If you’
e one of the moe th
n 200,000 people injued in
Texs
utoccident, o
su
viving fmily membe
of one of the moe th
n 3,000 peopleho lose thei
lives on<
hef=”https://ftp.dot.st
te.tx.uspub/txdot-info/t
fc
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tistics2018/01.pdf” t
get=”_bl
nk"el=”noopene
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efee“> Tex
so
dy inc
ccident<> evey ye
,
e knoyou h
ve questions. One of the fist issues you m
y need todd
ess is hoto go
bout obtining
cccident
epot in Tex
s. You should knothe follo
ingbout c
ccidentepo
ts befoe you obt
in one fom the Dep
tment of T
nspo
ttion (DOT).
- i
-level="1">
ong> epo ong> - Cting
equiements
ccident
epots must be filed
henn
ccidentesults in
n injuy o
deth o
hen
ny vehicle hs sust
ined moe th
n $1,000 in dm
ge.hile this m
y sound likehigh numbe
,ith tod
y’s high-tech vehicles, thismount of d
mge c
n occueven in
fendebende
.<li>
- i
-level="1">
ong>Time est ong> -ictions
ccident
epots must be filed
ithin 10 dys of
nccident occu
ing. F
ilue to file
epo
t cn
esult in finesnd
loss of diving p
ivileges. Ifl
enfo
cement officetook
epo
tt the
ccident scene, the dive
s involved need not file epot.
- i
-level="1">
ong> ho c ong> - Then
epot
epo
t my be filed by the police
ho e clled to the scene,
ny involved dive
, theiinsu
e, the vehicle o
ne, o
leg
lep
esenttive fo
the pty involved in theccident.
- i
-level="1">
ong>Info m ong>- To filetion needed
complete
ccidentepo
t, youill need to kno
the nmes
nd contct info
mtion fo
ny d
ives involved,
sell
s theid
tes of bith. You
illlso need d
ive’s license info
mtion fo
the opetos
nd the license plte numbe
s of the vehicles involved. If the vehicle's one
is not diving it
t the time of theccident, you
illlso need the n
mend
ddess of the
egisteed o
nes. Othe
equi
ements include the nme
nddd
ess of the insunce compny fo
ny needed policyholde
;ite-up
bout theccident th
t includes dte, time,
nd loction;
ndn
tive expl
ining hothe
ccident occued. Tke photog
phs
t the scene even though theepo
t my not
equie it.
Keep in mind,<
hef=”https://
.sttutes.legis.st
te.tx.usDocs/TN/htm/TN.550.htm#550.062″ t
get=”_bl
nk"el=”noopene
nofollono
efee“> Tex
s Tnspot
tion Code §550.062<> dicttes
epoting fo
l enfocement office
s. If you need to file epot on you
on, you
ould beequi
ed to use<h
ef="https:/
.houstontx.govpolice/c
sh_
epot/index.htm” t
get=”_bl
nk"el=”noopene
nofollono
efee“> C
sh
epot Fo
m C-2
>lso kno
ns “the Blue Fo
m."Steps to T
ke Follo
ingepo
tingn
ccident<h2>
Eve
h
ef="https:/c
inju
yvictims.comho
-to-get-pid-
fte–
-c-ccident/”>c
ccident victim<> should be seen bymedic
l pofession
ls soon
s possiblefte
theccident. Once you h
ve seendocto
, you shouldepo
t theccident to you
insunce compny. Tex
sequi
esll moto
vehicle opetos to m
intin
minimummount of li
bility covege. This ensues victims of
nccident c
necove
compenstion fo
dm
ge to theivehicles
nd the cost of te
tment of injuies follo
ing od
y
ccident. In<h
ef="https:/
.tdi.texs.gov/pubs/consume
cb020.html” t
get=”_bl
nk"el=”noopene
nofollono
efee“> Tex
s, minimum insunce covege<> is knon
s 3060/25 cove
ge
nd includes:- -level=”1″>$30,000 fo
inju
ies pe
peson
- i
-level="1">$60,000 fo
inju
ies peccident<li>
- i
-level="1">$25,000 fo
p
opety d
mge
ny
od
y
ccident, moe th
n oneesponsible p
ty m
y hve c
used youc
sh. This is p
ticul
ly t
ue if the othevehicle
s
gbge t
uck, semi-tctot
ile
, school bus, o vehicle opeted by ide-she dive
. These situtions m
y open up nevenues focompens
tion, but they my
lso complicte you
insunce clim.
