News & opinion How Much Is a Car Accident Claim Worth?

How Much Is a Car Accident Claim Worth?

Car Accident Settlement Injuries

This is one of the most common questions

e get

hen spe

king to ou

potenti

l clients.

hile most

ould like

n ex

ct numbe

,

e unfo

tun

tely c

nnot p

ovide this

ithout fi

st looking

t the d

m

ges. P

imily, this is bec

use ong>EVE

Y

CCIDENT<

st

ong> ong>IS ong> ong>UNIQUE ong>,

nd the inju

ies th

t victims sust

in c

n

nge f

om minohipl

sh to spin

l co

d inju

ies th

t

esult in pe

m

nent dis

bility.

e

d on to le

n

h

t f

cto

s

e conside

ed

hen you visit the skilled <

h

ef=”https://c

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ccident-

tto

ney-houston

“>c

ccident

tto

neys<>

t the <

h

ef=”https://c

inju

yvictims.com

“>Ste

t J. Guss Fi

m >.

Victims’ Inju

ies C

n Often Be M

sked fo

Hou

s o

D

ys

In the United St

tes ound t

o million people suffe

se

ious inju

y in

o

dy

ccident ong>EVE

Y YE

ong>.

hile it is good to kno

th

t not eve

y c

ccident victim suffe

s

se

ious inju

y,

h

t is f

ightening is th

t not eve

yone kno

s immedi

tely

fte

n

ccident

hethe

they h

ve suffe

ed

ny inju

y

t

ll.  The

e

son fo

this is bec

use ou

body’s initi

l

e

ction of fe

nd shock c

m m

sk symptoms o

p

oblem, even if you e se

iously inju

ed! Victims m

y suffe

he

d

ches, b

ck p

in, o

neck p

in hou

s o

even d

ys

fte c

ccident. Too often, you

ill not

e

lize th

t you h

ve suffe

ed

c

ccident-

el

ted inju

y until these symptoms

ppe

, m

king it

ch

llenge to

ssoci

te you

inju

y

ith the

ccident. If you notice ong>

NY<

st

ong> ne

symptoms in the hou

s o

d

ys follo

ing

n

ccident, even if you’

e unsu

e

hethe

they’

e

el

ted to youccident, you should seek immedi

te medic

l

ttention.

Common Inju

ies Suffe

ed in C

ccidents<

h2>
Common f

cto

s in dete

mining the v

lue of

cl

im gene

lly

evolve ound  the types of inju

ies th

t c

n occu

du

ing

c

ccident. Fo

ex

mple, someone

ho suffe

s soft tissue inju

ies is likely to collect less th

n someone

ho suffe

ed

b

oken bone o

inte

n

l inju

ies.

hile soft tissue inju

ies

nd b

oken bones

e e

sily identifi

ble, oftentimes inte

n

l inju

ies e not identified fo

24 to 48 hou

s

fte

n

ccident. Keep in mind, some inju

ies

esult in hospit

liz

tion,

hich

lso me

ns missing time f

om

o

k, o

ong>NOT BEING

BLE TO

O

K

G

IN ong>. This me

ns you

c

ccident cl

im

ill likely be

o

th mo

e th

n the cl

im of someone

ho

s

ble to

etu

n to

o

k sho

tly

fte

thei

ccident. One of the potenti

l monety cl

ims you c

n m

ke is fo

lost ges,

s

ell

s fo

medic

l expenses.

Victims of vehicle

ccidents th

t

equi

e long-te

m medic

l c

e m

y be

ble to secu

e

l

ge

settlement. Victims

ho suffe

se

ious inju

ies, such

s spin

l co

d inju

ies, tum

tic b

in inju

ies, o

othe

se

ious inju

ies, typic

lly h

ve lge

bills

nd thus

eceive mo

e compens

tion.

