News & opinion Episode #10: What is the Timeline of a Personal Injury Case?

Episode #10: What is the Timeline of a Personal Injury Case?

Fo

this episode of the B

e

king Do

n The L

Podc

st <

em>

e'

e joined by <

h

ef=”https://c

inju

yvictims.com

ou

-te

m/ste

t-guss

“>Ste

t J. Guss,<>

 pe

son

l inju

y lye

in Houston

ho speci

lizes in Pe

son

l Inju

y c

ses. He’s joined by B

e

king Do

n The L Podc

st host,

shley

od

iguez. Du

ing tod

y’s episode,

e’ll be

dd

essing the timeline of

 pe

son

l inju

y c

se. Some ex

mples include:

  • h

    t is the typic

    l life cycle of

    pe

    son

    l inju

    y c

    se?

  • e've got

    situ

    tion

    he

    e you ke up in the mo

    ning

    nd this is

    n ex

    mple I use. No one puts thei

    p

    nts o

    ski

    t on in the mo

    ning expecting to be in

    c

    ccident, but unfo

    tun

    tely, they’

    e you'

    e d

    iving to

    o

    k

    nd Yikes, it h

    ppens Mond

    y. Ye

    h,

    uin you

    d

    y

    nd you kno

    , it’s

    teible situ

    tion, but one th

    t

    e h

    ve to live

    ith until

    e get the Jetsons flying cs, but th

    t m

    y be hile

    y. So

    h

    t’s the fi

    st thing th

    t h

    ppens once

    n

    tto

    ney gets involved?

    nd I think

    e t

    lked the othe

    d

    y

    bout ho

    it is ve

    y impo

    t

    nt to m

    ke su

    e th

    t you cont

    ct

    n

    tto

    ney

    s soon

    s possible

    fte

    n

    ccident bec

    use the

    e e some things th

    t you don’t expect the

    e e some the insunce comp

    ny is going to be t

    ying to t

    ke

    dv

    nt

    ge of you.<

    li>

  • So the fi
    st thing th

    t h

    ppens

    fte

    e

    e

    et

    ined, you’ve

    l

    e

    dy stted, you've gotten checked out, you've stted you

    medic

    l ce.

    hen

    e get involved, the fi

    st thing

    e do is

    e st

    t ou

    investig

    tive ph

    se.

    nd by th

    t I me

    n

    e send out

    fo

    m

    l notific

    tion to the insunce comp

    nies th

    t e involved th

    t

    e

    ep

    esent you.

    nd ple

    se don't t

    lk to ou

    client, t

    lk to us, keeps them f

    om t

    ying to pull the

    ool ove

    you

    eyes,

    nd o

    de

    the police

    epo

    t. if

    e need to.

    e’ll send

    n investig

    to

    out to look

    t the inte

    section o

    t

    lk to

    itnesses.

Check out the full episode fo

mo

e det

ils! St

y tuned fo

the next inst

llment of the B

e

king Do

n The L Podc

st

ith Ste

t J Guss

nd

shley

od

iguez!

Cont

ct Us: 281-783-3934 o

<

h

ef=”m

ilto:B

e

kingDo

nTheL

@gm

il.com">B

e

kingDo

nTheL

@gm

il.com<> If you nt to subsc

ibe to ou

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sts on you

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vo

ite podc

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e<> foll the links to e

ch one!

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em> ong> Int

o : 0:09

B

e

king do

n the L, B

e

king Do

n the L

podc

st hosted by

tto

neys

nd leg

l speci

lists discussing eve

yd

y l

nd ho

it

ffects

egul people,

egul

people. Let’s b

e

k do

n the l

ith ou

host, Ste

t Guss

nd

shley

od

iguez. They h

ve the inside scoop on eve

ything leg

l

nd ne

s

o

thy. Ste

t J Guss : 0:35

elcome to ou

podc

st B

e

king do

n the l

ith you

co hosts, Ste

t,

shley

od

iguez : 0:39

nd

shley,

nd tod

y’s podc

st is going to be

bout the life cycle of

typic

l pe

son

l inju

y c

se.

