News & opinion I Was Hit By a Driver Who Does Not Have Insurance—What Can I Do?

I Was Hit By a Driver Who Does Not Have Insurance—What Can I Do?

Skilled Car Accident Attorneys Nationwide

fte

nothe

d

ive

c

uses

csh, you expect to get out of you

c

nd exch

nge insu

nce info

m

tion.

ftell, <

sp

n>n id=”E115″>the expect

tion is th

t n>n id=”E116″>you

ill need to cont

ct n>n id=”E117″>the othe

d

ive

’s<

sp

n>n id=”E118″> insu

nce comp

ny to m

ke

cl

im. In some n>n id=”E119″>shocking n>n id=”E120″>situ

tions, <

sp

n>n id=”E121″>one n>n id=”E122″> le

n n>n id=”E123″>s n>n id=”E124″> th

t the <

sp

n>n id=”E125″>offending n>n id=”E126″>d

ive

doesn n>n id=”E127″>’ n>n id=”E128″>t h

ve

cu

ent policy o

h

s ext

emely limited covege th

t

on<

sp

n>n id=”E129″>’ n>n id=”E130″>t even begin to touch you

losses.

h

t do you do then?<

sp

n><

p>

The

tto

neys

nd leg

l p

ofession

ls

t n>n id=”E134″>Ste

t J. Guss, <

sp

n>n id=”E135″>

tto

ney

t L,<

sp

n>n id=”E136″> see this situ

tion

ll too often.

ccident victims come to us<

sp

n>n id=”E137″>— n>n id=”E138″>unde

st

nd

bly upset<

sp

n>n id=”E139″>— n>n id=”E140″>bec

use <

sp

n>n id=”E141″>they’ve been n>n id=”E142″> hit by

d

ive

ithout n>n id=”E143″>the n>n id=”E144″>p

ope

insu

nce cove

ge. n>n id=”E145″>Luckily i n>n id=”E146″>n some c

ses, <

sp

n>n id=”E147″>

e c

n n>n id=”E148″> help you n>n id=”E149″>

ecove

n>n id=”E150″> compens

tion fo

you

medic

l bills

nd othe

losses.

e <

sp

n>n id=”E151″>

LYS <

sp

n>n id=”E152″>explo

e eve

y possible

venue to get <

sp

n>n id=”E153″>f

i

compens

tion<

sp

n>n id=”E154″> fo

ou

clients, so ple

se c

ll ou

office <

sp

n>n id=”E155″>fo

you

F

EE

ccident c

se consult

tion n>n id=”E156″> tod

y<

sp

n>n id=”E157″> n>n id=”E158″>

t (800) 898-4877<

sp

n>n id=”E159″>, n>n id=”E160″> o

cont

ct us no

by <

sp

n><

id=”E161″ contentedit

ble="f

lse” h

ef="https:

/c

inju

yvictims.com

cont

ct-us

/” t

get=”_bl

nk"

el=”noopene

no

efe

e

">n id=”E162″ cl

ss="qo

t-stl-Hype

link">CLICKING<

sp

n>n id=”E163″ cl

ss="qo

t-stl-Hype

link"> HE

E n><>n id=”E164″>! n><

p>

n id=”E167″>Filing

n Uninsu

ed Moto

ist Cl

im n><

h3>

hen pu

ch

s n>n id=”E170″>ing n>n id=”E171″>

ne

insu

nce policy, you h

ve the option to buy uninsu

ed o

unde

insu

ed moto

ist cove

ge. This cove

ge n>n id=”E172″>is

ctiv

ted n>n id=”E173″>

hen <

sp

n>n id=”E174″>you

e hit by

<

sp

n>n id=”E175″> d

iveith no insunce o

minim

l insunce th

t

on<

sp

n>n id=”E176″>’ n>n id=”E177″>t cove

you

losses n>n id=”E178″>.

hile this covege c

n

dd to you

monthly p

emium, it c

n s

ve you thous

nds

nd thous

nds of doll

s n>n id=”E179″> out of pocket n>n id=”E180″> if you n>n id=”E181″>’ n>n id=”E182″>

