t in
cccident, the l
st thing on youmind is “ho
doesc
ccident lsuito
k?” Buthen the dust settles
nd you’e left
ith thousnds of doll
s of bills, ho
ill you get help?
nuto
ccident lsuit my be the only
y.
M
ny people hesitte to begin the p
ocess ofc
ccident clim o
cccident l
suit simply bec
use they ef
id of the unkno
n. This pge
ims to cle up some of tht confusion. Let
n expeienced
utoccident l
ye
lk you though the
hole pocess!
ed belo
to len moe
bout ho <h
ef="https:/c
inju
yvictims.comgetting-
n-tto
ney-fo–
-c-ccident-cl
im“>c
ccident clim
>o
ks. Let’s tke you f
om csh to compenstion.
T
ble of Contents
- <
hef=”#conside
ing">Consideing
Cccident L
suit?
><li>
- <
hef=”#ph
ses">Phses of
Cccident C
se<><li>
- <
hef=”#f
q">Cccident L
suit F
Q<><li>
- <
hef=”#
vege">h
t eve
ge
utoccident L
suit Settlement
mounts?<><li>
- <
hef=”#denied”>
ht C
n I Do if My Clim is Denied?
><li>
- <
hef=”#conclusion”>Conclusion
><li>
< id="conside
ing”>
>Consideing
Cccident L
suit?
If you get hu
t inc
ccident cused by someone else’s c
elessness, it is you
legl
ight to filecl
im focompens
tion foyou
losses. Inpe
fecto
ld, youould submit
clim
nd siftly
eceivecheck in the m
il tht cove
sll you
expenses. Hoeve
, it’s not tht simple.
C
ccidents often involve extensive investigtion, negoti
tion,nd even l
suits.
It might seem like
hssle, but conside
this:settlement
d f
omc
ccident clim c
n help you py fo
youmedic
l bills,uto
epi
s,ent
l c,epl
cement vehicle, lost ges, emotionl st
essos,
nd much moe.
Belo
e the typicl steps in
<h
ef="https:/c
inju
yvictims.comc
–
ccident-clim-
oth/”>c
ccident clim
>.<
id=”ph
ses"><>Phses of
Cccident C
se<h1>
Filing C
ccident Cl
im<h2>
ftenyuto
ccident, infom you
c insunce povide
. You’ll find someelief if you
policy includes collision covege, but you cn
lso gofte
thet-f
ult dive
’s insunce, so cll
nd let both youo
n c insunce compny
nd the othed
ive’s c
insu
nce comp
ny knoth
t you e filingcl
im. Even though the othed
ivem
y beesponsible fo
the csh, theic
insu
nce comp
nyill be the one p
ying you. TIP: ite don you
clim numbe
nd the n
me of the clims speci
listssigned to you, if
pplicble.
Consulting Lye
fte cccident, it’s
lysgood ide
to get legl
dvice. Insunce compnies h
ve theio
ntto
neysho kno
the insnd outs of c
ccident ls;hy shouldn’t you?
eish you luck on you
quest to find the best cccident
ttoney. The
e e plenty of options to choose fom, but if you’d like
100% FEE consult
tionight no
, contct us. The
e’s zeo
isk!hen you meet
ith<
hef=”https://c
inju
yvictims.comse
vicesc
–
ccident-tto
ney-houston“>c
ccident lye> fon initi
l consult
tion,hethe
vitu
lly, ovethe phone, o
in peson, be p
eped tons
esome b
sic questionsbout the
ccident, youinju
ies, youexpenses,
nd moe. The c
ccident lyeill evlu
te youc
send let you kno
youch
nces of success. If you both nt to move fodith
clim, you
ill besked to
eviend sign etine
g
eement. Next, youc
ccident lyeille
ch out to insunce compnies
ndny othe
elev
nt pties to let them knoyou h
ve legl
epesent
tion. Theyill m
ke phone clls
nd send lettes in o
deto
epot you
ccident
nd mke su
e youcl
im is officilly filed.
