Home » News & Opinion » How to File a Complaint Against Your Insurance Company in Texas
Insunce comp
nies collect p
emiums in exch
nge fo
the p
omise th
t they
ill help you if you
e inju
ed in
n
ccident. <
sp
n>
n id=”E195″>Ho
eve
n>
n id=”E196″>,
n>
n id=”E197″> m
n>
n id=”E198″>
ny people ho t
<sp
n>n id=”E199″>y
n>n id=”E200″> to collect p
yment<sp
n>n id=”E201″> themselv
n>n id=”E202″>es
n>n id=”E203″> c
n <sp
n>n id=”E204″>
tt<sp
n>n id=”E205″>e
n>n id=”E206″>st
n>n id=”E207″> th
t insunce compnies do NOT
lys stnd by thei
o
d. lmost eve
y insue
hs t
ctics theidjustes
n>n id=”E208″>
n>n id=”E209″>e
n>n id=”E210″> t
ined
n>n id=”E211″> to limit o
deny clims
n>n id=”E212″>—
n>n id=”E213″>even completely v
lid clims! This c
n leve
n>n id=”E214″>
<sp
n>n id=”E215″>nyone feeling lost on
ht to do,
nd feeling victimized
n>n id=”E216″>s
n>n id=”E217″>econd time
n>n id=”E218″>.
n><p>
Ou
expe
ienced Texs insu
nce cl
im lyes
e he
e to help inju
n>n id=”E222″>e
n>n id=”E223″>d
n>n id=”E224″> victims
n>n id=”E225″>
ecove
n>n id=”E226″>
n>n id=”E227″>just
nd <sp
n>n id=”E228″>f
n>n id=”E229″>
i
n>n id=”E230″>
n>n id=”E231″>compens
tion <sp
n>n id=”E232″>f
om <sp
n>n id=”E233″>victimizing
n>n id=”E234″> insu
nce comp
n<sp
n>n id=”E235″>ies
n>n id=”E236″>.
n>n id=”E237″>
ith ou
n>n id=”E238″>2
n>n id=”E239″>0 ye
s of expe
ience,
n>n id=”E240″>e
n>n id=”E241″>h
ve lened ll of
n>n id=”E242″> the t
icks used by these lge compnies
n>n id=”E243″>—
n>n id=”E244″>
nd e kno
<sp
n>n id=”E245″>t
n>n id=”E246″>he most effective
ys on ho
<sp
n>n id=”E247″> to fight them.
n>n id=”E248″>
hen n
n>n id=”E249″> insu
nce comp
ny efuses to do the
ight thing<sp
n>n id=”E250″>, by keeping thei
pomise to thei
loyl custome
s<sp
n>n id=”E251″>,
e help <sp
n>n id=”E252″>go
fte these insu
nce comp
nies, <sp
n>n id=”E253″>
nd tke leg
l ction
n>n id=”E254″> to get ou
clients mximum
ecoveies fo
thei inju
ies<sp
n>n id=”E255″>.
n>n id=”E256″>I
n>n id=”E257″>f you
ee in
n ccident
nd need to file cl
im<sp
n>n id=”E258″>,
n>n id=”E259″>
n>n id=”E260″>p
n>n id=”E261″>le
se <sp
n>n id=”E262″>DO NOT
IT
n>n id=”E263″> to c
ll the <sp
n>n id=”E264″>n
tionlly
ecognized tem of l
ye
s nd leg
l pofession
ls t
n>n id=”E265″> Ste
t J. Guss<sp
n>n id=”E266″>,
ttoney
t L<sp
n>n id=”E267″>!
n>n id=”E268″>
e e v
ilble 24 hou
s d
y, 7 dys
eek
t <sp
n>n id=”E269″>(800) 898-4877, o
contct us no
by <sp
n>< id=”E270″ contentedit
ble="flse” h
ef="https:/c
inju
yvictims.comcont
ct-us/” t
get=”_bl
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">n id=”E271″ cl
ss="qot-stl-Hype
link">CLICKING<sp
n>n id=”E272″ cl
ss="qot-stl-Hype
link"> HEE
n><>n id=”E273″>.