e eve

hit by

d

ive

ithout n>n id=”E183″>enough n>n id=”E184″> cove

ge. It n>n id=”E185″>’ n>n id=”E186″>s

lys

good ide

to p

otect you

<

sp

n>n id=”E187″> he

lth<

sp

n>n id=”E188″>

nd you

fin

nces by <

sp

n>n id=”E189″>pu

ch

sing n>n id=”E190″> this type of policy. n><

p>

hen

nothe

d

ive

c

uses

n

ccident, you no

m

lly

ould file

cl

im

ith <

sp

n>n id=”E194″>th

t pe

son’s n>n id=”E195″> insu

nce comp

ny,

hich n>n id=”E196″>obviously n>n id=”E197″>c

n <

sp

n>n id=”E198″>tu

n into

n n>n id=”E199″>

dve

s

i

l<

sp

n>n id=”E200″> situ

tion<

sp

n>n id=”E201″>. n>n id=”E202″>

<

sp

n>n id=”E203″>ith uninsu

ed moto

ist cove

ge, you

ill <

sp

n>n id=”E204″>de

l<

sp

n>n id=”E205″>

ith you

o

n insunce comp

ny n>n id=”E206″>— n>n id=”E207″>the one n>ong> n id="E208">you<

sp

n><

st

ong>n id=”E209″> chose

nd th

t n>ong> n id="E210">you<

sp

n><

st

ong>n id=”E211″> p

y eve

y month to p

otect you. You

ould think this cl

im p

ocess

ould <

sp

n>n id=”E212″>go n>n id=”E213″> much e

sie

th

n

ith n>n id=”E214″>someone else’s n>n id=”E215″> insu

<

sp

n>n id=”E216″>

nce comp

ny fo

these

e

sons.<

sp

n><

p>

S

dly, this n>ong> n id="E220">isn<

sp

n>n id=”E221″>’ n>n id=”E222″>t n><

st

ong>n id=”E223″>

lys the c

se n>n id=”E224″>. n>n id=”E225″>Insu

nce comp

nies

ill t

y to limit p

youts to n>ong> n id="E226">

ny n><

st

ong>n id=”E227″> cl

im

nt n>n id=”E228″>— n>n id=”E229″>even policyholde

s

ith the comp

ny. They do this to p

otect thei

bottom line<

sp

n>n id=”E230″>—

nd<

sp

n>n id=”E231″> to the det

iment of

ccident victims n>n id=”E232″> even

hen they e thei

o

n p

ying custome

s<

sp

n>n id=”E233″>! n><

p>

If you p

y fo

uninsu

ed moto

ist covege, you<

sp

n>n id=”E237″>

insunce comp

ny n>n id=”E238″> should n>n id=”E239″>p

y you<

sp

n>n id=”E240″> if you n>n id=”E241″>’ n>n id=”E242″>

e hit by

n uninsu

ed moto

ist. n>n id=”E243″>

fte

p

ying

ddition

lly e

ch month  n>n id=”E244″>fo

this ext covege, y<

sp

n>n id=”E246″>ou m

y <

sp

n>n id=”E247″>feel n>n id=”E248″> n>n id=”E249″>shock n>n id=”E250″> n>n id=”E251″>if n>n id=”E252″>you

cl

im n>n id=”E253″>

s n>n id=”E254″> denied o

th

t you

insu

e

is <

sp

n>n id=”E255″>

ithholding covege by <

sp

n>n id=”E256″>offe

ing much, much less th

n you dese

ve.<

sp

n><

p>

Hi

ing

n

tto

ney

ho unde

st

nds uninsu

ed moto

ist cl

ims c

n often m

ke the p

ocess e

sie

fo

you

ith bette

esults. Ou

tto

neys <

sp

n>n id=”E260″>

t Ste

t J. Guss,

tto

ney

t L, <

sp

n>n id=”E261″>c

n <

sp

n>n id=”E262″>m

ke<

sp

n>n id=”E263″> eve

y pt of you

cl

im <

sp

n>n id=”E264″>solid n>n id=”E265″> n>n id=”E266″>f

om the <

sp

n>n id=”E267″>found

tion<

sp

n>n id=”E268″>.

e<

sp

n>n id=”E269″>’ n>n id=”E270″>ll

evie

e

ch settlement offend offe

evidence to p

ove you dese

ve much mo

e<

sp

n>n id=”E271″> th

n you

insu

nce comp

ny offe

s n>n id=”E272″>.

e c

n

dvise you

hen n>n id=”E273″>

e feel you h

ve

eceived

n>n id=”E274″> f

voble<

sp

n>n id=”E275″> n>n id=”E276″>offe

<

sp

n>n id=”E277″>

nd

hen

e should keep negoti

ting.