TIP: Since most pe
sonl inju
y lyes
ok on
contingency fee bsis, you p
y nothing upfont. The
etine
g
eementill specify the fee
mount tht you
tto
neyill t
ke fom the fin
l settlement.e only get p
id if you get pid!
evie
ing Insu
nce Policies hen it comes to c
ccidents, Tex
s iscomp
tive fult st
te,lso kno
ns
“tot st
te.” foc
ccidents. This mens
hen you get intoc
ccident, you compeho is mo
et f
ult. Ifd
iveis found to be p
imilyt f
ult fonccident, they must t
ke finnci
lesponsibility fo
it. Libility insu
nce exists to help cove
ccidents like these. You
lyec
n detemine the limits of the
t-fult d
ive’s insu
nce policy.
TIP:
hile only libility insu
nce is
equied in the st
te of Texs, you should double-check you
policy to see if it cn help. Collision cove
ge
nd peson
l injuy p
otection (PIP), foex
mple, could covesome o
ll of you
expenses. Uninsued/unde
insued moto
ist covege pys if you’
e hit by someoneho did not h
ve insunce, odidn’t h
ve enough to py the full cost of you
dm
ges. Itlso p
ys if you’e in
hit-nd-
unccident.
eceiving Medic
l T
etment
You
helth is ou
numbeone p
ioity. Even if you
een’t
hiskedy f
om the scene of the csh inn
mbulnce,
nd even if you feel “fine” no, you need to be p
opely ex
mined. If you don’t ctch them e
ly enough, m
ny soft tissue injuies c
no
sen ovetime
nd leve you de
lingith ch
onic pin.
hen speking
ith youdocto
, be fully honestbout you
pin levels. Don’t t
y to gin
nd be it. In ode
to hve
cleeestim
te of youtot
l medicl expenses,
edvise you to complete
llecommended medic
l te
tments befoe pu
suing youc
se. If you’e
fid you cn’t
ffod medic
l ce, don’to
y.
cccident l
ye
cn connect you to medic
l povide
st no upf
ont cost.e c
n even help schedule youppointmentsnd
nge t
nspo
ttion! Ho
cn
e do this, yousk? By submitting
letteof p
otection.lette
of potection,
lso knon
sn LOP, is b
siclly
n “I.O.U.”hich gu
nteesmedic
l povide
ill
eceive theip
yment fom
pending clim settlement o
futue l
suit
d. This me
ns medicl p
ovides
gee to t
et you
ight nond postpone theip
yment collection until youc
se is finlized.
hile youecove
, the medicl bills
ill go to youttoney fo
pope
eco
dkeeping, but you cn
lsoequest you
on copies.
TIP: Follo
youdocto
’s ode
snd neve
missn
ppointment!void g
ps in te
tment, oelse they m
y be heldg
inst you.Collecting Evidence<
h2>
Befo
l
suit, you must fi
st ly the found
tion foyou
cse. The ultim
te gol of this ph
se is to detemine li
bilitynd p
ove hoyou h
ve suffeed.
cccident l
ye
cn do this by collecting evidence like medic
leco
ds, policeccident
epots, bills,
itness testimonies, suveill
nce footge,
nd moe.
eill obt
inll
vil
ble evidence to stengthen you
cse.
eill
lso enlist the help of investigto
snd expe
ts like csheconst
uction specilists.
s you continue youmedic
l te
tments, youl
ye
ill o
decopies of you
billsnd medic
leco
ds to include in youc
se.p
ognosisepo
t fom you
doctom
ylso be submitted
s pt ofn expe
titness testimony.
TIP:
pictue tells
thousnd
ods! Send you
lyeny photos you tookt the scene of the
ccident,s
ells photos of
ny pope
ty dm
ge oinju
iesnd b
uises you suffeed.
hen you file youcl
im, insuncedjuste
sill begin thei
on investig
tion, too. This involves inspecting both vehicles (hich might h
ve been toed to
ep
ishop o
s
lvge y
d)
nd tying to collect st
tements fom
nyone involved.hethe
they es
lied stff
djusteo
n independent
djuste,
estssu
ed they ecting in the best inte
ests of the insunce compny.