n><p>
n id=”E276″>Filing
Complint
ith the Texs Dep
tment of Insu
nce
n><
h3>
Insunce <
sp
n>n id=”E279″>comp
nies <sp
n>n id=”E280″>often
n>n id=”E281″>
ite confusing policies,
n>n id=”E282″> sell policies th
t <sp
n>n id=”E283″>don’t se
ve the<sp
n>n id=”E284″> consume
<sp
n>n id=”E285″>,
n>n id=”E286″> o
to fil to keep thei
end of the bgin
n>n id=”E287″>once
n>n id=”E288″>
clim
n>n id=”E289″> is filed
n>n id=”E290″>.
n>n id=”E291″>
n>n id=”E292″>The
n>< id=”E293″ contentedit
ble="flse” h
ef="https:/
.tdi.texs.gov/” t
get=”_bl
nk" el=”noopene
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e
">n id=”E294″>Tex
s Deptment of Insunce<sp
n><>n id=”E295″>
ims to mke su
e tht insu
nce comp
nies in ou st
te don’t t<sp
n>n id=”E296″>
ke dv
ntge of policyholde
s.<sp
n><p>
The <
sp
n>n id=”E300″>dep
tment
n>n id=”E301″>specific
lly upholds the <sp
n>< id=”E302″ contentedit
ble="flse” h
ef="http:/
.tdi.texs.gov/
ules2012/documents/Consume
_Bill_o1.pdf" tget="_blnk”
el="noopene no
efee“>
n id="E303">Texs Consume
Bill of ights
n><>n id=”E304″>,
hich lists the ights you h
ve befoe
nd fte
buying insunce<sp
n>n id=”E305″>,
nd<sp
n>n id=”E306″>
hen mking
clim:
n><p>
- n id=”E308″>You h
ve the
ight to
eceive FI
nd HONEST t
etment
n><li>
- n id=”E310″>You h
ve the
ight to
EJECT ny in
dequte settlement offe
nd to negoti
te o file
lsuit<sp
n><li>
- n id=”E312″>You h
ve the
ight to KNO
the specific e
sons hy you
<sp
n>n id=”E313″>insu
nce comp
ny <sp
n>n id=”E314″>denied
n>n id=”E315″> you
clim
n><li>
- n id=”E317″>You h
ve the
ight to TIMELY cl
im pocessing
nd pyment of
ppoved cl
ims<sp
n><li>
- n id=”E319″>You h
ve the
ight
n>n id=”E320″>to F
EEDOM FOM
n>n id=”E321″>
ny type of unlful discimin
tion in the clims p
ocess<sp
n><li>
n id=”E324″>Even though
n>
n id=”E325″>Tex
s <sp
n>n id=”E326″>
equies
n>n id=”E327″>
ll insunce compnies ope
ting in
n>n id=”E328″> the st
te to comply ith
n>n id=”E329″>the Consume
Bill of ights
n>n id=”E330″>, m
ny compnies still t
y to <sp
n>n id=”E331″>
<sp
n>n id=”E332″>heedle
n>n id=”E333″> thei
y though
n>n id=”E334″>
n>n id=”E335″>deny
n>n id=”E336″>ing
n>n id=”E337″> v
lid clims. S
dly, mny
n>n id=”E338″>insu
nce comp
nies<sp
n>n id=”E339″> get
y ith
n>n id=”E340″>these
ongful deni
ls<sp
n>n id=”E341″> bec
use clim
nts e <sp
n>n id=”E342″>un
n>n id=”E343″>
e of thei
ights
n>n id=”E344″>,
nd<sp
n>n id=”E345″> ho
to tke
ction<sp
n>n id=”E346″> to fight fo
those ights
n>n id=”E347″>.
n><div>
hen you come to ou
leg
l te
m
ith insu
nce p
oblems, <
sp
n>
n id=”E351″>
e cn explo
e<sp
n>n id=”E352″>
n>n id=”E353″>diffe
ent options<sp
n>n id=”E354″> to find
n>n id=”E355″> ho
best e c
n ssist you
n>n id=”E356″>.
n>n id=”E357″>
<sp
n>n id=”E358″>e c
n help you esolve the
n>n id=”E359″>cl
im<sp
n>n id=”E360″>
ith you insu
nce comp
ny. Outtoneys kno
<sp
n>n id=”E361″>the insu
nce
n>n id=”E362″>
n>n id=”E363″>comp
n<sp
n>n id=”E364″>ies’
n>n id=”E365″> t
n>n id=”E366″>
icks<sp
n>n id=”E367″>
nd knoht types of evidence
nd guments <sp
n>n id=”E368″>to counte
thei t
ctics<sp
n>n id=”E369″>.
