty d

m

ges, even if the insunce

djuste

cl

ims “un

void

ble

ccident." ong>If you h

ve been in

n

ccident in icy,

et, o

foggy conditions in Houston, Sp

ing, Cyp

ess, The

oodl

nds, Tomb

ll, o

K

ty, c

ll me not no chge

t 800-898-4877.  This phone c

ll is

bsolutely f

ee,

nd if you end up hi

ing me, I

on’t ch

ge you

dime unless I

in you

c

se.  I’ve been p

cticing pe

son

l inju

y l

lmost 20 ye

s,

nd I

ill le

ve no stone untu

ned to m

ke su

e the insu

nce comp

ny t

e

ts you f

i

ly

fte

you

pe

son

l inju

y

ccident.
ong><

em>

 

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