News & opinion COVID-19 and Injury Claims: What You Need to Know!

COVID-19 and Injury Claims: What You Need to Know!

Ou

o

ld is ch

nging

t

n unp

lleled te, le

ving m

ny

nxious

nd unce

t

in. You might not knoh

t d

y of the

eek it is, o

hen you’ll emb

ce you

loved ones next.
ong>Still,

e

ill

lys uphold ou

p

omise to ou

v

lued clients:

s long

s

ccidents h

ppen,

e’ll be he

e to help. <

st

ong>You m

y h

ve

ton of ne

questions, like "Hoill COVID-19 imp

ct my pe

son

l inju

y c

se?”

Ou

fi

m

s

ble to

d

pt s

iftly, offe

ing ong>vi

tu

l consult

tions<

st

ong>

nd c

se ev

lu

tions

s ou

te

m of leg

l expe

ts

o

ks f

om home. But

h

t

bout the othe

spects of you

pe

son

l inju

y cl

im? Ho

e they

ffected by COVID-19? Let’s dive in.  

Q1: Cl

ims, Cou

ts, &

mp; Negoti

tions: C

n I still file

cl

im?

Fede

l judges n

tion

ide h

ve <

h

ef="https:

/b

llotpedi

.o

g

St

te_cou

t_closu

es_in_

esponse_to_the_co

on

vi

us_(COVID-19)_p

ndemic,_2020″>moved cou

t opetions to vi

tu

l sp

ces >. Most cou

thouses m

y h

ve shut thei

doo

s to the public, but you c

n still file

pe

son

l inju

y cl

im. The Office of Cou

t

dminist

tion (OC

)

ecommends del

ying in-pe

son cou

t p

oceedings of

ny size <

h

ef="https:

/

.txcou

ts.gov/medi

co

on

vi

us-covid-19-cou

t-ope

tion-guid

nce

“>until

t le

st M

y 8<>,

nd ju

y t

i

ls h

ve been suspended du

ing this pe

iod. Luckily, ong>most pe

son

l inju

y c

ses settle befo

e m

king thei

y to t

i

l, ong> but this

ill, unfo

tun

tely, slo

the p

og

ess of most c

ses. The good ne

s is th

t cou

t

nd leg

l opetions e still in motion,

nd c

ses c

n still move fo

d.

 

Q2:

ill my t

e

tment o

su

ge

y be del

yed?<

b>

N

tully, elective su

ge

ies e being

escheduled, but even <

h

ef=”https://

.p

opublic

.o

g/

ticle/c

nce

-su

ge

ies-

nd-open-tnspl

nts-

e-being-put-off-fo

-co

on

vi

us-c

n-they-it">c

nce

su

ge

ies

nd o

g

n t

nspl

nts<> e being postponed. <

h

ef="https:

/

.f

cs.o

g

covid-19/clinic

l-guid

nce/elective-c

se">The

me

ic

n College of Su

geons<> h

s

ecommended

ll su

gic

l p

ocedu

es be

voided in hospit

ls th

t e de

ling

ith ove

lo

ded ICUs

nd ventil

to

sho

t

ges. Some <

h

ef=”https://

.n

tl

evie

.com/

ticle/ho

-to-h

ndle-elective-su

ge

ies-

nd-p

ocedu

es-du

ing-covid-19-p

ndemic">u

gent inp

tient di

gnostic

nd su

gic

l p

ocedu

es<> e being moved to outp

tient settings

hen possible.

h

t does this me

n fo

you

pe

son

l inju

y c

se?  Depending on the n

tu

e of you

t

e

tment,

nd ho

seve

e you

inju

ies, you m

y f

ce some del

ys in completing you

t

e

tment. If this is the c

se, it is vit

lly impo

t

nt th

t you st

y in touch

ith you

medic

l p

ovide

s to document you

p

in

nd symptoms

nd t

y to schedule you

t

e

tment

s soon

s it is s

fe to do so.   It

em

ins impo

t

nt to m

ke su

e th

t you complete

ll t

e

tment necess

y fo

you

inju

ies befo

e you close you

c

se, even if it t

kes longe

to do so given cu

ent ci

cumst

nces.