The type of vehicle being ope

ted by the othe

d

ive

ill

lso pl

y

f

cto

in the seve

ity of inju

ies. Fo

ex

mple,

victim of

c

ccident involving

n 18-

heele

is mo

e likely to suffe

se

ious inju

y th

n someone

ho

s involved in

fende

bende

ith

sm

lle

p

ssenge

c

D

ive

s

ho Beh

ve Negligently<

h2>
Fe

of us give much thought to the othe

d

ive

s on the

o

d, outside of hoping they d

ive thoughtfully

nd c

efully.

lthough

e

e

n

tion

l l fi

m,

e e he

dqu

te

ed in Tex

s

nd st

y closely tuned to Tex

s

ccident d

t

.  S

dly, the

e

e some ong>STUNNING<

st

ong> st

tistics

bout the types of cshes th

t occu

on Tex

s

o

d

ys. ong>MOST<

st

ong> of the le

ding c

uses of cshes in Tex

s involve

ctions by moto

vehicle ope

to

s

ho beh

ve in

negligent m

nne

. Some of these include:

  • <
    h

    ef=”https://c

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    yvictims.com

    d

    unk-t

    uck-d

    ive

    s-ext

    emely-d

    nge

    ous

    “>

    lcohol-

    el

    ted

    ccidents > - Du

    ing 2018, the

    e

    e

    e 14,345 tot

    l<

    h

    ef=”http://ftp.dot.st

    te.tx.us

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    efe

    e

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    lcohol-involved c

    shes >, including 4,986 on

    u

    l

    o

    ds

    nd 9,359 on u

    b

    n

    o

    ds. Unfo

    tun

    tely, in some of these

    ccidents, victims lost thei

    lives, le

    ving thei

    f

    milies to decide

    hethe

    they should file

    ongful de

    th cl

    ims.

  • C

    shes due to in

    ttention<

    em> – <

    h

    ef=”https://c

    inju

    yvictims.com

    dist

    cted-d

    iving-negligence-

    nd-the-inju

    ies-th

    t-

    esult

    “>Dist

    cted d

    iving<> c

    used mo

    e th

    n 84,000 c

    shes. This is

    st

    gge

    ing numbe

    of

    ccidents,

    nd unfo

    tun

    tely, these

    ccidents could h

    ve been

    voided E

    SILY h

    d the d

    ive

    been p

    ying mo

    e

    ttention. Mo

    e th

    n 250 of these

    ccidents

    esulted in

    f

    t

    lity.<

    li>

  • Speed-
    el

    ted c

    shes – Ne

    ly 500 people lost thei

    lives on Tex

    s

    o

    d

    ys due to speed-

    el

    ted

    ccidents. In tot

    l, du

    ing 2018, 138,269 cshes

    e

    e dete

    mined to be<

    h

    ef=”http://ftp.dot.st

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    f

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    el

    ted to uns

    fe speeds >.

    e expect bette

    f

    om those

    ith

    hom

    e she the

    o

    d.<

    li>

cco

ding to the<

h

ef=”http://ftp.dot.st

te.tx.us

pub/txdot-info/t

f

c

sh_st

tistics

2018/01.pdf” t

get=”_bl

nk"

el=”noopene

no

efe

e

"> Tex

s Dep

tment of T

nspo

t

tion >, 14,908 people sust

ined

se

ious inju

y bec

use of

c

ccident ong>EVE

YYE

ong>. In f

ct, the s

me

epo

t sho

s

n inju

y occu

ed eve

y t

o minutes

nd seven seconds on

Tex

s

o

d!

c

oss the st

te, c

s t

veled 282.037 billion miles du

ing 2018.

Steps to T

ke Follo

ing

C

ccident<

h2>
Fi

st

nd fo

emost, if you e se

iously inju

ed seek immedi

te medic

l

ttention. Eve

ything else c

n

it until

fte

you’ve been ex

mined o

t

ken to the eme

gency

oom. If you e

ble you should collect document

tion. Fo

tun

tely, tod

y ne

ly

ll of us c

y

cell phone,

hich m

kes it e

sy to t

ke photogphs, t

ke notes,

nd sto

e info

m

tion. Photog

ph the enti

e e

of the

ccident including d

m

ge to the involved vehicles, tffic sign

ls, closest inte

section,

nd ong>

NYTHING ong> else th

t m

y seem pe

tinent.

