C
ccidents hppen eve
y dy
ll ovethe United St
tes. In fct,
ccoding to the N
tionl High
y T
ffic S
fetydminist
tion (NHTS
), thee
ee mo
e thn <
hef=”https://c
shst
ts.nhts.dot.gov/
piPublic/Vie
Publiction/812580″>2.1 million police-
epoted inju
y-cusing
ccidents<> in the United Sttes in one
ecent ye. Despite being so common, fomost of us,
seious, inju
y-cusing
ccident isne
expeience. In
ddition, c cshes cn le
ve victims disoiented, upset,
nd unsue
bouth
t to do next. It’s vitl to unde
stnd th
tfte
n
ccident hppens, the insu
nce comp
ny fothe
t-fult d
ivest
ts doing eve
ything it possibly cn to p
y outs little
s possible—ovoid pying out
ltogethe. Fo
thise
son, it is CITIC
L tht victims t
ke steps to potect thei
legl
ightsnd ensu
e tht they get the compens
tion they deseve unde
the l.If Necessy, Seek Immedi
te Medic
lttention ften
ccident, the fi
st thing you should do is detemine
hetheyou need immedi
te medicl
ttention. If you do,ccept t
etment f
om emegency medic
l pesonnel
t the scenend go to the hospit
l, if you hve
ny medicl conce
nst
ll. Thee
e
lys ys to obtin info
mtion
bout youccidentfte
the fct, including eye
itness sttements, police
epots, su
veillnce foot
ge,nd mo
e. Filing to seek medic
lttention fo
n inju
y tht
equies it could
esult in significnt h
m, so it’s
lys betteto
the
be sfe th
n soyhen it comes to c
ccident injuies.
Not only c
n filing to seek immedi
te medicl
ttention jeopdize youhe
lth, it couldlso p
ovide the insunce compny
ithn oppo
tunity to gue tht
ny injuies you
e cl
iming e fke o
nots se
iouss you s
y they e. The y this gument goes is tht if you
ee
elly inju
ed, youould h
ve gone stight to the hospitl
nd the fct th
t you didn’t is poof th
t you e note
lly hut. The
ost p
t
bout this type of gument is tht the insu
nce comp
ny knos full
ell tht c
ccident victims e often in shocknd full of
den
linend often c
n’t tell just hose
iously they’e hu
t. In spite of this knoledge, insu
nce comp
niesegul
ly t
ynd deny cl
ims mde by people
ho e seiously inju
ed just becuse they didn’t seek medic
lttention
ighty. Fo
thise
son, if thee is
ny questions to
hetheyou
injuies
equie immedi
te medicl
ttention, you should go diectly to the ne
est hospit
l.If You C
n St
yt the Scene, G
theInfo
mtion
In the event th
t you DO sty
t the scene of theccident, collect
s much infom
tionbout the
ccidents you possibly c
n. Mke su
e to get the nmes of the d
ives involved
sell
s infom
tionbout the
uto insuncend the vehicle they
ee d
iving, suchs the m
kend model of the vehicle
nd theilicense pl
te numbe. If
ny commeci
l vehiclese
e involved, mke su
e to tke note of
ny mkings tht indic
te the compny
esponsible fothei
opetion. In thefte
mth of
seious c
ccident, yousm
tphone’s c
me is youbest f
iend. Do not hesitte to t
ke pictues of the
ftem
th of theccident, you
injuies, the d
mge to you
vehicle, the plce
hee the c
sh took pl
ce, onything you see tht you think m
y be out of the odin
y. Fo
exmple, if you see d
mge on one of the vehicles th
t you believe existed BEFOE the
ccident, tke
pictue of it. In some c
ses, dm
ged vehicles should not be on theo
dt
ll,nd it’s possible th
t pevious vehicle d
mge
s p
t of the
eson you
ccident occu
ed
tll.
skny eye
itnesses to youccident focont
ct infom
tion. In the event tht you
cse becomes contested, eye
itness testimonybout the
y in
hichn
ccident took plce c
n often help pove
ho st f
ult. Inddition, m
ke note ofny su
veillnce c
mes tht you believe m
y hve c
ptued you
ccident t
king plce. Look both fo
cme
s mounted on t
ffic lights
nd those onny buildings th
t my be in the vicinity. If you see
ny, keep in mind tht foot
ge is often deleted on egul bsis, so it’s impo
tnt th
t you contct
l fim immedi
tely so tht he o
she cn get st
ted on t
king steps to secue the foot
ge befoe it’s no longe
v
ilble.