Ste

t J Guss : 0:46 Yes.

hich is one of the most common questions th

t

e get

nd you kno

,

g

in, going b

ck to the pu

pose of the podc

st,

e’

e t

ying to give people info

m

tion

he

d of time. If they eve

find themselves in this situ

tion, they’ll

t le

st h

ve some ide

ide

bout

h

t to expect. Did you kno

In ou

int

o it t

lks

bout the inside scoop

nd it’s ve

y close to lunch

nd no

I'm hung

y fo

ice c

e

m.

e got to ch

nge th

t. So fo

ou

int

o next time let's be hobout the inside s

l

d? Th

t’s

much he

lthie

option.

ll

ight lifecycle of

pe

son

l inju

y c

se.

e've got

situ

tion

he

e you ke up in the mo

ning

nd this is

n ex

mple I use no one puts thei

p

nts o

ski

t on in the mo

ning expecting to be in

in

c

ccident, but unfo

tun

tely they'

e you’

e d

iving to

o

k

nd Yikes, it h

ppens Mond

y. Ye

h,

uin

uin you

d

y

nd you kno

, it’s te

ible situ

tion, but one th

t

e h

ve to live

ith until

e get the Jetsons flying c

s, but th

t m

y be

hile

y. So

h

t's the fi

st thing th

t h

ppens once

n

tto

ney gets involved?

nd I think

e t

lked the othe

d

y

bout ho

it is ve

y impo

t

nt to m

ke su

e th

t you cont

ct

n

tto

ney

s soon

s possible

ften

ccident, bec

use the

e

e some things th

t you don't expect the

e

e some the insu

nce comp

ny is going to be t

ying to t

ke

dv

nt

ge of you. So the fi

st thing th

t h

ppens

fte

e

e

et

ined, you’ve

l

e

dy stted, you've gotten checked out, you've stted you

medic

l ce.

hen

e get involved, the fi

st thing

e do is

e st

t ou

investig

tive ph

se.

nd by th

t I me

n

e send out fo

m

l notific

tion to the insu

nce comp

nies th

t

e involved th

t th

t

e

ep

esent you.

nd ple

se don't t

lk to ou

client, t

lk to us, keeps them f

om t

ying to pull the

ool ove

you

eyes,

nd

e o

de

the police

epo

t. if

e need to.

e'll send

n investig

to

out to look

t the inte

section o

t

lk to

itnesses. Luckily,

lot of the times li

bility is

el

tively stightfod. If you'

e

e ended typic

lly the

e's not going to be much of

fight.

bout li

bility unless unusu

l ci

cumst

nces. Does th

t m

ke sense? M

ke sense so f

?

shley

od

iguez : 3:05 Yes. So just fo

cl

ific

tion,

e m

ke su

e if they

e t

ying to get us to

ns

enything,

e

lys just send them b

ck to ou

tto

ney. Ste

t J Guss : 3:13

Yes,

bsolutely t

lk to you,

s they s

y in m

fi

movies,

docto

my mouthpiece,

lthough I do not

ecommend necess

ily imit

ting the Godf

the

hen you

e t

lking to the insunce comp

ny, b

d ide

.

l

ight, so

e'

e investig

ting,

e’

e de

ling

ith the insunce comp

ny

t the s

me time. You

job is ve

y simple.

nd this is one of the

e

sons th

t pe

son

l inju

y lye

s

e

lly b

ing

lot of v

lue to

situ

tion mo

e th

n just going

fte

nd getting money.

e e so

t of m

n

ging the leg

l

spects of the c

se.

t the s

me time th

t you

e

ble to focus on the one thing th

t

e

lly m

tte

s,

hich is you

he

lth

nd you

physic

l

ecove

y,

shley

od

iguez : 3:53 gives you time to get bette

.

Ste

t J Guss : 3:54 Ye

h,

bsolutely.

bsolutely.

nd you c

n

e

lly focus on

o

king

ith you

docto

s

nd getting

h

teve

medic

l in need,

ithout h

ving to

oy

bout de

ling

ith c

lling the insunce comp

ny b

ck o

you kno

,

o

ying

bout is someone t

ying to t

ke

dv

nt

ge, etc, etc.

nd so

e move f

om the investig

tive ph

se into

h

t

e so

t of think of

s the t

e

tment ph

se.

shley

od

iguez : 4:17

Ho

does th

t go?

Ste

t J Guss : 4:18 Ye

h, so the thing is, it

e

lly depends

lot on the extent of the client's inju

ies,

ight? So some people h

ve

el

tively, you kno

, mino

c

ccident, they m

y only t

e

t fo

, you kno

,

fe

eeks o

, you kno

,

month o

t

o,

nd then they feel bette

nd they

e

ch

point th

t

e so

t of

efe

to

s m

ximum medic

l imp

ovement o

e you b

ck to

he

e you

e

e befo

e? O

e you

s good

s you’

e going to get

fte

you

t

e

tment? Sometimes, unfo

tun

tely, th

t t

e

tment ph

se c

n l

st

lot longe

.

e h

ve the

esponsibility sometimes of helping people

ho

e c

t

st

ophic ly inju

ed

nd m

y

equi

e mo

e extensive medic

l t

e

tment, such

s su

ge

y, oh

teve

. So depending on the situ

tion, th

t t

e

tment ph

se could l

st six months, it could l

st ye

, it could l

st longe

.

shley

od

iguez : 5:11 So if it h

ppens to l

st, like fo

you

hole life, ho

do you de

l

ith th

t?