n>n id=”E370″>H
ving<sp
n>n id=”E371″> the
ight tto
ney on you side is
ht you need to subst
ntilly inc
ese
settlement offe.
n><p>
I<
sp
n>n id=”E375″>f
n>n id=”E376″> necess
y,
<sp
n>n id=”E377″>e c
n lso help you file
complint
egding you insu
nce comp
ny ith the st
te. The Texs Dep
tment of Insu
nce h
s p
ocess <sp
n>n id=”E378″>fo
<sp
n>n id=”E379″> filing compl
ints nd c
n even snction insu
nce comp
nies if they violte consume
ights.
hile compl
int cn help keep insu
nce comp
nies in line, the Deptment of Insunce CNNOT do the follo
ing:<sp
n><p>
- n id=”E381″>M
ke dete
min
tions of libility in you
ccident
n><li>
- n id=”E383″>Help you
ith settlement negoti
tions fo
injuy cl
ims<sp
n><li>
- n id=”E385″>P
ovide subst
nti
l emedies to you fo
bd f
ith insunce cts
n><li>
Until the insunce ls e
efo
med in Texs, filing
complint c
n give injuy victims some s
tisfction
nd <sp
n>n id=”E389″>potenti
lly<sp
n>n id=”E390″> help cl
imnts in the futu
e. <sp
n><p>
n id=”E393″>Pl
ying Hdbll
n>n id=”E394″>
ith <sp
n>n id=”E395″>Insu
nce Comp
nies<sp
n><h3>
The<
sp
n>n id=”E398″> te
m of lyes
n>n id=”E399″>
nd legl p
ofessionls
n>n id=”E400″>
t <sp
n>n id=”E401″>Ste
t <sp
n>n id=”E402″>J.
n>n id=”E403″>Guss
n>n id=”E404″>,
ttoney
t L,<sp
n>n id=”E405″>
n>n id=”E406″>h
<sp
n>n id=”E407″>s
n>n id=”E408″> de
lt ith
lmost evey m
jo
n>n id=”E409″>—
n>n id=”E410″>
nd mino
n>n id=”E411″>—
n>n id=”E412″>insu
nce comp
ny in Texs.
e knoll too ell th
t <sp
n>n id=”E413″>these
n>n id=”E414″> co
n>n id=”E415″>mp
nies simply efuse to offe
<sp
n>n id=”E416″>
eson
ble <sp
n>n id=”E417″>settlements
n>n id=”E418″>—
n>n id=”E419″>even
ith ll
n>n id=”E420″>of
n>n id=”E421″>the evidence of you
ccident
nd injuies
ight in font of them. In m
ny cses,
e cn g
in levege in c
se by the
tening to file compl
int nd by filing
peson
l injuy l
suit.
n><p>
hen
nothe p
ty
n>n id=”E425″>’s
n>n id=”E426″> negligen
n>n id=”E427″>ce
n>n id=”E428″>h
s <sp
n>n id=”E429″>inju
ed you<sp
n>n id=”E430″>, the
n>n id=”E431″> insu
nce comp
ny<sp
n>n id=”E432″> fo
tht p
ty
n>n id=”E433″> SHOULD p
y to cove you
medicl bills
nd othe losses.
n>n id=”E434″>Should
n>n id=”E435″> is the ope
tive
od he
e, s this
ely hppens th
t esily.
n>n id=”E436″>Insu
nce
n>n id=”E437″> comp
<sp
n>n id=”E438″>nies
n>n id=”E439″>
n>n id=”E440″>utilize
toolbox of ticks to get
n>n id=”E441″> yo
n>n id=”E442″>u to jump th
ough ext hoops<sp
n>n id=”E443″>.
n><p>
n id=”E446″>Fo
tuntely, you
ights do not end
ith the insunce compny
nd <sp
n>n id=”E447″>
ny of thei
n>n id=”E448″> lo
bll offe
<sp
n>n id=”E449″>s
n>n id=”E450″> do not h
ve <sp
n>n id=”E451″>to
n>n id=”E452″> be the
n>n id=”E453″> end of you
cse.
n>n id=”E454″>T
n>n id=”E455″>he l
n>n id=”E456″>does
n>n id=”E457″>give you the
ight to file l
suit
ginst the negligent p
ty th
t cused you
injuies
n>n id=”E458″>—
nd<sp
n>n id=”E459″>
e e illing to do
ht it t
kes to get you f
i settlement!