equi
ements fo
Obtining Copies of
ccidentepo
ts<h2>
ss=”
ight size-medium
p-imge-19035″ s
c="https:/c
inju
yvictims.comp-contentuplo
ds2019/01/
bogdo-de-
ccidentes-de-cmiones-de-Tex
s-300x196.jpg"lt=”Tex
s Cccident
epots”
idth="300" height="196">
hen you filecl
imith you
insunce compny,
hetheit is fo
eimbu
sement of medicl expenses o
dm
ge to youvehicle, they
illequi
ecopy of the
ccidentepo
t. You my
equestepo
ts fom the Tex
s Deptment of Tnspot
tion. Pe<
hef=”https://
.sttutes.legis.st
te.tx.usDocs/TN/htm/TN.550.htm#550.065″ t
get=”_bl
nk"el=”noopene
nofollono
efee“> Tex
s Tnspot
tion Code §550.065<>, theepo
ts ev
ilble to
nyoneutho
ized by the sttute to obt
incopy of the
epot by
itten
equestnd p
yment offee. You m
y do this using the Texs DOT
ebsite, oby m
il by filling out<
hef=”https://
.txdot.govtxdotefo
msGetFo
m?fomN
me=C
-91.pdf∓
ppID=T
F∓st
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o
.jsp∓configFile=
FSevletConfig.xml” t
get=”_bl
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efee“>
equest fo copy ofTex
s Pece Office
’s Cshepo
t<> (C-91)
nd sending it to thedd
ess on the fom.
The insu
euses the
epot to est
blish libility, v
lidte cl
ims,nd
ssist in detemining
ht events led up to the
ccident. Theseepo
ts e mint
ined fo peiod of up to 10 ye
s follo
ing the dte of the
epot. Once the
epot h
s been filed, thee m
y bedel
y of up to foud
ys befoe it is
vil
ble in the<h
ef="https:/c
is.dot.stte.tx.us/public/Pu
chse/
pphelp/
ppf
q#q1" tget="_blnk”
el="noopenenofollo
noefe
e
"> Cshepo
ts Infom
tion System<> (CIS) system. Once you h
veequested the
epot, it is
vil
ble online fo10 d
ysnd must be do
nloded befo
e tht expi
tion.
Li bility
nd Mist
kes onccident
epots hen
n
ccident victim filesn insu
nce cl
im, they depend on theccu
cy of
ccidentepo
ts. You’ll need toevie
the l enfocement
epot if they
e c
lled to od
y
ccident scene. Eveyone m
kes mistkes sometimes, even the police!
Some in
ccute items my include:
- i
-level="1">Incoectly spelled n
me of the d
ive - i
-level="1">Incoect insunce comp
ny n
me opolicy numbe
<li>
- i
-level="1">In
ccu
te d
ive’s license numbe
s<li>
- i
-level="1">In
ccu
te colo
, mke, o
model of the vehicle(s) involved<li>
- i
-level="1">Incoect cont
ct info
mtion
- i
-level="1">The
ccident di
gm contins e
o
s<li>
Gene
lly,
epo
t filed by l enfocement m
y contin info
mtion such
shethe
d
ives cited fo
theccident.
emembe, being cited does not
lys men the cited d
iveis
t fult, o
entiely
t fult fo
theccident. E
o
s inccident
epots c
n be chllenging, p
ticul
ly if the di
gm of theccidents is e
oneous. Should this be the c
se, you should contct the office
ho filed the
epot immedi
telynd
sk tht it be co
ected. If the office
disputes youcl
im ofn e
o
fonye
son, you should seek immedite
ssistnce f
omn expe
ienced <h
ef="https:/c
inju
yvictims.comse
vicesc
–
ccident-tto
ney-houston“>c
ccidenttto
ney<>.De
ling
ith Telephone Clls F
om Insuncedjuste
s<h2>
hileecove
ing fom you
injuies, you
e li
ble to get multiple clls f
om insuncedjuste
ssking you questions
egding theccident,
sell
s infom
tioneg
ding you
injuies. Use c
utionhen fielding these telephone c
lls!l
ys spe
kith
lyeho hndles c
ccident cses befo
e you discuss the pticuls ofn
ccidentith
n insuncedjuste
. It doesn’t mtte
if they e fom you
insunce compny o
the peson
esponsible fothe
ccident’s insunce compny; they m
y still hve ulte
iomotives.
D
ives often believe the insu
eis the
e to potect them.
ftell, you py
pemium fo
potection. You don’t expect to h
ve to fce the fin
ncil consequences of
nccident on you
on.
These p
emiums e thee to p
otect you,ight?
