How to Get Paid After a Car Accident

In the

fte

m

th of

<

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ef=”https://c

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yvictims.com

se

vices

c

–

ccident-lye

/”>c

ccident<>, most victims don’t knoh

t to do o

h

t steps they need to follo

to ensu

e they

ecove

d

m

ges fo

thei

vehicle

nd thei

inju

ies. Life doesn’t p

epe you fo

th

t. But on this p

ge,

e c

n t

y! The t

uth is, the p

ocess of m

king su

e you

ecove

youightful compens

tion begins immedi

tely

fte

the

ccident. You c

n m

ke mist

kes

t the scene of

n

ccident th

t might diminish youhole cl

im.

M

ke Su

e You T

ke the

ight Steps Immedi

tely<

h2>

s pe

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s Tnspo

t

tion Code § 601.004, Subch

pte

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nyone

ho is involved in

c

ccident

hich

esults in d

m

ge in excess of $1,000 ony bodily inju

y must file

n

ccident

epo

t

ith l enfo

cement. Victims c

n m

ke some

ccident

lly e

o

s eithehile communic

ting

ith othe

s in the

ccident, ohile t

lking

ith l enfo

cement.

The m

in thing to

emembe

is, neve

give

ny indic

tion you

e in

ny y

esponsible fo

the

ccident. This me

ns you should not st

te you neve

s the othe

d

ive

, o

something

s simple

s s

ying you

e so

y.

hile these m

y seem like innocent comments, they could ultim

tely

educe you

settlement,

s insu

e

s

e looking to use

ny st

tements to diminish the v

lue of you

cl

im. Some othe

<

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ult-fo

-

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ccident

“>steps you must t

ke<> to p

ese

ve youights include:

• ong>G
  the

  info

  m

  tion ong> - Obt

  in the n

  me, d

  ive

  ’s license info

  m

  tion,

  nd insu

  nce info

  m

  tion f

  om

  nyone else involved in the

  ccident. You need this info

  m

  tion to file

  cl

  im

  s

  ell

  s to file the

  ccident

  epo

  t.

  itness info

  m

  tion, if

  pplic

  ble,

  ill

  lso be helpful.

• ong>Photogph evidence<

  st

  ong> - T

  ke photos

  t the scene if you e

  ble. Photog

  phs of the involved vehicles, ne

  by t

  ffic signs o

  sign

  ls,

  nd l

  ndm

  ks m

  y

  lso be helpful.

  emembe

  , if the

  e e neby businesses, they m

  y h

  ve su

  veill

  nce c

  me

  s th

  t c

  ptu

  ed the

  ccident. Photog

  phs

  lso help document the

  e

  the

  conditions. Photog

  ph

  ny obst

  uctions to vision.

• ong>See

  docto

  <

  st

  ong> - One of the biggest mist

  kes c

  ccident victims m

  ke is

  efusing medic

  l

  ttention. Even if you think you

  inju

  ies e mino

  , you must see

  docto

  . Gene

  lly, it is best to seek c

  e

  t

  n eme

  gency

  oom

  nd follo

  up

  ith you

  o

  n physici

  n

  fted. Even if you suffeh

  t only seems like

  ches o

  p

  ins, m

  ke su

  e you

  sk the docto

  to tho

  oughly document you

  condition.<

  li>

• ong>

  epo

  ting to you

  insu

  e

  ong> - Even

  hen

  n

  ccident is not you

  f

  ult you

  ill likely need to info

  m you

  o

  n insu

  nce comp

  ny

  bout the

  ccident. M

  ke no mist

  ke

  bout it ho

  eve

  , c

  ution is impo

  t

  nt.

  emembe

  , stick

  ith the f

  cts. P

  ovide them only the info

  m

  tion

  bout the

  ccident, the n

  me of the othe

  d

  ive

  ,

  nd the b

  dge numbe

  of the officeho took the

  ccident

  epo

  t if kno

  n.<

  li>

• <
  h

  ef=”https://c

  inju

  yvictims.com

  se

  vices

  choose-best-pe

  son

  l-inju

  y-lye

  s/”> ong>Cont

  ct

  n

  tto

  ney<

  st

  ong><> -

  eg

  dless of the seve

  ity of the

  ccident, c

  ll

  n expe

  ienced c

  ccident l

  ye

  fo f

  ee consult

  tion.

  n

  tto

  ney c

  n help expl

  in you

  ights, outline you

  options,

  nd p

  ovide you

  ith v

  lu

  ble info

  m

  tion th

  t c

  n help you decide

  h

  t steps to t

  ke going fod. You h

  ve nothing to lose,

  nd eve

  ything to g

  in!<

  li>

The l

st thing you nt to do is m

ke

ny mist

ke th

t

ill dev

lue you

cl

im. Using common sense

nd seeking leg

l help is impo

t

nt

hen you

e

victim of

c

ccident.