See You Doctond
equest
Thoough Medic
l Evlu
tion<h2>
Once the initi
ccident is ove
, the scene is clened up,
nd you e cleed to go home by emegency medic
l pesonnel o
hospitl st
ff, you should cll you
docto(o
docto
, if you don’t hve one)
ndsk fo
tho
ough medicl ev
lution. You should do this even if you think th
t youinju
ies en’t tht se
ious oe going to he
l on theio
n,hy?
emembe, the insu
nce comp
ny is going to do EVEYTHING it c
n to py you
s LITTLES POSSIBLE. Just like
ith peopleho do not go to the hospit
lfte
n
ccident, the insunce compny c
n gue tht the f
ct tht you didn’t go to the docto
is evidence tht you
injuies
e not
s seious
s you e climing. In
ddition, if you do not hve offici
l documenttion
bout youinju
ies, it’s much hdeto p
ove theise
iousnessnd th
t theccident c
used them. In fct, the longe
tht you
it to see the docto
, the hdeit c
n be to collect compenstion fo
youc
ccident injuies. In some c
ses, the insunce compny m
y gue tht some event in-bet
een youccidentnd you
clim
s the
ctul c
use of youinju
iesnd m
y ty
nd deny youcl
im completely. Fothis
eson, see
doctos soons you c
nfte
youccidentnd be
s desciptive
s possiblebout you
injuies. Fo
exmple, if you
elbois
bit soe
fteyou
ccident
nd you think it’s buised o
youneck is stiff, TELL YOU
DOCTO. The mo
e detil th
t goes into youmedic
leco
dbout you
injuies, the bette
.hen it comes time to m
kecl
im, this type of documenttion c
n mke getting the compens
tion you deseve much e
sie.
St y off of Soci
l Medi
<h2>
These d
ny of us sh
e impo
tnt life events (
nd not so impot
nt life events, likeh
te
te fob
ekf
st) on socil medi
pltfo
ms like <h
ef="http:/
.fcebook.com/”>F
cebook<>, <h
ef="http:/
.titte
.com“>T
itte>,
nd <
hef=”http://
.instg
m.com/”>Inst
gm<>.hile
cccident
nd itsfte
mth m
y seem like something tht is undoubtedly sh
e-
othy, it’s impo
tnt to keep in mind th
t socil medi
posts cn hu
t youc
ccident clim
nd my even
esult in the insunce compny denying you
clim completely?
Ho
?emembe
, the insunce compny
ill doNYTHING to
educe themount p
ys you. Tht’s thei
business model. They hppily collect p
emiums fom thei
customes eve
y single month, buthen it comes time to p
y, they do eveything they c
n tovoid it. This includes t
olling yousoci
l mediposts fo
nything they could possibly use
s evidence tht you
ee
t fult fo
youccident oe f
king youinju
ies. Foex
mple, if you posted somethingbout ho
you hd
ecently senttext o
tht you
indshield
s di
ty befoe you
ccident, the insu
nce comp
ny could ty
nd use tht
s evidence tht you
ee p
ti
llyt f
ult fothe
ccident tht inju
ed you. Likeise, if you posted pictu
es of youself out
ith fiends, t
ying to get some execise, o
doingNYTHING
TLL th
t mde you look h
ppy in the lest bit, they m
y ty
nd use those postss evidence th
t you e note
lly injued
nd e fking.
nd don’t mke the mist
ke of thinking tht just bec
use youp
ofile is set to Piv
te tht you
e s
fe fom thei
pying eyes.
