Single Car Crash – Can I Still Make An Injury Claim?

One of the

y I decide

h

t to blog

bout is to think

bout some of the questions I he

f

om p

ospective clients ove

nd ove

.  One situ

tion th

t I'm often

sked

bout is the single c csh.  People nt to kno

if they c

n still m

ke

pe

son

l inju

y cl

im if they e inju

ed in

single c collision.  The

ns

e

to th

t question m

y su

p

ise you.

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tistics f

om the N

tion

l Highy Tffic S

fety

dministtion (NHTS

) indic

te th

t up to one thi

d of

ll

ccidents e single c events.  Of cou

se, these c

shes c

n be just

s se

ious

s those involving mo

e th

n one c

,

nd m

ny of these single c

ccidents

esult in se

ious inju

ies to the occup

nts of the vehicle.  I c

n’t tell you the numbe

of people th

t I’ve spoken to th

t just

ssumed th

t bec

use the

e sn't

nothe

c involved th

t they couldn’t m

ke

cl

im.  The

e

e m

ny situ

tions in

hich

pe

son

l inju

y cl

im c

n be m

de in

single c csh. In Tex

s, if you

e

p

ssenge

in

single c

collision, you h

ve

n

bsolute

ight to m

ke

pe

son

l inju

y cl

im

g

inst the insu

nce policy of the d

ive

, ong>even if they e

membe

of you

o

n f

mily ong>.  One of the most common situ

tions I see involve mom o

d

d d

iving the

est of the f

mily ound

hen they

e involved in

single c

ccident.  He

tb

e

king fo

those involved, to be su

e, but often m

de

o

se by the need to p

y fo

expensive medic

l bills.  Leg

lly, in Tex

s,

spouse o

child h

s the

ight to m

ke

pe

son

l inju

y cl

im

g

inst the f

mily's insunce policy

hen

f

mily membe

is d

iving

nd c

uses

n

ccident.  I do most of the d

iving fo

my f

mily, but I'm still hum

n – I occ

sion

lly m

ke mist

kes, o

let my

ttention be dist

cted.  If God fo

bid, one of my f

mily membe

s

e

e inju

ed bec

use I c

used

single c

ccident,

e

ould

bsolutely open

cl

im fo

them on ou

f

mily’s

uto policy.  Such situ

tions need not involve

nge

o

emotion.  The cl

im does not t

ke money out of d

d’s pocket, the cl

im is me

ely

me

ns to

llo

the insu

nce policy to do

h

t it

s designed to do – p

y the pe

son

l inju

y cl

ims of those

ho

e inju

ed. Often times the situ

tions involve those

ho e

p

ssenge

in

c being d

iven by

f

iend o

co-

o

ke

.  

g

in, this is not

question of m

king

pe

son

l

tt

ck on the d

ive

- m

king

pe

son

l inju

y cl

im in these situ

tions is me

ely

me

ns by

hich the insu

nce policy p

ys the cl

ims th

t it s intended to cove

.  The

e is no

e

son you c

n’t 

em

in f

iends

ith the d

ive

o

continue to c pool

ith the co-

o

ke

.  

ccidents h

ppen,

ttention gets dist

cted.  It

e

lly doesn’t need to be

nything pe

son

l.  M

ny p

ssenge

s in these single c

ccidents do not

e

lize th

t they h

ve the

ight to m

ke

cl

im

nd be compens

ted fo

thei

inju

ies.  M

ny times they do

nd should,

s it m

y be the only

y to p

y fo

the t

e

tment of thei

inju

ies o

be compens

ted fo

lost ges.  

ddition

lly, if you e

p

ssenge

inju

ed in

single c

collision, you m

y h

ve

ddition

l cove

ge unde

you

o

n

uto policy, such

s Pe

son

l Inju

y P

otection, o

Uninsu

ed

Unde

insu

ed Moto

ists, th

t p

ovide

ddition

l benefits

s

ell. The

e

e

lot of f

cto

s th

t go into the

n

lysis of

pe

son

l inju

y cl

im,

nd the

e e plenty of t

icks, t

ps,

nd hu

dles to ove

come

hen de

ling

ith insu

nce comp

nies.  Fnkly, the best y to dete

mine if you h

ve the

ight to m

ke

pe

son

l inju

y cl

im

nd

h

t th

t cl

im m

y be

o

th is to spe

k to

n expe

ienced pe

son

l inju

y l

ye

.  

good l

ye

ill tell you

h

t the insu

nce comp

nies

on’t,

nd he o

she

ill be

ble to guide

nd help you into getting the best

ecove

y fo

you

inju

ies no m

tte

ho

m

ny o

ho

fe

cs

e

e involved in the collision. Ste

t J. Guss is

Houston Pe

son

l Inju

y

tto

ney

ith 20 yes expe

ience helping people

ecove

in single c

c

shes, t

o c cshes,

nd multiple c

pile ups.  

ep

esenting clients in Sp

ing, Cyp

ess, Tomb

ll, K

ty, The

oodl

nds

nd th

oughout Houston

nd Tex

s, he h

s the tining, expe

ience,

nd kno

ledge to help you t

ke on the insunce comp

nies.   ong>C

ll Ste

t tod

y

t 800-898-4877 fo completely f

ee consult

tion.<

st

ong> <

em> The

e is no chge fo

him to ev

lu

te you

c

se,

nd the

e is no fee unless he wins.