Home » News & Opinion » How to File a Complaint Against Your Insurance Company in Texas

How to File a Complaint Against Your Insurance Company in Texas

Posted on June 22, 2018 by Stewart Guss

Insunce comp

nies collect p

emiums in exch

nge fo

the p

omise th

t they

ill help you if you

e inju

ed in

ccident. <

n>n id=”E195″>Ho

eve

n>n id=”E196″>, n>n id=”E197″> m n>n id=”E198″>

ny people

ho t

n>n id=”E199″>y n>n id=”E200″> to collect p

yment<

n>n id=”E201″> themselv n>n id=”E202″>es n>n id=”E203″> c

n <

n>n id=”E204″>

tt<

n>n id=”E205″>e n>n id=”E206″>st n>n id=”E207″> th

t insunce comp

nies do NOT

lys st

nd by thei

lmost eve

y insu

s t

ctics theidjuste

s n>n id=”E208″>

n>n id=”E209″>e n>n id=”E210″> t

ined n>n id=”E211″> to limit o

deny cl

ims n>n id=”E212″>— n>n id=”E213″>even completely v

lid cl

ims! This c

n le

ve n>n id=”E214″>

n>n id=”E215″>nyone feeling lost on

t to do,

nd feeling victimized

n>n id=”E216″>s n>n id=”E217″>econd time n>n id=”E218″>. n><

expe

ienced Tex

s insu

nce cl

im lye

e he

e to help inju

n>n id=”E222″>e n>n id=”E223″>d n>n id=”E224″> victims n>n id=”E225″>

ecove

n>n id=”E226″> n>n id=”E227″>just

nd <

n>n id=”E228″>f n>n id=”E229″>

n>n id=”E230″> n>n id=”E231″>compens

tion <

n>n id=”E232″>f

om <

n>n id=”E233″>victimizing n>n id=”E234″> insu

nce comp

n>n id=”E235″>ies n>n id=”E236″>. n>n id=”E237″>

ith ou

n>n id=”E238″>2 n>n id=”E239″>0 ye

s of expe

ience,

n>n id=”E240″>e n>n id=”E241″>h

ve lened

ll of n>n id=”E242″> the t

icks used by these lge comp

nies n>n id=”E243″>— n>n id=”E244″>

e kno

n>n id=”E245″>t n>n id=”E246″>he most effective

ys on ho

n>n id=”E247″> to fight them. n>n id=”E248″>

hen

n n>n id=”E249″> insu

nce comp

efuses to do the

ight thing<

n>n id=”E250″>, by keeping thei

omise to thei

loy

l custome

n>n id=”E251″>,

e help <

n>n id=”E252″>go

fte

these insu

nce comp

nies, <

n>n id=”E253″>

nd t

ke leg

ction n>n id=”E254″> to get ou

clients m

ximum

ecove

ies fo

thei

inju

ies<

n>n id=”E255″>. n>n id=”E256″>I n>n id=”E257″>f you

e in

ccident

nd need to file

im<

n>n id=”E258″>, n>n id=”E259″> n>n id=”E260″>p n>n id=”E261″>le

se <

n>n id=”E262″>DO NOT

IT n>n id=”E263″> to c

ll the <

n>n id=”E264″>n

tion

lly

ecognized te

m of l

nd leg

l p

ofession

t n>n id=”E265″> Ste

t J. Guss<

n>n id=”E266″>,

tto

ney

t L<

n>n id=”E267″>! n>n id=”E268″>

e e

ble 24 hou

y, 7 d

eek

t <

n>n id=”E269″>(800) 898-4877, o

cont

ct us no

by <

n><

id=”E270″ contentedit

ble="f

lse” h

ef="https:

inju

yvictims.com

cont

ct-us

/” t

get=”_bl

nk"

el=”noopene

efe

">n id=”E271″ cl

ss="qo

t-stl-Hype

link">CLICKING<

n>n id=”E272″ cl

ss="qo

t-stl-Hype

link"> HE

E n><>n id=”E273″>. n><

n id=”E276″>Filing
Compl
int
ith the Tex
s Dep

tment of Insu

nce n><
h3>

Insunce <
sp
n>n id=”E279″>comp
nies <
sp
n>n id=”E280″>often n>n id=”E281″>

ite confusing policies, n>n id=”E282″> sell policies th
t <
sp
n>n id=”E283″>don’t se
ve the<
sp
n>n id=”E284″> consume
<
sp
n>n id=”E285″>, n>n id=”E286″> o
to f
il to keep thei
end of the bg
in n>n id=”E287″>once n>n id=”E288″>
cl
im n>n id=”E289″> is filed n>n id=”E290″>. n>n id=”E291″> n>n id=”E292″>The n><
id=”E293″ contentedit
ble="f
lse” h
ef="https:
/
.tdi.tex
s.gov/” t