Ste

t J Guss : 5:17 One of the things th

t

e do once you've

e

ched m

ximum medic

l imp

ovement, th

t is to s

y, if you’

e only going to get up to 80%, of

he

e you e befo

e

e c

n,

nd

e

ill fight to

ecove

fo

you futu

e medic

l expenses th

t you m

y incu

do

n the

o

d,

s

ell

s

monet

y

ecove

y fo

fo

dis

bility. So th

t’s

ll th

t’s

ll f

cto

ed in.

nd these

e

ll d

m

ge elements th

t

e'

e

llo

ed to put in f

ont of

ju

y in

l

suit.

shley

od

iguez : 5:49 Got It Ste

t J Guss : 5:49

So let’s s

y ho

eve

,

e h

ve

typic

l c

ccident c

se,

nd let’s s

y m

ybe someone t

e

ts fo

th

ee, fou

months. They'

e bette

They c

n get

ound. They’

e

olling, you kno

, doing house

o

k o

pl

ying

ith the kids o

you kno

, pl

ying socceg

in

nd eve

ything is good. The next ph

se

t th

t point is

e

ill go

he

d

nd ou

te

m

ill g

the

ll of you

medic

l bills

nd medic

l

eco

ds.

nd

e’

e going to put togethe fo

m

l settlement dem

nd p

ck

ge th

t

e’

e going to send to the insunce comp

ny to st

t the negoti

ting p

ocess. Th

t settlement dem

nd p

ck

ge is typic

lly going to include not just you

medic

l bills

nd medic

l

eco

ds, but

ny impo

t

nt evidence th

t

e h

ve. So photogphs o police

epo

t,

nything th

t

e think

e

lly solidifies

nd b

cks up

nd est

blishes the v

lue of the client's cl

im.

e'll send it to the insunce comp

ny

nd

e st

t the negoti

tion p

ocess.

shley

od

iguez : 6:46 Ho

long does th

t typic

lly t

ke once the dem

nd p

ck

ge h

s been sent? Ste

t J Guss : 6:51

ell, so it's impo

t

nt fo

people to unde

st

nd I’ll t

ke

step b

ck, I'll

ns

e

th

t question, but it's impo

t

nt fo

people to unde

st

nd th

t sometimes The

hole p

ocess of g

the

ing

ll the medic

l

eco

ds

nd bills, putting togethe

the evidence

nd

ssembling the dem

nd p

ck

ge, th

t is

p

ocess th

t c

n often t

ke seve

l

eeks o

even

month o

t

o, depending on you kno

ho

coopetive the ce p

ovide

s e in timely tu

ning ove

medic

l

nd billing

eco

ds.

e

lso nt to t

ke ou

time

nd do it

ight

hen

e put togethe

the settlement dem

nd p

ck

ge. So I just, you kno

, I

nt eve

ybody to m

ke cle

, don’t expect th

t negoti

tions

ill begin on you

p

int.

nd this is t

ue fo

if you hi

e us ony othe

pe

son

l inju

y lye

, don’t expect th

t the negoti

tions

e going to begin, you kno

, eek o

t

o

fte

you finish you

medic

l t

e

tment. The

e’s

p

ocess

nd it

nd it does t

ke time.

shley

od

iguez : 7:42

ell,

nd you’

e on the timet

ble of the docto

s

nd

iting fo

them. Ste

t J Guss : 7:45

Ye

h, to

ce

t

in extent

nd su

ely l

s in Tex

s th

t limit the

mount of time th

t docto

s h

ve to p

oduce medic

l

nd billing

eco

ds, but they p

etty much igno

e them

nd

lot but of cou

se GM sto

es

e h

ve hole deptment th

t’s in ch

ge of g

the

ing medic

l

eco

ds,

nd

e'll see knocking on doo

s

nd, you kno

, plopping do

n in docto

‘s offices

ith

cup of coffee. Oh, no, I’ll just

it he

e until you've got the

eco

ds. It's it's been

fe

eeks no

. But going b

ck to you

question, ho

long is th

t negoti

tion ph

se? Typic

lly spe

king,

e

ill give oudjuste

s

de

dline to

espond.