TIP: Investig
tos f
om both sidesill dig deep. This me
ns the negligent dive
’s insunce clims
djustes might even check you
socil medi
ccounts!
tch
ht you post
nd sty tight-lipped
bout youccidenthile the investig
tion is ongoing.Submitting
Lette
of Demnd fte
you complete
llecommended medic
l te
tmentnd physic
l thepy, youc
ccidenttto
neyill obt
in copies of youmedic
leco
dsnd bills. They
illlso
equest py
oll infom
tion fom you
employeto dete
mine themount of
ges you lost
s esult of theccident. These documents
e included in
letteof dem
nddd
essed to thet-f
ult pty’s insunce. Thet-f
ult ptyill
ccept oeject this demnd, o
mke
counteoffe
.eceiving Offe
s ∓ De
lingith Insu
nce
djustes
If the insu
nce comp
nyg
ees to py you the
mount specified in the letteof dem
nd, youc
se isesolved. Ho
eve, if you
eceive ejection o counteoffe
to youdem
nds, youl
ye
ill begin negoti
ting yousettlement, upd
ting you evey step of the
y.
emembe: insu
nce
djustes exist to m
ke you settle foless. Soon
ftethe
ccident, you my get
cll f
om the insunce compny of the
t-fult d
ive. They might even
sk you to tke
fehund
ed dollsnd sign
ele
se. Do notccept this. You could be blocked f
om pusuing the compens
tion youe
lly deseve. Once you
elese the othe
insunce compny f
omesponsibility, you c
n neveeopen youcl
im.ded st
tement ton insu
nce
djuste. It’s best to
void them entiely
nd diect
ll communiction to you
lyeinste
d.Negoti
ting
Fi
Cccident Settlement
You
lyeill entenegoti
tions, fighting to pove you dese
ve full compenstion. If you
nd thet-f
ult pty’s insunce compny eventu
llyg
ee onsettlement
mount, youill be
equied to sign
ele
se ofll cl
ims,lso kno
ns
libility
ive
. Bee: this document p
events you fom seeking
ny futhe
compenstion, no m
tteht complic
tions you encountein the futu
e. Befoe you
gee to
settlementmount
nd lose youch
nces ofhighe
dollmount,
lys mke su
e you’ve consultedith you
tto
neynd
e confident in you
decision. Next, youc
ccident lyeill submitsettlement p
ckge to the insu
nce comp
ny. The settlement pck
geill include
summy of youexpenses.
He
e’s some good nes: Most c
ccident clims
e settled
ithoutl
suit. Still,
e nt you to be pep
ed fo
ll outcomes.
ht if the insu
nce comp
nyon’t
gee to
settlement? If youl
ye
is unble to negoti
tef
isettlement offe
, you still hve options.
st tience p n insu nce comp st offe to cove expenses. Don’t use you’ e need of funds. uto c lly obt f l ge you. s you c ove ho d ges h ve the te .Filing
h2>
If
i
settlement cnnot be
eched, you
nd youl
ye
my m
ke the decision to filec
ccident lsuitg
inst the <h
ef="https:/c
inju
yvictims.comcommon-c
–
ccident-scenios“>
t-fult d
ive>
nd thei
insunce compny.
hile the mjo
ity of peson
l injuy cl
ims e settledithout
ti
l, oute
m isl
ys p
eped to go to cout
nd fight foyou.
lsuit beginsith
document clled
complint,
hich identifies the plintiff
nd the defendnt
nd outlines the clim. The compl
intlso includes
demnd fo
judgment,sking th
t the defendnt p
y dm
ges. The defendnt
illeceive
cout summons
nd mustespond to the compl
int documentith
document knon
sn
nse
,he
ein theydmit o
deny fult.
TIP: M
ke sue you choose
cccident l
ye
ho h
s cout
oom expeience.
good litigtion
ttoney is
tiple th
et – they must se
ves
n investigto
, ite,
nd public speke
!Discove
y
Once
lsuit is filed, the cse goes into discove
y. The discovey pe
iod is the pe-t
il ph
se inl
suit
hee both sides investig
te the fcts of the c
se.hile you
lyele
dy pep
ed fo
this duing the “evidence collection” pe
iod, discovey m
y includeddition
l depositions, inteogto
ies fom the othe
side, oequests fodocuments.