Li

bility M

tte

s:

ho Is

t F

ult

nd Ho

to Get Them to P

y

St

te ls

equi

e eve

y d

ive

on the

o

d

y to c

y<

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ef="https:

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el="noopene

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"> minimum

mounts of li

bility insunce.<>

hen you

e in

c

ccident, est

blishing li

bility

ill pl

y

ole in you

e

ching

n

g

eement on compens

tion fo

you

inju

ies.

egdless of ho

much insu

nce

d

ive

c

ies, if you c

nnot p

ove they

e li

ble fo

you

inju

ies, the insu

nce comp

ny

ill not p

y fo

you

losses. Some of the potenti

lly li

ble pties

fte

c

ccident include:

• ong>D
  ive

  s ope

  ting

  ecklessly<

  st

  ong> -

  hen

  d

  ive

  f

  ils to obey t

  ffic sign

  ls including speed limit signs

  nd c

  uses

  n

  ccident, they c

  n be held li

  ble fony inju

  ies th

  t occu

  bec

  use of thei

  <

  h

  ef=”https://c

  inju

  yvictims.comh

  t-is-

  eckless-d

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  eckless beh

  vio

  <>.<

  li>

• ong>Employe

  of the d

  ive

  ong> - In some inst

  nces, the d

  ive

  m

  y d

  ive

  comp

  ny vehicle o

  o

  k fo

  idesh

  e se

  vice. Depending on the f

  cts su

  ounding the

  ccident, the employe

  m

  y be pti

  l li

  bility fo

  the losses suffe

  ed by

  victim.

• ong>Gove

  nment

  gency<

  st

  ong> - If

  o

  d conditions

  e

  e pti

  lly to bl

  me fo c

  ccident, it m

  y be necessy to file

  cl

  im

  g

  inst

  gove

  nment entity. These cl

  ims h

  ve speci

  l

  equi

  ements

  nd m

  y be mo

  e complic

  ted th

  n simply notifying

  n insu

  nce

  gency.<

  li>

• ong>Othe

  p

  ties ong> - You might hold othe

  p

  ties li

  ble fo

  inju

  ies you suffe

  ed in

  c

  ccident. Spe

  k

  ith you

  c

  ccident

  tto

  ney to m

  ke su

  e you kno

  h

  t documents you

  ill need to p

  ovide to sho

  othe

  pties m

  y be p

  ti

  lly li

  ble fo

  you

  inju

  ies.<

  li>

The fi

st step in

c

ccident cl

im is est

blishing f

ult. The

ccident

ill

equi

e

full investig

tion,

nd the best y to do this is to

o

k

ith

lyeho h

s expe

ience h

ndling complic

ted

ccident c

ses. It’s

l

ys

good ide

to choose someone

ho h

s

p

oven t

ck

eco

d of successful c

ccident settlements.

hile

n

tto

ney’s tck

eco

d

ill not

lys me

n they c

n obt

in

settlement on you

beh

lf,

st

ong tck

eco

d does indic

te they

dvoc

te on beh

lf of thei

clients effectively to m

ke su

e they get the compens

tion they dese

ve fo

thei

inju

ies.

Documenting Losses Befo

e Filing

Cl

im

nothe

impo

t

nt step in getting the compens

tion you dese

ve is m

king su

e you h

ve kept good

eco

ds. Eve

y insu

nce comp

ny nts to m

ke su

e they p

y

s little

s possible in cl

ims bec

use it helps keep thei

bottom line in the bl

ck. Insu

e

s get income f

om p

emiums. The mo

e p

emiums they collect, the bette

. The othe

side is th

t the less they c

n settle cl

ims fo

, the he

lthie

thei

bottom line

em

ins. Insu

e

s

ill t

ke

h

teve

leg

l steps they c

n to minimize the

mount they p

y fo

compens

tion follo

ing

n

ccident. He

e

e some of the losses you c

n incu

,

nd ho

to document them:

• ong>Documenting medic

  l expenses ong>- You

  medic

  l bills stt mounting the minute you see the fi

  st docto

  follo

  ing

  c

  ccident. The longe

  it t

  kes you to

  ecove

  , the highe

  those bills

  ill be. Be su

  e you keep tck of e

  ch docto

  ’s visit, including visits fo

  physic

  l thepy

  nd

  eh

  bilit

  tion thepy. If you h

  ve h

  d

  su

  gic

  l p

  ocedu

  e, m

  ke su

  e you h

  ve copies of the bills foll the pties involved—

  emembe

  this usu

  lly involves bills f

  om the hospit

  l

  he

  e you h

  d the su

  ge

  y, the su

  geon,

  n

  nesthesiologist,

  nd l

  bo

  to

  y fony p

  e-

  nd post-opetive l

  b

  o

  k. Document

  ny medic

  l expenses

  ssoci

  ted

  ith the inju

  ies you sust

  ined in

  c

  ccident.<

  li>

• ong>Lost ges follo

  ing

  n

  ccident ong> - Do not

  ssume the only compens

  tion you e entitled to follo

  ing

  n

  ccident is you

  hou

  ly

  ges o

  s

  l

  y. The

  e e othe

  types of compens

  tion you could be losing bec

  use you

  e

  t home

  ecove

  ing f

  om you

  inju

  y. This m

  y include holid

  y p

  y, sick p

  y, m

  tching deposits to youeti

  ement fund,

  nd mo

  e. T

  lk to youtto

  ney

  bout you

  t

  ue ge losses

  nd they c

  n expl

  in

  h

  t options you h

  ve fo

  filing

  lost ge cl

  im.