nd it’s typic

lly t

o o

th

ee

eeks out f

om the time

e send it. Sometimes the

djuste

s

ill

sk fon extension if they'

e if they’

e b

cked up.

nd depending on the

el

tionship th

t

e h

ve

ith the

djuste

, th

t is to s

y, if th

t

djuste

o

th

t insu

nce comp

ny kno

s us,

espects us

nd

o

ks f

i

ly

ith us,

e’ll you kno

,

e typic

lly

on’t give them too much of

hd time on th

t. But essenti

lly, it's

b

ck

nd fo

th

nd you kno

, sometimes

e h

ve to come up

ith mo

e evidence ons

e

questions

nd it’s

p

ocess. The negoti

tion ph

se m

y l

st, you kno

, just th

ee, fou

eeks. Sometimes it t

kes longe

if

e h

ve to get some supplement

l stuff. Once

e’

e done

ith negoti

tions though, one of t

o things h

ppen. C

n you guess

h

t they

e?

shley

od

iguez : 9:07 They p

ob

bly send

n offe

in

nd then

e sometimes t

lk to ou

client. Mm hmm.

nd then

e go f

om the

e if it's

f

i

settlement o

not. Ste

t J Guss : 9:16

ell, yes, so

t of b

sic

lly

h

t h

ppens is sometimes

e get

n offe

sometimes

e don't sometimes

e get

n offee m

ke

counte

offe

,

e negoti

te but once

e’ve negoti

ted fo

hile, one of t

o things genelly h

ppens, obviously,

e get the, you kno

, this is ultim

tely the clients decision, you kno

, ou

job is to

dvoc

te. But ultim

tely, you kno

,

e let ou

clients kno

you kno

, this is esolution th

t

e think is f

i

fo

you, this is ho

it

ould b

e

k do

n. This is the the money th

t you

ould see f

om this.

e you ok

y

ith th

t? Yes o

no? Ho

ould you like us to p

oceed,

nd then b

sed on the client's inst

uctions, obviously,

nd the insunce comp

ny, one of t

o things h

ppens eithe

eek settle the c

se. o

t

o,

e go to

.

ll

ight, so ye

h, so eithee settle the c

se,

nd

e h

ve to do some p

pe

o

k. But

e’

e typic

lly once

e get

settlement,

e c

n

p up the p

pe

o

k

nd find out. Usu

lly

ithin

feeeks, pt of

h

t

e’

e t

ying to do is

e'

e looking fo

othe

ys to put mo

e money on ou

clients pocket. So fo

ex

mple, if the

e e outst

nding medic

l bills th

t h

ve to get p

id,

e'

e going to t

y

nd negoti

te

eductions on those, bec

use

g

in, th

t th

t's

nothe

y th

t

e c

n

dd to ou

client’s net

ecove

y. So not to hit the

ppl

use button.

g

in, if

e settle it t

kes

feeeks, sometimes

little bit longe

, depending on the

eductions

nd

e fund out.

lte

n

tively,

nd I got

t

y.

e go to

Yep,

e find out lsuit.

nd unfo

tun

tely, th

t p

ocess t

kes

long, long time. It’s not th

t

e

nt it to t

ke

long time, but you’ve he

d the exp

ession, the

heels of justice tu

n slo

ly. It’s t

ue, unfo

tun

tely. So typic

lly spe

king,

c

se th

t

e filed

ill p

ob

bly not get its fi

st, you kno

, if

e file

c

se on, let's s

y, on J

nuy 1 2020,

e’

e p

ob

bly not going to get ou

fi

st t

i

l

ssignment until e

ly 2021.

nd then, depending on ho

busy the cou

t is, fo

th

t pticul docket,

e m

y not get c

lled.

nd in f

ct, it’s p

etty common th

t you don’t get c

lled on you

fi

st on you

fi

st dockets. So, so yes, so but the

e’s

lot of stuff th

t’s going on.

shley

od

iguez : 11:48 Behind the scenes. Ste

t J Guss : 11:49

Ye

h, in the me

ntime. So once

e file the lsuit,

e do

itten discove

y,

hich is both sides c

n send e

ch othe

questions

nd

sk fo

documents f

om e

ch othe

.