Medi tion<
h2>
ftediscove
y but befoe t
il, you, you
lye,
ndep
esenttives f
om the insunce compny m
y meetith
medito
.medi
tois
n unbised thi
d ptyho
illssess
ll sides of the stoy. Thei
gol is to help you come to
ng
eement outside of cout. If
medito
cn help you fin
lizesettlement
mount, youill be
sked to sign elese of
ll clims,
hich ensues you
ill not sue fomo
e money lte
. If medition is unsuccessful, the c
se goes to ti
l.T
i
l ∓ Ve
dict<h2>
t ti
l,n inju
ed victimnd thei
tto
ney must pove negligence by sho
ing tht the othe
dive
filed to exe
cisepp
opi
te cution
nd ce.ddition
lly, they must pove ho
much money the injued victim lost.
fteboth sides h
ve stted thei
clims, the
e my be some
dditionl p
esenttion of evidence o
questioning. The juy
ill then besked if the othe
dive
s negligentnd if thei
negligence cused you
injuy. The ju
yill then be
sked if youe
e negligentnd if you
negligence cused you
on inju
ies. If the juy
nse
s yes to both questions, they eequi
ed tolloc
te fult bet
een yound the othe
dive
. Since Texs is
comptive f
ult stte,
s longs the inju
ed peson is not mo
et f
ult thn the othe
dive
, the injued pe
sonill
in the lsuit. (If they e ptilly to bl
me fothei
injuies, d
mges/
ds m
y beeduced.) The ju
ye
ches theive
dictnd the judge
eds the ve
dict out loud.t this point, the pl
intiff othe defend
nt my
ppel the judgment if they believe
n eos m
de. (n
ppel is
equest fo
highe
cout, kno
ns
nppell
te cout, to
eviethe c
se. Thee is no ju
y inn
ppellte cou
t; insted, multiple judges
nlyze the f
cts fom the p
evious ti
l.) TIP: Peson
l injuy c
ses e civil cses, me
ning they involve piv
te disputes beteen people. C
iminl c
ses, suchs <
hef=”https://c
inju
yvictims.comse
viceshouston-d
unk-diving-dui-o
-di-
ccident-tto
ney“>d
unk diving
>, involvections th
t e consideed h
mful to society
s hole. These e septe m
ttes th
till be t
ied diffeently. Ho
eve, if the
t-fult d
ives
ested oissued
cittion, you c
n use thiss suppo
ting evidence in youcivil c
se.Collecting P
yment
The
e’s money coming youy! Y
y! If youc
ccident clim settles out of cou
t,disbu
sement check is mde out to you
cccident l
ye
,ho deducts thei
g
eed-upontto
ney fee pecent
ge, otheleg
l expenses,nd liens fo
ny unp
id bills (emembe
tht lette
of potection?) Fin
lly, youill
eceive theest of the compens
tion vi check mde out to you.
If you
cccident cl
iment to cou
t, the othed
ivem
y not hve the funds o
the insunce covege to py you the full
mount youe
e ded. In this cse,
cccident l
ye
cn help you secu
e pyment.
< id="f
q”>
>Cccident L
suit F
Q<h2>
Ho Long Does
n
utoccident L
suit T
ke?<h3>
ss="
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ight size-mediump-im
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ccident-FQs-300×225.jpg”
lt="Cccident F
Q"idth=”300″ height=”225″ s
cset="https:/c
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yvictims.comp-contentuplo
ds2019/01/C
–
ccident-FQs.jpg 444
" sizes="(mx-
idth: 300px) 100v, 300px” />Eve
yuto
ccident clim is unique,
nd mny f
ctos come into pl
y. Youcl
im could beesolved f
ily quickly, o
it could becomelong, d
n-out pocess, especi
lly if it goes to cout.