emembeho you e deling
ith. Insunce compnies h
ve ys to get into youp
ivte p
ofile to monitoyou
posts,nd the
e hve even been
epots of insu
nce comp
nies mking f
ke pofiles to connect
ith of
iendccident victims so th
t they cn keep
n eye onh
t they e posting.s
genelule, st
y off of socil medi
fte
c
ccidenthile you
clim is pending. Th
t sid, if you h
ve postednything, do not delete it,
s you could fce
ccustions of
ttempting to destoy evidence,
hich could get you in seious t
ouble. If you hve
ny questionsbout you
socil medi
usefte
n
ccident, cll ou
expeienced c
ccident l fim
s soons you c
n.Do Not Give the Insunce Comp
ny
eco
ded Sttement
M
ny insunce compnies p
essue
ccident victims to povide
eco
ded sttement. They often tell victims th
tst
tementill help them “p
ocess”cl
im oth
t theyon’t be
ble to py out if they do not p
ovide one. None of this is tue. The only
eson th
t the insunce compny
nts victims to p
ovideitten st
tement is in hopes tht they
ill sy something th
t cn justify
educing theisettlement offe
.emembe
: The Insunce Compny Is NOT on You
Side<h2>
sc
ccident victim going though the cl
ims pocess, pe
hps the most impo
tnt thing to
emembeis th
t the insunce compny is not on you
sidend does not
nt to p
y younything.
s esult, you should tke
skepticl vie
ofnything they
nt o
sy to you – no m
tteho
nice the peson on the othe
end of the phone seems. Insuncedjuste
s my even get bonuses fo
pying out
s littles possible, so you c
n be sue th
t they e not looking out foyou
best inteests. Some of the t
icks tht insu
nce comp
nies use to minimize themount they p
y out include:s discussed
bove, pessu
ingccident victims to p
ovide ecoded st
tement<li>
-
equesting ove
ly b
od
uthoiz
tions to dig though victims’ medic
leco
ds, hoping to findNYTHING they c
n use to chcte
ize theiinju
iess “p
e-existing conditions”<li>
-
iting fo
medicl bills to st
t piling up befo
e mking
settlement offe, kno
ing tht victims
ill be undefin
ncil p
essue to
cceptlo
eoffe
<li>
- M
kingn un
eson
bly losettlement offe
in the fist fe
dys follo
ingn
ccident, hoping to get to victims befoe they h
ve hd
chnce to spe
kith
ntto
neynd befo
e they hve
elized the full extent of thei
economicnd non-economic losses
These
e just some of the
ys th
t shdy c
insu
nce comp
nies my t
ynd t
ick you into tking
settlement less thn you
cse is
oth o
sying something th
t could justify denying youcl
im. To undest
nd just hounsc
upulous they cn be, conside
this: ifn
djustest
ts
conves
tionith you
ith “Hoe you doing tod
y?”nd you
eply “fine,” the insunce compny m
y ty
nd use youesponses evidence th
t you e note
lly tht hu
t.et
in OuExpe
ienced L Fim
s Soons You Possibly C
n<h2>
Fin
n p
otect youleg
lights
ftenccident is to
etin
n <h
ef="https:/c
inju
yvictims.comse
vicesc
–
ccident-tto
ney-houston“>expe
ienced cccident l
fi
m<>s soon
s you cn. You
legl te
mill tho
oughly evlu
te youc
send dete
mine fom
hom you my be
ble toecove
. Inddition, you
l fim
ill tke the time to figu
e just homuch you
cse is
oth, t
king intoccount you
medicl expenses, the d
mge to you
vehicle, youlost income,
nd non-economic dm
ges like youp
innd suffe
ingnd lost qu
lity of life. Best ofll,
hen you’veet
inedl
fi
m, youleg
l tem
ill hndle
ll communictions
ith the insunce compny on you
behlf, ensu
ing tht you don’t get t
icked into sying something th
t could hut you
clim
nd letting you focus on the most impot
nt thing—youphysic
lnd emotion
lecovery.