e <

sp

n>n id=”E278″>neve

b

ck do

n f

om n>n id=”E279″> insu

nce comp

nies<

sp

n>n id=”E280″>,

nd pl

y h

db

ll<

sp

n>n id=”E281″> fo

ou

clients. n><

p>

Unfo

tun

tely<

sp

n>n id=”E285″>, m

ny <

sp

n>n id=”E286″>d

ive

s n>n id=”E287″> igno

e insunce ls

nd put n>n id=”E288″>othe

d

ive

s<

sp

n>n id=”E289″>

t the

isk of se

ious losses e

ch

nd eve

y d

<

sp

n>n id=”E290″>y by not pu

ch

sing the p

ope

insu

nce cove

ge n>n id=”E291″>. n>n id=”E292″>If you don n>n id=”E293″>’ n>n id=”E294″>t

l

e

dy h

ve uninsu

ed moto

ist cove

ge, n>ong> n id="E295">do<

sp

n>n id=”E296″>n n>n id=”E297″>’ n>n id=”E298″>t

it

nothe

second n><

st

ong>n id=”E299″>— n>n id=”E300″>pu

ch

se it n>n id=”E301″>. n>n id=”E302″> You don’t

nt to suffe

<

sp

n>n id=”E303″>due to n>n id=”E304″>

n

ccident, but you n>ong> n id="E305">definitely<

sp

n>n id=”E306″> don’t n><

st

ong>n id=”E307″> n>n id=”E308″>

nt

n <

sp

n>n id=”E309″>uninsu

ed d

ive

<

sp

n>n id=”E310″> to inju

e you <

sp

n>n id=”E311″>

ithout<

sp

n>n id=”E312″> you h

ving<

sp

n>n id=”E313″> n>n id=”E314″>uninsu

ed moto

ist cove

ge n>n id=”E315″>. n>n id=”E316″> M

ke su

e you h

ve this covege<

sp

n>n id=”E317″>, n>n id=”E318″>

nd c

ll

membe

of ou

leg

l te

m to help

ith you

cl

im

s soon

s possible! n><

p>

n id=”E321″>

ccident Victims

ithout Uninsu

ed Moto

ist Cove

ge n><

h3>

If you didn<

sp

n>n id=”E324″>’ n>n id=”E325″>t h

ve uninsu

ed moto

ist p

otection

t the time of you

c

sh, you

insunce comp

ny

ill likely do little to p

y fo

you

inju

ies.

ll hope is not lost, ho

eve

, n>n id=”E326″>bec

use<

sp

n>n id=”E327″> n>n id=”E328″>

e c

n explo

e <

sp

n>n id=”E329″>othe

p

ths to see if you c

n <

sp

n>n id=”E330″>

ecove

n>n id=”E331″> compens

tion.<

sp

n><

p>

Fi

st,

e c

n dig into

hethe

the othe

d

ive

ctu

lly did h

ve insu

nce cove

ge

v

il

ble. Sometimes,

n insu

eill deny

cl

im, st

ting the cove

ge

s n>n id=”E335″> in n>n id=”E336″>

ctive

hen the c

sh occu

ed.