Pe
sonl inju
y lsuits cn t
keny
hee f
omfe
months tofe
yes to settle. Sometimes,t
il m
y not hppen until mo
e thn
yefte
the lsuit is filed.n
ppel c
nlso complic
te things: it my t
ke moe th
nye
fo
n
ppellte cou
t toevie
c
se tht c
me fom
ti
l cout.
If you’
e consideing pu
suingl
suit
ftenuto
ccident, the sooneyou le
p intoction, the bette
!<
id=”
vege"><>h
t eve
ge
utoccident L
suit Settlement
mounts?<h3>
utoccident l
suit settlement
mounts vy ge
tly, evenhen you
e comp
ing t
o similccidents
ith simil injuies. You
settlement dill depend on you
unique cicumst
nces. If youould like to le
n mo
ebout you
cccident settlement
mountnd the leg
l optionsv
ilble to you, give us
cll no
.h
t e Expet
itnesses?<h3>
Expe
itnesses
e p
ofessionls
ho cn p
ovide impot
nt inputnd insight to st
engthen youpe
sonl inju
y clim.
hile they my not h
ve been pesent
t the scene of the csh, they cn still
nlyze
ll thev
ilble evidence
egding youutoccident
nd give theiopinions.
cccident
ttoney often
eches out to expe
titnesses such
s:- -level=”1″>Medic
l p
ofession
ls,ho c
n explin ho
youinju
ies fom the c
ccident hve imp
cted youlife. They c
nlso give
pognosis fo
youfutu
end you
ecove
y.<li>
- i
-level="1">
ccident
econstuction speci
lists,ho c
n ce
temodel o
digit
lende
ing to shoho
youccident hppened
ndho
s
t fult.
- i
-level="1">Civil o
mech
nicl enginee
s,ho could help you p
ove tht
defectiveuto p
t o
poo
ly-designedo
d contibuted to you
ccident.
- i
-level="1">Economists,
ho c
n help estimte d
mges like futu
e lost ges oloss of e
ning c
pcity.
< id="denied"><>
h
t Cn I Do if My Cl
im is Denied?<h3>
s cccident l
ye
s,e’ve seen plenty of uns
voy beh
viof
om insunce compnies: lo
blling thei
customes, missing de
dlines, postponing investigtions, o
flt-out
efusing to py.
Still,
s muchs they’ll t
y to squim out of it, insu
nce comp
nies oe
esponsibility to thei
policyholdes. They must uphold thei
end of the contct you’ve signedith them.
If you
clim
s unf
ily denied, you c
n sue the insunce compny. You c
n eithet
ke them to smll cl
ims cout you
self, op
tne
ith
lyefo
bestesults.
n insunce compny might deny you
clim fo
the folloing
esons:
- i
-level="1">You missed p
yments.
- i
-level="1">You let you
policy l
pse.<li>
- i
-level="1">You f
iled to
epot
notheccident youe
e in.<li>
- i
-level="1">You missed
de
dline. (The Texs st
tute of limittions fo
cccidents is t
o yes fom the d
te of the incident. This mens you must file you
clim befo
e the to-ye
time f
me is up. The soone
you file, the esie
itill be to collect
nd pese
ve evidence.)<li>
tt -desc ption- chment-70081″ style=” ss=” ption ight”> p-im c=”https://c inju uplo 2020/02/Ste tto lt=”Ste tto idth=”174″ height=”201″ s /c inju uplo 2020/02/Ste tto , https://c inju uplo 2020/02/Ste tto ” sizes=”(m idth: 174px) 100v > ption- chment-70081″ cl p-c ccident ney, <
ef=”https://c inju ou m/ste “>Ste figc figu h the son m ed n e impo ntly, you still h c de ith d nies y to c you. h2> ve it: the ph c im h jou ve questions? nt e om ccident l ye f tion no nd get the info you need to bounce b om you ccident. It is h /c inju cost-of-c -insu nce- – “>c insu nce
ny’s modus ope ndi to t nd p s little n. Don’t get t dv ge of. t leg nd essive esent y step of the y by <
ef=”https://c inju cont “>cont c tto s soon n.
ss="
<
The