get=”_bl
nk"
el=”noopene
no
efe

e
">n id=”E294″>Tex
s Deptment of Insunce<
sp
n><>n id=”E295″>
ims to m
ke su
e th
t insu

nce comp
nies in ou
st
te don’t t<
sp
n>n id=”E296″>
ke
dv
nt
ge of policyholde
s.<
sp
n><
p>

The <
sp
n>n id=”E300″>dep

tment n>n id=”E301″>specific
lly upholds the <
sp
n><
id=”E302″ contentedit
ble="f
lse” h
ef="http:
/
.tdi.tex
s.gov/
ules
2012/documents/Consume
_Bill_o1.pdf" tget="_bl
nk”
el="noopene
no
efee
“> n id="E303">Tex
s Consume
Bill of
ights n><>n id=”E304″>,
hich lists the
ights you h
ve befo
e
nd
fte
buying insunce<
sp
n>n id=”E305″>,
nd<
sp
n>n id=”E306″>
hen m
king
cl
im: n><
p>

n id=”E308″>You h
ve the
ight to
eceive F
I

nd HONEST t
e
tment n><
li>

n id=”E310″>You h
ve the
ight to
EJECT
ny in
dequ
te settlement offe

nd to negoti
te o
file
lsuit<
sp
n><
li>

n id=”E312″>You h
ve the
ight to KNO
the specific
e
sons
hy you
<
sp
n>n id=”E313″>insu

nce comp
ny <
sp
n>n id=”E314″>denied n>n id=”E315″> you
cl
im n><
li>

n id=”E317″>You h
ve the
ight to TIMELY cl
im p
ocessing
nd p
yment of
pp
oved cl
ims<
sp
n><
li>

n id=”E319″>You h
ve the
ight n>n id=”E320″>to F
EEDOM F
OM n>n id=”E321″>
ny type of unlful disc
imin
tion in the cl
ims p
ocess<
sp
n><
li>

n id=”E324″>Even though n>n id=”E325″>Tex

s <

n>n id=”E326″>

equi

es n>n id=”E327″>

ll insunce comp

nies ope

ting in n>n id=”E328″> the st

te to comply

ith n>n id=”E329″>the Consume

Bill of

ights n>n id=”E330″>, m

ny comp

nies still t

y to <

n>n id=”E331″>

n>n id=”E332″>heedle n>n id=”E333″> thei

y th

ough n>n id=”E334″> n>n id=”E335″>deny n>n id=”E336″>ing n>n id=”E337″> v

lid cl

ims. S

dly, m

ny n>n id=”E338″>insu

nce comp

nies<

n>n id=”E339″> get

ith n>n id=”E340″>these

ongful deni

ls<

n>n id=”E341″> bec

use cl

nts e <

n>n id=”E342″>un n>n id=”E343″>

e of thei

ights n>n id=”E344″>,

nd<

n>n id=”E345″> ho

to t

ction<

n>n id=”E346″> to fight fo

those

ights n>n id=”E347″>. n><

div>

hen you come to ou

leg

l te

ith insu

nce p

oblems, <

n>n id=”E351″>

e c

n explo

n>n id=”E352″> n>n id=”E353″>diffe

ent options<

n>n id=”E354″> to find n>n id=”E355″> ho

best

e c

ssist you n>n id=”E356″>. n>n id=”E357″>

n>n id=”E358″>e c

n help you

esolve the n>n id=”E359″>cl

im<

n>n id=”E360″>

ith you

insu

nce comp

ny. Outto

neys kno

n>n id=”E361″>the insu

nce n>n id=”E362″> n>n id=”E363″>comp

n>n id=”E364″>ies’ n>n id=”E365″> t n>n id=”E366″>

icks<

n>n id=”E367″>

nd knoh

t types of evidence

nd guments <

n>n id=”E368″>to counte

thei

ctics<

n>n id=”E369″>. n>n id=”E370″>H

ving<

n>n id=”E371″> the

ight

tto

ney on you

side is

t you need to subst

nti

lly inc

settlement offe

. n><

n>n id=”E375″>f n>n id=”E376″> necess

n>n id=”E377″>e c

lso help you file

compl

int

egding you

insu

nce comp

ith the st

te. The Tex

s Dep

tment of Insu

nce h

ocess <

n>n id=”E378″>fo

n>n id=”E379″> filing compl

ints

nd c

n even s

nction insu

nce comp

nies if they viol

te consume

ights.