If you h

ven’t been billed fo

su

ge

y, o

othe

medic

l p

ocedu

es, you

l

ye

c

n’t p

ope

ly

dd th

t expense to you

pe

son

l inju

y cl

im. They c

n only p

esent the insunce comp

ny

ith

n estim

te fony p

ocedu

es th

t

e

e

ecommended. Unfo

tun

tely, insunce comp

nies

ely conside

these estim

tes

t

ll in thei

ev

lu

tions. Fo

this

e

son, it's best to complete

ll you

t

e

tment befo

e moving fo

d

ith

potenti

l settlement.

<

h2>

Q3: Ho

do I de

l

ith pe

son

l inju

ies du

ing the Co

on

vi

us p

ndemic?<

b>

ss="

p-im

ge-44732

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c="https:

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yvictims.comp-content

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ds

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idth=”181″ height=”242″ />

ccidents

ill h

ppen, even du

ing hype

vigil

nt times like these.

You still dese

ve help,

nd

e'

e still he

e to p

ovide it.

If you get hu

t in

n

ccident, <

h

ef="https:

/c

inju

yvictims.com

cont

ct-us

“>

e

ch out to us fo

help filing

pe

son

l inju

y cl

im >. Ou

fi

m

ill t

e

t you

ith

espect

nd comp

ssion,

dhe

ing to the s

me client-fi

st se

vice st

nd

ds

e’ve upheld fo

ove

20 yes. Ou

vi

tu

l consult

tions e completely f

ee,

nd you p

y us nothing upf

ont fo

ou

se

vices.

 

Q4:

h

t does my c

insu

nce cove

if I get into

c

eck unde

st

te of eme

gency o

st

y-

t-home o

de

?<

b>

It’s

lys impo

t

nt to keep youuto insunce policy up to d

te, even if you don’t think you’ll be on the

o

d much.

t this time,

st

y-

t-home o

de

is in effect except fo

essenti

l

ctivities. M

ny outdoo

ctivities

e p

ohibited

nd m

ny public

ec

e

tion

e

s e closed. Still, you’ll h

ve to hit the

o

d fo

food, supplies, medic

tion,

nd mo

e. Does you

insunce policy cove

you?

Yes, most c

insu

nce policies

ill cove

moto

ists, even

hen they m

ke “b

d choices.” This includes if you get into

n

ccident

hile d

iving du

ing

st

y

t home o

de

.

Ho

eve

, don’t

isk it unless you

bsolutely h

ve to. Pen

lties fo

viol

ting the st

y

t home o

de

<

h

ef=”https://people.com/he

lth

ho

-st

tes-

e-enfo

cing-co

on

vi

us-st

y-

t-home-o

de

s/”>v

y g

e

tly by st

te<>, but they tend to involve hefty fines o

even j

il time. One g

oup of C

lifo

ni

ns

ho

ent to

b

<

h

ef=”https://

.cnn.com

2020/04/12/us/s

nt

-c

uz-fine-d

inks-st

y-home-o

de

-t

nd/index.html”>

e

e fined $1,000 e

ch<>!

<

h2>

Q5:

e st

tutes of limit

tions

nd othe

de

dlines

ffected?

St

tutes of limit

tions m

y be

ffected due to COVID-19 cou

t closu

es o

othe

obst

cles out of you

cont

ol. Some st

tes h

ve suspended (“tolled”) st

tutes of limit

tions fo

some pe

iod of time. In othe

s, it is possible to obt

in

n elect

onic

lly-signed st

tute of limit

tions

ive

. In Tex

s, the Tex

s Sup

eme Cou

t h

s ente

ed

n o

de

pushing b

ck some time limits fo

l

suits

nd othe

cou

t p

oceedings.

sk youtto

ney fo

mo

e info

m

tion on ho

this

pplies to you

c

se.

