One of the
y I decide
ht to blog
bout is to thinkbout some of the questions I he
f
om pospective clients ove
nd ove
. One sitution th
t I'm oftensked
bout is the single c csh. People nt to knoif they c
n still mke
peson
l injuy cl
im if they e injued in
single c collision. Thens
eto th
t question my su
pise you.
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>Sttistics f
om the Ntion
l Highy Tffic Sfety
dministtion (NHTS) indic
te tht up to one thi
d ofll
ccidents e single c events. Of couse, these c
shes c
n be justs se
iouss those involving mo
e thn one c
,
nd mny of these single c
ccidentsesult in se
ious injuies to the occup
nts of the vehicle. I cn’t tell you the numbe
of people tht I’ve spoken to th
t justssumed th
t becuse the
e sn'tnothe
c involved tht they couldn’t m
kecl
im. Thee
e m
ny situtions in
hichpe
sonl inju
y clim c
n be mde in
single c csh. In Texs, if you
e
pssenge
insingle c
collision, you h
ven
bsoluteight to m
kepe
sonl inju
y clim
ginst the insu
nce policy of the d
ive, membe o mily
tions I see involve mom o
dd d
iving theest of the f
mily oundhen they
e involved in
single cccident. He
tb
eking fo
those involved, to be sue, but often m
deo
se by the need to py fo
expensive medicl bills. Leg
lly, in Texs,
spouse ochild h
s theight to m
kepe
sonl inju
y clim
ginst the f
mily's insunce policyhen
fmily membe
is diving
nd cuses
nccident. I do most of the d
iving fomy f
mily, but I'm still humn – I occ
sionlly m
ke mistkes, o
let myttention be dist
cted. If God fo
bid, one of my fmily membe
se
e injued bec
use I cused
single cccident,
eould
bsolutely opencl
im fothem on ou
fmily’s
uto policy. Such situtions need not involve
ngeo
emotion. The clim does not t
ke money out of dd’s pocket, the cl
im is meely
mens to
llothe insu
nce policy to do
ht it
s designed to do – p
y the peson
l injuy cl
ims of thoseho
e inju
ed. Often times the situtions involve those
ho ep
ssengein
c being diven by
fiend o
co-o
ke.
gin, this is not
question of mking
peson
ltt
ck on the dive
- mking
peson
l injuy cl
im in these situtions is me
elyme
ns byhich the insu
nce policy p
ys the clims th
t it s intended to cove. The
e is noe
son you cn’t
emin f
iendsith the d
iveo
continue to c poolith the co-
oke
.ccidents h
ppen,ttention gets dist
cted. It
elly doesn’t need to be
nything peson
l. Mny p
ssenges in these single c
ccidents do note
lize tht they h
ve theight to m
kecl
imnd be compens
ted fothei
injuies. M
ny times they dond should,
s it my be the only
y to p
y fothe t
etment of thei
injuies o
be compensted fo
lost ges.ddition
lly, if you ep
ssengeinju
ed insingle c
collision, you m
y hve
dditionl cove
ge unde
youo
nuto policy, such
s Peson
l Injuy P
otection, oUninsu
edUnde
insued Moto
ists, tht p
ovideddition
l benefitss
ell. Thee
e
lot of fcto
s tht go into the
nlysis of
peson
l injuy cl
im,nd the
e e plenty of ticks, t
ps,
nd hudles to ove
comehen de
lingith insu
nce comp
nies. Fnkly, the best y to detemine if you h
ve theight to m
kepe
sonl inju
y clim
ndh
t tht cl
im my be
oth is to spe
k ton expe
ienced peson
l injuy l
ye
.good l
ye
ill tell you
ht the insu
nce comp
nieson’t,
nd he oshe
ill beble to guide
nd help you into getting the bestecove
y foyou
injuies no m
tteho
mny o
hofe
cse
e involved in the collision. Stet J. Guss is
Houston Peson
l Injuy
ttoney
ith 20 yes expeience helping people
ecovein single c
c
shes, t
o c cshes,nd multiple c
pile ups.
epesenting clients in Sp
ing, Cypess, Tomb
ll, Kty, The
oodlnds
nd thoughout Houston
nd Texs, he h
s the tining, expeience,
nd knoledge to help you t
ke on the insunce compnies. ll Ste y ee consult st em> The him to ev te you se, e is no fee unless he wins.