hile

compl

int c

n help keep insu

nce comp

nies in line, the Deptment of Insunce C

NNOT do the follo

ing:<

n><

n id=”E381″>M
ke dete
min
tions of li
bility in you

ccident n><
li>
n id=”E383″>Help you
ith settlement negoti
tions fo
inju
y cl
ims<
sp
n><
li>
n id=”E385″>P
ovide subst
nti
l
emedies to you fo
b
d f
ith insunce
cts n><
li>

Until the insunce ls e

efo

med in Tex

s, filing

compl

int c

n give inju

y victims some s

tisf

ction

nd <

n>n id=”E389″>potenti

lly<

n>n id=”E390″> help cl

nts in the futu

e. <

n><

n id=”E393″>Pl
ying Hdb
ll n>n id=”E394″>
ith <
sp
n>n id=”E395″>Insu

nce Comp
nies<
sp
n><
h3>

The<
sp
n>n id=”E398″> te
m of lye
s n>n id=”E399″>
nd leg
l p
ofession
ls n>n id=”E400″>
t <
sp
n>n id=”E401″>Ste
t <
sp
n>n id=”E402″>J. n>n id=”E403″>Guss n>n id=”E404″>,
tto
ney
t L,<
sp
n>n id=”E405″> n>n id=”E406″>h
<
sp
n>n id=”E407″>s n>n id=”E408″> de
lt
ith
lmost eve
y m
jo
n>n id=”E409″>— n>n id=”E410″>
nd mino
n>n id=”E411″>— n>n id=”E412″>insu

nce comp
ny in Tex
s.
e knoll too
ell th
t <
sp
n>n id=”E413″>these n>n id=”E414″> co n>n id=”E415″>mp
nies simply
efuse to offe
<
sp
n>n id=”E416″>
e
son
ble <
sp
n>n id=”E417″>settlements n>n id=”E418″>— n>n id=”E419″>even
ith
ll n>n id=”E420″>of n>n id=”E421″>the evidence of you

ccident
nd inju
ies
ight in f
ont of them. In m
ny c
ses,
e c
n g
in levege in
c
se by th
e
tening to file
compl
int
nd by filing
pe
son
l inju
y l

suit. n><
p>

hen
nothe
p

ty n>n id=”E425″>’s n>n id=”E426″> negligen n>n id=”E427″>ce n>n id=”E428″>h
s <
sp
n>n id=”E429″>inju
ed you<
sp
n>n id=”E430″>, the n>n id=”E431″> insu

nce comp
ny<
sp
n>n id=”E432″> fo
th
t p

ty n>n id=”E433″> SHOULD p
y to cove
you
medic
l bills
nd othe
losses. n>n id=”E434″>Should n>n id=”E435″> is the ope

tive
o
d he
e,
s this
ely h
ppens th
t e
sily. n>n id=”E436″>Insu

nce n>n id=”E437″> comp
<
sp
n>n id=”E438″>nies n>n id=”E439″> n>n id=”E440″>utilize
toolbox of t
icks to get n>n id=”E441″> yo n>n id=”E442″>u to jump th
ough ext hoops<
sp
n>n id=”E443″>. n><
p>