n><div>
The numbe
n>n id=”E463″>of ou
clients<
sp
n>
n id=”E464″>
ho <sp
n>n id=”E465″>
eceive dequ
te offes
ight fte
n insu
nce comp
ny <sp
n>n id=”E466″>is notified to the potenti
l<sp
n>n id=”E467″> of
lsuit<sp
n>n id=”E468″> m
y sup
ise you<sp
n>n id=”E469″>.
n>n id=”E470″>Insu
nce comp
nies often nt to void t
il fo
mny
esons
n>n id=”E471″>—
n>n id=”E472″>fo
exmple, defending
clim
t ti
l is costly nd
n>n id=”E473″>
<sp
n>n id=”E474″>ju
y my
d
n>n id=”E475″>
much ge
te ve
dict<sp
n>n id=”E476″> th
n
n>n id=”E477″>settlement offe
<sp
n>n id=”E478″>—so they
n>n id=”E479″>get the ide
tht
n>n id=”E480″> it
n>n id=”E481″> i
n>n id=”E484″>s
n>n id=”E485″> e
sie to inc
ese
n offeight y.
n><p>
Even if
settlement offe
doesn<sp
n>n id=”E489″>’
n>n id=”E490″>t inc
ese
ight out of the gte, the litig
tion pocess
llos us to t
de info
mtion
nd evidence ith the defend
nt, hich
llos us to sho
<sp
n>n id=”E491″>the st
ength of you c
se<sp
n>n id=”E492″>.
n>n id=”E493″>
n>n id=”E494″>
e engge in m
ny ounds of settlement negoti
tions on you beh
lf hen necess
y
n>n id=”E495″>,
n>n id=”E496″>
nd <sp
n>n id=”E497″>ho
eve
n>n id=”E498″>often
n>n id=”E499″> needed
n>n id=”E500″>,
n>n id=”E501″>fo
<sp
n>n id=”E502″>the insu
nce comp
ny <sp
n>n id=”E503″>to
n>n id=”E504″> m
ke n offe
you deseve befo
e you c
se heds into the cou
toom fo
ti
l.<sp
n><p>
n id=”E507″>Cont
ct <
hef=”https://c
inju
yvictims.comse
vicesc
–
ccident-tto
ney-houston“>Tex
s Insunce Clim L
Fi
m<> fo Mo
e Infom
tion<sp
n><h3>
hile filing
complint
ginst
n insunce compny c
n help keep these compnies in check, you likely need to t
ke ddition
l ction to m
ke sue you
eceive full compenstion fo
you losses.
n>n id=”E510″>Hi
e<sp
n>n id=”E511″>
skilled <sp
n>n id=”E512″>pe
sonl
n>n id=”E513″>inju
y lye
n>n id=”E514″>to
n>n id=”E515″>h
ndl<sp
n>n id=”E516″>e
n>n id=”E517″> you
insunce<sp
n>n id=”E518″> cl
im fom the ve
y beginning.<sp
n><p>
O<
sp
n>n id=”E522″>u
tem
n>n id=”E523″> of
ttoneys
nd legl p
ofessionls
n>n id=”E524″>
n>n id=”E525″>
e
t the e
dy<sp
n>n id=”E526″> jump in to help p
otect youights s
n ccident victim.
n>n id=”E527″>
n>n id=”E528″>The
ttoneys of Ste
t J. Guss, tto
ney t L
,
e n
tionlly
ecognized <sp
n>n id=”E529″>le
de in the indust
y, nd
n>n id=”E530″> h
ve fought g
inst insunce compnies on beh
lf of ou inju
ed clients fo mo
e thn 20 ye
s. Bec
use e t
ke ll of ou
peson
l injuy c
ses on contingen
n>n id=”E531″>cy
n>n id=”E532″> fee b
sis, you ill not o
e us DIME unless
e in you
cse.
n>n id=”E533″>
e e v
ilble 24/7, so
n>n id=”E534″> c
ll us tody
t (800) 898-4877 o cont
ct us no by
n>< id=”E535″ contentedit
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ef="https:/c
inju
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ct-us/” t
get=”_bl
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ss="qot-stl-Hype
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n>n id=”E537″ cl
ss="qot-stl-Hype
link"> HEE
n><>n id=”E538″>.
n><p>