Paying for Medical Care After a Car Accident

ny type of tum

tic inju

y c

n

equi

e ongoing medic

l ce fo

some time—

nd c

ccident inju

ies e no diffe

ent. You m

y need <

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gency t

e

tment

ight

fte

the

ccident<>, but du

ing the follo

ing

eeks, you

docto

m

y suggest follo

-up visits, visits to speci

lists, su

ge

ies, physic

l the

py,

nd mo

e. You m

y

lso need medic

tions

nd medic

l equipment

hile you

ecove

.

ith the high costs of he

lth c

e in the United St

tes, these bills c

n

dd up quickly. Fi

st,

ith the sky

ocketing costs of he

lth insunce these d

ys, m

ny people l

ck

dequ

te he

lthce covege. Even

ith the

equi

ements

nd subsidies offe

ed unde

the

ffo

d

ble C

e

ct, <

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s

economy/uninsu

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index.html”>

epo

ts indic

te<> th

t 28 million people did not h

ve insunce in 2016.

hile this numbe

h

s dec

e

sed ste

dily in

ecent ye

s, th

t still le

ves millions of people

ith no p

otection if they suffe

n inju

y.

nd even if you h

ve he

lth insu

nce, you

ill still likely f

ce expenses th

t you

insu

e

expects you to p

y out-of-pocket. These c

n include high deductibles

nd

egul

cop

ys fo

eve

y docto

visit you

equi

e—in

ddition to the (likely high) p

emiums you p

y fo

cove

ge in the fi

st pl

ce. Fo

this

e

son, even

ccident victims

ith good insunce policies often st

uggle

ith ho

to p

y fo

medic

l t

e

tments. In

ddition, m

ny he

lth insu

nce comp

nies

ill

efuse to cove

t

e

tments fo

c

ccident inju

ies. Inste

d, the he

lth insu

e

ill expect you to seek compens

tion f

om the

uto insunce of the d

ive

ho c

used the

ccident. M

ny he

lthc

e p

ovide

s

ill not even

ccept you

he

lth insu

nce

fte

c

ccident inju

ies bec

use of the ch

nce the insu

eill

eject the cl

ims.

uto insu

nce comp

nies, ho

eve

,

ill not cove

you

medic

l bills

s they

eceive them. Inste

d, they expect you to find

y to p

y them you

self

nd then

ecoup the costs

hen—

nd if—you

eceive

settlement. Getting

n

dequ

te settlement c

n t

ke months o

longe

, du

ing

hich you must find

ys to p

y you

medic

l bills. You should not h

ve to fo

ego the medic

l t

e

tments you need

fte c csh bec

use of conce

ns

bout ho

you

ill p

y you

medic

l bills. Inste

d, c

ll

n expe

ienced Houston c

ccident

tto

ney

s soon

s possible

ften

ccident. Ou

tto

neys c

n ensu

e th

t you

eceive the ce you need

ithout unnecess

y fin

nci

l st

ins.

Lette

s of P

otection

Ou

c

ccident l

ye

s h

ve tools to help you obt

in medic

l t

e

tments

nd not p

y

ny expenses out of pocket. Specific

lly,

e c

n send

document c

lled

Lette

of P

otection to you

medic

l p

ovide

s. This letteill:

• Info

  m you

  medic

  l p

  ovide

  th

  t the negligence of

  nothe

  d

  ive

  c

  used you

  inju

  ies

• Expl
  in th

  t

  s of yet, the

  uto insu

  nce p

  ovide

  of the negligent d

  ive

  h

  s not t

  ken

  esponsibility o

  offe

  ed

  p

  ope

  settlement

• Info
  m the docto

  th

  t ou

  fi

  m is

  ep

  esenting youights

  s

  n

  ccident victim

  nd

  o

  king to obt

  in the settlement you dese

  ve to cove

  you

  expenses<

  li>

• equest th

  t the medic

  l p

  ovide

  del

  y billing until you

  esolve you

  c

  se

  nd p

  omise th

  t p

  yment foll of you

  bills

  ill come out of the settlement<

  li>

• ssu

  e them th

  t if you c

  nnot

  e

  ch

  settlement, you

  ill t

  ke

  esponsibility to p

  y the bills.<

  li>

Lette

s of p

otection f

om

n expe

ienced

tto

ney m

y get you the medic

l t

e

tments you need. In

ddition, this type of

g

eement

ith you

docto

c

n help p

otect you

c

edit.

hen people f

ce choices bet

een p

ying costly

nd unexpected medic

l bills

nd p

ying thei

mo

tg

ges o

feeding thei

f

milies, thei

choices often seem cle

nd they igno

e the medic

l bills.

bsent communic

tions f

om you

tto

ney, you

docto

c

n submit the unp

id bills fo

collection. De

og

to

y

epo

ts on you

c

edit c

n quickly

nd signific

ntly lo

e

you

sco

e. D

m

ged c

edit c

n keep you f

om pu

ch

sing

home, fin

ncing

c

,

enting

n

ptment, o

even getting

job in some situ

tions.

ith

lette

of p

otection,

e c

n

sk you

medic

l p

ovide

s to del

y submitting

ny bills to collection

nd to inste

d it to see ho

you

esolve you

c

se.

Defending You

Lette

of P

otection

In some c

ses, the

uto insu

nce comp

ny

ill t

y to use

lette

of p

otection to question the ve

city of you

cl

ims o

the extent of you

losses. Insu

nce comp

nies c

n t

y to cl

im th

t you

docto

s e bi

sed bec

use you h

ve outst

nding bills

ith them

nd they

ill testify to

nything since they nt to get p

id. Ou

tto

neys c

n

o

k to demonst

te th

t you

docto

is not bi

sed bec

use of

lette

of p

otection.

Kno

ing ho

to get the medic

l ce you need is only one of m

ny m

jo

sou

ces of st

ess

fte c

ccident. You should hold (the

uto insu

e

s of)

ny othe

pty

ho negligently c

used you

c

sh fully li

ble foll of the losses you f

ce. Ou

tto

neys believe th

t nobody should eve

deny you impo

t

nt t

e

tments fo

you

inju

ies simply bec

use othe

p

ties

efuse to t

ke

esponsibility fo

thei

ctions.

e

ill fight fo

youights to medic

l c

e

nd

f

voble settlement eve

y step of the

y.

Consult

<

h

ef="https:

/c

inju

yvictims.com

se

vices

c

–

ccident-

tto

ney-houston

“>Houston C

ccident L Fi

m > fo

F

ee Tod

y

lette

of p

otection is just one of m

ny leg

l tools th

t

e h

ve to help ou

clients

t the l

fi

m of Ste

t J. Guss.

e h

ve h

ndled c

ses involving

ll types of c

ccidents

nd

ll types of inju

ies. If you

e

e inju

ed, ple

se do not hesit

te to schedule

f

ee c

se ev

lu

tion

ith <

h

ef=”https://c

inju

yvictims.com

ou

-te

m/”>one of ou

tto

neys<>. C

ll tod

y

t 800-898-4877 o

 <

h

ef="https:

/c

inju

yvictims.com

cont

ct-us

/”>cont

ct us online<> to len

bout the m

ny ys

e m

y help you

fte

you

accident.