Not
elly—they exist to m
ke the insunce compny money. The mo
e money they collect fom p
emiumsnd the less they p
y in clims, the g
ete
the pofit! Even the most
eputble insu
nce comp
nydjuste
s eo
king hd to ensue the comp
ny cn p
ys little
s possible oncl
im. If youe
e in<
hef=”https://c
inju
yvictims.comconfusion-
fte-c
–
ccident“>multi-c
c
sh
>, the numbeof phone c
lls you my
eceive could compound. You could del
ith multipledjuste
s hndling medic
l clims
nd pope
ty dm
ge clims. E
ch of them couldo
kg
inst yound you
ouldn’t even knoit. Th
t ishy it is
lysgood ide
to hve someone
oking on you
side.n expe
iencedtto
neyho h
s hndled Tex
so
dyccidents
oks fo
yound
ill help you get the compenstion you dese
ve foyou
injuies
nd the dm
ge to youvehicle.
ecove
ing Fin
ncilly Follo
ingC
ccident<h2>
n injuy m
y foce you to st
y out ofo
khile you
ecove. The mo
e seious the inju
y, the moe time you
e losing f
omo
k. Duing th
t time, theccident
ill foce you to
eckonith:
- i
-level="1">
ong> educed income ong> -nd benefits
hethe
you collect sick py, dis
bility py, o
no py depends l
gely on
ht benefits you
compny offe
s. If you must use vc
tion timehile you
ecove, you lose those benefits
hen you eell enough to enjoy time off f
om youf
mily.<li>
- i
-level="1">
ong> educed eti
ement income<st
ong> - Often people do not consideht h
ppens to theietiement
ccountshen they lose time f
omo
k. Hoeve
, if you tke funds f
om youp
ycheckutom
ticlly
nd invest incomp
ny-sponsoed 401(k)
nd youcomp
ny mtches those funds, you could lose th
tddition
l moneyhen you
e out of
ok.
- i
-level="1">
ong>Comp ny pe ong> - Some compks losses
nies offe
employees peks like vehicles o
pid cell phone se
vices oeduced costs focell se
vices.hen you
e out on p
id medicl le
ve, you could miss out on those peks.
- i
-level="1">
ong>Bonuses e ong> -ned
nd pomotions
n employee
ho loseso
khile
ecoveing f
omc
ccident could lose the oppotunity to e
n bonuses o
pomotions. This signific
nt loss cn hu
t youf
mily foye
s.
These
e only some of the fin
ncil
epecussions of
cccident th
tn
ccident injuy
ttoney m
y help youecove
.P
ying fo
C
ccidenttto
neyhile Not
oking
Victims of c
ccidentsho
e
le
dy fcing fin
ncil ch
llengesssoci
tedith lo
eges, mounting out-of-pocket medic
l bills,nd p
ying fod
mges to thei
vehicle oftenvoid seeking leg
l help becuse they
e conce
nedbout the
dditionl costs.
hile this is undest
ndble, it’s neve
good ide
to go itlone. Enjoy the expe
tdvice of
cccident
ttoney eve
y step of the y. Fist,
ntto
neyill help m
ke sue you unde
stnd
ht
ights you hve unde
Texs st
tutes. Theyill
evieyou
cse du
ingf
ee consulttion
nd help you undest
nd youoptions to get the
ll compenstion you dese
ve. Once you’ve hd this discussion vi
f
ee consulttion, you’ll h
ve the oppotunity to think
bout youoptions. If you feel you
best option is to filel
suit
ginst the pe
son op
ties
esponsible foyou
injuies, the good ne
s is you do not need to py fo
these fees upfont.
The bette
nes is c
ccident lyes do not expect to be p
id by the hou!
Fin
lly, unlessTex
s cccident l
ye
succeeds in obtining
settlement foyou, they
ill not hold youesponsible fo
pying leg
l fees! Ntu
lly, you might
ondeho
this is possible. Peson
l injuy clients
gee to p
y theileg
l fees usingcontingency fee. You
cccident
ttoney
ill deduct those fees fom you
settlement once youc
se is closed. Yound the
ttoney
ouldg
ee befoeh
ndh
t pecent
ge of the settlement theyill collect if they negoti
tesettlement fo
you. This mens you kno
thetto
ney iso
king in youbest inte
est, becuse
lgesettlement is
lso in theibest inte
est. The only y they cn get p
id is to successfully settle youcl
im. This is in-in fo
eveyone involved—you h
ve someonedvoc
ting foyou
best inteests
nd potecting you
legl
ights.ddition
lly, youill not h
ve to spend time negotiting
ithn insu
nce comp
ny tht
ill hve
lyeon thei
side toeduce you
settlement offe.
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Houston, TX 77070
(281) 664-6500