ith

little pushing,

e m

y get the insu

nce comp

ny to

dmit th

t some covege s

v

il

ble,

esulting in

settlement offe

to you.<

sp

n><

p>

nothe

option th

t you h

ve is to file

pe

son

l inju

y lsuit

g

inst the d

ive

. Just bec

use you get

judgment doesn<

sp

n>n id=”E340″>’ n>n id=”E341″>t me

n you

ill eve

see the money, ho

eve

.<

sp

n>n id=”E342″> n>n id=”E343″>

<

sp

n>n id=”E344″> d

iveill <

sp

n>n id=”E345″>be

pe

son

l n>n id=”E346″>

esponsi<

sp

n>n id=”E347″>bility n>n id=”E348″> fo

p

ying

ny judgments. M

ny people n>n id=”E349″>

ithout<

sp

n>n id=”E350″> insu

nce

e t

ying to cut costs o

c

n<

sp

n>n id=”E351″>’ n>n id=”E352″>t

ffo

d the p

emiums, so <

sp

n>n id=”E353″>

n uninsu

ed d

ive

n>n id=”E354″>

ill <

sp

n>n id=”E355″>p

ob

bly l

ck <

sp

n>n id=”E356″>the pe

son

l

ssets to covell <

sp

n>n id=”E357″>of n>n id=”E358″>you

losses. In

ddition, the d

ive

c

n get

id of the judgment by filing fo

b

nk

uptcy, unless they

e

e d

unk

t the time of the csh.<

sp

n><

p>

n id=”E361″>Filing

lsuit is not

l

ys the most p

ctic

l option,

s you m

y go th

ough the time

nd cost of litig

tion

ith no p

yoff

t the end. In some situ

tions, n>n id=”E362″>ho

eve

, n>n id=”E363″>

lsuit m

y n>n id=”E364″>p

ove

o

th it.<

sp

n><

div>

Some people m

y n>n id=”E368″>let n>n id=”E369″> thei

insunce l

pse simply bec

use they fo

got to p

y o

they f

iled to set up

utom

tic p

yments fo

ne

policy. In

e

lity, the d

ive

could

ffo

d insunce

nd m

y h

ve subst

nti

l pe

son

l

ssets

nd p

ope

ty. In this situ

tion, b

nk

uptcy m

y not p

otect them f

om p

ying the judgment<

sp

n>n id=”E370″>, n>n id=”E371″>

nd you m

y collect some o

ll of the compens

tion you dese

ve. n><

p>

You

c

ccident

tto

ney should closely ex

mine n>n id=”E375″>the n>n id=”E376″> specific f

cts <

sp

n>n id=”E377″>of n>n id=”E378″>you

<

sp

n>n id=”E379″> uninsu

ed moto

ist c

se <

sp

n>n id=”E380″>

nd explo

e n>n id=”E381″>the situ

tion of the uninsu

ed d

ive

. n>n id=”E382″>N n>n id=”E383″>eve

ssume th

t you<

sp

n>n id=”E384″>’ n>n id=”E385″>ll neve

get p

id

fte

this type of c

sh n>n id=”E386″>— n>n id=”E387″>inste

d, schedule

f

ee consult

tion

ith

n expe

ienced l fi

m th

t kno

s ho

to best h

ndle uninsu

ed d

ive

c

ses. n><

p>

n id=”E390″>Ou

C

ccident

tto

neys

e He

e to Help You<

sp

n><

h3>

fte

ny c

sh, n>n id=”E393″>you m

y not kno

n>n id=”E394″>

he

e to tu

n. You h

ve to de

l

ith you

inju

ies n>n id=”E395″>, n>n id=”E396″>

nd the l

st thing you

nt to do is <

h

ef=”https://c

inju

yvictims.com

se

vices

c

ccident-

tto

ney-houston

“>se

ch fo

n

tto

ney >

nd de

l

ith you

insunce comp

ny. The good ne

s is th

t ou

<

sp

n>n id=”E397″>te

m of

tto

neys

nd leg

l p

ofession

ls <

sp

n>n id=”E398″>h

ndles eve

y p

t of

c

ccident c

se fo

ou

clients so they c

n focus on thei

physic

l

ecove

y. n><

p>

The<

sp

n>n id=”E402″> n>n id=”E403″>n

tion

lly

ecognized<

sp

n>n id=”E404″>

tto

neys n>n id=”E405″>

t<

sp

n>n id=”E406″> Ste

t J. Guss,

tto

ney

t L

, h

ve fought

g

inst insunce comp

nies on beh

lf of ou

inju

ed clients fo

mo

e th

n 20 ye

s. Bec

use

e t

ke

ll of ou

pe

son

l inju

y c

ses on

contingen n>n id=”E407″>cy n>n id=”E408″> fee b

sis, you

ill not o

e us

DIME unless

e

in you

c

se. n>n id=”E409″>Fo

you

F

EE<

sp

n>n id=”E410″> c

se ev

lu

tion, c

ll us tod

y

t (800) 898-4877 o

cont

ct us no

by <

sp

n><

id=”E411″ contentedit

ble="f

lse” h

ef="https:

/c

inju

yvictims.com

cont

ct-us

/” t

get=”_bl

nk"

el=”noopene

no

efe

e

">n id=”E412″ cl

ss="qo

t-stl-Hype

link">CLICKING<

sp

n>n id=”E413″ cl

ss="qo

t-stl-Hype

link"> HE

E n><>n id=”E414″>. n><

p>

How Can We HELP Get a FREE Virtual Consultation
  • This field is for validation purposes and should be left unchanged.

Testimonials

Client testimonials "Mr. Guss & his team significantly exceeded my expectations and the net settlement I received was more than triple... - Norman B. View All Testimonials
Schedule a free virtual visit 866-552-1808 Or Send us a message today >

Read More

Handling Catastrophic Injury Claims for 20+ Years
Car Accident Attorneys Houston 19 Jan

  T ust us hen e sy the e isn’t nything “e sy” bout filing c insunce clim ith...

Drunk Driving Accident Lawyer 15 Jan

. to schedule f ee consulttion. Don’t del y! Youights e too impot nt. Signs of n Intoxic ted...

How to Claim for Whiplash After a Car Accident 10 Jan

He e’s scen io e see ll too often in ou line of o k: pe son lks y...

Get Legal Help Now Contact Our Attorneys To LEarn How We Can Help You Achieve The Justice You Deserve * Required Field
  • This field is for validation purposes and should be left unchanged.