e sometimes do depositions,

he

e in

p

iv

te setting one of the lye

s offices,

e put itness unde

o

th,

nd the

tto

neys c

n t

ke time questioning them befo

e t

i

l. Th

t’s

y to so

t of p

epe you

evidence

nd so

t of get to the bottom discove

y get to the bottom of

h

t h

ppened.

nd then

fte

the discove

y, it’s typic

l th

t

e medi

te ou

c

ses,

hich is

n oppo

tunity fo

p

ofession

l medi

tond impti

l medi

to

come in

nd t

y

nd t

lk sense into both of the p

ties.

nd by t

lk sense f

om his pe

spective, he’s t

ying to get the pl

intiff to

ccept less th

n they c

me in nting.

nd he’s t

ying to get the insunce comp

ny

nd the defense counsel to be

illing to p

y mo

e th

n they c

me in

illing to p

y

shley

od

iguez : 12:49 to m

ke eve

ybody h

ppy so

e don't h

ve to go

ll the y to cou

t.

Ste

t J Guss : 12:52 You kno

, the funny thing is get

lot of medi

to

s s

y th

t the best, the best outcome is

hen neithe

pty is h

ppy, but They’

e, they'

e s

tisfied.

nd ye

h, comped to the

ddition

l expense del

ys,

nd most of

ll the unce

t

inty of going to cou

t,

shley

od

iguez : 13:09

ye

h, you gott

depend on 12 othe

people

nd hope they go in you

f

vo

. Ste

t J Guss : 13:12

Th

t's

ight.

nd,

nd one of the things th

t I like to tell my clients befo

e

e go into medi

tion is

emembe

, fo

eve

y minute th

t you h

ve to tell you

sto

y, you

side of the sto

y, the defend

nt is going to h

ve

minute to tell thei

s. So nothing is

fo

egone conclusion no m

tte

ho

obvious it m

y seem,

e go to litig

tion

e t

y. Typic

lly, I

ould s

y p

ob

bly 80 to 85% of c

ses, even though they’

e filed. They'

e settled

t some point befo

e t

i

l. But then

e t

y c

ses

egul

ly. You kno

, I've got hole deptment up the

e on the fou

th floo

th

t does nothing but p

ep

e fo

nd d

ug c

ses 365 d

ys

ye

.

shley

od

iguez : 13:54 It m

kes us

little diffe

ent th

n some bec

use some

on't go

ll the

y to t

i

l

ight. Ste

t J Guss : 13:57

Some

ill not go

ll the

y to t

i

l

eek. T

ke p

ide

nd b

sic

lly, you kno

, ou

te

m

ill c

y the b

ll fo

ou

clients,

s long

nd

s hd

nd

s diligently

s

e need to to get to get justice fo

ou

clients. You t

y the c

se.

nd luckily fo

us, you kno

, the ide

is

ight, you

in mo

e th

n you lose eve

y once in

hile you lose o

you c

n

in

nd get less th

n you expected. But

t the end of the d

y, justice is done. The

e

e some times

he

e

e nt to m

ke

n

ppe

l th

t’s not p

ticul

ly common, but

nd then

fte

the lsuit is t

ied if the

e's no

ppe

l, if the pl

intiff one money, the insu

nce comp

ny goes

he

d, ites

check.

e find out

nd move on do

n the

o

d.

shley

od

iguez : 14:41

ell, Ste

t, I think it’s th

t time you kno

, the time

he

e you h

ve to tell us

joke.

Ste

t J Guss : 14:46 Oh, th

t’s

ight. Oh my gosh,

e c

nnot close out

podc

st

ithout the inevit

ble hoible lye

joke. So tod

y's lye

joke even though I

m

pe

son

l inju

y lye

is fo

my c

imin

l defense

tto

ney. f

iend’s c

imin

l defense l

ye

is meeting

ith his client

nd tells his client Hey, I've got good ne

s

nd I've got b

d ne

s. So the ne

vous client

sks, ok

y, ok

y,

h

t's the b

d ne

s?

ell, the b

d ne

s s

ys the lye

is th

t you

blood is

ll ove

the c

ime scene

nd you

DN

p

oves th

t you

e guilty. Oh my gosh,

h

t’s the good ne

s?

ell, good ne

s. you

choleste

ol is only 130

imshot. Yes.

l

ight.

nd

ith th

t, no

th

t eve

yone h

s

good l

ugh

t my ho

ible l

ye

joke of the podc

st, I guess

e

ill

p it up

nd until next time, de

listene

s st

y s

fe

nd st

y leg

l.

Ple

se cont

ct us if you need help

ith

pe

son

l inju

y c

se at 281-783-3934

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