• ong>Othe

  losses ong> - If they e un

  ble to complete d

  ily t

  sks due to thei

  inju

  ies, some victims find it necess

  y to hi

  e help. T

  lk to you

  lyebout this. If you c

  n document these losses, you c

  n include them in the dem

  nd fo

  the settlement of youccident inju

  y cl

  im.<

  li>

You m

y pu

sue othe

compens

tion follo

ing

c

ccident, including d

m

ge to you

vehicle

nd othe

d

m

ged pe

son

l p

ope

ty. You

tto

ney

ill discuss

ll possible sou

ces of compens

tion

ith you befo

e filing

dem

nd cl

im

ith the insunce comp

ny.

Steps to T

ke

hen

n Insunce Comp

ny Offe

s

Settlement

Being out of

o

k me

ns you h

ve less money coming in, but you

bills

em

in the s

me—

nd in some

espects, they

e highe

bec

use you must no

de

l

ith othe

costs like p

esc

iption d

ugs

nd docto

visits. This m

kes it tempting to listen e

ge

ly

hen

n insu

e

cont

cts you

nd offe

s you

settlement.

Do not get fooled!

Insu

nce comp

nies kno

full

ell you e f

cing mounting medic

l bills

nd

loss of income. Bec

use of this, they m

ke

h

t

ppe

s to be

good offend hope you

ill

ccept it immedi

tely. In some c

ses, they

ill t

y to tell you this is the m

ximum

mount they

ill offe

. They m

y even tell you the

e is no need to involve

l

ye

. Do not

ccept

ny settlement

ithout fi

st t

lking to

n expe

ienced

tto

ney.

hen

n insu

e

offe

s

settlement, the

e e “hidden” st

ings

tt

ched. Let’s s

y, fo

ex

mple, you suffen inju

y th

t

ill

equi

e futu

e su

gic

l p

ocedu

es. You

ill be out of

o

k fo

t le

st six months

s you

ecove

.

hile you m

y t

ust the insunce comp

ny to do the

ight thing, the f

ct is they

e

ttempting to minimize thei

li

bility. By offe

ing you

f

st settlement, they

e t

ying to get themselves f

ee of the possibility of needing to p

y mo

e money l

te

.

ll settlement

g

eements h

ve l

ngu

ge th

t st

tes th

t once you

ccept them, the insu

nce comp

ny h

s no futu

e li

bility. Th

t could be b

d fo

you in the long

un, especi

lly if you

inju

y

equi

es ongoing ce oesults in long-te

m sep

tion f

om employment.

Filing

Settlement Dem

nd fo

You

Losses

Once you

c

ccident inju

y lye

h

s dete

mined the full

mount of you

losses

nd you e on the

o

d to

ecove

y, they

ill send

dem

nd notice to the insu

nce comp

ny. Only

fte

this step

ill negoti

tions begin. The dem

nd to the insu

eill include the

e

son fo

the cl

im

mount

nd specify

time f

me fo

them to

espond. The insu

eill

espond

ith

counte

offe

.

inse

nd

epe

t.

You

em

in in full cont

ol of this p

ocess. You

lyeill keep you info

med of

ny offe

s m

de on you

beh

lf

nd give you thei

best

dvice

s to

h

t options e still

v

il

ble to you.

hen

l

ye

tells you they believe the insunce comp

ny is not negoti

ting in good f

ith, you

ill need to decide

hethe

o

not to file

c

ccident l

suit.

Keep in mind, you

tto

ney

ill only get p

id fo

thei

leg

l se

vices

fte

they h

ve secu

ed

settlement o

d on you

beh

lf. The go

l is

lys to fully compens

te you fo

you

losses,

nd

heneve

possible, to compens

te you fo

the p

in

nd suffe

ing

esulting f

om you

inju

ies.

<

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common-c

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ccident-scenios

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ccidents<> tu

n you

life upside do

n. Se

ious inju

ies th

t

esult in

eeks o

months

y f

om you

job

lso imp

ct you

futu

e cee

development, you

f

mily,

nd you

co

o

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t J. Guss<><

figc

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figu

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ddition to you

body,

se

ious inju

y hu

ts you

fin

nces. In the immedi

te

fte

m

th of

n

ccident you m

y only notice the loss of income o

eduction in you

income, but the longe

you

ecove

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e dev

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nci

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nci

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ccident th

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s not you

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ult.

o

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n

tto

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son

esponsible fo

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inju

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nci

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hile tveling the

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em

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n inju

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ccident L

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s<

st

ong> 12777 Jones

d #297
Houston, TX 77070
(281) 664-6500

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