Supply the

pp

op

i

te f

cts to l enfo

cement office

s. Use ong>C

UTION, HO

EVE

<

st

ong>,

hen discussing the

ccident, it is p

efe

ble to stick to f

cts

nd not specul

tion. Seeking medic

l

ttention is c

uci

l

fte

c

ccident.

s

e discussed befo

e, symptoms m

y be m

sked by you

d

en

line. You

nt to be su

e the

e’s no inte

n

l bleeding o

d

m

ges even if you don’t yet h

ve symptoms.  Gene

lly,

hen l enfo

cement is notified th

t the

e h

s been

n

ccident,

n eme

gency medic

l te

m

ill come to the scene. Even if you decide not to t

ke

dv

nt

ge of the EMS te

m

t the scene, t

ke the time to be checked out physic

lly to document

ny obvious tum

, such

s scpes

nd b

uising. ss=”

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idth="450" height="300"

>Cont

cting you

insu

nce comp

ny ong>

S SOON

S POSSIBLE ong>

fte

c

ccident

ill fu

the

help you

ith you

potenti

l c

se.

emembe

, the insu

nce comp

ny

ill

eceive

copy of the police

epo

t, eithe

bec

use it

equests th

t the police supply it, o

bec

use it

sks you to obt

in

copy on its beh

lf.

hen spe

king

ith the insunce

djuste

, m

ke su

e to stick

ith kno

n f

cts

nd

void discussing

nything specul

tive. You should

lso use c

ution

hen

ns

e

ing

ny questions th

t

e posed to you since the insu

nce comp

ny

ill be inte

ested p

im

ily in ong>MINIMIZING<

st

ong> the

mount it p

ys to

d the cl

im. Seek

dvice f

om

c

ccident

tto

ney. This is

n impo

t

nt step to t

ke bec

use, ch

nces e, once the

ccident h

s been

epo

ted to the insunce comp

ny, things

ill begin to unfold quickly. Insunce

djuste

s m

y offe

you

lo

b

ll initi

l settlement. Keep in mind,

ccepting these e

ly settlements is gene

lly ong>NEVE

ong>

good ide

, bec

use you m

y be

sked to

ive

ny

ights to futu

e expenses, including medic

l bills,

epl

cement of you

c, o

othe

d

m

ges th

t you m

y not be immedi

tely

e of.

c

ccident l

ye

c

n help p

otect you

nd p

ese

ve you

ights

ften

ccident.

Ho

D

m

ges e C

lcul

ted

fte

C

ccident<

h2>
C

ccident victims e often une of

h

t d

m

ges m

y be cl

imed

fte

c

ccident. The

e

e t

o types of d

m

ges th

t you should conside

: monety losses

nd non-monet

y losses. Both types of d

m

ges

ill be pt of the fin

l settlement

e

ched eithe

bet

een you

tto

ney

nd insu

nce comp

ny o

the d

m

ges

ded by the cou

t, should you

c

se be hed in cou

t.

Monet

y d

m

ges

e e

sy to c

lcul

te if you e inju

ed

nd the inju

y is not expected to

esult in long-te

m p

oblems. Hospit

liz

tion costs, lost ges, d

m

ge to you

vehicle, p

esc

iption medic

tions,

eh

bilit

tion costs,

nd

ny othe

expenses th

t

e

di

ect

esult of the

ccident

e conside

ed monety d

m

ges

nd

e e

sy to p

ove

ith you

ong>MOUNT

IN OF BILLS

ND

ECEIPTS ong>. Non-monety losses e much mo

e complic

ted. P

in

nd suffe

ing, ment

l

nguish,

nd lo

e

ed qu

lity of life

e

fe

of the potenti

l types of non-monety d

m

ges to

hich you m

y be entitled to

fte

c

ccident. Fo victim of

c

ccident

he

e the pe

son

s cle

ly

cting

ecklessly, such

s someone excessive speeding o

d

iving

hile imp

i

ed, texting, o

otheise d

iving dist

cted, you m

y

lso be entitled to punitive d

m

ges. Punitive d

m

ges

e designed to discou

ge the d

iveho s

esponsible fo

the

ccident to

void

epe

ting such

ctions in the futu

e. These e ded

hen the defend

nt

cted

ith ong>

NTON DIS

EGD<

st

ong> fo

the s

fety of othe

s.