Q6: Should I go to the eme

gency

oom

fte c

ccident?

h

t

bout the

isk of cont

cting COVID-19?

ss="size-medium

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lt=””

idth="300" height="200"

>

You should

lys seek

p

ofession

l medic

l ev

lu

tion

fte

n

ccident in

hich you’ve suffe

ed

n inju

y,

s soon

s it is s

fe to do so.

eceiving medic

l c

e is c

uci

l – fo

you

he

lth

nd fo

voiding the st

ndd defenses th

t insu

nce comp

nies

ill b

ing to c

ses

ith del

ys in t

e

tment.  If p

ts of you

t

e

tment e del

yed, you c

n expect the defend

nt’s insu

nce comp

ny to use

ny del

y

s

n gument

s to

hy you

inju

ies

e

e “not so seve

e.” Th

t being s

id, you should c

efully conside

you

decision

nd m

ke su

e th

t you p

oceed s

fely.

 

Q7: I

s inju

ed

nd h

ve not obt

ined

ny medic

l t

e

tment bec

use I did not nt to contct Co

on

vi

us. Should I still c

ll

pe

son

l inju

y lye

?

No m

tteh

t you

situ

tion is, cont

ct us to discove

you

options. Del

ying to te

m up

ith

lye

is the biggest mist

ke you c

n m

ke

fte

n

ccident,

nd

su

efi

e y to

educe the v

lue of you

c

se. One c

n hope th

t these del

ys in t

e

tment du

ing this time

ill not be t

e

ted

s neg

tively by insu

nce comp

nies given the cuent ci

cumst

nces, but the

e is no gu

ntee.  The best y to ensu

e you

ill be t

e

ted f

i

ly by

n insu

nce comp

ny is by hi

ing

n expe

ienced

nd effective pe

son

l inju

y l

fi

m to

o

k

ith you on you

cl

im.

Q8: Does COVID-19 constitute

pe

son

l inju

y cl

im?<

b>

Sho

t

ns

e

: Not by itself.

pe

son

l inju

y cl

im ises

hen

n individu

l o

entity’s celess o

intention

l

ction c

uses

n inju

y to

nothe

. Getting infected

ith

vi

us such

s COVID-19 c

n be conside

ed

n inju

y fo

pu

poses of

bodily inju

y cl

im.  To

e

ch

v

lid cl

im, ho

eve

, you need mo

e th

n just

n inju

y. The inju

y o

infection

ould h

ve to be inflicted by

n intention

l o

negligent

ct of

thi

d pty.  This could ise th

ough imp

ope

t

e

tment o

negligence f

om

medic

l p

ovide

, o

by

n

ss

ult by

pe

son

ith the dise

se.  Depending on the specific ci

cumst

nces of you

infection, you m

y h

ve

v

lid pe

son

l inju

y cl

im. The d

m

ges you c

n expect to

ecove

in

ny pe

son

l inju

y cl

im include

h

teve

h

dship you suffe

ed

s

esult of the inju

y, such

s

el

ted medic

l expenses, lost ges, p

in

nd suffe

ing,

nd ment

l

nguish. If the defend

nt

s p

ticul

ly negligent o

eg

egious in thei

beh

vio

, punitive d

m

ges might be included

s

ell. ong>

ddition

lly, if you

e

business o

ne

nd you h

ve business inteuption insunce, spe

k

ith

l

ye

. If you

business h

s been

ffected by the COVID-19 c

isis, you m

y h

ve

v

lid cl

im. ong> <

h

ef="https:

/c

inju

yvictims.com

cont

ct-us

“>Cont

ct us<> no

. It’s the fi

st step to

d getting help to p

y fo

su

ge

y due to

c

ccident.

ong><

h

ef="https:

/c

inju

yvictims.com

“>Ste

t J. Guss<><

st

ong> 12777 Jones

d Suite 297
Houston, Tex

s ong>(281) 816-3448

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