n id=”E446″>Fo

tun

tely, you

ights do not end

ith the insunce comp

nd <

n>n id=”E447″>

ny of thei

n>n id=”E448″> lo

ll offe

n>n id=”E449″>s n>n id=”E450″> do not h

ve <

n>n id=”E451″>to n>n id=”E452″> be the n>n id=”E453″> end of you

se. n>n id=”E454″>T n>n id=”E455″>he l

n>n id=”E456″>does n>n id=”E457″>give you the

ight to file

suit

inst the negligent p

ty th

t c

used you

inju

ies n>n id=”E458″>—

nd<

n>n id=”E459″>

e e

illing to do

t it t

kes to get you

settlement! n><

div>

The numbe

n>n id=”E463″>of ou

clients<

n>n id=”E464″>

ho <

n>n id=”E465″>

eceive

dequ

te offe

ight

fte

n insu

nce comp

ny <

n>n id=”E466″>is notified to the potenti

n>n id=”E467″> of

lsuit<

n>n id=”E468″> m

y su

ise you<

n>n id=”E469″>. n>n id=”E470″>Insu

nce comp

nies often nt to

void t

l fo

sons n>n id=”E471″>— n>n id=”E472″>fo

mple, defending

t t

l is costly

nd n>n id=”E473″>

n>n id=”E474″>ju

y m

d n>n id=”E475″>

much g

dict<

n>n id=”E476″> th

n>n id=”E477″>settlement offe

n>n id=”E478″>—so they n>n id=”E479″>get the ide

t n>n id=”E480″> it n>n id=”E481″> i n>n id=”E484″>s n>n id=”E485″> e

sie

to inc

n offeight

y. n><

Even if

settlement offe

doesn<

n>n id=”E489″>’ n>n id=”E490″>t inc

ight out of the g

te, the litig

tion p

ocess

llo

s us to t

de info

tion

nd evidence

ith the defend

nt,

hich

llo

s us to sho

n>n id=”E491″>the st

ength of you

se<

n>n id=”E492″>. n>n id=”E493″> n>n id=”E494″>

e eng

ge in m

ounds of settlement negoti

tions on you

beh

hen necess

y n>n id=”E495″>, n>n id=”E496″>

nd <

n>n id=”E497″>ho

eve

n>n id=”E498″>often n>n id=”E499″> needed n>n id=”E500″>, n>n id=”E501″>fo

n>n id=”E502″>the insu

nce comp

ny <

n>n id=”E503″>to n>n id=”E504″> m

n offe

you dese

ve befo

e you

se he

ds into the cou

oom fo

l.<

n><

n id=”E507″>Cont
ct
<
h
ef=”https://c

inju
yvictims.com
se
vices
c

–
ccident-
tto
ney-houston
“>Tex
s Insunce Cl
im L

Fi
m<> fo
Mo
e Info
m
tion<
sp
n><
h3>

hile filing
compl
int
g
inst
n insunce comp
ny c
n help keep these comp
nies in check, you likely need to t
ke
ddition
l
ction to m
ke su
e you
eceive full compens
tion fo
you
losses. n>n id=”E510″>Hi
e<
sp
n>n id=”E511″>
skilled <
sp
n>n id=”E512″>pe
son
l n>n id=”E513″>inju
y lye
n>n id=”E514″>to n>n id=”E515″>h
ndl<
sp
n>n id=”E516″>e n>n id=”E517″> you
insunce<
sp
n>n id=”E518″> cl
im f
om the ve
y beginning.<
sp
n><
p>

O<
sp
n>n id=”E522″>u
te
m n>n id=”E523″> of
tto
neys
nd leg
l p
ofession
ls n>n id=”E524″> n>n id=”E525″>

e
t the
e
dy<
sp
n>n id=”E526″> jump in to help p
otect youights
s
n
ccident victim. n>n id=”E527″> n>n id=”E528″>The
tto
neys of Ste
t J. Guss,
tto
ney
t L

,

e n
tion
lly
ecognized <
sp
n>n id=”E529″>le
de
in the indust
y,
nd n>n id=”E530″> h
ve fought
g
inst insunce comp
nies on beh
lf of ou
inju
ed clients fo
mo
e th
n 20 ye

s. Bec
use
e t
ke
ll of ou
pe
son
l inju
y c
ses on
contingen n>n id=”E531″>cy n>n id=”E532″> fee b
sis, you
ill not o
e us
DIME unless
e
in you
c
se. n>n id=”E533″>
e e
v
il
ble 24/7, so n>n id=”E534″> c
ll us tod
y
t (800) 898-4877 o
cont
ct us no
by n><
id=”E535″ contentedit
ble="f
lse” h
ef="https:
/c

inju
yvictims.com
cont
ct-us
/” t

get=”_bl
nk"
el=”noopene
no
efe

e
">n id=”E536″ cl
ss="qo
t-stl-Hype
link">CLICKING<
sp
n>n id=”E537″ cl
ss="qo
t-stl-Hype
link"> HE
E n><>n id=”E538″>. n><
p>

Testimonials

Read More