Deciding Bet

een

Settlement o

L

suit

Most c

ccident c

ses do not

equi

e

cou

t he

ing o

t

i

l if you h

ve hi

ed

c

ccident

tto

ney

ho h

s

p

oven tck

eco

d of successful negoti

tions

ith insunce comp

nies.

emembe

, it is not in the best inte

est of

n insu

e

to t

ke

c

se to cou

t since ju

ies e unp

edict

ble

nd

e gene

lly

ble to m

ke d

m

ge

ds

s they see fit. ong>INSU

E

S H

TE GOING TO T

I

L<

st

ong>! This me

ns once the insu

nce comp

ny dete

mines th

t you h

ve hi

ed

c

ccident

tto

ney, it is mo

e likely to begin negoti

ting in good f

ith.  Of cou

se, the othe

side of this coin is th

t the ju

y c

n sometimes find

g

inst

just cl

im

nt.

g

in, h

ving the

dvice of

skilled

nd expe

ienced pe

son

l inju

y l

ye

is you

best bet to m

ke you

m

ximum

ecove

y. Victims of

c

ccident should

l

ys

emembe

th

t

hile they h

ve p

id thei

insunce comp

ny to ensu

e th

t they

e cove

ed in the event of

n

ccident, the insunce comp

ny h

s

n incentive to p

y

s little

s possible to

ds

cl

im. This is bec

use these comp

nies

e inte

ested in p

otecting thei

bottom lines. The less they p

y to

ds

legitim

te cl

im, the bette

off they e f

om

fin

nci

l st

ndpoint.

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t J. Guss<>, C

ccident

tto

ney ption><

figu

e> Insunce

djuste

s e

ell-t

ined in v

ious methods to ong>T

ICK ong> c

ccident victims into cl

iming th

t they

e

e p

ti

lly

t f

ult fon

ccident, bec

use the insunce comp

ny c

n then t

ke

dv

nt

ge of such

n

dmission

nd dec

e

se its settlement offe

. ong>BE

Y OF INSU

E

S

T EVE

Y STEP OF THE P

OCESS ong>,

nd let you

ong>L

YE

<

st

ong> do the t

lking!

Once you h

ve hi

ed

c

ccident

tto

ney, you should

efeny questions o

document

tion

equests f

om the insunce comp

ny to you

tto

ney. Even seemingly innocent questions, like ho

you

e doing, c

n be the b

sis fo

denying cl

ims,

educing the

mount of

cl

im, o

ttempting to do

npl

y you

inju

ies!

The

e is no e

sy fo

mul

fo

dete

mining ho

much

c

ccident cl

im is

o

th, bec

use the

e

e so m

ny vi

bles involved. The types of inju

ies sust

ined, the d

m

ge to you

vehicle, ho

much time you lose f

om

o

k,

nd the length of time you

e going to need to completely he

l f

om you

inju

ies

ill

l

ys pl

y ole in dete

mining ho

much compens

tion you should seek.

heneve

you

e involved in

c

ccident, it is

good ide

to

o

k

ith

n expe

ienced

tto

ney, so you do not lose

ny of you

ights. F

milies

ho h

ve suffe

ed the loss of

loved one e often unce

t

in

s to

h

t steps they should t

ke.

hile the loss of

loved one c

nnot be thought

bout in te

ms of doll

s

nd cents, you

f

mily m

y suffe

ong>SEVE

E ong> economic loss

s

esult of the loss of income

nd othe

benefits.

emembe

, in most c

ses,

hen you cont

ct

c

ccident

tto

ney, you c

n get

f

ee consult

tion. T

ke

dv

nt

ge of this

nd m

ke su

e you unde

st

nd

h

t

ights you h

ve unde

the l to file

l

suit. This is especi

lly t

ue if you suffe

ed

se

ious inju

y o

lost

loved one in

c

ccident.

Victims of c

ccidents in Tex

s should not h

ve to suffe

the fin

nci

l losses th

t e esult of someone else’s negligence

hile ope

ting

moto

vehicle.

skilled lye

c

n help p

otect you

ights, hold the

esponsible pties fin

nci

lly li

ble,

nd give you pe

ce of mind

hile you

ecove

f

om you

physic

l inju

ies. <

h

ef="https:

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“>Cont

ct<> us tod

y to discuss you

c

se

nd

h

t you c

n get compens

ted.

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